Computer Age Management Services Ltd (CAMS) AI Stock Analysis

• Market Cap: ₹178.54B
• Dividend Yield: 1.32%
• Average Volume (3M): 18.16K
• Price to Earnings (P/E): 38.4
• Beta (1Y): 1.37
• Revenue Growth: 12.35%
• EPS Growth: 8.91%
• Country: IN
• Employees: 7,137
• Sector: Services
• Sector Strength: N/A
• Industry: Information Technology Services
• EPS (TTM): 4.63
• Shares Outstanding: 247,650,630
• 10 Day Avg. Volume: 27,477
• 30 Day Avg. Volume: 18,158
• PEG Ratio: 1.19
• Price to Book (P/B): 16.24
• Price to Sales (P/S): 12.77
• P/FCF Ratio: 50.59
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 74 Outperform
• Price Target: ₹4,432.00 ▲(485.89% Upside)

The overall stock score is driven primarily by strong financial performance, indicating robust growth and profitability. Technical analysis suggests a neutral to slightly bullish trend, while valuation metrics indicate potential overvaluation. The absence of earnings call and corporate events data limits additional insights.

Positive Factors

Revenue Growth

Strong revenue growth indicates expanding market reach and effective business strategies, supporting long-term business sustainability.

Profitability

High profitability margins suggest effective cost management and pricing power, enhancing long-term financial health and shareholder value.

Balance Sheet Health

A strong balance sheet with low leverage provides financial stability and flexibility, enabling strategic investments and resilience in downturns.

Negative Factors

Cash Flow Growth

Negative free cash flow growth suggests challenges in cash generation, potentially limiting reinvestment capacity and affecting future expansion.

Cash Flow Efficiency

A lower free cash flow to net income ratio indicates less cash available after investments, which could constrain financial flexibility and growth initiatives.

Earnings Call Data

Lack of earnings call insights limits transparency and visibility into management's strategic direction and future outlook, affecting investor confidence.

Computer Age Management Services Ltd Business Overview & Revenue Model

Company Description

Computer Age Management Services Limited, a mutual fund transfer agency, provides services to private equity funds, and banks and non-banking finance companies in India. The company offers myCAMS, a B2C mobile application for retail mutual fund transactions; CAMServ, a self-service chatbot to help investors navigate through mutual fund services and investing options; GoCORP, a mutual fund corporate investment portal; edge360, a platform for mutual fund distributors and advisors; and CAMS WealthServ, a digital onboarding solution for AIF and PMS customers. It also provides mutual fund data explorer, a data bureau service for sales and business intelligence; CAMSsmart that assists with reporting, predictive and prescriptive analytics, data mining, measuring business performance, and benchmarking; mfCRM, a solution for mutual fund relationship and sales managers to manage investor relationships and distributor performance; mf360, an investor service application, which allows mutual funds to track transactions, investor enquiries, and account statement requests; mfCompass, an application for reporting of physical applications received through mutual fund branches with limited data encoding requirements; and Recon DynamiX, a solution for automating reconciliation process. In addition, the company offers CAMS and KFintech, a digital solution to enhance customer service in the mutual fund industry; Distributor Mailback Service, a web-based reports that help registered distributors; digiInvest/ digiNFO, which enables transactions through SMS link; and camsonline.com, a website for mutual fund related services for investors and intermediaries. Further, it provides Account Aggregator, a platform to aggregate and share financial information; and loans against mutual fund, as well as solutions for payments, insurance companies, eKYC, AMFI services, and CAMSPay eMandate. Computer Age Management Services Limited was incorporated in 1988 and is based in Chennai, India.

How the Company Makes Money

CAMS generates revenue primarily through its fee-based model, charging mutual fund and asset management companies for transaction processing, record-keeping, and related services. Key revenue streams include service fees from mutual fund transactions, maintenance fees for investor accounts, and commissions from third-party products and services. The company also earns from providing technology solutions and data analytics services to its clients. Significant partnerships with various financial institutions and asset management firms enhance CAMS' market presence and contribute to its earnings through increased transaction volumes and customer acquisition.

Computer Age Management Services Ltd Financial Statement Overview

Summary

Computer Age Management Services Ltd exhibits strong financial performance with robust revenue growth, high profitability, and stable financial health. The balance sheet is solid with low leverage and efficient equity usage. Cash flow generation is healthy with minor areas for improvement.

Income Statement

The company has shown a strong revenue growth trend with a 25.1% increase in the latest year. Gross profit margins remain robust at 67.1%, indicating efficient cost management. Net profit margin improved to 33%, reflecting strong profitability. The EBIT margin is high at 67.1%, and EBITDA margin stands at 45.8%, both showing healthy operational efficiency. Overall, the income statement reflects strong growth and profitability.

Balance Sheet

The company maintains a solid balance sheet with a low debt-to-equity ratio of 0.08, indicating conservative leverage. Return on equity is impressive at 42%, showcasing effective use of shareholder funds. The equity ratio is strong at 70%, highlighting a solid capital structure. Overall, the balance sheet indicates financial stability and efficient capital management.

Cash Flow

Operating cash flow and free cash flow have shown consistent growth trends. The operating cash flow to net income ratio is 1.01, indicating healthy cash generation relative to profits. The free cash flow to net income ratio is 0.76, reflecting substantial cash available after investments. The free cash flow growth rate is slightly negative, suggesting potential areas for improvement in cash generation. Overall, cash flow metrics are strong, with room for enhancement.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	14.45B	14.22B	11.37B	9.72B	9.10B	7.05B
Gross Profit	9.46B	9.33B	7.22B	5.99B	5.76B	4.30B
EBITDA	6.24B	6.23B	4.78B	3.86B	3.94B	2.68B
Net Income	4.71B	4.70B	3.54B	2.85B	2.87B	2.05B
Balance Sheet
Total Assets	0.00	15.97B	14.14B	10.98B	9.57B	8.42B
Cash, Cash Equivalents and Short-Term Investments	6.79B	6.81B	6.16B	4.81B	3.79B	3.08B
Total Debt	0.00	885.19M	1.06B	932.49M	819.35M	894.86M
Total Liabilities	-11.19B	4.79B	4.99B	3.15B	3.09B	3.26B
Stockholders Equity	11.19B	11.19B	9.15B	7.82B	6.48B	5.16B
Cash Flow
Free Cash Flow	0.00	3.59B	3.63B	2.75B	2.59B	2.37B
Operating Cash Flow	0.00	4.77B	4.01B	3.19B	3.21B	2.62B
Investing Cash Flow	0.00	-1.32B	-1.88B	-1.02B	-1.31B	45.99M
Financing Cash Flow	0.00	-3.38B	-2.24B	-2.05B	-2.03B	-2.72B

Computer Age Management Services Ltd Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 756.45
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:CAMS, the sentiment is Negative. The current price of 756.45 is above the 20-day moving average (MA) of 742.61, below the 50-day MA of 760.50, and below the 200-day MA of 774.82, indicating a bearish trend. The MACD of -10.68 indicates Positive momentum. The RSI at 39.85 is Neutral, neither overbought nor oversold. The STOCH value of 20.43 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:CAMS.

Computer Age Management Services Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
REDINGTON	76 Outperform	₹213.70B	12.36	―	2.48%	17.44%	43.45%
CAMS	74 Outperform	₹178.54B	38.43	―	1.32%	12.35%	8.91%
ECLERX	74 Outperform	₹218.84B	35.14	―	0.02%	17.83%	20.34%
FSL	70 Outperform	₹222.93B	32.86	―	1.13%	25.92%	24.58%
TATATECH	70 Outperform	₹262.37B	37.84	―	1.26%	0.29%	7.17%
ZENSARTECH	62 Neutral	₹161.54B	23.03	―	1.75%	9.16%	7.77%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%

Computer Age Management Services Ltd Corporate Events

CAMS Board Clears Five-Year Extension for Managing Director Anuj Kumar

Computer Age Management Services Limited has announced that its Board of Directors has approved the re-appointment of Mr. Anuj Kumar as Managing Director for a further five-year term from August 1, 2026 to July 31, 2031, based on the recommendation of its Nomination and Remuneration Committee and subject to shareholder approval via postal ballot. The decision to extend Kumar’s tenure, backed by his more than 34 years of professional experience and nearly a decade of close engagement with capital market stakeholders, underscores the company’s focus on leadership continuity and regulatory alignment, and is likely to provide stability in its strategic direction and relationships across India’s asset management and distribution landscape.

CAMS Board Approves Five-Year Re-Appointment of Managing Director Anuj Kumar

Computer Age Management Services Limited has announced that its board, acting on the recommendation of the Nomination and Remuneration Committee, has approved the re-appointment of Anuj Kumar as Managing Director for a further five-year term from August 1, 2026 to July 31, 2031, with the decision subject to shareholder approval via postal ballot. The move underscores the company’s emphasis on leadership continuity, given Kumar’s more than three decades of experience across prominent corporates and his nine-year association with the capital markets ecosystem, which is expected to support CAMS’s ongoing engagement with regulators, asset management companies and distributors and provide operational stability for stakeholders.

CAMS Announces November 2025 Investor Engagement Schedule

Computer Age Management Services Ltd has announced a schedule of upcoming meetings with analysts and institutional investors, set to take place in November 2025. These interactions, which include one-on-one meetings and group conferences with prominent financial entities like Carnelian Asset Advisors, ICICI Securities, JP Morgan, Stewart Investors, and FSSA Investment Management, are part of the company’s efforts to engage with stakeholders and provide insights into its operations and strategic direction.

CAMS Announces Record Date for Interim Dividend

Computer Age Management Services Ltd has announced that the record date for its interim dividend of Rs.14 per equity share is set for November 7, 2025. This announcement reflects the company’s ongoing commitment to returning value to its shareholders and may influence investor sentiment positively, reinforcing its stable financial position in the market.

CAMS Reports Record Quarterly Revenue and Expands Market Leadership

Computer Age Management Services Ltd (CAMS) announced its unaudited financial results for the quarter and half-year ending September 30, 2025, achieving its highest-ever quarterly revenue. The company reported significant growth in both mutual fund (MF) and non-MF segments, with MF revenue increasing by 6.4% quarter-on-quarter and non-MF revenue by 17.9%. CAMS maintained its market leadership with a 68% market share and achieved a milestone with its Assets under Management (AuM) crossing Rs. 52 lakh crore. The company also reported record equity net sales and a strong performance in SIP collections, while expanding its client base by onboarding new asset managers.

CAMS Releases Q2 FY’26 Financial Results

Computer Age Management Services Ltd has released its unaudited standalone and consolidated financial results for the quarter and half-year ending September 30, 2025. This announcement provides stakeholders with insights into the company’s financial performance, potentially impacting its market positioning and investor confidence.

CAMS Publishes Postal Ballot Notice in Newspapers

Computer Age Management Services Ltd has announced the publication of a notice for a postal ballot, as required under Section 110 of the Companies Act 2013. This notice, along with an explanatory statement, was published in both the Business Standard and Maalai Malar newspapers and is available on the company’s website. This move is part of the company’s compliance efforts and ensures transparency with its stakeholders.