Aditya Birla Sun Life Amc Limited (ABSLAMC) AI Stock Analysis

• Market Cap: ₹245.23B
• Dividend Yield: 2.8%
• Average Volume (3M): 22.76K
• Price to Earnings (P/E): 25.2
• Beta (1Y): 0.96
• Revenue Growth: 19.42%
• EPS Growth: 16.76%
• Country: IN
• Employees: 1,279
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 9.60
• Shares Outstanding: 288,639,220
• 10 Day Avg. Volume: 18,011
• 30 Day Avg. Volume: 22,763
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹1,001.00
• Price Target Upside: 16.77% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

• Rating: 73 Outperform
• Price Target: ₹1,001.00 ▲(16.77% Upside)

Aditya Birla Sun Life AMC Limited's strong financial performance is a significant positive factor, showcasing robust growth and profitability. However, technical indicators suggest potential overbought conditions, while the valuation appears high, which tempers the overall score.

Aditya Birla Sun Life Amc Limited Business Overview & Revenue Model

Company Description

Aditya Birla Sun Life AMC Limited (ABSLAMC) is one of India's leading asset management companies, operating within the financial services sector. It is a joint venture between the Aditya Birla Group, a prominent Indian multinational conglomerate, and Sun Life Financial, a Canadian financial services company. ABSLAMC offers a wide range of investment solutions, including mutual funds, portfolio management services, offshore and real estate offerings, catering to both individual and institutional investors. With a focus on delivering innovative and customer-centric investment products, ABSLAMC aims to provide sustainable financial growth and wealth creation opportunities for its clientele.

How the Company Makes Money

Aditya Birla Sun Life AMC Limited primarily generates revenue through the management fees charged on its range of investment products. The company earns management fees as a percentage of the assets under management (AUM) across its various mutual fund schemes, portfolio management services, and other investment solutions. Additionally, ABSLAMC may earn performance-based fees if certain funds exceed predefined benchmarks. The company's revenue is also supplemented by advisory and consultancy services offered to institutional clients. Significant partnerships with distribution networks, financial advisors, and digital platforms enhance ABSLAMC's market reach, contributing to the growth of its AUM and, consequently, its revenue.

Aditya Birla Sun Life Amc Limited Financial Statement Overview

Summary

Aditya Birla Sun Life AMC Limited demonstrates strong financial health with solid revenue growth and high profitability margins. The balance sheet shows low leverage and efficient equity utilization, although the drop in cash liquidity needs attention. Overall, the financial performance reflects stability and growth potential.

Income Statement

Aditya Birla Sun Life AMC Limited has demonstrated a strong revenue growth trajectory with a revenue increase from 12,266 million to 16,847 million over the last five years. The company maintains a high gross profit margin, averaging around 75% over the analyzed period, indicating effective cost management. Net profit margin has also improved, reaching 55% in 2025, showing enhanced profitability. However, a decrease in EBIT margin from 73% in 2024 to 56% in 2025 signals potential cost pressures or increased expenses that need monitoring.

Balance Sheet

The balance sheet of Aditya Birla Sun Life AMC Limited reflects a solid equity base with a high equity ratio of over 90%. The company's debt-to-equity ratio is low, indicating prudent leverage management. Return on Equity (ROE) has improved to 25% in 2025, reflecting efficient use of equity to generate profits. However, the decrease in cash and cash equivalents from 19,821 million in 2024 to 1,034 million in 2025 requires attention, as it may affect liquidity.

Cash Flow

The cash flow statement indicates robust operating cash flows, supporting strong free cash flow generation. The company's free cash flow has consistently grown, with a notable increase in 2025. The operating cash flow to net income ratio is above 0.7, indicating efficient cash conversion from profits. However, significant fluctuations in investing and financing cash flows suggest potential volatility in cash management strategies.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	18.52B	16.85B	14.09B	12.27B	12.93B	10.68B
Gross Profit	14.39B	12.73B	12.66B	9.27B	10.85B	7.99B
EBITDA	12.89B	12.90B	10.48B	8.32B	9.35B	7.39B
Net Income	9.31B	9.31B	7.80B	5.96B	6.73B	5.26B
Balance Sheet
Total Assets	41.14B	41.14B	35.02B	27.88B	24.35B	19.85B
Cash, Cash Equivalents and Short-Term Investments	1.03B	1.03B	19.82B	1.27B	14.31B	16.07B
Total Debt	680.60M	680.60M	790.90M	480.35M	543.68M	593.14M
Total Liabilities	3.88B	3.88B	3.33B	2.71B	2.38B	2.80B
Stockholders Equity	37.27B	37.27B	31.69B	25.17B	21.96B	17.05B
Cash Flow
Free Cash Flow	0.00	6.77B	6.54B	4.18B	5.47B	5.01B
Operating Cash Flow	0.00	7.08B	6.85B	4.37B	5.63B	5.12B
Investing Cash Flow	0.00	-3.05B	-5.11B	-1.34B	-2.98B	-3.40B
Financing Cash Flow	0.00	-3.99B	-1.69B	-3.35B	-2.56B	-1.63B

Aditya Birla Sun Life Amc Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 857.25
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:ABSLAMC, the sentiment is Positive. The current price of 857.25 is below the 20-day moving average (MA) of 858.83, above the 50-day MA of 807.49, and above the 200-day MA of 727.67, indicating a neutral trend. The MACD of 12.65 indicates Positive momentum. The RSI at 56.78 is Neutral, neither overbought nor oversold. The STOCH value of 43.28 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:ABSLAMC.

Aditya Birla Sun Life Amc Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
UTIAMC	77 Outperform	₹171.06B	23.88		1.95%	3.62%	-9.49%
HDFCAMC	75 Outperform	₹1.17T	44.87		1.65%	27.61%	25.70%
ABSLAMC	73 Outperform	₹245.23B	25.21		2.80%	19.42%	16.76%
NAM.INDIA	68 Neutral	₹507.43B	37.49		2.25%	19.78%	11.11%
ICICIGI	65 Neutral	₹944.73B	35.18		0.65%	15.68%	26.12%
Sector *	65 Neutral	£5.46B	8.75	9.53%	5.11%	10.05%	-13.15%