Kfin Technologies Limited (KFINTECH) AI Stock Analysis

• Market Cap: ₹184.22B
• Dividend Yield: 0.67%
• Average Volume (3M): 56.38K
• Price to Earnings (P/E): 53.2
• Beta (1Y): 1.47
• Revenue Growth: 19.98%
• EPS Growth: 15.04%
• Country: IN
• Employees: 5,599
• Sector: Financial
• Sector Strength: 70
• Industry: Software - Application
• EPS (TTM): 5.40
• Shares Outstanding: 172,296,810
• 10 Day Avg. Volume: 83,788
• 30 Day Avg. Volume: 56,378
• PEG Ratio: 1.56
• Price to Book (P/B): 12.58
• Price to Sales (P/S): 15.98
• P/FCF Ratio: 56.61
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹1,215.00
• Price Target Upside: 9.25% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 70 Outperform
• Price Target: ₹1,223.00 ▲(9.97% Upside)

Kfin Technologies Limited's strong financial performance is the primary driver of its overall score, supported by robust revenue and profit growth, and efficient cash flow management. However, the high P/E ratio suggests the stock may be overvalued, and technical indicators show mixed signals, contributing to a moderate overall score.

Kfin Technologies Limited Business Overview & Revenue Model

Company Description

KFin Technologies Limited operates as a corporate registrar and transfer agency in India and internationally. It operates through Registry Services, Data Processing Services, and Pension Fund Solutions segments. The company also offers IPO allocation solutions; investor service platform; and platform for managing national pension system operations, as well as engages in the incubation management of asset management companies. In addition, it provides registrar and transfer agency platform services across various asset categories, such as mutual funds, pension funds, PMS, PWM, and other investment products; digital solution for investors and distributors; end-to-end investment management services across various asset classes; mortgage, legal, transfer agency, and finance and accounting services; and K-Finwealth, a wealth tech platform that provides wealth management and financial solutions. Further, the company offers fund accounting, transfer agency, investor servicing, and client reporting service for various alternative funds; manages multiple strategies across varied alternative asset managers; and provides K-ALT, a proprietary technology service that enables to navigate alternative asset investment spectrum. It serves asset managers across various asset managers with clients spanning mutual funds, alternative investments, and pension funds; and wealth managers and corporates. The company was incorporated in 2017 and is headquartered in Hyderabad, India.

How the Company Makes Money

Kfin Technologies generates revenue through multiple key streams, primarily by providing technology and outsourcing services to asset managers and financial institutions. The company earns fees for its mutual fund and investor services, which include fund accounting, investor servicing, and compliance solutions. Additionally, KFINTECH offers transaction-based fees for its technology platforms and services, which are often utilized by banks and financial institutions. Significant partnerships with leading financial institutions and asset management companies enhance its market position and contribute to its revenue growth. The company may also explore additional revenue opportunities through the development of new technology solutions and expanding its service offerings in the financial services ecosystem.

Kfin Technologies Limited Financial Statement Overview

Summary

Kfin Technologies Limited exhibits strong financial health with consistent revenue and profit growth, robust profitability margins, and efficient cash flow management. The company maintains a low debt-to-equity ratio and a strong equity base, though a slight increase in liabilities should be monitored.

Income Statement

Kfin Technologies Limited demonstrates strong revenue growth, with a notable increase from previous years. The gross and net profit margins are robust, indicating efficient cost management and strong profitability. EBIT and EBITDA margins are also healthy, suggesting strong operational performance. The company shows consistent revenue growth, particularly over the last three years, highlighting a positive trajectory in income generation.

Balance Sheet

The company maintains a strong balance sheet with a low debt-to-equity ratio, indicating lower financial risk. Return on Equity (ROE) is impressive, showcasing effective use of equity to generate profits. The equity ratio is solid, reflecting a strong equity base relative to total assets. However, the total liabilities have increased marginally, which warrants monitoring.

Cash Flow

Kfin Technologies has a strong cash flow position with significant free cash flow generation and growth. The operating cash flow to net income ratio is healthy, indicating good conversion of profits into cash. The company also exhibits a strong free cash flow to net income ratio, highlighting efficient capital management. An increase in free cash flow over the years points to effective cash management.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	11.27B	11.08B	8.38B	6.93B	6.40B	4.61B
Gross Profit	7.08B	7.01B	5.18B	4.32B	4.07B	2.88B
EBITDA	5.33B	5.17B	3.89B	3.15B	2.94B	2.17B
Net Income	3.42B	3.33B	2.46B	1.96B	1.49B	-645.07M
Balance Sheet
Total Assets	0.00	17.51B	14.19B	12.51B	10.26B	9.23B
Cash, Cash Equivalents and Short-Term Investments	6.31B	6.54B	4.00B	2.98B	1.47B	1.20B
Total Debt	0.00	465.23M	486.61M	1.60B	1.60B	3.83B
Total Liabilities	-14.08B	3.43B	2.78B	3.81B	3.82B	5.76B
Stockholders Equity	14.08B	14.08B	11.41B	8.70B	6.44B	3.46B
Cash Flow
Free Cash Flow	0.00	3.13B	2.04B	1.53B	1.85B	1.75B
Operating Cash Flow	0.00	3.99B	2.89B	2.23B	2.53B	2.05B
Investing Cash Flow	0.00	-3.23B	-1.78B	-2.04B	-1.15B	-1.04B
Financing Cash Flow	0.00	-953.29M	-1.27B	72.53M	-1.15B	-894.00M

Kfin Technologies Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 1112.10
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:KFINTECH, the sentiment is Positive. The current price of 1112.1 is below the 20-day moving average (MA) of 1116.09, above the 50-day MA of 1094.15, and above the 200-day MA of 1103.52, indicating a neutral trend. The MACD of -0.34 indicates Positive momentum. The RSI at 51.12 is Neutral, neither overbought nor oversold. The STOCH value of 14.87 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:KFINTECH.

Kfin Technologies Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ABSLAMC	73 Outperform	₹225.16B	23.18	―	3.14%	10.40%	8.23%
ANANDRATHI	73 Outperform	₹259.06B	75.39	―	0.42%	22.46%	30.82%
MOTILALOFS	73 Outperform	₹598.32B	29.50	―	0.50%	-14.24%	-40.53%
KFINTECH	70 Outperform	₹184.22B	53.20	―	0.67%	19.98%	15.04%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
UTIAMC	67 Neutral	₹155.30B	26.35	―	2.15%	-9.65%	-30.52%
HDFCAMC	62 Neutral	₹1.16T	42.05	―	1.66%	19.21%	24.12%

Kfin Technologies Limited Corporate Events

KFin Technologies Expands Global Reach with Strategic Investment in Singapore Subsidiary

KFin Technologies Limited has invested USD 35 million in its wholly owned subsidiary, KFin Technologies (Singapore) Pte. Ltd, enabling it to acquire a 51% controlling stake in Ascent Fund Services (Singapore) Pte. Ltd. This strategic investment is expected to enhance KFin’s global presence and expand its service offerings in fund administration and financial technology solutions, potentially strengthening its market position and benefiting stakeholders.

KFin Technologies Schedules Analyst and Investor Meet in Mumbai

KFin Technologies Limited has announced a schedule for an Analyst and Institutional Investors’ Meet, set to take place in Mumbai on September 22 and 24, 2025. This meeting aims to engage with key stakeholders such as Aditya Birla MF and William Blair, providing insights into the company’s operations and strategies, potentially impacting its market positioning and investor relations.

KFin Technologies to Engage with Investors in Hong Kong and Singapore

KFin Technologies Limited has announced its participation in a series of investor non-deal roadshows organized by IIFL Capital, scheduled to take place in Hong Kong and Singapore from September 22 to 25, 2025. These meetings aim to engage with various institutional investors and analysts, potentially impacting the company’s investor relations and market positioning by showcasing its strategic initiatives and financial outlook.

KFin Technologies Schedules ‘KFintech Technology Day’ for Investor Engagement

KFin Technologies Limited has announced an upcoming ‘KFintech Technology Day’ scheduled for September 12, 2025, in Bhubaneswar. This event, organized with Investec, aims to engage analysts and institutional investors, potentially impacting the company’s market visibility and investor relations positively.

KFin Technologies Expands Equity Share Capital Through Employee Stock Option Plan

KFin Technologies Limited has announced the allotment of 39,931 equity shares following the exercise of options by eligible grantees under the KFin Employee Stock Option Plan 2020. This move has resulted in an increase in the company’s equity share capital, reflecting its ongoing commitment to employee engagement and retention through stock-based incentives.

KFin Technologies to Engage with Investors at Elara Capital Conference

KFin Technologies Limited has announced its participation in an investor conference organized by Elara Capital, scheduled for September 2, 2025, in Mumbai. This meeting is part of the company’s ongoing efforts to engage with analysts and institutional investors, potentially impacting its investor relations and market visibility.

KFin Technologies Settles SEBI Proceedings with No Future Financial Impact

KFin Technologies Limited has reached a settlement with the Securities and Exchange Board of India (SEBI) regarding a show cause notice issued after an inspection of the company’s Issuer Solutions business segment. The settlement involves a payment of Rs. 87,75,000, which has already been accounted for in the company’s financials for 2024-25, ensuring no further financial impact in the upcoming fiscal years.

KFin Technologies Schedules Analyst and Investor Meet

KFin Technologies Limited has announced that it will host an Analyst/Institutional Investors’ Meet on August 14, 2025, in Mumbai with Dymon Asia. The meeting aims to present information similar to what was shared on July 24, 2025, on the company’s and stock exchanges’ websites. This initiative reflects KFin Technologies’ ongoing efforts to engage with key stakeholders and provide transparency about its operations and strategies.

KFin Technologies Releases 2024-25 Annual Report and AGM Notice

KFin Technologies Limited has submitted its Annual Report for the financial year 2024-25, along with the notice for its 8th Annual General Meeting, to the National Stock Exchange of India and BSE Limited. This submission, in compliance with the Securities and Exchange Board of India’s regulations, underscores the company’s commitment to transparency and regulatory adherence, potentially impacting its market positioning and stakeholder confidence positively.

KFin Technologies Releases Annual Report and AGM Notice

KFin Technologies Limited has announced the submission of its Annual Report for the financial year 2024-25, which includes the notice for the 8th Annual General Meeting scheduled for August 28, 2025. This announcement is in compliance with the Securities and Exchange Board of India’s regulations and highlights the company’s commitment to transparency and regulatory adherence, potentially impacting its stakeholders by ensuring informed decision-making and maintaining investor confidence.

KFin Technologies Announces Digital Access to AGM Notice and Annual Report

KFin Technologies Limited has announced the dispatch of letters to its members who have not registered their email addresses, providing them with a web-link and QR code to access the Notice of the 8th Annual General Meeting (AGM) and the Annual Report for the financial year 2024-25. The AGM is scheduled to be held on August 28, 2025, via video conference, in compliance with regulatory requirements. This move highlights the company’s commitment to digital transformation and efficient shareholder communication.