Aditya Birla Sun Life Amc Limited (ABSLAMC) AI Stock Analysis

• Market Cap: ₹253.22B
• Dividend Yield: 3.09%
• Average Volume (3M): 20.91K
• Price to Earnings (P/E): 25.3
• Beta (1Y): 1.12
• Revenue Growth: 10.40%
• EPS Growth: 8.23%
• Country: IN
• Employees: 1,279
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 9.30
• Shares Outstanding: 288,785,600
• 10 Day Avg. Volume: 16,951
• 30 Day Avg. Volume: 20,909
• PEG Ratio: 1.04
• Price to Book (P/B): 4.96
• Price to Sales (P/S): 10.97
• P/FCF Ratio: 27.29
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): 36.33
• Revenue Forecast (FY): ₹19.37B

• Rating: 65 Neutral
• Price Target: ₹943.00 ▲(13.22% Upside)
• Action: Downgraded Date: 11/25/25
• Date: Action: Downgraded 11/25/25

Aditya Birla Sun Life AMC Limited shows strong financial performance with robust revenue growth and profitability, which is the most significant factor supporting the stock. However, the technical analysis indicates bearish momentum and oversold conditions, which weigh heavily on the overall score. The valuation is fair, but not compelling enough to offset the negative technical indicators.

Positive Factors

Revenue Growth

Sustained revenue expansion over multiple years indicates durable demand for the firm's asset management services and effectiveness in attracting/retaining AUM. Persistent top-line growth supports recurring management fees and underpins long-term earnings resilience even through market cycles.

High Profitability

Very high gross and net margins reflect a scalable fee-based business model with low incremental costs. High profitability enables internal capital generation, supports reinvestment in distribution and product development, and provides a structural cushion against cyclical revenue swings.

Strong Balance Sheet

A conservative capital structure and elevated ROE signal prudent leverage use and efficient capital deployment. Low financial leverage preserves flexibility for business investments or buybacks and reduces refinancing risk, strengthening long-term solvency and strategic optionality.

Negative Factors

Sharp Cash Decline

A material drop in cash reserves weakens the firm's liquidity buffer and reduces ability to absorb large redemptions, invest opportunistically, or smooth seasonal cash demands. Persistent low cash levels increase dependency on external funding or asset sales during stress.

EBIT Margin Compression

A pronounced fall in EBIT margin signals rising operating costs or deteriorating efficiency that could erode durable profitability. Unless addressed, margin pressure can reduce free cash flow conversion and limit capacity to sustain distributor incentives or product investments.

Cash Flow Volatility

Volatile investing and financing flows point to inconsistent cash management and potential one-off uses of cash. This variability complicates forecasting, may mask recurring cash generation strength, and raises execution risk on long-term initiatives reliant on predictable cash.

Aditya Birla Sun Life Amc Limited Business Overview & Revenue Model

Company Description

Aditya Birla Sun Life AMC Limited is privately owned investment manager. The firm provides its services to individuals including high net worth individuals and institutional clients. It manages separate equity and fixed income portfolios. The firm also manages launches and manages equity and fixed income mutual funds, manages balanced mutual funds, and hedge funds for its clients. It invests in the public equity and fixed income markets across the globe. The firm employs a fundamental analysis to make its investments. It also make real estate investments. It was founded in 1994 and is based in Mumbai, India with an additional office in Ahmedabad, India. The firm was formerly known as Birla Sun Life Asset Management Company Limited. Aditya Birla Sun Life AMC Limited operates as a subsidiary of Aditya Birla Financial Services Private Ltd.

How the Company Makes Money

ABSLAMC generates revenue primarily through management fees charged on the assets under management (AUM) in its mutual funds and portfolio management services. The company earns a percentage of the AUM as a fee, which varies based on the type of fund and its performance. Additionally, ABSLAMC may receive performance fees for exceeding certain investment benchmarks or targets. Other revenue streams include advisory fees from institutional clients and commissions from selling financial products. Strategic partnerships with financial institutions and banks for distribution and marketing amplify its reach, contributing to its overall earnings.

Aditya Birla Sun Life Amc Limited Financial Statement Overview

Summary

Aditya Birla Sun Life AMC Limited demonstrates strong financial health with robust revenue growth and profitability. The balance sheet is solid, with low leverage and efficient equity utilization. Cash flow generation is strong, though some volatility in cash management strategies is observed. Areas for improvement include expense management and cash liquidity.

Income Statement

Aditya Birla Sun Life AMC Limited has demonstrated a strong revenue growth trajectory with a revenue increase from 12,266 million to 16,847 million over the last five years. The company maintains a high gross profit margin, averaging around 75% over the analyzed period, indicating effective cost management. Net profit margin has also improved, reaching 55% in 2025, showing enhanced profitability. However, a decrease in EBIT margin from 73% in 2024 to 56% in 2025 signals potential cost pressures or increased expenses that need monitoring.

Balance Sheet

The balance sheet of Aditya Birla Sun Life AMC Limited reflects a solid equity base with a high equity ratio of over 90%. The company's debt-to-equity ratio is low, indicating prudent leverage management. Return on Equity (ROE) has improved to 25% in 2025, reflecting efficient use of equity to generate profits. However, the decrease in cash and cash equivalents from 19,821 million in 2024 to 1,034 million in 2025 requires attention, as it may affect liquidity.

Cash Flow

The cash flow statement indicates robust operating cash flows, supporting strong free cash flow generation. The company's free cash flow has consistently grown, with a notable increase in 2025. The operating cash flow to net income ratio is above 0.7, indicating efficient cash conversion from profits. However, significant fluctuations in investing and financing cash flows suggest potential volatility in cash management strategies.

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	17.46B	16.85B	13.53B	12.27B	12.93B	10.68B
Gross Profit	13.41B	12.73B	10.33B	9.75B	10.65B	7.84B
EBITDA	13.59B	12.90B	10.48B	8.32B	9.35B	7.39B
Net Income	9.72B	9.31B	7.80B	5.96B	6.73B	5.26B
Balance Sheet
Total Assets	0.00	41.14B	35.02B	27.88B	24.35B	19.85B
Cash, Cash Equivalents and Short-Term Investments	36.42B	1.03B	19.82B	1.27B	14.31B	16.07B
Total Debt	0.00	680.60M	790.90M	480.35M	746.42M	593.14M
Total Liabilities	-37.27B	3.88B	3.33B	2.71B	2.38B	2.80B
Stockholders Equity	37.27B	37.27B	31.69B	25.17B	21.96B	17.05B
Cash Flow
Free Cash Flow	0.00	6.77B	6.54B	4.18B	5.47B	5.01B
Operating Cash Flow	0.00	7.08B	6.85B	4.37B	5.63B	5.12B
Investing Cash Flow	0.00	-3.05B	-5.11B	-1.34B	-2.98B	-3.40B
Financing Cash Flow	0.00	-3.99B	-1.69B	-3.35B	-2.56B	-1.63B

Aditya Birla Sun Life Amc Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 832.90
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:ABSLAMC, the sentiment is Positive. The current price of 832.9 is below the 20-day moving average (MA) of 871.39, above the 50-day MA of 828.03, and above the 200-day MA of 801.31, indicating a bullish trend. The MACD of 25.76 indicates Positive momentum. The RSI at 54.50 is Neutral, neither overbought nor oversold. The STOCH value of 43.03 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:ABSLAMC.

Aditya Birla Sun Life Amc Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
NAM.INDIA	76 Outperform	₹575.67B	40.97	―	2.14%	9.15%	0.43%
HDFCAMC	72 Outperform	₹1.13T	40.27	―	0.83%	19.21%	24.12%
ICICIGI	72 Outperform	₹944.70B	34.49	―	0.69%	14.43%	25.13%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
ABSLAMC	65 Neutral	₹253.22B	25.33	―	3.09%	10.40%	8.23%
UTIAMC	65 Neutral	₹124.16B	22.70	―	2.30%	-9.65%	-30.52%
ABCAPITAL	63 Neutral	₹885.65B	25.24	―	―	7.07%	-13.03%

Aditya Birla Sun Life Amc Limited Corporate Events

Aditya Birla Sun Life AMC to Join Bharat Connect Investor Conference Virtually

Aditya Birla Sun Life AMC Limited has announced that its representatives will participate in the Bharat Connect Conference – Rising Stars 2026, organized by Arihant Capital, on March 9, 2026. The engagement will be held virtually as a group meeting with analysts and investors, and the company has emphasized that no unpublished price sensitive information will be shared, aligning with SEBI disclosure regulations and reinforcing its focus on transparent investor communication.

Aditya Birla Sun Life AMC Board Clears Q3 FY26 Unaudited Results After Auditor Review

Aditya Birla Sun Life AMC Limited’s board has approved the company’s unaudited standalone and consolidated financial results for the quarter and nine months ended 31 December 2025, in compliance with SEBI’s listing and disclosure regulations, and has made these results available on its website. An independent review by S.R. Batliboi & Co. LLP concluded that the interim financial statements comply with applicable Indian accounting standards and SEBI disclosure norms and do not contain any material misstatements, providing additional assurance to investors and other market participants about the reliability of the company’s reported financials.

Aditya Birla Sun Life AMC Files SEBI Compliance Certificate, Reports No Demat or Remat Activity in Q3 FY26

Aditya Birla Sun Life AMC Limited has submitted to the stock exchanges a compliance certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended 31 December 2025, issued by its registrar and share transfer agent, KFin Technologies Limited. The registrar has certified that no physical security certificates were received for dematerialisation or rematerialisation during the quarter, indicating stable electronic shareholding records and reaffirming the company’s adherence to regulatory requirements, which supports transparency and operational compliance for investors and market participants.