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IFCI Limited
(IFCI)
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Rating:57Neutral
Price Target:
₹80.00
▲(49.14% Upside)
Action:Reiterated
Date:06/19/26
The score is held back primarily by expensive valuation (P/E ~120) and only mid-quality, still-volatile financial recovery. Technicals are supportive with a strong uptrend, but overbought signals increase near-term risk.
Positive Factors
Improved leverage and lower gross debt
A materially lower debt-to-equity and sharply reduced total debt meaningfully improve financial flexibility for an NBFC: it lowers interest burden, increases headroom to fund new lending or absorb shocks, and reduces refinancing risk—structural improvements that support steadier operations over months.
Negative Factors
Low balance-sheet productivity (ROE)
A low ROE near 2% despite lower leverage indicates the company is not yet generating strong returns on capital. Persistently weak return metrics limit internal capital formation, constrain shareholder upside, and may require business mix changes or higher risk-taking to improve profitability sustainably.
Read all positive and negative factors
Positive Factors
Negative Factors
Improved leverage and lower gross debt
A materially lower debt-to-equity and sharply reduced total debt meaningfully improve financial flexibility for an NBFC: it lowers interest burden, increases headroom to fund new lending or absorb shocks, and reduces refinancing risk—structural improvements that support steadier operations over months.
Read all positive factors
IFCI Limited (IFCI) vs. iShares MSCI India ETF (INDA)
Market Cap
₹207.08B
Dividend YieldN/A
Average Volume (3M)871.17K
Price to Earnings (P/E)114.6
Beta (1Y)2.08
Revenue Growth3.40%
EPS Growth6.97%
CountryIN
Employees136
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)1.43
Shares Outstanding2,694,314,200
10 Day Avg. Volume894,688
30 Day Avg. Volume871,170
Financial Highlights & Ratios
PEG Ratio11.28
Price to Book (P/B)1.40
Price to Sales (P/S)5.88
P/FCF Ratio7.72
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
IFCI Limited Business Overview & Revenue Model
Company Description
IFCI Limited, founded in 1948 and headquartered in New Delhi, India, operates as a non-banking financial institution primarily serving India's public sector. The company plays a significant role in project financing, supporting a wide array of vit...
How the Company Makes Money
IFCI primarily makes money through financial intermediation as an NBFC. Key revenue streams typically include: (1) Interest income from lending and financing activities—earned on loans, advances, and other credit facilities provided to corporate/i...
IFCI Limited Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
55
Neutral
Cash Flow
58
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 19.61B | 21.34B | 19.56B | 20.16B | 16.17B | 17.97B |
| Gross Profit | 14.84B | 14.34B | 14.21B | 14.45B | 9.75B | 8.54B |
| EBITDA | 10.02B | 6.10B | 8.32B | 8.32B | 1.00B | -14.57B |
| Net Income | 3.80B | 1.81B | 1.71B | 1.04B | -2.08B | -18.31B |
Balance Sheet | ||||||
| Total Assets | 235.40B | 265.70B | 257.24B | 189.18B | 169.39B | 154.87B |
| Cash, Cash Equivalents and Short-Term Investments | 39.27B | 71.02B | 55.15B | 50.46B | 38.77B | 9.66B |
| Total Debt | 35.07B | 35.23B | 37.14B | 53.67B | 60.20B | 71.62B |
| Total Liabilities | 80.38B | 110.66B | 106.45B | 112.38B | 102.70B | 104.33B |
| Stockholders Equity | 88.63B | 89.44B | 86.91B | 45.34B | 37.67B | 28.18B |
Cash Flow | ||||||
| Free Cash Flow | 3.29B | 16.25B | -10.31B | -321.70M | -4.01B | -2.88B |
| Operating Cash Flow | 3.35B | 16.81B | -9.84B | 118.70M | -3.36B | -2.57B |
| Investing Cash Flow | 269.00M | 1.64B | -697.30M | -1.55B | -589.60M | -300.10M |
| Financing Cash Flow | -712.10M | -3.39B | 4.15B | 4.04B | 4.65B | 731.80M |
IFCI Limited Technical Analysis
Positive
53.64
Price Trends
69.95
Positive
63.51
Positive
58.84
Positive
Market Momentum
2.08
Positive
50.82
Neutral
9.35
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:IFCI, the sentiment is Positive. The current price of 53.64 is below the 20-day moving average (MA) of 80.16, below the 50-day MA of 69.95, and below the 200-day MA of 58.84, indicating a neutral trend. The MACD of 2.08 indicates Positive momentum. The RSI at 50.82 is Neutral, neither overbought nor oversold. The STOCH value of 9.35 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:IFCI.
IFCI Limited Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ₹160.39B | 14.58 | ― | 0.36% | 13.26% | 1.90% | |
66 Neutral | ₹219.32B | 22.57 | ― | 0.11% | 45.87% | 74.12% | |
66 Neutral | ₹247.09B | 31.76 | ― | 0.77% | 5.00% | 45.78% | |
58 Neutral | ₹220.42B | 13.28 | ― | ― | 34.64% | 316.68% | |
57 Neutral | ₹207.08B | 114.64 | ― | ― | 3.40% | 6.97% | |
54 Neutral | ₹302.89B | 27.40 | ― | 0.80% | -5.36% | -17.52% |
* Financial Sector Average
IN:IFCI
IFCI Limited
76.86
13.66
21.61%
IN:CGCL
Capri Global Capital Limited
227.95
61.63
37.06%
IN:CREDITACC
CreditAccess Grameen Ltd.
1,541.80
300.40
24.20%
IN:FIVESTAR
Five-Star Business Finance Limited
543.35
-224.29
-29.22%
IN:IIFL
IIFL Finance Limited
518.25
58.10
12.63%
IN:MANAPPURAM
Manappuram Finance Limited
322.45
49.78
18.26%
IFCI Limited Corporate Events
IFCI announces scheduled exit of independent director Umesh Kumar Garg in May 2026
May 10, 2026
IFCI Limited has announced that Umesh Kumar Garg will cease to serve as a non-executive independent director of the company with effect from May 10, 2026, following the completion of his tenure on May 9, 2026. The change, formally communicated to ...
IFCI Board Clears FY26 Results With Clean Audit Opinions
Apr 28, 2026
IFCI Limited’s board has approved the audited standalone and consolidated financial results for the quarter and full year ended March 31, 2026, along with the statements of assets and liabilities and cash flows. The approval signals completi...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.