IFCI Limited (IN:IFCI)
:IFCI
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IFCI Limited
(IFCI)
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Rating:55Neutral
Price Target:
₹54.00
▲(0.67% Upside)
Action:ReiteratedDate:01/21/26
The score is primarily held back by weak cash flow performance and high leverage despite improved profitability/equity metrics. Technicals are supportive (price above key DMAs with positive momentum), but valuation is a headwind due to the elevated P/E and lack of dividend yield data.
Positive Factors
Return on equity improvement
ROE moving from negative to positive signals the company is converting shareholder capital into profits more effectively. Over 2-6 months this supports balance-sheet resilience, aids capital-raising credibility, and underpins sustained capacity to support lending and absorb incremental credit costs.
Negative Factors
High leverage
Elevated debt-to-equity increases sensitivity to funding cost rises and reduces financial flexibility. Over several months this can constrain balance-sheet growth, force higher provisioning or deleveraging under stress, and limit the firm's ability to expand lending without raising costly capital.
Read all positive and negative factors
Positive Factors
Negative Factors
Return on equity improvement
ROE moving from negative to positive signals the company is converting shareholder capital into profits more effectively. Over 2-6 months this supports balance-sheet resilience, aids capital-raising credibility, and underpins sustained capacity to support lending and absorb incremental credit costs.
Read all positive factors
IFCI Limited (IFCI) vs. iShares MSCI India ETF (INDA)
Market Cap
₹149.18B
Dividend YieldN/A
Average Volume (3M)871.17K
Price to Earnings (P/E)―
Beta (1Y)2.19
Revenue Growth-12.62%
EPS Growth175.71%
CountryIN
Employees136
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)-0.06
Shares Outstanding2,694,314,200
10 Day Avg. Volume894,688
30 Day Avg. Volume871,170
Financial Highlights & Ratios
PEG Ratio1.24
Price to Book (P/B)1.34
Price to Sales (P/S)5.95
P/FCF Ratio-11.29
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
IFCI Limited Business Overview & Revenue Model
Company Description
IFCI Limited provides non-banking financial services to the public sector in India. The company offers project finance for the power sector, including renewable energy, telecommunications, roads, oil and gas, ports, airports, basic metals, chemica...
How the Company Makes Money
IFCI primarily makes money through financial intermediation and related fee-based activities. Its key revenue streams typically include: (1) Interest income earned on loans and advances provided to corporate and project borrowers (including long-t...
IFCI Limited Financial Statement Overview
Summary
Income Statement
52
Neutral
Balance Sheet
58
Neutral
Cash Flow
45
Neutral
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 19.61B | 19.56B | 20.16B | 16.17B | 17.97B | 20.21B |
| Gross Profit | 14.84B | 14.21B | 14.45B | 9.75B | 8.54B | 8.73B |
| EBITDA | 10.02B | 8.32B | 8.32B | 1.00B | -14.57B | -20.12B |
| Net Income | 3.80B | 1.71B | 1.04B | -2.08B | -18.31B | -19.42B |
Balance Sheet | ||||||
| Total Assets | 235.40B | 257.24B | 189.18B | 169.39B | 154.87B | 203.64B |
| Cash, Cash Equivalents and Short-Term Investments | 39.27B | 55.15B | 50.46B | 38.77B | 9.66B | 27.46B |
| Total Debt | 35.07B | 37.14B | 53.67B | 60.20B | 71.62B | 111.10B |
| Total Liabilities | 80.38B | 106.45B | 112.38B | 102.70B | 104.33B | 153.40B |
| Stockholders Equity | 88.63B | 86.91B | 45.34B | 37.67B | 28.18B | 37.38B |
Cash Flow | ||||||
| Free Cash Flow | 3.29B | -10.31B | -321.70M | -4.01B | -2.88B | -5.45B |
| Operating Cash Flow | 3.35B | -9.84B | 118.70M | -3.36B | -2.57B | -4.38B |
| Investing Cash Flow | 269.00M | -697.30M | -1.55B | -589.60M | -300.10M | -1.03B |
| Financing Cash Flow | -712.10M | 4.15B | 4.04B | 4.65B | 731.80M | 1.93B |
IFCI Limited Technical Analysis
Positive
53.64
Price Trends
56.80
Negative
54.49
Positive
55.89
Negative
Market Momentum
-1.08
Negative
52.96
Neutral
83.21
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:IFCI, the sentiment is Positive. The current price of 53.64 is above the 20-day moving average (MA) of 53.28, below the 50-day MA of 56.80, and below the 200-day MA of 55.89, indicating a neutral trend. The MACD of -1.08 indicates Negative momentum. The RSI at 52.96 is Neutral, neither overbought nor oversold. The STOCH value of 83.21 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:IFCI.
IFCI Limited Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
64 Neutral | ₹190.25B | 13.98 | ― | ― | 8.01% | -20.87% | |
59 Neutral | ₹120.04B | 14.49 | ― | 0.36% | 20.44% | 13.10% | |
56 Neutral | ₹197.72B | 20.20 | ― | 0.77% | 0.75% | -90.03% | |
55 Neutral | ₹149.18B | -220.42 | ― | ― | -12.62% | 175.71% | |
52 Neutral | ₹172.32B | 17.22 | ― | 0.11% | 43.41% | 109.52% | |
49 Neutral | ₹228.11B | 27.09 | ― | 0.80% | -3.68% | -80.12% |
* Financial Sector Average
IN:IFCI
IFCI Limited
55.37
15.41
38.56%
IN:CGCL
Capri Global Capital Limited
179.10
25.21
16.38%
IN:CREDITACC
CreditAccess Grameen Ltd.
1,234.25
217.30
21.37%
IN:FIVESTAR
Five-Star Business Finance Limited
407.50
-287.79
-41.39%
IN:IIFL
IIFL Finance Limited
447.35
124.69
38.64%
IN:MANAPPURAM
Manappuram Finance Limited
269.50
46.31
20.75%
IFCI Limited Corporate Events
IFCI Discloses SFIO-Linked Petition Filed Against It Before NCLT
Mar 29, 2026
IFCI Limited has disclosed that it has received a company petition filed by the Union of India through the Serious Fraud Investigation Office before the National Company Law Tribunal’s Principal Bench in New Delhi. The petition, linked to an...
IFCI Reappoints Jagdish Garwal as Chief Risk Officer for One-Year Term
Feb 28, 2026
IFCI Limited has re-appointed Shri Jagdish Garwal, currently a General Manager, as the company’s Chief Risk Officer for an additional one-year term from March 1, 2026, to February 28, 2027, in compliance with recent RBI NBFC-Governance direc...
IFCI Renews Registrar and Share Transfer Agent Contract to Maintain SEBI Compliance
Feb 28, 2026
IFCI Limited has renewed the annual maintenance contract with MCS Share Transfer Agent Ltd., its Registrar and Share Transfer Agent for equity shares and family bonds. The renewal, effective from March 1, 2026 to February 28, 2027, ensures continu...
IFCI Says No Undisclosed Events Behind Surge in Share Trading Volume
Jan 13, 2026
IFCI Limited has clarified to the National Stock Exchange of India that it is not aware of any undisclosed information or specific corporate event that would explain the recent significant increase in trading volume and price movement of its share...
Exchange Seeks Clarification from IFCI After Surge in Trading Volume
Jan 12, 2026
The stock exchange has reported a significant increase in trading volume in the shares of IFCI Limited and has sought clarification from the company to ensure that investors have access to the latest relevant information. The move underscores regu...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.