360 One Wam Limited (360ONE) AI Stock Analysis

• Market Cap: ₹473.59B
• Dividend Yield: 0.73%
• Average Volume (3M): 47.62K
• Price to Earnings (P/E): 42.5
• Beta (1Y): 1.39
• Revenue Growth: -1.16%
• EPS Growth: 14.36%
• Country: IN
• Employees: 1,200
• Sector: Services
• Sector Strength: N/A
• Industry: Asset Management
• EPS (TTM): 7.80
• Shares Outstanding: 404,760,440
• 10 Day Avg. Volume: 31,249
• 30 Day Avg. Volume: 47,616
• PEG Ratio: 1.64
• Price to Book (P/B): 4.89
• Price to Sales (P/S): 9.38
• P/FCF Ratio: -14.02
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹1,378.33
• Price Target Upside: 18.72% Upside
• Rating Consensus: Strong Buy
• Number of Analyst Covering: 3

• Rating: 66 Neutral
• Price Target: ₹1,146.00 ▼(-1.29% Downside)

360 One Wam Limited's overall stock score is primarily influenced by its strong financial performance, despite challenges in cash flow management and high leverage. Technical analysis indicates neutral momentum, while the valuation suggests potential overvaluation. The absence of earnings call and corporate events data limits additional insights.

360 One Wam Limited Business Overview & Revenue Model

Company Description

360 One Wam Limited offers wealth and asset management services primarily in India. The company operates through Wealth Management and Asset Management segments. It offers wealth management products and services, such as financial product distribution, advisory, equity and debt broking, estate planning, financial products management, lending, and investment services. The company also provides asset management solutions, including mutual funds, alternative asset funds, portfolio management, and related services. It serves high net worth and ultra-high net worth individuals, family offices, and institutional clients. The company was formerly known as IIFL Wealth Management Limited and changed its name to 360 One Wam Limited in January 2023. 360 One Wam Limited was incorporated in 2008 and is based in Mumbai, India.

How the Company Makes Money

360ONE generates revenue primarily through fees and commissions associated with its wealth and asset management services. The company's key revenue streams include management fees from client portfolios, advisory fees for personalized investment strategies, and performance-based fees when certain investment benchmarks are met. Additionally, 360ONE may earn income from distribution fees related to mutual funds and other investment products. Strategic partnerships with financial institutions and investment firms further augment its revenue, as these collaborations can lead to increased client acquisition and access to a wider range of financial products and services. The company's ability to consistently deliver high returns on client investments and maintain strong client relationships is crucial to its financial success.

360 One Wam Limited Financial Statement Overview

Summary

360 One Wam Limited shows strong revenue growth and profitability, but faces challenges with high leverage and negative cash flows. The income statement is robust, but operational efficiency and cash management need improvement.

Income Statement

360 One Wam Limited has demonstrated strong revenue growth over the years, with a significant increase from 2024 to 2025. The gross profit margin is robust, indicating effective cost management. The net profit margin is healthy, showcasing efficient operations. However, the EBIT and EBITDA margins are slightly compressed, suggesting room for operational efficiency improvements.

Balance Sheet

The company's debt-to-equity ratio is relatively high, reflecting significant leverage, which may pose risks if not managed properly. However, the return on equity is impressive, indicating strong profitability relative to shareholder investments. The equity ratio is moderate, suggesting a balanced capital structure but pointing to potential vulnerability to market fluctuations.

Cash Flow

Operating cash flow is negative, which raises concerns about the company's ability to generate cash from its core operations. Free cash flow has also been negative in recent years, indicating potential cash constraints. The company's reliance on financing activities to cover cash flow gaps suggests a need for improved cash management strategies.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	28.91B	36.84B	29.22B	21.61B	19.51B	14.70B
Gross Profit	18.63B	27.13B	19.66B	20.16B	17.08B	12.44B
EBITDA	23.59B	23.92B	17.00B	12.99B	11.66B	9.47B
Net Income	10.56B	10.15B	8.04B	6.58B	5.78B	3.69B
Balance Sheet
Total Assets	0.00	197.69B	151.19B	111.92B	107.40B	87.40B
Cash, Cash Equivalents and Short-Term Investments	10.92B	10.92B	6.38B	7.26B	43.47B	23.77B
Total Debt	0.00	111.60B	93.51B	67.81B	58.25B	47.39B
Total Liabilities	-70.65B	127.04B	116.69B	80.66B	77.42B	59.12B
Stockholders Equity	70.65B	70.65B	34.50B	31.22B	30.24B	28.28B
Cash Flow
Free Cash Flow	0.00	-24.66B	-5.72B	-14.16B	9.12B	3.87B
Operating Cash Flow	0.00	-24.11B	-4.70B	-13.45B	9.29B	4.12B
Investing Cash Flow	0.00	-10.68B	-15.75B	7.77B	-11.28B	41.29B
Financing Cash Flow	0.00	37.73B	19.78B	5.56B	2.51B	-48.36B

360 One Wam Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 1160.95
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:360ONE, the sentiment is Positive. The current price of 1160.95 is above the 20-day moving average (MA) of 1072.40, above the 50-day MA of 1064.16, and above the 200-day MA of 1049.06, indicating a bullish trend. The MACD of 24.64 indicates Negative momentum. The RSI at 70.02 is Negative, neither overbought nor oversold. The STOCH value of 89.98 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:360ONE.

360 One Wam Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IRB	71 Outperform	₹260.10B	3.98	―	0.63%	-1.99%	969.06%
IRCTC	70 Outperform	₹575.24B	43.00	―	1.11%	7.48%	12.75%
CRISIL	67 Neutral	₹345.83B	47.52	―	1.23%	6.03%	11.92%
CAMS	66 Neutral	₹189.75B	40.14	―	1.63%	19.78%	21.62%
360ONE	66 Neutral	₹473.59B	42.47	―	0.73%	-1.16%	14.36%
IEX	65 Neutral	₹120.24B	26.50	―	3.34%	18.51%	22.17%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%

360 One Wam Limited Corporate Events

360 ONE WAM LIMITED Announces AGM Voting Results

360 ONE WAM LIMITED announced the results of its 18th Annual General Meeting held on September 5, 2025, where all proposed resolutions were approved by the requisite majority, except for two items. The meeting was conducted via video conferencing, reflecting compliance with relevant regulations, and was attended by 93 shareholders, including promoters and the public.

360 ONE WAM LIMITED Conducts 18th AGM via Video Conferencing

360 ONE WAM LIMITED held its 18th Annual General Meeting (AGM) on September 5, 2025, via video conferencing, adhering to the applicable legal provisions. The meeting, chaired by Mr. Akhil Gupta, saw the participation of 93 members representing over 3 million equity shares. Key management and auditors were present, and the meeting facilitated remote e-voting. The AGM proceedings were conducted smoothly, with necessary documents made available for inspection.

360 ONE WAM LIMITED Secures Regulatory Approval for Strategic Acquisition

360 ONE WAM LIMITED has announced the receipt of necessary regulatory approval under the Competition Act, 2002, for its planned acquisition of the India Wealth Business from affiliates of UBS AG. This approval allows the company and its subsidiaries to proceed with the consummation of the transaction, which involves multiple agreements with UBS AG and Credit Suisse Securities. The acquisition is expected to enhance 360 ONE WAM LIMITED’s market positioning in the wealth management sector, potentially benefiting stakeholders by expanding its service offerings and client base.