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CRISIL Limited (IN:CRISIL)
:CRISIL
India Market
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CRISIL Limited (CRISIL) AI Stock Analysis

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IN:CRISIL

CRISIL Limited

(CRISIL)

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Neutral 68 (OpenAI - 5.2)
Rating:68Neutral
Price Target:
₹4,422.00
▼(-6.19% Downside)
Action:ReiteratedDate:02/18/26
The score is primarily supported by strong financial performance (durable margins, solid ROE, and generally healthy cash generation). It is tempered by weaker technical positioning (trading below major moving averages with subdued momentum) and a demanding valuation (high P/E with only a modest dividend yield).
Positive Factors
Profitability / Margins
Consistently high net and EBITDA margins reflect durable pricing power and a scalable analytics business. These margins support reinvestment into products, sustain earnings through cycles, and underpin long-term return on equity and free cash flow generation.
Negative Factors
Rising Debt Levels
A recent rise in total debt diminishes CRISIL's prior ultra-low leverage buffer, increasing interest and refinancing risk. Higher leverage can constrain strategic optionality, reduce flexibility for M&A or payouts, and raises vulnerability to macro shocks over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Profitability / Margins
Consistently high net and EBITDA margins reflect durable pricing power and a scalable analytics business. These margins support reinvestment into products, sustain earnings through cycles, and underpin long-term return on equity and free cash flow generation.
Read all positive factors

CRISIL Limited (CRISIL) vs. iShares MSCI India ETF (INDA)

CRISIL Limited Business Overview & Revenue Model

Company Description
CRISIL Limited, an analytical company, together with its subsidiaries, provides ratings, data, research, and analytics and solutions in India, Europe, North America, and internationally. It operates through three segments: Ratings, Research, and A...
How the Company Makes Money
CRISIL primarily makes money by charging fees for analytical and advisory services delivered across its major business lines. (1) Credit ratings: CRISIL earns rating fees from issuers (such as corporates, banks/NBFCs, and public-sector entities) w...

CRISIL Limited Financial Statement Overview

Summary
Strong and consistent profitability (net margins ~20%, EBITDA margins ~30%) with steady revenue growth and strong ROE. Key risks are a recent step-up in debt and some variability in gross margin and cash-flow conversion, though overall cash generation remains healthy.
Income Statement
86
Very Positive
Balance Sheet
82
Very Positive
Cash Flow
78
Positive
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue36.49B32.60B31.40B27.69B23.01B
Gross Profit12.77B16.81B13.92B13.78B11.39B
EBITDA10.85B10.00B9.75B8.52B7.33B
Net Income7.66B6.84B6.58B5.64B4.66B
Balance Sheet
Total Assets46.32B39.42B32.97B28.31B25.04B
Cash, Cash Equivalents and Short-Term Investments10.10B13.74B11.52B8.43B7.42B
Total Debt5.44B2.50B473.20M834.60M1.32B
Total Liabilities15.98B13.77B11.08B10.39B9.25B
Stockholders Equity30.33B25.65B21.89B17.92B15.78B
Cash Flow
Free Cash Flow6.99B5.92B7.17B4.15B3.80B
Operating Cash Flow7.72B7.65B7.80B4.56B4.03B
Investing Cash Flow-2.85B-3.86B-3.27B-616.40M-882.50M
Financing Cash Flow-4.70B-4.42B-4.08B-3.68B-2.91B

CRISIL Limited Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price4713.95
Price Trends
50DMA
4275.94
Positive
100DMA
4386.74
Negative
200DMA
4769.50
Negative
Market Momentum
MACD
-27.14
Negative
RSI
62.85
Neutral
STOCH
89.88
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:CRISIL, the sentiment is Neutral. The current price of 4713.95 is above the 20-day moving average (MA) of 3958.55, above the 50-day MA of 4275.94, and below the 200-day MA of 4769.50, indicating a neutral trend. The MACD of -27.14 indicates Negative momentum. The RSI at 62.85 is Neutral, neither overbought nor oversold. The STOCH value of 89.88 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:CRISIL.

CRISIL Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
75
Outperform
₹47.94B33.441.23%19.50%33.27%
72
Outperform
₹51.86B37.640.97%8.06%24.52%
68
Neutral
₹318.07B29.481.38%6.61%11.88%
55
Neutral
$13.29B17.4210.03%0.93%7.13%-12.93%
* Services Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:CRISIL
CRISIL Limited
4,349.40
-360.00
-7.64%
IN:CARERATING
CARE Ratings Ltd
1,595.30
387.52
32.09%
IN:ICRA
ICRA Limited
5,373.50
-433.40
-7.46%

CRISIL Limited Corporate Events

CRISIL Sets Record Date for First Interim Dividend for FY 2026
Apr 8, 2026
CRISIL Limited has announced that it has set April 23, 2026 as the record date for determining shareholders eligible to receive the first interim dividend for the financial year ending December 31, 2026. The dividend remains subject to approval by...
Crisil Disputes Tax Re-assessment Order Raising INR 121.20 Crore Demand
Mar 24, 2026
Crisil Limited has disclosed that it received a re-assessment order under Section 147 for financial year 2016-17 related to its merged subsidiaries, even though their income had already been consolidated and offered to tax. While the Assessing Off...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Feb 18, 2026