Computer Age Management Services Ltd (CAMS) AI Stock Analysis

• Market Cap: ₹191.36B
• Dividend Yield: 1.6%
• Average Volume (3M): 23.05K
• Price to Earnings (P/E): 40.5
• Beta (1Y): 1.30
• Revenue Growth: 19.78%
• EPS Growth: 21.62%
• Country: IN
• Employees: 7,137
• Sector: Services
• Sector Strength: N/A
• Industry: Information Technology Services
• EPS (TTM): 22.00
• Shares Outstanding: 49,474,766
• 10 Day Avg. Volume: 26,327
• 30 Day Avg. Volume: 23,048
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹4,416.00
• Price Target Upside: 14.17% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 69 Neutral
• Price Target: ₹4,416.00 ▲(14.17% Upside)

Computer Age Management Services Ltd has a strong financial position with robust growth and profitability, which is the most significant factor contributing to the score. However, technical indicators suggest a lack of strong momentum, and valuation metrics indicate potential overvaluation, which dampens the overall score. The absence of earnings call and corporate events data means these factors do not influence the score.

Computer Age Management Services Ltd Business Overview & Revenue Model

Company Description

Computer Age Management Services Ltd (CAMS) is a leading provider of mutual fund transfer agency services in India. Established in 1988, the company offers a comprehensive range of services including transaction processing, customer care services, risk management, compliance, and back-office solutions for mutual funds. CAMS plays a critical role in the Indian financial services sector by facilitating efficient and secure transactions and maintaining robust data management systems for a variety of financial intermediaries.

How the Company Makes Money

CAMS primarily generates revenue through fees charged for its transfer agency services to mutual funds. These fees are typically based on the volume and value of transactions processed, as well as the number of investor accounts managed. The company may also earn income from providing ancillary services such as call center operations, KYC processing, and software solutions for financial institutions. Strategic partnerships with leading mutual fund houses and financial service providers enhance its market presence and drive additional revenue through collaborative service offerings.

Computer Age Management Services Ltd Financial Statement Overview

Summary

The company exhibits strong financial performance with robust revenue growth, high profitability, and stable financial health. The balance sheet is solid with low leverage and efficient equity usage. Cash flow generation is healthy with minor areas for improvement, particularly in free cash flow growth.

Income Statement

The company has shown a strong revenue growth trend with a 25.1% increase in the latest year. Gross profit margins remain robust at 67.1%, indicating efficient cost management. Net profit margin improved to 33%, reflecting strong profitability. The EBIT margin is high at 67.1%, and EBITDA margin stands at 45.8%, both showing healthy operational efficiency. Overall, the income statement reflects strong growth and profitability.

Balance Sheet

The company maintains a solid balance sheet with a low debt-to-equity ratio of 0.08, indicating conservative leverage. Return on equity is impressive at 42%, showcasing effective use of shareholder funds. The equity ratio is strong at 70%, highlighting a solid capital structure. Overall, the balance sheet indicates financial stability and efficient capital management.

Cash Flow

Operating cash flow and free cash flow have shown consistent growth trends. The operating cash flow to net income ratio is 1.01, indicating healthy cash generation relative to profits. The free cash flow to net income ratio is 0.76, reflecting substantial cash available after investments. The free cash flow growth rate is slightly negative, suggesting potential areas for improvement in cash generation. Overall, cash flow metrics are strong, with room for enhancement.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	14.22B	14.22B	11.37B	9.72B	9.10B	7.05B
Gross Profit	9.53B	9.53B	7.22B	6.14B	5.41B	3.91B
EBITDA	6.88B	6.52B	5.46B	4.48B	4.41B	3.26B
Net Income	4.70B	4.70B	3.54B	2.85B	2.87B	2.05B
Balance Sheet
Total Assets	15.97B	15.97B	14.14B	10.98B	9.57B	8.42B
Cash, Cash Equivalents and Short-Term Investments	6.81B	6.81B	6.16B	4.81B	3.79B	3.08B
Total Debt	885.19M	885.19M	963.09M	932.49M	819.35M	791.45M
Total Liabilities	4.79B	4.79B	4.99B	3.15B	3.09B	3.26B
Stockholders Equity	11.19B	11.19B	9.15B	7.82B	6.48B	5.16B
Cash Flow
Free Cash Flow	0.00	3.59B	3.63B	2.75B	2.59B	2.37B
Operating Cash Flow	0.00	4.77B	4.01B	3.19B	3.21B	2.62B
Investing Cash Flow	0.00	-1.32B	-1.88B	-1.02B	-1.31B	45.99M
Financing Cash Flow	0.00	-3.38B	-2.24B	-2.05B	-2.03B	-2.72B

Computer Age Management Services Ltd Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 3867.75
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:CAMS, the sentiment is Negative. The current price of 3867.75 is below the 20-day moving average (MA) of 3916.14, below the 50-day MA of 4061.91, and below the 200-day MA of 4077.89, indicating a bearish trend. The MACD of -82.23 indicates Negative momentum. The RSI at 46.03 is Neutral, neither overbought nor oversold. The STOCH value of 76.62 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:CAMS.

Computer Age Management Services Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ECLERX	76 Outperform	₹190.33B	32.92		0.03%	16.39%	13.23%
ZENSARTECH	72 Outperform	₹182.44B	27.06		1.62%	8.36%	0.83%
FSL	70 Outperform	₹250.25B	39.30		1.09%	27.41%	19.27%
TATATECH	69 Neutral	₹269.25B	39.29		1.26%	―	―
CAMS	69 Neutral	₹191.36B	40.52		1.60%	19.78%	21.62%
REDINGTON	67 Neutral	₹185.36B	11.34		2.87%	16.28%	34.39%
Sector *	65 Neutral	CHF6.89B	12.14	16.30%	2.61%	2.10%	15.97%

Computer Age Management Services Ltd Corporate Events

CAMS Declares Interim Dividend and Expands KYC Services

Computer Age Management Services Ltd announced that its Board of Directors has approved an interim dividend of Rs. 11 per equity share, with the record date set for August 8, 2025, and disbursement expected by August 29, 2025. Additionally, CAMS Investor Services Private Limited, a subsidiary of the company, has signed a Business Transfer Agreement with NSE Data & Analytics Limited to acquire its KYC Registration Agency business, which is expected to enhance CAMS’ market position in the KYC services sector.

CAMS Reports Q2 2025 Financials, Declares Dividend, and Expands KYC Operations

Computer Age Management Services Ltd announced the approval of its un-audited financial results for the quarter ending June 30, 2025, with a limited review report issued by the statutory auditors. The company also declared an interim dividend of Rs. 11 per equity share, payable to shareholders as of August 8, 2025. Additionally, CAMS Investor Services Private Limited, a subsidiary of the company, signed a Business Transfer Agreement with NSE Data & Analytics Limited to acquire its KYC Registration Agency business, positioning CAMS to expand its operational capabilities in the financial services sector.