UTI Asset Management Co. Ltd. (UTIAMC) AI Stock Analysis

• Market Cap: ₹176.59B
• Dividend Yield: 1.85%
• Average Volume (3M): 5.45K
• Price to Earnings (P/E): 24.6
• Beta (1Y): 1.40
• Revenue Growth: 3.62%
• EPS Growth: -9.49%
• Country: IN
• Employees: 1,402
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 11.60
• Shares Outstanding: 128,236,070
• 10 Day Avg. Volume: 7,481
• 30 Day Avg. Volume: 5,454
• PEG Ratio: -3.88
• Price to Book (P/B): 2.96
• Price to Sales (P/S): 7.35
• P/FCF Ratio: 29.16
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹1,457.00
• Price Target Upside: 3.86% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

• Rating: 72 Outperform
• Price Target: ₹1,457.00 ▲(3.86% Upside)

UTI Asset Management's strong financial performance is the most significant factor driving its stock score, supported by consistent revenue and profit growth, a solid balance sheet, and robust cash flow. Technical analysis indicates bearish momentum, which slightly tempers the overall score. Valuation metrics suggest a fair market price, balancing growth and income potential.

UTI Asset Management Co. Ltd. Business Overview & Revenue Model

Company Description

UTI Asset Management Company (P) Ltd. is a privately owned investment manager. It manages mutual funds for its clients. The firm invests in money market, fixed income, and public equity markets of India. It employs in-house research while making its investments. UTI Asset Management Company (P) Ltd. was incorporated on November 14, 2002 and is based in Mumbai, India.

How the Company Makes Money

UTIAMC primarily generates revenue through management fees charged on the assets it manages across various investment schemes, including mutual funds and portfolio management services. These fees are typically calculated as a percentage of the assets under management (AUM). Additionally, the company earns performance fees when it exceeds certain performance benchmarks in its funds. UTIAMC also benefits from commissions on sales of financial products and services. Strategic partnerships with banks, financial institutions, and other distributors enhance its distribution network, contributing significantly to its earnings. The company's ability to attract and retain investors, along with its strong brand reputation, plays a crucial role in sustaining its revenue streams.

UTI Asset Management Co. Ltd. Financial Statement Overview

Summary

UTI Asset Management exhibits strong financial health with consistent revenue and profit growth, a solid balance sheet with low leverage, and robust cash flow generation. Minor fluctuations in net income and cash flow activities are noted, but overall financial strategies appear well-aligned with long-term stability and growth.

Income Statement

UTI Asset Management has showcased a strong performance with consistent revenue growth from ₹7,878.87 million in 2020 to ₹18,510.90 million in 2025. Gross profit margins are robust, reflecting efficient cost management. The net profit margin remains healthy, indicating effective profitability strategies. The EBIT and EBITDA margins further affirm operational efficiency, although net income has slightly decreased in the latest year, suggesting potential cost pressures.

Balance Sheet

The company's balance sheet is solid with a low debt-to-equity ratio, highlighting conservative leverage practices. The equity ratio indicates a strong asset base funded by equity, providing stability. Return on Equity remains strong, demonstrating effective utilization of shareholders' investments. The increase in stockholders' equity over the years is a positive indicator of financial health.

Cash Flow

Cash flow performance is commendable with positive free cash flow growth and strong operating cash flow relative to net income, illustrating robust cash generation. The free cash flow to net income ratio is healthy, supporting reinvestment and dividend potential. However, fluctuations in investing and financing cash flows suggest variability in investment activities and capital management.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	16.59B	18.51B	17.37B	12.54B	11.19B	8.81B
Gross Profit	11.84B	13.93B	12.75B	11.65B	7.50B	8.23B
EBITDA	10.96B	11.02B	10.41B	6.45B	7.15B	6.48B
Net Income	7.14B	7.31B	7.66B	4.37B	5.34B	4.94B
Balance Sheet
Total Assets	0.00	56.58B	53.41B	41.75B	39.88B	36.65B
Cash, Cash Equivalents and Short-Term Investments	46.47B	46.47B	23.33B	3.57B	19.63B	12.83B
Total Debt	0.00	1.42B	1.39B	1.13B	1.06B	1.06B
Total Liabilities	-51.60B	4.98B	3.68B	3.07B	3.70B	4.28B
Stockholders Equity	51.60B	45.99B	43.88B	38.68B	36.06B	32.52B
Cash Flow
Free Cash Flow	0.00	4.67B	1.79B	2.86B	3.11B	2.07B
Operating Cash Flow	0.00	5.36B	3.25B	3.95B	3.49B	2.49B
Investing Cash Flow	0.00	1.24B	-1.46B	-925.10M	-705.30M	-993.40M
Financing Cash Flow	0.00	-5.54B	-2.38B	-2.67B	-2.15B	-630.40M

UTI Asset Management Co. Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 1402.90
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:UTIAMC, the sentiment is Positive. The current price of 1402.9 is above the 20-day moving average (MA) of 1343.39, above the 50-day MA of 1343.36, and above the 200-day MA of 1174.34, indicating a bullish trend. The MACD of 8.49 indicates Negative momentum. The RSI at 63.20 is Neutral, neither overbought nor oversold. The STOCH value of 91.83 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:UTIAMC.

UTI Asset Management Co. Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
J&KBANK	75 Outperform	₹115.24B	5.37	―	0.83%	13.45%	12.59%
ABSLAMC	73 Outperform	₹249.38B	25.63	―	2.78%	19.42%	16.76%
NAM.INDIA	73 Outperform	₹582.15B	42.93	―	2.03%	19.78%	11.11%
UTIAMC	72 Outperform	₹176.59B	24.63	―	1.85%	3.62%	-9.49%
KFINTECH	70 Outperform	₹193.59B	56.49	―	0.67%	26.70%	25.37%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
HDFCAMC	67 Neutral	₹1.22T	44.45	―	1.58%	19.21%	24.12%

UTI Asset Management Co. Ltd. Corporate Events

UTI AMC Schedules Investor Meeting at Nuvama India Conference 2025

UTI Asset Management Company Limited announced a scheduled meeting with analysts and institutional investors, set to take place on August 8, 2025, at the Nuvama India Conference 2025 in Hong Kong. The meeting aims to engage with stakeholders and discuss the company’s strategic direction, although no unpublished price-sensitive information will be disclosed.

UTI AMC Announces 22nd AGM and Dividend Plans

UTI Asset Management Company Limited announced its 22nd Annual General Meeting (AGM) scheduled for July 31, 2025, to be held via video conferencing. The company plans to distribute a total dividend of ₹48 per equity share for the financial year 2024-25, pending approval at the AGM. The register of members will be closed from July 25 to July 31, 2025, to determine the entitlement for the final dividend.

UTI AMC Announces 22nd AGM and Dividend Proposal

UTI Asset Management Company Limited has announced its 22nd Annual General Meeting (AGM) scheduled for July 31, 2025, to be held via video conferencing. The company has proposed a total dividend of ₹48 per equity share for FY 2024-25, subject to approval at the AGM. The record date for determining dividend entitlement is July 24, 2025, with the book closure period set from July 25 to July 31, 2025. This announcement could impact shareholder returns and reflects the company’s financial performance and commitment to returning value to its investors.

UTI Asset Management Announces 22nd AGM and Dividend Proposal

UTI Asset Management Company Limited has announced its 22nd Annual General Meeting (AGM) scheduled for July 31, 2025, to be held via video conferencing. The company has proposed a total dividend of ₹48 per equity share for the fiscal year 2024-25, subject to approval at the AGM. The register of members will be closed from July 25 to July 31, 2025, to determine the entitlement of the final dividend.