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CRISIL Limited
(CRISIL)
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Rating:68Neutral
Price Target:
₹4,219.00
▼(-10.50% Downside)
Action:Reiterated
Date:02/18/26
The score is primarily supported by strong financial performance (durable margins, solid ROE, and generally healthy cash generation). It is tempered by weaker technical positioning (trading below major moving averages with subdued momentum) and a demanding valuation (high P/E with only a modest dividend yield).
Positive Factors
Consistent Profitability
CRISIL's sustained net margins around 20% and EBITDA near 30% across multiple years indicate durable core profitability. This margin resilience supports consistent earnings, funds reinvestment in analytics products, and underpins long-term cash generation even if top-line growth cycles fluctuate.
Negative Factors
Rising Leverage
A recent increase in total debt reduces the historical leverage cushion and raises interest exposure. Over 2-6 months this structural funding shift can constrain strategic flexibility, elevate fixed charges, and increase sensitivity to higher rates or slower cash inflows if the debt level persists.
Read all positive and negative factors
Positive Factors
Negative Factors
Consistent Profitability
CRISIL's sustained net margins around 20% and EBITDA near 30% across multiple years indicate durable core profitability. This margin resilience supports consistent earnings, funds reinvestment in analytics products, and underpins long-term cash generation even if top-line growth cycles fluctuate.
Read all positive factors
CRISIL Limited (CRISIL) vs. iShares MSCI India ETF (INDA)
Market Cap
₹299.38B
Dividend Yield1.38%
Average Volume (3M)4.38K
Price to Earnings (P/E)35.5
Beta (1Y)0.91
Revenue Growth16.74%
EPS Growth18.86%
CountryIN
Employees5,081
SectorGeneral
Sector StrengthN/A
IndustryFinancial - Data & Stock Exchanges
Share Statistics
EPS (TTM)114.79
Shares Outstanding73,130,020
10 Day Avg. Volume6,165
30 Day Avg. Volume4,375
Financial Highlights & Ratios
PEG Ratio3.45
Price to Book (P/B)10.42
Price to Sales (P/S)8.66
P/FCF Ratio45.21
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)127.93
Revenue Forecast (FY)₹43.02B
CRISIL Limited Business Overview & Revenue Model
Company Description
CRISIL Limited operates as an analytical enterprise, furnishing an extensive array of ratings, data, research, and analytical solutions across India, Europe, North America, and various international markets. Its operations are structured into thre...
How the Company Makes Money
CRISIL primarily makes money by selling analytical services and subscriptions across several business lines. (1) Ratings fees: CRISIL earns fees for providing credit ratings and related services for debt instruments and issuers (e.g., companies, b...
CRISIL Limited Financial Statement Overview
Summary
Income Statement
86
Very Positive
Balance Sheet
82
Very Positive
Cash Flow
78
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 38.93B | 36.49B | 32.60B | 31.40B | 27.69B | 23.01B |
| Gross Profit | 14.60B | 12.77B | 16.81B | 13.92B | 13.78B | 11.39B |
| EBITDA | 13.32B | 10.85B | 10.00B | 9.75B | 8.52B | 7.33B |
| Net Income | 8.39B | 7.66B | 6.84B | 6.58B | 5.64B | 4.66B |
Balance Sheet | ||||||
| Total Assets | 0.00 | 46.32B | 39.42B | 32.97B | 28.31B | 25.04B |
| Cash, Cash Equivalents and Short-Term Investments | 13.44B | 10.10B | 13.74B | 11.52B | 8.43B | 7.42B |
| Total Debt | 0.00 | 5.44B | 2.50B | 473.20M | 834.60M | 1.32B |
| Total Liabilities | -30.33B | 15.98B | 13.77B | 11.08B | 10.39B | 9.25B |
| Stockholders Equity | 30.33B | 30.33B | 25.65B | 21.89B | 17.92B | 15.78B |
Cash Flow | ||||||
| Free Cash Flow | 5.21B | 6.99B | 5.92B | 7.17B | 4.15B | 3.80B |
| Operating Cash Flow | 5.51B | 7.72B | 7.65B | 7.80B | 4.56B | 4.03B |
| Investing Cash Flow | -2.73B | -2.85B | -3.86B | -3.27B | -616.40M | -882.50M |
| Financing Cash Flow | -2.08B | -4.70B | -4.42B | -4.08B | -3.68B | -2.91B |
CRISIL Limited Technical Analysis
Positive
4713.95
Price Trends
4048.83
Positive
4115.83
Negative
4348.89
Negative
Market Momentum
-3.00
Positive
52.51
Neutral
59.96
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:CRISIL, the sentiment is Positive. The current price of 4713.95 is above the 20-day moving average (MA) of 4064.25, above the 50-day MA of 4048.83, and above the 200-day MA of 4348.89, indicating a neutral trend. The MACD of -3.00 indicates Positive momentum. The RSI at 52.51 is Neutral, neither overbought nor oversold. The STOCH value of 59.96 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:CRISIL.
CRISIL Limited Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
78 Outperform | ₹49.69B | 29.39 | ― | 1.23% | 17.59% | 24.33% | |
73 Outperform | ₹51.17B | 28.01 | ― | 0.97% | 20.38% | 6.82% | |
68 Neutral | ₹299.38B | 35.47 | ― | 1.38% | 16.74% | 18.86% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
IN:CRISIL
CRISIL Limited
4,070.80
-1,818.81
-30.88%
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1,675.00
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IN:ICRA
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CRISIL Limited Corporate Events
CRISIL Sets Board Meeting for Q2 Results and Interim Dividend, Closes Trading Window
Jul 1, 2026
CRISIL Limited has scheduled a board meeting on July 21, 2026 to consider and approve its unaudited consolidated and standalone financial results for the quarter and half-year ended June 30, 2026, and to decide on a second interim dividend for the...
CRISIL Wins Favourable Tax Ruling, Expects Relief on ₹40.23 Crore TDS Demand
Jun 18, 2026
CRISIL Limited has received a favourable order from the Commissioner of Income Tax (Appeals) in Mumbai regarding a long-running dispute over tax deducted at source on payments made to non-residents for the 2014-15 assessment year. The appellate au...
Crisil to Host Virtual Analyst Meet with Goldman Sachs on June 4
Jun 1, 2026
Crisil Limited has informed stock exchanges that it will hold a virtual group analyst meeting with Goldman Sachs on June 4, 2026. The company will use its latest corporate presentation for the interaction, which is available on its website and has...
CRISIL Announces Resignation of Non-Executive Director Saugata Saha
May 27, 2026
CRISIL Limited has announced that non-executive director Saugata Saha will resign from the company’s board, following his decision to leave parent entity SP Global Inc., with his tenure at SP Global continuing through July 30, 2026. The boar...
CRISIL faces INR 148.99 crore tax demand, to appeal assessment order
Apr 21, 2026
CRISIL Limited has disclosed that it received an income tax assessment order for FY 2022-23 (AY 2023-24), in which the assessing officer has proposed certain disallowances under Section 143(3) read with Section 144B of the Income-tax Act. The orde...
Crisil’s 39th AGM Confirms Clean Audits and Strong Governance Disclosure
Apr 17, 2026
Crisil Limited held its 39th Annual General Meeting on April 17, 2026, via video conferencing and other audiovisual means, with proceedings also webcast through NSDL’s e-voting platform. The company confirmed that statutory and secretarial a...
CRISIL updates Q1 FY2026 corporate and analyst presentation for investors
Apr 17, 2026
CRISIL Limited has updated its corporate presentation to incorporate its financial results for the first quarter of fiscal 2026 and has shared this with stock exchanges. The updated analyst and investor presentation will also be made available on ...
CRISIL Board Clears Q1 2026 Results and Announces Interim Dividend
Apr 17, 2026
CRISIL Limited’s board has approved the unaudited standalone and consolidated financial results for the quarter ended 31 March 2026, following a limited review by its independent auditors in line with Indian accounting standards and SEBI lis...
CRISIL Clears Q1 FY26 Results, Announces Rs 9 Interim Dividend
Apr 17, 2026
CRISIL Limited’s board has approved the unaudited standalone and consolidated financial results for the quarter ended March 31, 2026, marking a key regulatory milestone for the company’s reporting obligations. The review of these inter...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.