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Aditya Birla Capital Ltd.
(ABCAPITAL)
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Rating:65Neutral
Price Target:
₹441.00
▲(24.70% Upside)
Action:Reiterated
Date:05/08/26
The score is driven by strong technical momentum (price above major moving averages with positive MACD). Financial performance is mixed: rapid revenue growth is offset by sharp margin compression, very high leverage, and historically unstable cash flows. Valuation is moderate on a P/E basis, with no dividend yield data to add support.
Positive Factors
Diversified financial franchise
A multi-vertical business model (lending, life/health insurance, asset management, wealth distribution) provides diversified, recurring revenue streams and cross‑sell potential. This structural breadth helps stabilize earnings across cycles and supports durable customer lifetime value.
Negative Factors
Very high leverage
Elevated debt-to-equity (~5.2x) creates structural sensitivity to funding costs and liquidity cycles. High leverage limits strategic optionality, increases refinancing and interest rate risk, and raises the capital needed to absorb credit losses or support growth without external equity.
Read all positive and negative factors
Positive Factors
Negative Factors
Diversified financial franchise
A multi-vertical business model (lending, life/health insurance, asset management, wealth distribution) provides diversified, recurring revenue streams and cross‑sell potential. This structural breadth helps stabilize earnings across cycles and supports durable customer lifetime value.
Read all positive factors
Aditya Birla Capital Ltd. (ABCAPITAL) vs. iShares MSCI India ETF (INDA)
Market Cap
₹1.05T
Dividend YieldN/A
Average Volume (3M)232.64K
Price to Earnings (P/E)27.6
Beta (1Y)1.53
Revenue Growth11.57%
EPS Growth12.53%
CountryIN
Employees59,000
SectorGeneral
Sector StrengthN/A
IndustryFinancial - Conglomerates
Share Statistics
EPS (TTM)12.51
Shares Outstanding2,734,206,300
10 Day Avg. Volume170,898
30 Day Avg. Volume232,642
Financial Highlights & Ratios
PEG Ratio1.61
Price to Book (P/B)2.22
Price to Sales (P/S)1.67
P/FCF Ratio9.89
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)16.98
Revenue Forecast (FY)₹107.32B
Aditya Birla Capital Ltd. Business Overview & Revenue Model
Company Description
Aditya Birla Capital Limited (ABCL) is a diversified financial services powerhouse that delivers an extensive array of financial products and solutions across India and internationally, primarily operating through its network of subsidiaries. The ...
How the Company Makes Money
ABCAPITAL primarily earns through the operating income generated by its financial services subsidiaries across multiple verticals. Key revenue streams include: (1) Lending/financing: interest income on loans and other credit products (net of fundi...
Aditya Birla Capital Ltd. Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
56
Neutral
Cash Flow
45
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 273.03B | 456.17B | 188.90B | 173.28B | 118.56B | 88.02B |
| Gross Profit | 132.79B | 200.95B | 91.77B | 96.97B | 71.23B | 53.12B |
| EBITDA | 130.13B | 57.12B | 149.10B | 124.32B | 105.96B | 60.11B |
| Net Income | 32.63B | 37.64B | 33.32B | 33.35B | 47.96B | 17.06B |
Balance Sheet | ||||||
| Total Assets | 3.02T | 3.35T | 2.79T | 2.32T | 1.81T | 1.41T |
| Cash, Cash Equivalents and Short-Term Investments | 64.57B | 47.30B | 60.03B | 158.67B | 139.33B | 139.37B |
| Total Debt | 1.57T | 1.80T | 1.39T | 1.10T | 847.26B | 584.14B |
| Total Liabilities | 2.68T | 2.99T | 2.47T | 2.03T | 1.59T | 1.24T |
| Stockholders Equity | 321.81B | 344.23B | 303.89B | 268.17B | 203.11B | 154.92B |
Cash Flow | ||||||
| Free Cash Flow | -151.47B | 77.19B | -283.92B | -245.03B | -242.74B | -52.49B |
| Operating Cash Flow | -149.81B | 81.12B | -279.35B | -241.00B | -240.29B | -50.70B |
| Investing Cash Flow | -14.25B | -478.33B | 9.35B | -45.90B | -26.50B | -14.46B |
| Financing Cash Flow | 165.54B | 377.94B | 297.78B | 285.14B | 263.85B | 58.36B |
Aditya Birla Capital Ltd. Technical Analysis
Positive
353.65
Price Trends
365.61
Positive
348.23
Positive
339.89
Positive
Market Momentum
10.97
Negative
58.48
Neutral
46.10
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:ABCAPITAL, the sentiment is Positive. The current price of 353.65 is below the 20-day moving average (MA) of 383.95, below the 50-day MA of 365.61, and above the 200-day MA of 339.89, indicating a bullish trend. The MACD of 10.97 indicates Negative momentum. The RSI at 58.48 is Neutral, neither overbought nor oversold. The STOCH value of 46.10 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:ABCAPITAL.
Aditya Birla Capital Ltd. Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
84 Outperform | ₹1.14T | 27.09 | ― | 0.83% | 13.84% | 15.96% | |
73 Outperform | ₹901.12B | 32.18 | ― | 0.69% | 12.68% | 9.94% | |
66 Neutral | ₹1.79T | 73.96 | ― | 0.13% | -3.31% | 2.28% | |
65 Neutral | ₹1.05T | 27.61 | ― | ― | 11.57% | 12.53% | |
61 Neutral | ₹1.20T | 62.15 | ― | 0.28% | 3.27% | 5.45% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
54 Neutral | ₹2.97T | 30.83 | ― | 0.05% | 16.13% | 10.33% |
* General Sector Average
IN:ABCAPITAL
Aditya Birla Capital Ltd.
397.45
125.70
46.26%
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Aditya Birla Capital Ltd. Corporate Events
Aditya Birla Capital Updates Markets on Analyst and Investor Meeting
Jun 23, 2026
Aditya Birla Capital Limited informed exchanges that it participated in an analyst and institutional investor meeting held on June 23, 2026 in Mumbai, engaging with a range of domestic and international funds, mutual funds, life insurers, and asse...
Aditya Birla Capital Allots 60,177 Shares Under 2022 Employee Stock Scheme
Jun 10, 2026
Aditya Birla Capital Limited has allotted 60,177 equity shares of ₹10 each following the exercise of employee stock options and performance stock units under its 2022 employee incentive scheme, with all newly issued shares ranking pari passu...
Aditya Birla Capital Posts FY 2026 Results Call Transcript Online
May 8, 2026
Aditya Birla Capital Limited has informed stock exchanges that the transcript of its conference call discussing the audited standalone and consolidated financial results for the quarter and year ended 31 March 2026 is now available on its investor...
Aditya Birla Capital Confirms SEBI Compliance, 99.74% Equity in Demat Form
Apr 15, 2026
Aditya Birla Capital Limited has filed a compliance certificate for the quarter ended 31 March 2026 under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018, confirming proper processing of its share dematerialisation a...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.