Computer Age Management Services Ltd (CAMS) AI Stock Analysis

• Market Cap: ₹187.91B
• Dividend Yield: 1.62%
• Average Volume (3M): 18.16K
• Price to Earnings (P/E): 39.7
• Beta (1Y): 1.32
• Revenue Growth: 19.78%
• EPS Growth: 21.62%
• Country: IN
• Employees: 7,137
• Sector: Services
• Sector Strength: N/A
• Industry: Information Technology Services
• EPS (TTM): 22.10
• Shares Outstanding: 49,530,130
• 10 Day Avg. Volume: 27,477
• 30 Day Avg. Volume: 18,158
• PEG Ratio: 1.19
• Price to Book (P/B): 16.24
• Price to Sales (P/S): 12.77
• P/FCF Ratio: 50.59
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹4,435.00
• Price Target Upside: 15.83% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

• Rating: 66 Neutral
• Price Target: ₹4,086.00 ▲(6.72% Upside)

The overall stock score is primarily driven by strong financial performance, with robust revenue growth and profitability. However, technical analysis indicates a bearish trend, and the valuation suggests the stock may be overvalued. The absence of earnings call data and corporate events limits additional insights.

Computer Age Management Services Ltd Business Overview & Revenue Model

Company Description

Computer Age Management Services Ltd (CAMS) is a leading provider of technology-driven services for asset management and mutual fund industries in India. The company specializes in offering comprehensive solutions that include transaction processing, record-keeping, and investor services, leveraging advanced technology to enhance operational efficiency and customer experience. CAMS operates in the financial sector, focusing on mutual funds, insurance, and other financial products, serving a diverse clientele that includes asset management companies and financial institutions.

How the Company Makes Money

CAMS generates revenue primarily through its fee-based model, charging mutual fund and asset management companies for transaction processing, record-keeping, and related services. Key revenue streams include service fees from mutual fund transactions, maintenance fees for investor accounts, and commissions from third-party products and services. The company also earns from providing technology solutions and data analytics services to its clients. Significant partnerships with various financial institutions and asset management firms enhance CAMS' market presence and contribute to its earnings through increased transaction volumes and customer acquisition.

Computer Age Management Services Ltd Financial Statement Overview

Summary

Computer Age Management Services Ltd exhibits strong financial performance with robust revenue growth, high profitability, and stable financial health. The balance sheet is solid with low leverage and efficient equity usage. Cash flow generation is healthy with minor areas for improvement.

Income Statement

The company has shown a strong revenue growth trend with a 25.1% increase in the latest year. Gross profit margins remain robust at 67.1%, indicating efficient cost management. Net profit margin improved to 33%, reflecting strong profitability. The EBIT margin is high at 67.1%, and EBITDA margin stands at 45.8%, both showing healthy operational efficiency. Overall, the income statement reflects strong growth and profitability.

Balance Sheet

The company maintains a solid balance sheet with a low debt-to-equity ratio of 0.08, indicating conservative leverage. Return on equity is impressive at 42%, showcasing effective use of shareholder funds. The equity ratio is strong at 70%, highlighting a solid capital structure. Overall, the balance sheet indicates financial stability and efficient capital management.

Cash Flow

Operating cash flow and free cash flow have shown consistent growth trends. The operating cash flow to net income ratio is 1.01, indicating healthy cash generation relative to profits. The free cash flow to net income ratio is 0.76, reflecting substantial cash available after investments. The free cash flow growth rate is slightly negative, suggesting potential areas for improvement in cash generation. Overall, cash flow metrics are strong, with room for enhancement.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	14.45B	14.22B	11.37B	9.72B	9.10B	7.05B
Gross Profit	5.87B	6.72B	7.22B	4.31B	4.36B	3.17B
EBITDA	6.94B	6.52B	5.46B	4.48B	4.41B	3.26B
Net Income	4.71B	4.70B	3.54B	2.85B	2.87B	2.05B
Balance Sheet
Total Assets	0.00	15.97B	14.14B	10.98B	9.57B	8.42B
Cash, Cash Equivalents and Short-Term Investments	6.79B	6.81B	6.16B	4.81B	3.79B	3.08B
Total Debt	0.00	885.19M	963.09M	932.49M	819.35M	791.45M
Total Liabilities	-11.19B	4.79B	4.99B	3.15B	3.09B	3.26B
Stockholders Equity	11.19B	11.19B	9.15B	7.82B	6.48B	5.16B
Cash Flow
Free Cash Flow	0.00	3.59B	3.63B	2.75B	2.59B	2.37B
Operating Cash Flow	0.00	4.77B	4.01B	3.19B	3.21B	2.62B
Investing Cash Flow	0.00	-1.32B	-1.88B	-1.02B	-1.31B	45.99M
Financing Cash Flow	0.00	-3.38B	-2.24B	-2.05B	-2.03B	-2.72B

Computer Age Management Services Ltd Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 3828.85
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:CAMS, the sentiment is Neutral. The current price of 3828.85 is below the 20-day moving average (MA) of 3839.58, below the 50-day MA of 3843.38, and below the 200-day MA of 3878.18, indicating a bearish trend. The MACD of -15.61 indicates Positive momentum. The RSI at 48.49 is Neutral, neither overbought nor oversold. The STOCH value of 32.11 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:CAMS.

Computer Age Management Services Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
REDINGTON	78 Outperform	₹210.38B	12.87	―	2.53%	16.28%	34.39%
TATATECH	73 Outperform	₹278.14B	40.11	―	1.22%	0.29%	7.17%
ZENSARTECH	73 Outperform	₹177.93B	26.37	―	1.66%	8.36%	0.83%
FSL	69 Neutral	₹227.78B	35.77	―	1.23%	27.41%	19.27%
CAMS	66 Neutral	₹187.91B	39.75	―	1.62%	19.78%	21.62%
ECLERX	66 Neutral	₹193.73B	33.50	―	0.02%	16.39%	13.26%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%

Computer Age Management Services Ltd Corporate Events

CAMS Declares Interim Dividend and Expands KYC Services

Computer Age Management Services Ltd announced that its Board of Directors has approved an interim dividend of Rs. 11 per equity share, with the record date set for August 8, 2025, and disbursement expected by August 29, 2025. Additionally, CAMS Investor Services Private Limited, a subsidiary of the company, has signed a Business Transfer Agreement with NSE Data & Analytics Limited to acquire its KYC Registration Agency business, which is expected to enhance CAMS’ market position in the KYC services sector.

CAMS Reports Q2 2025 Financials, Declares Dividend, and Expands KYC Operations

Computer Age Management Services Ltd announced the approval of its un-audited financial results for the quarter ending June 30, 2025, with a limited review report issued by the statutory auditors. The company also declared an interim dividend of Rs. 11 per equity share, payable to shareholders as of August 8, 2025. Additionally, CAMS Investor Services Private Limited, a subsidiary of the company, signed a Business Transfer Agreement with NSE Data & Analytics Limited to acquire its KYC Registration Agency business, positioning CAMS to expand its operational capabilities in the financial services sector.