Nippon Life India Asset Management Ltd. (NAM.INDIA) AI Stock Analysis

• Market Cap: ₹580.49B
• Dividend Yield: 2.14%
• Average Volume (3M): 40.82K
• Price to Earnings (P/E): 34.7
• Beta (1Y): 1.29
• Revenue Growth: 9.15%
• EPS Growth: 0.43%
• Country: IN
• Employees: 1,004
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 6.40
• Shares Outstanding: 638,115,970
• 10 Day Avg. Volume: 44,438
• 30 Day Avg. Volume: 40,821
• PEG Ratio: 1.91
• Price to Book (P/B): 8.68
• Price to Sales (P/S): 16.39
• P/FCF Ratio: 55.51
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹1,020.00
• Price Target Upside: 14.26% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1
• EPS Forecast (FY): 27.71
• Revenue Forecast (FY): ₹32.76B

• Rating: 76 Outperform
• Price Target: ₹938.00 ▲(5.07% Upside)
• Action: Reiterated Date: 10/23/25
• Date: Action: Reiterated 10/23/25

The overall stock score is driven by strong financial performance and positive technical indicators. However, the high P/E ratio suggests potential overvaluation, which tempers the overall score.

Positive Factors

High profit margins

Sustained very high gross and net margins reflect a scalable, fee-based business with low variable costs. Such margin profile supports durable cash generation, funds for product development or distributions, and resilience to revenue volatility over the medium term.

Negative Factors

Revenue tied to AUM

A fee model linked to asset levels makes revenue and profitability structurally sensitive to market moves and net flows. Over a 2-6 month horizon, sustained market declines or persistent outflows can compress revenues and margins despite operational strength.

Nippon Life India Asset Management Ltd. Business Overview & Revenue Model

Company Description

Nippon Life Asset Management Limited is a publicly owned investment manager. The firm launches and manages equity and fixed income mutual funds for its clients. It also manages exchange traded funds for its clients. The firm invests in the public ...

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Nippon Life Asset Management Limited is a publicly owned investment manager. The firm launches and manages equity and fixed income mutual funds for its clients. It also manages exchange traded funds for its clients. The firm invests in the public ...

How the Company Makes Money

NAM.INDIA primarily makes money by earning fees for managing client assets. Its main revenue stream is management fees (often referred to as asset management fees/advisory fees) that are typically calculated as a percentage of assets under managem...

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NAM.INDIA primarily makes money by earning fees for managing client assets. Its main revenue stream is management fees (often referred to as asset management fees/advisory fees) that are typically calculated as a percentage of assets under managem...

Nippon Life India Asset Management Ltd. Financial Statement Overview

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	24.56B	22.31B	16.43B	13.50B	13.07B	10.62B
Gross Profit	21.11B	18.09B	12.76B	10.39B	10.21B	8.01B
EBITDA	17.88B	17.32B	13.88B	9.62B	10.20B	9.15B
Net Income	13.35B	12.86B	11.07B	7.23B	7.44B	6.80B
Balance Sheet
Total Assets	48.92B	46.70B	43.75B	38.61B	37.97B	33.92B
Cash, Cash Equivalents and Short-Term Investments	2.93B	26.52B	30.44B	2.73B	28.58B	3.60B
Total Debt	1.70B	880.30M	785.90M	560.00M	471.70M	514.70M
Total Liabilities	5.08B	4.57B	3.93B	3.46B	3.18B	2.92B
Stockholders Equity	43.83B	42.13B	39.82B	35.15B	34.79B	31.00B
Cash Flow
Free Cash Flow	5.50B	6.59B	7.66B	5.74B	5.73B	4.36B
Operating Cash Flow	5.84B	12.00B	7.77B	5.84B	5.80B	4.56B
Investing Cash Flow	-14.00M	-815.90M	-1.04B	1.01B	-1.25B	-4.02B
Financing Cash Flow	-5.97B	-11.16B	-6.71B	-7.12B	-4.26B	-2.39B

Nippon Life India Asset Management Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 892.70
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:NAM.INDIA, the sentiment is Positive. The current price of 892.7 is above the 20-day moving average (MA) of 850.51, above the 50-day MA of 885.76, and above the 200-day MA of 851.84, indicating a bullish trend. The MACD of -4.26 indicates Negative momentum. The RSI at 56.61 is Neutral, neither overbought nor oversold. The STOCH value of 73.65 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:NAM.INDIA.

Nippon Life India Asset Management Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ABSLAMC	80 Outperform	₹279.52B	21.57	―	3.09%	10.40%	8.23%
NAM.INDIA	76 Outperform	₹580.49B	34.69	―	2.14%	9.15%	0.43%
HDFCAMC	72 Outperform	₹1.08T	37.18	―	0.83%	19.21%	24.12%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
MOTILALOFS	65 Neutral	₹458.14B	22.71	―	0.57%	-14.24%	-40.53%
UTIAMC	65 Neutral	₹121.15B	29.94	―	2.30%	-9.65%	-30.52%
BIRLAMONEY	62 Neutral	₹7.13B	14.15	―	―	-6.37%	-24.10%