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UTI Asset Management Co. Ltd. (IN:UTIAMC)
:UTIAMC
India Market
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UTI Asset Management Co. Ltd. (UTIAMC) AI Stock Analysis

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IN:UTIAMC

UTI Asset Management Co. Ltd.

(UTIAMC)

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Outperform 72 (OpenAI - 4o)
Rating:72Outperform
Price Target:
₹1,457.00
▲(3.86% Upside)
UTI Asset Management's strong financial performance is the most significant factor driving its stock score, supported by consistent revenue and profit growth, a solid balance sheet, and robust cash flow. Technical analysis indicates bearish momentum, which slightly tempers the overall score. Valuation metrics suggest a fair market price, balancing growth and income potential.

UTI Asset Management Co. Ltd. (UTIAMC) vs. iShares MSCI India ETF (INDA)

UTI Asset Management Co. Ltd. Business Overview & Revenue Model

Company DescriptionUTI Asset Management Company (P) Ltd. is a privately owned investment manager. It manages mutual funds for its clients. The firm invests in money market, fixed income, and public equity markets of India. It employs in-house research while making its investments. UTI Asset Management Company (P) Ltd. was incorporated on November 14, 2002 and is based in Mumbai, India.
How the Company Makes MoneyUTIAMC primarily generates revenue through management fees charged on the assets it manages across various investment schemes, including mutual funds and portfolio management services. These fees are typically calculated as a percentage of the assets under management (AUM). Additionally, the company earns performance fees when it exceeds certain performance benchmarks in its funds. UTIAMC also benefits from commissions on sales of financial products and services. Strategic partnerships with banks, financial institutions, and other distributors enhance its distribution network, contributing significantly to its earnings. The company's ability to attract and retain investors, along with its strong brand reputation, plays a crucial role in sustaining its revenue streams.

UTI Asset Management Co. Ltd. Financial Statement Overview

Summary
UTI Asset Management exhibits strong financial health with consistent revenue and profit growth, a solid balance sheet with low leverage, and robust cash flow generation. Minor fluctuations in net income and cash flow activities are noted, but overall financial strategies appear well-aligned with long-term stability and growth.
Income Statement
85
Very Positive
UTI Asset Management has showcased a strong performance with consistent revenue growth from ₹7,878.87 million in 2020 to ₹18,510.90 million in 2025. Gross profit margins are robust, reflecting efficient cost management. The net profit margin remains healthy, indicating effective profitability strategies. The EBIT and EBITDA margins further affirm operational efficiency, although net income has slightly decreased in the latest year, suggesting potential cost pressures.
Balance Sheet
88
Very Positive
The company's balance sheet is solid with a low debt-to-equity ratio, highlighting conservative leverage practices. The equity ratio indicates a strong asset base funded by equity, providing stability. Return on Equity remains strong, demonstrating effective utilization of shareholders' investments. The increase in stockholders' equity over the years is a positive indicator of financial health.
Cash Flow
82
Very Positive
Cash flow performance is commendable with positive free cash flow growth and strong operating cash flow relative to net income, illustrating robust cash generation. The free cash flow to net income ratio is healthy, supporting reinvestment and dividend potential. However, fluctuations in investing and financing cash flows suggest variability in investment activities and capital management.
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue16.59B18.51B17.37B12.54B11.19B8.81B
Gross Profit11.84B13.93B12.75B11.65B7.50B8.23B
EBITDA10.96B11.02B10.41B6.45B7.15B6.48B
Net Income7.14B7.31B7.66B4.37B5.34B4.94B
Balance Sheet
Total Assets0.0056.58B53.41B41.75B39.88B36.65B
Cash, Cash Equivalents and Short-Term Investments46.47B46.47B23.33B3.57B19.63B12.83B
Total Debt0.001.42B1.39B1.13B1.06B1.06B
Total Liabilities-51.60B4.98B3.68B3.07B3.70B4.28B
Stockholders Equity51.60B45.99B43.88B38.68B36.06B32.52B
Cash Flow
Free Cash Flow0.004.67B1.79B2.86B3.11B2.07B
Operating Cash Flow0.005.36B3.25B3.95B3.49B2.49B
Investing Cash Flow0.001.24B-1.46B-925.10M-705.30M-993.40M
Financing Cash Flow0.00-5.54B-2.38B-2.67B-2.15B-630.40M

UTI Asset Management Co. Ltd. Technical Analysis

Technical Analysis Sentiment
Positive
Last Price1402.90
Price Trends
50DMA
1343.36
Positive
100DMA
1305.66
Positive
200DMA
1174.34
Positive
Market Momentum
MACD
8.49
Negative
RSI
63.20
Neutral
STOCH
91.83
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:UTIAMC, the sentiment is Positive. The current price of 1402.9 is above the 20-day moving average (MA) of 1343.39, above the 50-day MA of 1343.36, and above the 200-day MA of 1174.34, indicating a bullish trend. The MACD of 8.49 indicates Negative momentum. The RSI at 63.20 is Neutral, neither overbought nor oversold. The STOCH value of 91.83 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:UTIAMC.

UTI Asset Management Co. Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
75
Outperform
₹115.24B5.370.83%13.45%12.59%
73
Outperform
₹249.38B25.632.78%19.42%16.76%
73
Outperform
₹582.15B42.932.03%19.78%11.11%
72
Outperform
₹176.59B24.631.85%3.62%-9.49%
70
Outperform
₹193.59B56.490.67%26.70%25.37%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
67
Neutral
₹1.22T44.451.58%19.21%24.12%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:UTIAMC
UTI Asset Management Co. Ltd.
1,402.90
169.90
13.78%
IN:ABSLAMC
Aditya Birla Sun Life Amc Limited
861.60
128.44
17.52%
IN:HDFCAMC
HDFC Asset Management Co. Ltd.
5,708.60
1,189.58
26.32%
IN:J&KBANK
Jammu & Kashmir Bank Ltd.
104.65
11.87
12.79%
IN:KFINTECH
Kfin Technologies Limited
1,122.85
92.20
8.95%
IN:NAM.INDIA
Nippon Life India Asset Management Ltd.
914.40
229.16
33.44%

UTI Asset Management Co. Ltd. Corporate Events

UTI AMC Schedules Investor Meeting at Nuvama India Conference 2025
Jul 28, 2025

UTI Asset Management Company Limited announced a scheduled meeting with analysts and institutional investors, set to take place on August 8, 2025, at the Nuvama India Conference 2025 in Hong Kong. The meeting aims to engage with stakeholders and discuss the company’s strategic direction, although no unpublished price-sensitive information will be disclosed.

UTI AMC Announces 22nd AGM and Dividend Plans
Jul 9, 2025

UTI Asset Management Company Limited announced its 22nd Annual General Meeting (AGM) scheduled for July 31, 2025, to be held via video conferencing. The company plans to distribute a total dividend of ₹48 per equity share for the financial year 2024-25, pending approval at the AGM. The register of members will be closed from July 25 to July 31, 2025, to determine the entitlement for the final dividend.

UTI AMC Announces 22nd AGM and Dividend Proposal
Jul 9, 2025

UTI Asset Management Company Limited has announced its 22nd Annual General Meeting (AGM) scheduled for July 31, 2025, to be held via video conferencing. The company has proposed a total dividend of ₹48 per equity share for FY 2024-25, subject to approval at the AGM. The record date for determining dividend entitlement is July 24, 2025, with the book closure period set from July 25 to July 31, 2025. This announcement could impact shareholder returns and reflects the company’s financial performance and commitment to returning value to its investors.

UTI Asset Management Announces 22nd AGM and Dividend Proposal
Jul 9, 2025

UTI Asset Management Company Limited has announced its 22nd Annual General Meeting (AGM) scheduled for July 31, 2025, to be held via video conferencing. The company has proposed a total dividend of ₹48 per equity share for the fiscal year 2024-25, subject to approval at the AGM. The register of members will be closed from July 25 to July 31, 2025, to determine the entitlement of the final dividend.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 11, 2025