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Nippon Life India Asset Management Ltd. (IN:NAM.INDIA)
:NAM.INDIA
India Market
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Nippon Life India Asset Management Ltd. (NAM.INDIA) AI Stock Analysis

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IN:NAM.INDIA

Nippon Life India Asset Management Ltd.

(NAM.INDIA)

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Outperform 76 (OpenAI - 4o)
Rating:76Outperform
Price Target:
₹1,093.00
▲(27.29% Upside)
The overall stock score is driven by strong financial performance and positive technical indicators. However, the high P/E ratio suggests potential overvaluation, which tempers the overall score.

Nippon Life India Asset Management Ltd. (NAM.INDIA) vs. iShares MSCI India ETF (INDA)

Nippon Life India Asset Management Ltd. Business Overview & Revenue Model

Company DescriptionNippon Life Asset Management Limited is a publicly owned investment manager. The firm launches and manages equity and fixed income mutual funds for its clients. It also manages exchange traded funds for its clients. The firm invests in the public equity, fixed income and commodity markets. Nippon Life Asset Management Limited was previously known as Reliance Nippon Life Asset Management Limited. Nippon Life Asset Management Limited was founded on February 24, 1995 and is based in Mumbai, India.
How the Company Makes MoneyNAM.INDIA generates revenue primarily through management fees charged on the assets under management (AUM) across its mutual fund schemes. These fees are typically calculated as a percentage of the AUM and vary based on the type of fund and its performance. Additionally, the company earns income from advisory services and portfolio management, which also contribute to its revenue streams. Significant partnerships with financial institutions and distributors enhance its market reach and client base, further supporting its earnings. Furthermore, investment performance plays a crucial role in attracting new investors and retaining existing ones, impacting the overall AUM and, consequently, the company's revenue.

Nippon Life India Asset Management Ltd. Financial Statement Overview

Summary
Nippon Life India Asset Management Ltd. demonstrates strong financial health with robust revenue and profit growth, high profit margins, low financial leverage, and effective cash flow management. The company is well-positioned for future growth opportunities.
Income Statement
90
Very Positive
Nippon Life India Asset Management Ltd. has demonstrated strong revenue growth with a consistent upward trajectory, particularly in the latest period where total revenue rose by 23.7% from the previous year. The company maintains healthy profit margins, with a gross profit margin of 82.9% and a net profit margin of 51.0%. The EBIT and EBITDA margins are also robust at 80.1% and 68.7%, respectively, indicating strong operational efficiency and profitability.
Balance Sheet
85
Very Positive
The company has a strong equity base, with a low debt-to-equity ratio of 0.02, reflecting low financial leverage. The equity ratio stands at 90.2%, showcasing a solid financial foundation. Return on equity (ROE) is impressive at 30.5%, indicating effective management of shareholder funds. The balance sheet is strong, although a slight decrease in cash equivalents is noted.
Cash Flow
88
Very Positive
Cash flow generation is robust, with operating cash flow increasing by 54.2% year-over-year. Free cash flow is positive and growing, although it decreased slightly compared to the previous period. The operating cash flow to net income ratio is 0.93, indicating high earnings quality. Overall, cash flow management is strong and supportive of ongoing operations and potential investments.
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue23.55B25.21B20.37B15.17B15.36B14.19B
Gross Profit18.52B20.92B16.97B12.12B12.44B13.43B
EBITDA18.18B17.32B13.88B9.62B10.20B9.15B
Net Income13.50B12.86B11.07B7.23B7.44B6.80B
Balance Sheet
Total Assets0.0046.70B43.75B38.61B37.97B33.92B
Cash, Cash Equivalents and Short-Term Investments34.63B26.52B30.44B2.73B28.58B3.60B
Total Debt0.00880.30M785.90M560.00M471.70M514.70M
Total Liabilities-42.13B4.57B3.93B3.46B3.18B2.92B
Stockholders Equity42.13B42.13B39.82B35.15B34.79B31.00B
Cash Flow
Free Cash Flow0.006.59B7.66B5.74B5.73B4.36B
Operating Cash Flow0.0012.00B7.77B5.84B5.80B4.56B
Investing Cash Flow0.00-815.90M-1.04B1.01B-1.25B-4.02B
Financing Cash Flow0.00-11.16B-6.71B-7.12B-4.26B-2.39B

Nippon Life India Asset Management Ltd. Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price858.65
Price Trends
50DMA
857.56
Positive
100DMA
827.16
Positive
200DMA
717.79
Positive
Market Momentum
MACD
12.30
Positive
RSI
46.51
Neutral
STOCH
20.29
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:NAM.INDIA, the sentiment is Neutral. The current price of 858.65 is below the 20-day moving average (MA) of 895.04, above the 50-day MA of 857.56, and above the 200-day MA of 717.79, indicating a neutral trend. The MACD of 12.30 indicates Positive momentum. The RSI at 46.51 is Neutral, neither overbought nor oversold. The STOCH value of 20.29 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:NAM.INDIA.

Nippon Life India Asset Management Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
₹605.45B42.932.07%19.78%11.11%
₹248.71B25.573.07%10.40%8.23%
₹615.73B21.700.50%11.16%-1.15%
₹9.07B16.01-6.37%-24.10%
$18.00B11.429.92%3.81%9.73%1.22%
₹171.71B30.522.04%-9.65%-30.52%
₹1.22T44.451.67%19.21%24.12%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:NAM.INDIA
Nippon Life India Asset Management Ltd.
870.70
179.21
25.92%
IN:ABSLAMC
Aditya Birla Sun Life Amc Limited
781.15
7.84
1.01%
IN:BIRLAMONEY
Aditya Birla Money Limited
162.30
8.25
5.36%
IN:HDFCAMC
HDFC Asset Management Co. Ltd.
5,362.30
1,141.44
27.04%
IN:MOTILALOFS
Motilal Oswal Financial Services Limited
1,025.35
94.37
10.14%
IN:UTIAMC
UTI Asset Management Co. Ltd.
1,248.95
-44.07
-3.41%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 23, 2025