Kfin Technologies Limited (KFINTECH) AI Stock Analysis

• Market Cap: ₹193.59B
• Dividend Yield: 0.67%
• Average Volume (3M): 58.09K
• Price to Earnings (P/E): 56.5
• Beta (1Y): 1.45
• Revenue Growth: 26.70%
• EPS Growth: 25.37%
• Country: IN
• Employees: 5,599
• Sector: Financial
• Sector Strength: 70
• Industry: Software - Application
• EPS (TTM): 4.50
• Shares Outstanding: 172,262,820
• 10 Day Avg. Volume: 82,991
• 30 Day Avg. Volume: 58,085
• PEG Ratio: 1.56
• Price to Book (P/B): 12.58
• Price to Sales (P/S): 15.98
• P/FCF Ratio: 56.61
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹1,236.50
• Price Target Upside: 10.12% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2

• Rating: 70 Outperform
• Price Target: ₹1,258.00 ▲(12.04% Upside)

Kfin Technologies Limited's strong financial performance is the most significant factor, supported by consistent growth and robust margins. However, mixed technical signals and a high valuation relative to earnings temper the overall score. The absence of earnings call data and corporate events means these factors do not influence the score.

Kfin Technologies Limited Business Overview & Revenue Model

Company Description

Kfin Technologies Limited (KFINTECH) is a leading technology and financial services provider in India, specializing in offering comprehensive solutions for the asset management and financial services sectors. The company provides a range of services including mutual fund administration, investor services, and technology solutions to asset managers, banks, and other financial institutions. KFINTECH leverages its technological expertise to deliver innovative and efficient platforms that enhance operational efficiency and customer experience.

How the Company Makes Money

Kfin Technologies generates revenue through multiple key streams, primarily by providing technology and outsourcing services to asset managers and financial institutions. The company earns fees for its mutual fund and investor services, which include fund accounting, investor servicing, and compliance solutions. Additionally, KFINTECH offers transaction-based fees for its technology platforms and services, which are often utilized by banks and financial institutions. Significant partnerships with leading financial institutions and asset management companies enhance its market position and contribute to its revenue growth. The company may also explore additional revenue opportunities through the development of new technology solutions and expanding its service offerings in the financial services ecosystem.

Kfin Technologies Limited Financial Statement Overview

Summary

Kfin Technologies Limited exhibits strong financial health with consistent revenue and profit growth, robust profitability margins, and efficient cash flow management. The company maintains a strong balance sheet with low leverage, although a slight increase in liabilities should be monitored.

Income Statement

Kfin Technologies Limited demonstrates strong revenue growth, with a notable increase from previous years. The gross and net profit margins are robust, indicating efficient cost management and strong profitability. EBIT and EBITDA margins are also healthy, suggesting strong operational performance. The company shows consistent revenue growth, particularly over the last three years, highlighting a positive trajectory in income generation.

Balance Sheet

The company maintains a strong balance sheet with a low debt-to-equity ratio, indicating lower financial risk. Return on Equity (ROE) is impressive, showcasing effective use of equity to generate profits. The equity ratio is solid, reflecting a strong equity base relative to total assets. However, the total liabilities have increased marginally, which warrants monitoring.

Cash Flow

Kfin Technologies has a strong cash flow position with significant free cash flow generation and growth. The operating cash flow to net income ratio is healthy, indicating good conversion of profits into cash. The company also exhibits a strong free cash flow to net income ratio, highlighting efficient capital management. An increase in free cash flow over the years points to effective cash management.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	11.27B	11.08B	8.38B	6.93B	6.40B	4.61B
Gross Profit	7.08B	7.01B	5.18B	4.32B	4.07B	2.88B
EBITDA	5.33B	5.17B	3.89B	3.15B	2.94B	2.17B
Net Income	3.42B	3.33B	2.46B	1.96B	1.49B	-645.07M
Balance Sheet
Total Assets	0.00	17.51B	14.19B	12.51B	10.26B	9.23B
Cash, Cash Equivalents and Short-Term Investments	6.31B	6.54B	4.00B	2.98B	1.47B	1.20B
Total Debt	0.00	465.23M	486.61M	1.60B	1.60B	3.83B
Total Liabilities	-14.08B	3.43B	2.78B	3.81B	3.82B	5.76B
Stockholders Equity	14.08B	14.08B	11.41B	8.70B	6.44B	3.46B
Cash Flow
Free Cash Flow	0.00	3.13B	2.04B	1.53B	1.85B	1.75B
Operating Cash Flow	0.00	3.99B	2.89B	2.23B	2.53B	2.05B
Investing Cash Flow	0.00	-3.23B	-1.78B	-2.04B	-1.15B	-1.04B
Financing Cash Flow	0.00	-953.29M	-1.27B	72.53M	-1.15B	-894.00M

Kfin Technologies Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 1122.85
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:KFINTECH, the sentiment is Positive. The current price of 1122.85 is above the 20-day moving average (MA) of 1083.99, above the 50-day MA of 1089.52, and above the 200-day MA of 1122.44, indicating a bullish trend. The MACD of 5.69 indicates Negative momentum. The RSI at 56.20 is Neutral, neither overbought nor oversold. The STOCH value of 73.62 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:KFINTECH.

Kfin Technologies Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MOTILALOFS	76 Outperform	₹603.15B	21.61	―	0.50%	11.16%	-1.15%
ANANDRATHI	73 Outperform	₹259.10B	75.40	―	0.42%	22.46%	30.82%
ABSLAMC	73 Outperform	₹249.38B	25.63	―	2.78%	19.42%	16.76%
UTIAMC	72 Outperform	₹179.90B	25.09	―	1.85%	3.62%	-9.49%
KFINTECH	70 Outperform	₹193.59B	56.49	―	0.67%	26.70%	25.37%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
HDFCAMC	67 Neutral	₹1.22T	44.45	―	1.58%	19.21%	24.12%