UTI Asset Management Co. Ltd. (UTIAMC) AI Stock Analysis

• Market Cap: ₹171.06B
• Dividend Yield: 1.95%
• Average Volume (3M): 12.87K
• Price to Earnings (P/E): 23.9
• Beta (1Y): 1.32
• Revenue Growth: 3.62%
• EPS Growth: -9.49%
• Country: IN
• Employees: 1,402
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 18.70
• Shares Outstanding: 128,103,910
• 10 Day Avg. Volume: 7,979
• 30 Day Avg. Volume: 12,866
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹1,486.00
• Price Target Upside: 11.83% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

• Rating: 77 Outperform
• Price Target: ₹1,486.00 ▲(11.83% Upside)

UTI Asset Management's overall strength is primarily driven by its solid financial performance, characterized by strong revenue growth and efficient profitability. The technical indicators suggest a positive market momentum, though caution is advised due to potential overbought conditions. Valuation metrics indicate a reasonable pricing with a decent dividend yield, supporting the investment case.

UTI Asset Management Co. Ltd. Business Overview & Revenue Model

Company Description

UTI Asset Management Co. Ltd. (UTIAMC) is one of India's leading asset management companies, providing a comprehensive range of investment solutions to retail, corporate, and institutional investors. The company offers a variety of products, including mutual funds, portfolio management services, and retirement solutions. UTIAMC is committed to delivering high-quality investment management services through its extensive distribution network and robust research capabilities.

How the Company Makes Money

UTI Asset Management Co. Ltd. generates revenue primarily through the management fees it charges on its various investment products, particularly mutual funds. These fees are typically a percentage of the assets under management (AUM) and can vary depending on the type of product and the investment mandate. Additionally, UTIAMC earns income from advisory services by providing portfolio management and investment advisory services to institutional clients. The company also benefits from strategic partnerships with banks and financial institutions, which help in distributing its products and expanding its client base. Other revenue streams include performance fees on certain investment products and transaction fees for specific services offered to clients.

UTI Asset Management Co. Ltd. Financial Statement Overview

Summary

UTI Asset Management demonstrates strong financial health with consistent revenue growth and robust profit margins. The balance sheet is solid with low leverage and strong equity, and the cash flow generation is commendable despite minor fluctuations.

Income Statement

UTI Asset Management has showcased a strong performance with consistent revenue growth from ₹7,878.87 million in 2020 to ₹18,510.90 million in 2025. Gross profit margins are robust, reflecting efficient cost management. The net profit margin remains healthy, indicating effective profitability strategies. The EBIT and EBITDA margins further affirm operational efficiency, although net income has slightly decreased in the latest year, suggesting potential cost pressures.

Balance Sheet

The company's balance sheet is solid with a low debt-to-equity ratio, highlighting conservative leverage practices. The equity ratio indicates a strong asset base funded by equity, providing stability. Return on Equity remains strong, demonstrating effective utilization of shareholders' investments. The increase in stockholders' equity over the years is a positive indicator of financial health.

Cash Flow

Cash flow performance is commendable with positive free cash flow growth and strong operating cash flow relative to net income, illustrating robust cash generation. The free cash flow to net income ratio is healthy, supporting reinvestment and dividend potential. However, fluctuations in investing and financing cash flows suggest variability in investment activities and capital management.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	18.13B	18.51B	17.37B	12.54B	11.19B	8.81B
Gross Profit	13.50B	13.93B	12.75B	7.14B	7.50B	4.97B
EBITDA	11.07B	11.02B	10.41B	6.45B	7.15B	6.48B
Net Income	7.31B	7.31B	7.66B	4.37B	5.34B	4.94B
Balance Sheet
Total Assets	56.58B	56.58B	53.41B	41.75B	39.88B	36.65B
Cash, Cash Equivalents and Short-Term Investments	5.04B	5.04B	23.33B	3.57B	19.63B	12.83B
Total Debt	1.55B	1.55B	1.39B	1.13B	1.06B	1.06B
Total Liabilities	4.98B	4.98B	3.68B	3.07B	3.70B	4.28B
Stockholders Equity	45.99B	45.99B	43.88B	38.68B	36.06B	32.52B
Cash Flow
Free Cash Flow	0.00	4.67B	1.79B	2.86B	3.11B	2.07B
Operating Cash Flow	0.00	5.36B	3.25B	3.95B	3.49B	2.49B
Investing Cash Flow	0.00	1.24B	-1.46B	-925.10M	-705.30M	-993.40M
Financing Cash Flow	0.00	-5.54B	-2.38B	-2.67B	-2.15B	-630.40M

UTI Asset Management Co. Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 1328.85
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:UTIAMC, the sentiment is Positive. The current price of 1328.85 is below the 20-day moving average (MA) of 1351.92, above the 50-day MA of 1290.62, and above the 200-day MA of 1154.24, indicating a neutral trend. The MACD of 7.23 indicates Positive momentum. The RSI at 51.28 is Neutral, neither overbought nor oversold. The STOCH value of 67.42 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:UTIAMC.

UTI Asset Management Co. Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
UTIAMC	77 Outperform	₹171.06B	23.88		1.95%	3.62%	-9.49%
HDFCAMC	75 Outperform	₹1.17T	44.87		1.65%	27.61%	25.70%
ABSLAMC	73 Outperform	₹245.23B	25.21		2.80%	19.42%	16.76%
NAM.INDIA	68 Neutral	₹507.43B	37.49		2.25%	19.78%	11.11%
Sector *	68 Neutral	$17.48B	11.72	10.44%	3.82%	10.01%	1.29%
KFINTECH	58 Neutral	₹186.99B	54.58		0.53%	26.70%	25.37%

UTI Asset Management Co. Ltd. Corporate Events

UTI AMC Schedules Investor Meeting at Nuvama India Conference 2025

UTI Asset Management Company Limited announced a scheduled meeting with analysts and institutional investors, set to take place on August 8, 2025, at the Nuvama India Conference 2025 in Hong Kong. The meeting aims to engage with stakeholders and discuss the company’s strategic direction, although no unpublished price-sensitive information will be disclosed.

UTI AMC Announces 22nd AGM and Dividend Plans

UTI Asset Management Company Limited announced its 22nd Annual General Meeting (AGM) scheduled for July 31, 2025, to be held via video conferencing. The company plans to distribute a total dividend of ₹48 per equity share for the financial year 2024-25, pending approval at the AGM. The register of members will be closed from July 25 to July 31, 2025, to determine the entitlement for the final dividend.

UTI AMC Announces 22nd AGM and Dividend Proposal

UTI Asset Management Company Limited has announced its 22nd Annual General Meeting (AGM) scheduled for July 31, 2025, to be held via video conferencing. The company has proposed a total dividend of ₹48 per equity share for FY 2024-25, subject to approval at the AGM. The record date for determining dividend entitlement is July 24, 2025, with the book closure period set from July 25 to July 31, 2025. This announcement could impact shareholder returns and reflects the company’s financial performance and commitment to returning value to its investors.

UTI Asset Management Announces 22nd AGM and Dividend Proposal

UTI Asset Management Company Limited has announced its 22nd Annual General Meeting (AGM) scheduled for July 31, 2025, to be held via video conferencing. The company has proposed a total dividend of ₹48 per equity share for the fiscal year 2024-25, subject to approval at the AGM. The register of members will be closed from July 25 to July 31, 2025, to determine the entitlement of the final dividend.