IFCI Limited (IN:IFCI)
:IFCI
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IFCI Limited
(IFCI)
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Rating:59Neutral
Price Target:
₹61.00
▲(13.72% Upside)
Action:ReiteratedDate:04/30/26
The score is driven primarily by improved financial performance—returned profitability, sharply reduced leverage, and strong FY2026 operating/free cash flow—tempered by multi-year volatility (notably the FY2025 cash flow reversal). Technicals are moderately constructive with price above major DMAs and a positive MACD, while valuation is weaker due to a negative P/E and no dividend yield data.
Positive Factors
Profitability turnaround
Sustained positive net income across three years and a strong FY2026 operating profit suggest the core lending and advisory business has recovered structural earnings capacity. That durability improves internal capital generation, reduces reliance on external recapitalisation, and supports longer-term provisioning and growth plans.
Negative Factors
Volatile cash flow history
Large year-to-year swings in operating and free cash flow undermine predictability of liquidity and funding. For an NBFC, intermittent negative cash conversion can force emergency capital raises, constrained lending, or distressed asset sales, raising structural execution and refinancing risk over cycles.
Read all positive and negative factors
Positive Factors
Negative Factors
Profitability turnaround
Sustained positive net income across three years and a strong FY2026 operating profit suggest the core lending and advisory business has recovered structural earnings capacity. That durability improves internal capital generation, reduces reliance on external recapitalisation, and supports longer-term provisioning and growth plans.
Read all positive factors
IFCI Limited (IFCI) vs. iShares MSCI India ETF (INDA)
Market Cap
₹157.00B
Dividend YieldN/A
Average Volume (3M)871.17K
Price to Earnings (P/E)―
Beta (1Y)2.09
Revenue Growth3.40%
EPS Growth6.97%
CountryIN
Employees136
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)N/A
Shares Outstanding2,694,314,200
10 Day Avg. Volume894,688
30 Day Avg. Volume871,170
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)0.00
Price to Sales (P/S)0.00
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
IFCI Limited Business Overview & Revenue Model
Company Description
IFCI Limited provides non-banking financial services to the public sector in India. The company offers project finance for the power sector, including renewable energy, telecommunications, roads, oil and gas, ports, airports, basic metals, chemica...
How the Company Makes Money
IFCI primarily makes money through financial intermediation as an NBFC. Key revenue streams typically include: (1) Interest income from lending and financing activities—earned on loans, advances, and other credit facilities provided to corporate/i...
IFCI Limited Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
55
Neutral
Cash Flow
58
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 19.61B | 21.34B | 19.56B | 20.16B | 16.17B | 17.97B |
| Gross Profit | 14.84B | 14.34B | 14.21B | 14.45B | 9.75B | 8.54B |
| EBITDA | 10.02B | 6.10B | 8.32B | 8.32B | 1.00B | -14.57B |
| Net Income | 3.80B | 1.81B | 1.71B | 1.04B | -2.08B | -18.31B |
Balance Sheet | ||||||
| Total Assets | 235.40B | 265.70B | 257.24B | 189.18B | 169.39B | 154.87B |
| Cash, Cash Equivalents and Short-Term Investments | 39.27B | 71.02B | 55.15B | 50.46B | 38.77B | 9.66B |
| Total Debt | 35.07B | 35.23B | 37.14B | 53.67B | 60.20B | 71.62B |
| Total Liabilities | 80.38B | 110.66B | 106.45B | 112.38B | 102.70B | 104.33B |
| Stockholders Equity | 88.63B | 89.44B | 86.91B | 45.34B | 37.67B | 28.18B |
Cash Flow | ||||||
| Free Cash Flow | 3.29B | 16.25B | -10.31B | -321.70M | -4.01B | -2.88B |
| Operating Cash Flow | 3.35B | 16.81B | -9.84B | 118.70M | -3.36B | -2.57B |
| Investing Cash Flow | 269.00M | 1.64B | -697.30M | -1.55B | -589.60M | -300.10M |
| Financing Cash Flow | -712.10M | -3.39B | 4.15B | 4.04B | 4.65B | 731.80M |
IFCI Limited Technical Analysis
Positive
53.64
Price Trends
56.99
Positive
54.71
Positive
55.83
Positive
Market Momentum
0.96
Negative
64.90
Neutral
89.92
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:IFCI, the sentiment is Positive. The current price of 53.64 is below the 20-day moving average (MA) of 54.48, below the 50-day MA of 56.99, and below the 200-day MA of 55.83, indicating a bullish trend. The MACD of 0.96 indicates Negative momentum. The RSI at 64.90 is Neutral, neither overbought nor oversold. The STOCH value of 89.92 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:IFCI.
IFCI Limited Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ₹146.86B | 14.49 | ― | 0.36% | 13.26% | 1.90% | |
60 Neutral | ₹190.02B | 13.98 | ― | ― | 22.51% | 115.54% | |
59 Neutral | ₹157.00B | -220.42 | ― | ― | 3.40% | 6.97% | |
56 Neutral | ₹206.41B | 20.20 | ― | 0.77% | 0.90% | -45.12% | |
52 Neutral | ₹176.75B | 17.22 | ― | 0.11% | 46.59% | 100.41% | |
49 Neutral | ₹250.08B | 27.09 | ― | 0.80% | -7.96% | -79.27% |
* Financial Sector Average
IN:IFCI
IFCI Limited
58.27
16.02
37.92%
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498.55
-204.81
-29.12%
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25.46%
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66.55
29.08%
IFCI Limited Corporate Events
IFCI Board Clears FY26 Results With Clean Audit Opinions
Apr 28, 2026
IFCI Limited’s board has approved the audited standalone and consolidated financial results for the quarter and full year ended March 31, 2026, along with the statements of assets and liabilities and cash flows. The approval signals completi...
IFCI Discloses SFIO-Linked Petition Filed Against It Before NCLT
Mar 29, 2026
IFCI Limited has disclosed that it has received a company petition filed by the Union of India through the Serious Fraud Investigation Office before the National Company Law Tribunal’s Principal Bench in New Delhi. The petition, linked to an...
IFCI Reappoints Jagdish Garwal as Chief Risk Officer for One-Year Term
Feb 28, 2026
IFCI Limited has re-appointed Shri Jagdish Garwal, currently a General Manager, as the company’s Chief Risk Officer for an additional one-year term from March 1, 2026, to February 28, 2027, in compliance with recent RBI NBFC-Governance direc...
IFCI Renews Registrar and Share Transfer Agent Contract to Maintain SEBI Compliance
Feb 28, 2026
IFCI Limited has renewed the annual maintenance contract with MCS Share Transfer Agent Ltd., its Registrar and Share Transfer Agent for equity shares and family bonds. The renewal, effective from March 1, 2026 to February 28, 2027, ensures continu...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.