Aditya Birla Capital Ltd. (IN:ABCAPITAL)
:ABCAPITAL
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Aditya Birla Capital Ltd.
(ABCAPITAL)
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Rating:63Neutral
Price Target:
₹331.00
▼(-6.40% Downside)
Action:ReiteratedDate:11/26/25
Aditya Birla Capital Ltd. shows strong technical momentum, which is the most significant positive factor. However, financial performance is a concern due to high leverage and negative cash flows, which weigh down the overall score. The valuation is moderate, with a high P/E ratio and no dividend yield.
Positive Factors
Diversified financial-services platform
ABCAPITAL's broad business mix across lending, insurance, asset management and wealth distribution creates durable revenue diversification. Cross‑sell potential and multiple fee/interest streams reduce single-market dependence and support steadier cashflows across cycles.
Negative Factors
High financial leverage
A debt-to-equity ratio near 4.6 materially raises refinancing and interest‑rate sensitivity for a financial holding. High leverage constrains capital flexibility, increases funding costs risk, and limits the firm's ability to absorb shocks or pursue acquisitive growth without raising equity.
Read all positive and negative factors
Positive Factors
Negative Factors
Diversified financial-services platform
ABCAPITAL's broad business mix across lending, insurance, asset management and wealth distribution creates durable revenue diversification. Cross‑sell potential and multiple fee/interest streams reduce single-market dependence and support steadier cashflows across cycles.
Read all positive factors
Aditya Birla Capital Ltd. (ABCAPITAL) vs. iShares MSCI India ETF (INDA)
Market Cap
₹806.84B
Dividend YieldN/A
Average Volume (3M)232.64K
Price to Earnings (P/E)24.8
Beta (1Y)1.48
Revenue Growth7.07%
EPS Growth-13.03%
CountryIN
Employees59,000
SectorFinancial
Sector Strength70
IndustryFinancial - Conglomerates
Share Statistics
EPS (TTM)3.19
Shares Outstanding2,619,606,200
10 Day Avg. Volume170,898
30 Day Avg. Volume232,642
Financial Highlights & Ratios
PEG Ratio-7.58
Price to Book (P/B)1.59
Price to Sales (P/S)2.32
P/FCF Ratio-1.70
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹415.00Price Target Upside17.35% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)17.74
Revenue Forecast (FY)₹100.17B
Aditya Birla Capital Ltd. Business Overview & Revenue Model
Company Description
Aditya Birla Capital Limited, through its subsidiaries, provides various financial products and services in India and internationally. It operates through NBFC, Housing Finance, Life Insurance, Asset Management, General Insurance Broking, Stock an...
How the Company Makes Money
ABCAPITAL primarily makes money through income earned by its operating financial-services businesses. Key revenue streams typically include: (1) Net interest income from lending businesses: Interest earned on loans and financing products (e.g., co...
Aditya Birla Capital Ltd. Financial Statement Overview
Summary
Income Statement
65
Positive
Balance Sheet
55
Neutral
Cash Flow
40
Negative
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 274.12B | 208.96B | 173.28B | 118.56B | 88.02B | 82.54B |
| Gross Profit | 133.88B | 111.84B | 96.97B | 71.23B | 53.12B | 43.23B |
| EBITDA | 133.43B | 149.10B | 124.32B | 105.96B | 60.11B | 57.00B |
| Net Income | 32.63B | 33.32B | 33.35B | 47.96B | 17.06B | 11.27B |
Balance Sheet | ||||||
| Total Assets | 3.02T | 2.79T | 2.32T | 1.81T | 1.41T | 1.25T |
| Cash, Cash Equivalents and Short-Term Investments | 64.57B | 60.03B | 158.67B | 139.33B | 139.37B | 129.11B |
| Total Debt | 1.57T | 1.39T | 1.10T | 847.26B | 584.14B | 530.33B |
| Total Liabilities | 2.68T | 2.47T | 2.03T | 1.59T | 1.24T | 1.10T |
| Stockholders Equity | 321.81B | 303.89B | 268.17B | 203.11B | 154.92B | 137.43B |
Cash Flow | ||||||
| Free Cash Flow | -151.47B | -283.92B | -245.03B | -242.74B | -52.49B | -4.58B |
| Operating Cash Flow | -149.81B | -279.35B | -241.00B | -240.29B | -50.70B | -3.08B |
| Investing Cash Flow | -14.25B | 9.35B | -45.90B | -26.50B | -14.46B | 24.29B |
| Financing Cash Flow | 165.54B | 297.78B | 285.14B | 263.85B | 58.36B | -25.81B |
Aditya Birla Capital Ltd. Technical Analysis
Negative
353.65
Price Trends
332.91
Negative
340.84
Negative
311.87
Negative
Market Momentum
-9.42
Negative
46.73
Neutral
45.90
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:ABCAPITAL, the sentiment is Negative. The current price of 353.65 is above the 20-day moving average (MA) of 313.63, above the 50-day MA of 332.91, and above the 200-day MA of 311.87, indicating a bearish trend. The MACD of -9.42 indicates Negative momentum. The RSI at 46.73 is Neutral, neither overbought nor oversold. The STOCH value of 45.90 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:ABCAPITAL.
Aditya Birla Capital Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | ₹530.47B | 34.69 | ― | 2.14% | 9.15% | 0.43% | |
72 Outperform | ₹861.25B | 37.02 | ― | 0.69% | 14.43% | 25.13% | |
70 Outperform | ₹670.62B | 9.68 | ― | 2.69% | ― | ― | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
63 Neutral | ₹806.84B | 24.77 | ― | ― | 7.07% | -13.03% | |
59 Neutral | ₹514.65B | 390.61 | ― | ― | -16.19% | -53.19% | |
55 Neutral | ₹748.91B | 61.88 | ― | 0.13% | -42.13% | 48.75% |
* Financial Sector Average
IN:ABCAPITAL
Aditya Birla Capital Ltd.
308.00
123.90
67.30%
IN:GICRE
General Insurance Corporation of India
382.25
-5.75
-1.48%
IN:ICICIGI
ICICI Lombard General Insurance Co. Ltd.
1,727.70
-37.03
-2.10%
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ICICI Prudential Life Insurance Co. Ltd.
516.75
-39.56
-7.11%
IN:MFSL
Max Financial Services Limited
1,491.25
356.40
31.41%
IN:NAM.INDIA
Nippon Life India Asset Management Ltd.
831.30
288.71
53.21%
Aditya Birla Capital Ltd. Corporate Events
Aditya Birla Capital Gets Shareholder Nod for Board Changes and New NCD Issue
Mar 26, 2026
Aditya Birla Capital Limited shareholders have approved three key resolutions via postal ballot, including the appointment of Ms. Saloni Narayan as an independent director for five years and Mr. Krishna Kishore Maheshwari as a non-executive direct...
Aditya Birla Capital updates markets on analyst and institutional investor meet
Mar 25, 2026
Aditya Birla Capital Ltd. informed stock exchanges that it participated in an analyst and institutional investor meet on 25 March 2026 in Mumbai, attended by a range of major domestic and global investors, including insurance companies, mutual fun...
Aditya Birla Capital Raises Rs 250 Crore via Subordinated NCD Issue
Mar 24, 2026
Aditya Birla Capital has raised Rs. 250 crore through a private placement of 25,000 unsecured, rated, listed, taxable, redeemable subordinated non-convertible debentures with a face value of Rs. 1,00,000 each, issued at a coupon of 8.03% per annum...
Aditya Birla Capital Raises Paid-Up Capital via Employee Stock Allotment
Mar 13, 2026
Aditya Birla Capital Limited has allotted 65,755 new equity shares with a face value of ₹10 each following the exercise of employee stock options and performance stock units under its 2017 and 2022 employee incentive schemes. The newly issue...
Aditya Birla Capital Allots 42,581 Shares Under Employee Stock Schemes
Mar 6, 2026
Aditya Birla Capital Limited has allotted 42,581 equity shares of ₹10 each following the exercise of stock options and stock units granted under its 2017 and 2022 employee equity incentive schemes. These newly issued shares will rank pari pa...
Aditya Birla Capital’s Chief Technology Officer Resigns, Triggering Tech Leadership Shift
Mar 1, 2026
Aditya Birla Capital Limited has announced a change in its senior management, with Chief Technology Officer Ramesh Narayanaswamy resigning from his role to pursue opportunities outside the company. His resignation was accepted with effect from the...
Aditya Birla Capital Subsidiary Wins Relief in ₹464.81 Crore Tax Dispute
Mar 1, 2026
Aditya Birla Capital Limited announced that a major tax dispute involving its material subsidiary, Aditya Birla Sun Life Insurance Limited, has been resolved in the subsidiary’s favor. Following earlier directions from the Income Tax Appella...
Aditya Birla Capital Subsidiary Aditya Birla Sun Life Insurance Wins IND AAA Rating on Subordinate Debt
Feb 27, 2026
Aditya Birla Capital has announced that India Ratings Research has assigned and affirmed the highest credit rating of IND AAA with a Stable outlook to various subordinate debt instruments of its material subsidiary, Aditya Birla Sun Life Insuranc...
Aditya Birla Capital Engages Global and Domestic Institutions at Mumbai Investor Conference
Feb 25, 2026
Aditya Birla Capital Limited informed the exchanges that it participated in an analyst and institutional investor meeting on 25 February 2026 at the Chasing Growth Conference in Mumbai, engaging with a wide roster of global and domestic funds, ins...
Aditya Birla Capital Publishes Postal Ballot and E-Voting Notice for Shareholders
Feb 25, 2026
Aditya Birla Capital Limited has notified stock exchanges that it has published newspaper advertisements announcing a postal ballot notice, remote e-voting facility, and related shareholder information in national and regional dailies. The company...
CRISIL assigns and reaffirms CRISIL AAA/Stable ratings on Aditya Birla Sun Life Insurance subordinated debt
Feb 20, 2026
Aditya Birla Capital Limited announced that CRISIL Ratings has assigned and reaffirmed the highest credit rating of CRISIL AAA/Stable to various subordinate debt instruments of its material subsidiary, Aditya Birla Sun Life Insurance Company Limit...
Aditya Birla Capital Allots Over 9.7 Lakh Shares Under Employee Stock Plans
Feb 20, 2026
Aditya Birla Capital Limited has allotted 971,589 new equity shares following the exercise of employee stock options and performance stock units under its 2017 and 2022 employee incentive schemes. All newly issued shares carry the same rights as e...
ICRA Reaffirms Top Credit Ratings for Aditya Birla Capital, Ups Total Rated Debt to Over ₹2.08 Lakh Crore
Feb 6, 2026
Aditya Birla Capital Limited announced that ICRA has reaffirmed its top-tier credit ratings across a broad range of debt instruments and bank facilities, while also assigning a AAA (Stable) rating to a new Rs 25,000 crore non-convertible debenture...
Aditya Birla Capital Posts Conference Call Audio on Q3 FY2026 Results
Feb 3, 2026
Aditya Birla Capital Limited has notified stock exchanges that the audio recording of its conference call discussing unaudited standalone and consolidated financial results for the quarter and nine months ended 31 December 2025 is now available on...
Aditya Birla Capital Allots 116,888 Shares Under Employee Stock Schemes
Jan 29, 2026
Aditya Birla Capital Limited has allotted 116,888 new equity shares of ₹10 each following the exercise of employee stock options, restricted stock units, and performance stock units under its 2017 and 2022 employee incentive schemes, with al...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
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This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.