CRISIL Limited (CRISIL) AI Stock Analysis

• Market Cap: ₹279.13B
• Dividend Yield: 1.38%
• Average Volume (3M): 4.38K
• Price to Earnings (P/E): 41.3
• Beta (1Y): 0.78
• Revenue Growth: 6.61%
• EPS Growth: 11.88%
• Country: IN
• Employees: 4,666
• Sector: Services
• Sector Strength: N/A
• Industry: Financial - Data & Stock Exchanges
• EPS (TTM): 33.02
• Shares Outstanding: 73,130,020
• 10 Day Avg. Volume: 6,165
• 30 Day Avg. Volume: 4,375
• PEG Ratio: 3.45
• Price to Book (P/B): 10.42
• Price to Sales (P/S): 8.66
• P/FCF Ratio: 45.21
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): 124.13
• Revenue Forecast (FY): ₹42.21B

• Rating: 68 Neutral
• Price Target: ₹4,097.00 ▼(-13.09% Downside)
• Action: Reiterated Date: 02/18/26
• Date: Action: Reiterated 02/18/26

The score is primarily supported by strong financial performance (durable margins, solid ROE, and generally healthy cash generation). It is tempered by weaker technical positioning (trading below major moving averages with subdued momentum) and a demanding valuation (high P/E with only a modest dividend yield).

Positive Factors

Durable Profitability

CRISIL’s sustained net margins near 20% and EBITDA margins around 30% reflect a durable, high-margin analytics and ratings business. Such steady operating profitability supports reinvestment in analytics, consistent cash return potential, and resilience to cyclical slowdowns in issuance activity.

Negative Factors

Recent Debt Increase

A recent step-up in total debt versus prior years reduces the prior ultra-low leverage buffer and increases interest and refinancing exposure. If higher debt persists, it could constrain capital allocation, raise fixed costs, and erode financial flexibility during rate or revenue pressures.

CRISIL Limited Business Overview & Revenue Model

Company Description

CRISIL Limited, an analytical company, together with its subsidiaries, provides ratings, data, research, and analytics and solutions in India, Europe, North America, and internationally. It operates through three segments: Ratings, Research, and A...

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CRISIL Limited, an analytical company, together with its subsidiaries, provides ratings, data, research, and analytics and solutions in India, Europe, North America, and internationally. It operates through three segments: Ratings, Research, and A...

How the Company Makes Money

CRISIL primarily makes money by charging fees for analytical and advisory services delivered across its major business lines. (1) Credit ratings: CRISIL earns rating fees from issuers (such as corporates, banks/NBFCs, and public-sector entities) w...

Read more

CRISIL primarily makes money by charging fees for analytical and advisory services delivered across its major business lines. (1) Credit ratings: CRISIL earns rating fees from issuers (such as corporates, banks/NBFCs, and public-sector entities) w...

CRISIL Limited Financial Statement Overview

Breakdown	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	36.49B	32.60B	31.40B	27.69B	23.01B
Gross Profit	12.77B	16.81B	13.92B	13.78B	11.39B
EBITDA	10.85B	10.00B	9.75B	8.52B	7.33B
Net Income	7.66B	6.84B	6.58B	5.64B	4.66B
Balance Sheet
Total Assets	46.32B	39.42B	32.97B	28.31B	25.04B
Cash, Cash Equivalents and Short-Term Investments	10.10B	13.74B	11.52B	8.43B	7.42B
Total Debt	5.44B	2.50B	473.20M	834.60M	1.32B
Total Liabilities	15.98B	13.77B	11.08B	10.39B	9.25B
Stockholders Equity	30.33B	25.65B	21.89B	17.92B	15.78B
Cash Flow
Free Cash Flow	6.99B	5.92B	7.17B	4.15B	3.80B
Operating Cash Flow	7.72B	7.65B	7.80B	4.56B	4.03B
Investing Cash Flow	-2.85B	-3.86B	-3.27B	-616.40M	-882.50M
Financing Cash Flow	-4.70B	-4.42B	-4.08B	-3.68B	-2.91B

CRISIL Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 4713.95
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:CRISIL, the sentiment is Negative. The current price of 4713.95 is above the 20-day moving average (MA) of 4114.60, above the 50-day MA of 4421.28, and below the 200-day MA of 4859.09, indicating a bearish trend. The MACD of -165.00 indicates Positive momentum. The RSI at 23.27 is Positive, neither overbought nor oversold. The STOCH value of 14.06 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:CRISIL.

CRISIL Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CARERATING	75 Outperform	₹45.38B	33.44	―	1.23%	19.50%	33.27%
ICRA	72 Outperform	₹49.00B	37.64	―	0.97%	8.06%	24.52%
CRISIL	68 Neutral	₹279.13B	41.26	―	1.38%	6.61%	11.88%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%

CRISIL Limited Corporate Events