360 One Wam Limited (360ONE) AI Stock Analysis

• Market Cap: ₹437.21B
• Dividend Yield: 1.02%
• Average Volume (3M): 47.87K
• Price to Earnings (P/E): 36.8
• Beta (1Y): 1.35
• Revenue Growth: -2.47%
• EPS Growth: 11.59%
• Country: IN
• Employees: 1,200
• Sector: Services
• Sector Strength: N/A
• Industry: Asset Management
• EPS (TTM): 8.30
• Shares Outstanding: 405,916,320
• 10 Day Avg. Volume: 31,743
• 30 Day Avg. Volume: 47,874
• PEG Ratio: 1.64
• Price to Book (P/B): 4.89
• Price to Sales (P/S): 13.12
• P/FCF Ratio: -14.02
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹1,400.00
• Price Target Upside: 16.77% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1
• EPS Forecast (FY): 30.79
• Revenue Forecast (FY): ₹31.61B

• Rating: 65 Neutral
• Price Target: ₹1,286.00 ▲(7.26% Upside)
• Action: Downgraded Date: 11/01/25
• Date: Action: Downgraded 11/01/25

360 One Wam Limited's overall stock score is driven by strong financial performance in terms of revenue growth and profitability, but is tempered by high leverage and negative cash flows. Technical analysis shows mixed signals with short-term weakness but longer-term positive momentum. The valuation suggests the stock may be overvalued, with a high P/E ratio and modest dividend yield.

Positive Factors

Revenue Growth

Consistent revenue growth indicates a strong market position and effective business strategy, enhancing long-term sustainability.

Profitability

Strong profitability margins reflect efficient operations and cost management, supporting durable financial health and competitive advantage.

Return on Equity

High return on equity suggests effective use of shareholder funds, enhancing investor confidence and long-term value creation.

Negative Factors

High Leverage

High leverage can increase financial risk and limit flexibility, potentially impacting the company's ability to invest in growth opportunities.

Negative Cash Flow

Negative cash flow indicates potential liquidity issues, which could hinder operational stability and long-term growth prospects.

Compressed Margins

Compressed margins may limit profitability growth, necessitating strategic improvements to enhance operational efficiency and competitiveness.

360 One Wam Limited Business Overview & Revenue Model

Company Description

360 One Wam Limited offers wealth and asset management services primarily in India. The company operates through Wealth Management and Asset Management segments. It offers wealth management products and services, such as financial product distribution, advisory, equity and debt broking, estate planning, financial products management, lending, and investment services. The company also provides asset management solutions, including mutual funds, alternative asset funds, portfolio management, and related services. It serves high net worth and ultra-high net worth individuals, family offices, and institutional clients. The company was formerly known as IIFL Wealth Management Limited and changed its name to 360 One Wam Limited in January 2023. 360 One Wam Limited was incorporated in 2008 and is based in Mumbai, India.

How the Company Makes Money

360 One Wam Limited generates revenue through various channels, primarily driven by management fees from assets under management (AUM) in its investment products. The company earns a percentage of the total AUM across its mutual funds and alternative investment funds, which fluctuates based on market performance and client inflows. Additionally, 360ONE may charge advisory fees for personalized financial planning and wealth management services, further contributing to its revenue. Strategic partnerships with financial institutions and distribution networks enhance its market reach, allowing for a broader client base and increased asset acquisition. Overall, the combination of management fees, advisory services, and partnerships serves as the foundation for 360ONE's earnings model.

360 One Wam Limited Financial Statement Overview

Summary

360 One Wam Limited shows strong revenue growth and profitability, but faces challenges with high leverage and negative cash flows. While the income statement is robust, the balance sheet's high debt-to-equity ratio and negative cash flows indicate potential risks.

Income Statement

360 One Wam Limited has demonstrated strong revenue growth over the years, with a significant increase from 2024 to 2025. The gross profit margin is robust, indicating effective cost management. The net profit margin is healthy, showcasing efficient operations. However, the EBIT and EBITDA margins are slightly compressed, suggesting room for operational efficiency improvements.

Balance Sheet

The company's debt-to-equity ratio is relatively high, reflecting significant leverage, which may pose risks if not managed properly. However, the return on equity is impressive, indicating strong profitability relative to shareholder investments. The equity ratio is moderate, suggesting a balanced capital structure but pointing to potential vulnerability to market fluctuations.

Cash Flow

Operating cash flow is negative, which raises concerns about the company's ability to generate cash from its core operations. Free cash flow has also been negative in recent years, indicating potential cash constraints. The company's reliance on financing activities to cover cash flow gaps suggests a need for improved cash management strategies.

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	26.91B	26.35B	29.22B	16.47B	14.95B	11.46B
Gross Profit	17.86B	17.88B	19.66B	11.00B	7.63B	6.26B
EBITDA	23.52B	22.96B	17.00B	12.88B	11.56B	9.34B
Net Income	10.56B	10.15B	8.04B	6.58B	5.78B	3.69B
Balance Sheet
Total Assets	0.00	197.69B	151.19B	111.92B	107.40B	87.40B
Cash, Cash Equivalents and Short-Term Investments	10.92B	10.92B	6.38B	7.26B	43.47B	23.77B
Total Debt	0.00	111.60B	93.51B	67.81B	58.25B	47.39B
Total Liabilities	-70.65B	127.04B	116.69B	80.66B	77.42B	59.12B
Stockholders Equity	70.65B	70.65B	34.50B	31.22B	30.24B	28.28B
Cash Flow
Free Cash Flow	0.00	-24.66B	-5.72B	-14.16B	9.12B	3.87B
Operating Cash Flow	0.00	-24.11B	-4.70B	-13.45B	9.29B	4.12B
Investing Cash Flow	0.00	-10.68B	-15.75B	7.77B	-11.28B	41.29B
Financing Cash Flow	0.00	37.73B	19.78B	5.56B	2.51B	-48.36B

360 One Wam Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 1198.95
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:360ONE, the sentiment is Negative. The current price of 1198.95 is above the 20-day moving average (MA) of 1122.77, above the 50-day MA of 1143.71, and above the 200-day MA of 1107.93, indicating a bearish trend. The MACD of -13.65 indicates Positive momentum. The RSI at 37.01 is Neutral, neither overbought nor oversold. The STOCH value of 42.18 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:360ONE.

360 One Wam Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CAMS	74 Outperform	₹161.31B	36.53	―	1.32%	12.35%	8.91%
IEX	72 Outperform	₹108.39B	25.04	―	3.23%	14.10%	19.23%
IRCTC	72 Outperform	₹455.28B	34.72	―	1.32%	7.66%	14.36%
IRB	71 Outperform	₹241.32B	30.12	―	0.56%	-1.42%	968.58%
CRISIL	68 Neutral	₹315.89B	41.26	―	1.38%	6.61%	11.88%
360ONE	65 Neutral	₹437.21B	36.82	―	1.02%	-2.47%	11.59%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%

360 One Wam Limited Corporate Events

360 ONE WAM Posts January 15 Earnings Call Recordings on Website

360 ONE WAM Limited has notified the stock exchanges that audio and video recordings of its earnings call held on 15 January 2026, covering the company’s performance for the quarter and nine months ended 31 December 2025, have been made available on its investor relations website. The disclosure, made in compliance with SEBI’s listing and disclosure regulations, enhances transparency for shareholders and analysts by providing open access to management’s commentary and discussion of financial results.

360 ONE WAM Files Monitoring Report on ₹391.59 Crore Preferential Warrants Issue

360 ONE WAM Limited has submitted to stock exchanges the monitoring agency reports prepared by CARE Ratings Limited for the preferential issue of warrants aggregating Rs 391.59 crore for the quarter ended 31 December 2025. The reports, which include comments from the company’s board and management on the monitoring agency’s findings, were reviewed by the audit committee and board on 15 January 2026 and have been made available on the company’s investor relations website, underscoring regulatory compliance and transparency around the utilisation and oversight of funds raised through the preferential issue.

360 ONE WAM Board Clears Q3 FY26 Unaudited Results and Compliance Disclosures

360 ONE WAM Limited’s board has approved the company’s unaudited consolidated and standalone financial results for the quarter and nine months ended 31 December 2025 at its meeting held on 15 January 2026. Along with the results, the company has released a results update, limited review reports on both consolidated and standalone financials, and statements on any deviation or variation in the use of proceeds from preferential warrant issues in compliance with SEBI listing regulations, and will publish these disclosures on the stock exchanges’ and its own investor relations website.

360 ONE WAM LIMITED Approves Employee Stock Option Schemes

360 ONE WAM LIMITED has announced the approval of resolutions related to the formation of employee stock option schemes for its employees and those of its wholly owned subsidiaries. The resolutions were passed with the requisite majority as part of a postal ballot process, and the voting results along with the scrutinizer’s report are available on the company’s website.

360 ONE WAM LIMITED Achieves Strong ESG Rating

360 ONE WAM LIMITED has received an ESG Score of 78.2 out of 100 from SES ESG Research Pvt. Ltd., a SEBI-registered ESG Ratings Provider, for the financial year ending March 31, 2025. This score reflects the company’s commitment to environmental, social, and governance standards, potentially enhancing its reputation and attractiveness to investors focused on sustainable and responsible investing.

360 ONE WAM LIMITED Announces Second Interim Dividend with Tax Deduction Details

360 ONE WAM LIMITED, a company listed on the BSE and NSE, has announced a second interim dividend of Rs. 6 per equity share for the financial year 2025-26. The company has communicated to its equity shareholders regarding the tax deduction on this dividend, following the Finance Act, 2020, which mandates withholding taxes at prescribed rates based on the shareholder’s residential status and documents provided. Shareholders are advised to update their details with the depository or the company’s registrar by October 27, 2025, to ensure accurate tax deductions.