HDFC Asset Management Co. Ltd. (HDFCAMC) AI Stock Analysis

• Market Cap: ₹1.15T
• Dividend Yield: 0.84%
• Average Volume (3M): 8.15K
• Price to Earnings (P/E): 41.6
• Beta (1Y): 1.11
• Revenue Growth: 19.21%
• EPS Growth: 24.12%
• Country: IN
• Employees: 1,509
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 16.80
• Shares Outstanding: 428,308,500
• 10 Day Avg. Volume: 15,150
• 30 Day Avg. Volume: 8,150
• PEG Ratio: 1.30
• Price to Book (P/B): 10.45
• Price to Sales (P/S): 20.92
• P/FCF Ratio: 41.85
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹6,473.33
• Price Target Upside: 142.09% Upside
• Rating Consensus: Strong Buy
• Number of Analyst Covering: 3
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 72 Outperform
• Price Target: ₹3,023.00 ▲(13.06% Upside)

HDFC Asset Management Co. Ltd. has a strong financial foundation with robust revenue growth and profitability margins. However, the stock's valuation appears high, and technical indicators suggest mixed market sentiment. The absence of earnings call insights and corporate events limits additional context.

Positive Factors

Revenue Growth

Consistent revenue growth indicates strong market demand and effective product offerings, supporting long-term business expansion.

Profitability Margins

High profitability margins reflect efficient cost management and strong pricing power, contributing to sustainable financial health.

Balance Sheet Health

Low financial leverage indicates a strong balance sheet, providing flexibility for strategic investments and resilience in downturns.

Negative Factors

Valuation Concerns

High valuation may limit upside potential and increase risk if growth expectations are not met, impacting investor sentiment.

Lack of Earnings Call Insights

Absence of earnings call insights limits transparency and investor understanding of management's strategic direction and outlook.

Technical Analysis Concerns

Negative technical indicators may signal potential market skepticism, affecting short-term stock performance and investor confidence.

HDFC Asset Management Co. Ltd. Business Overview & Revenue Model

Company Description

HDFC Asset Management Company Limited is a publically owned investment manager. The firm launches and manages equity, fixed income, and balanced mutual funds for its clients. It manages equity, fixed income, balanced, and real estate portfolios. The firm invests in public equity and fixed income markets. The firm employs fundamental analysis to make its investments. HDFC Asset Management Company Limited was founded on December 10, 1999 and is based in Mumbai, Maharashtra. HDFC Asset Management Company Limited operates as a subsidiary of Housing Development Finance Corporation Limited.

How the Company Makes Money

HDFCAMC generates revenue primarily through management fees charged on the assets under management (AUM) across its mutual fund schemes. These fees are typically a percentage of the AUM and vary depending on the type of fund and its performance. Additionally, HDFCAMC may earn performance-based fees, which are contingent upon the funds exceeding certain benchmark returns. The company also benefits from distribution fees and commissions for selling its products through various channels, including banks, financial advisors, and direct sales. Significant partnerships with financial institutions and online platforms further enhance its reach and customer acquisition, contributing positively to its earnings.

HDFC Asset Management Co. Ltd. Financial Statement Overview

Summary

HDFC Asset Management Co. Ltd. demonstrates strong financial performance with significant revenue growth and robust profitability margins. The company maintains a healthy balance sheet with low financial leverage and strong cash flow management, supporting its operational and strategic initiatives.

Income Statement

HDFC Asset Management Co. Ltd. has demonstrated robust financial performance with significant revenue growth, increasing from 24.83 billion to 40.60 billion INR over the last five years. The Gross Profit Margin is consistently strong, standing at approximately 90.83% in the most recent period, indicating efficient cost management. Net Profit Margin has improved to 60.57%, reflecting enhanced profitability. The EBIT Margin is also impressive at 90.30%, showcasing operational efficiency.

Balance Sheet

The company maintains a healthy balance sheet with a Debt-to-Equity Ratio of 0.02, reflecting low financial leverage and a conservative approach to debt management. Return on Equity (ROE) is strong at 30.25%, indicating effective use of equity to generate profits. The Equity Ratio stands at 92.90%, suggesting a solid equity position relative to total assets, further highlighting financial stability.

Cash Flow

HDFC's cash flow management is robust, with Free Cash Flow consistently increasing, reaching 20.30 billion INR in the latest period. The Free Cash Flow to Net Income Ratio is 0.82, confirming strong cash conversion. Operating Cash Flow is healthy, supporting ongoing operations and strategic investments.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	36.91B	34.98B	25.84B	21.67B	21.15B	18.53B
Gross Profit	33.26B	31.42B	22.88B	19.01B	18.60B	16.35B
EBITDA	35.92B	33.54B	25.36B	19.33B	19.18B	18.13B
Net Income	26.04B	24.60B	19.43B	14.23B	13.93B	13.26B
Balance Sheet
Total Assets	0.00	87.51B	75.54B	65.36B	58.80B	50.95B
Cash, Cash Equivalents and Short-Term Investments	79.33B	418.00M	400.20M	70.30M	13.47B	224.20M
Total Debt	0.00	1.44B	1.25B	1.30B	1.10B	1.20B
Total Liabilities	-81.30B	6.21B	4.79B	4.28B	3.50B	3.19B
Stockholders Equity	81.30B	81.30B	70.75B	61.08B	55.30B	47.76B
Cash Flow
Free Cash Flow	0.00	20.30B	15.96B	11.35B	12.44B	10.74B
Operating Cash Flow	0.00	20.75B	16.15B	11.49B	12.54B	10.85B
Investing Cash Flow	0.00	-5.98B	-5.42B	-2.17B	-5.08B	-4.83B
Financing Cash Flow	0.00	-14.75B	-10.66B	-9.30B	-7.46B	-6.28B

HDFC Asset Management Co. Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 2673.90
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:HDFCAMC, the sentiment is Positive. The current price of 2673.9 is above the 20-day moving average (MA) of 2629.67, below the 50-day MA of 2706.40, and above the 200-day MA of 2522.06, indicating a neutral trend. The MACD of -18.17 indicates Negative momentum. The RSI at 52.09 is Neutral, neither overbought nor oversold. The STOCH value of 62.63 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:HDFCAMC.

HDFC Asset Management Co. Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
NAM.INDIA	76 Outperform	₹565.97B	42.25	―	2.14%	9.15%	0.43%
HDFCAMC	72 Outperform	₹1.15T	41.65	―	0.84%	19.21%	24.12%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
360ONE	65 Neutral	₹462.43B	39.92	―	1.05%	-2.47%	11.59%
ABSLAMC	65 Neutral	₹219.69B	22.61	―	3.15%	10.40%	8.23%
UTIAMC	65 Neutral	₹145.56B	24.65	―	2.29%	-9.65%	-30.52%

HDFC Asset Management Co. Ltd. Corporate Events

HDFC Asset Management Announces Successful Postal Ballot Resolution

HDFC Asset Management Company Limited has announced the results of its e-voting process related to a postal ballot, confirming the passage of a resolution. The scrutinizer’s report, conducted by Rauthan & Associates, ensures the transparency and fairness of the voting process. This development reflects the company’s adherence to regulatory requirements and its commitment to maintaining transparent corporate governance practices.

HDFC AMC Announces November 2025 Investor Meeting Schedule

HDFC Asset Management Company Limited has announced its schedule for upcoming investor and analyst meetings, which will take place in November 2025 across various conferences in Mumbai and Singapore. These meetings are crucial for the company as they provide opportunities for direct engagement with investors and analysts, potentially impacting the company’s market perception and investor relations.

HDFC Asset Management Releases Q2 FY26 Earnings Call Recording

HDFC Asset Management Company Limited announced the availability of the audio recording of its Q2 FY26 earnings call, which discussed the financial results for the quarter and half year ended September 30, 2025. This move aligns with the company’s commitment to transparency and compliance with SEBI regulations, potentially impacting its market perception and investor relations positively.