ICICI Lombard General Insurance Co. Ltd. (IN:ICICIGI)
:ICICIGI
Want to see IN:ICICIGI full AI Analyst Report?
ICICIGI Stock Chart & Stats
₹1881.10
-₹24.50(-1.30%)
At close: 4:00 PM EST
₹1881.10
-₹24.50(-1.30%)
Day’s Range― - ―
52-Week Range₹1,630.00 - ₹2,074.85
Previous CloseN/A
Volume648.48K
Average Volume (3M)38.72K
Market Cap
₹848.36B
Enterprise Value₹884.42B
Total Cash (Recent Filing)₹3.52B
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)31.2
Beta0.85
Next Earnings
Jul 21, 2026EPS Estimate
12.62Next Dividend Ex-DateN/A
Dividend Yield0.69%
Share Statistics
EPS (TTM)55.89
Shares Outstanding499,107,670
10 Day Avg. Volume61,417
30 Day Avg. Volume38,722
Financial Highlights & Ratios
PEG Ratio3.11
Price to Book (P/B)5.11
Price to Sales (P/S)3.14
P/FCF Ratio35.76
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹2,235.00Price Target Upside18.81% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)63.6
Revenue Forecast (FY)₹338.81B
Bulls Say, Bears Say
Bulls Say
Balance Sheet StrengthNear-zero debt and a conservatively positioned balance sheet provide durable financial flexibility. This strengthens solvency through insurance cycles, supports higher claims volatility, enables reinsurance purchases and strategic capital deployment without refinancing risk, and underpins long-term underwriting capacity.
Sustained Premium Growth & ScaleConsistent multi-year revenue expansion across lines and channels builds scale that supports risk diversification and distribution leverage. Durable premium growth enhances pricing power, spreads fixed costs, and creates a larger investment float, strengthening long-term competitive position against peers.
Cash Generation & Float MonetizationHigh cash conversion and a FY2026 rebound indicate ability to turn underwriting and investment results into liquid resources. Reliable cash generation funds reinsurance, product investment and capital returns, and cushions underwriting volatility, supporting sustainable operations over the medium term.
Bears Say
Underwriting Margin PressureA material one-year gross margin compression reflects rising claim costs or expense growth. If underwriting pressure persists, it erodes core profitability and increases reliance on investment returns, making earnings more sensitive to claim cycles and reducing durable margin resilience.
Cash Flow VolatilityMarked year-to-year variability in operating and free cash flow reduces predictability for dividends, reinsurance purchases and growth investments. This volatility complicates capital planning and heightens sensitivity to adverse claim years or investment market swings, weakening financial stability.
Returns Stable But Not ImprovingROE in the mid-teens shows respectable profitability but stagnation versus prior peaks. Without margin expansion or new high-return initiatives, EPS growth may be constrained, limiting long-term upside from operating improvements or superior capital allocation.
ICICI Lombard General Insurance Co. Ltd. News
ICICIGI FAQ
What was ICICI Lombard General Insurance Co. Ltd.’s price range in the past 12 months?
ICICI Lombard General Insurance Co. Ltd. lowest stock price was ₹1630.00 and its highest was ₹2074.85 in the past 12 months.
What is ICICI Lombard General Insurance Co. Ltd.’s market cap?
ICICI Lombard General Insurance Co. Ltd.’s market cap is ₹848.36B.
When is ICICI Lombard General Insurance Co. Ltd.’s upcoming earnings report date?
ICICI Lombard General Insurance Co. Ltd.’s upcoming earnings report date is Jul 21, 2026 which is in 35 days.
How were ICICI Lombard General Insurance Co. Ltd.’s earnings last quarter?
ICICI Lombard General Insurance Co. Ltd. released its earnings results on Apr 15, 2026. The company reported ₹11.33 earnings per share for the quarter, beating the consensus estimate of ₹10.964 by ₹0.366.
Is ICICI Lombard General Insurance Co. Ltd. overvalued?
According to Wall Street analysts ICICI Lombard General Insurance Co. Ltd.’s price is currently Undervalued.
Does ICICI Lombard General Insurance Co. Ltd. pay dividends?
ICICI Lombard General Insurance Co. Ltd. pays a Semiannually dividend of ₹7 which represents an annual dividend yield of 0.69%. See more information on ICICI Lombard General Insurance Co. Ltd. dividends here
What is ICICI Lombard General Insurance Co. Ltd.’s EPS estimate?
ICICI Lombard General Insurance Co. Ltd.’s EPS estimate is 12.62.
How many shares outstanding does ICICI Lombard General Insurance Co. Ltd. have?
ICICI Lombard General Insurance Co. Ltd. has 499,107,670 shares outstanding.
What happened to ICICI Lombard General Insurance Co. Ltd.’s price movement after its last earnings report?
ICICI Lombard General Insurance Co. Ltd. reported an EPS of ₹11.33 in its last earnings report, beating expectations of ₹10.964. Following the earnings report the stock price went up 4.168%.
Which hedge fund is a major shareholder of ICICI Lombard General Insurance Co. Ltd.?
Currently, no hedge funds are holding shares in IN:ICICIGI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
ICICI Lombard General Insurance Co. Ltd.
ICICI Lombard General Insurance Company Limited, headquartered in Mumbai, India, offers a comprehensive array of non-life insurance products and services across the nation. Their extensive portfolio includes policies designed for motor vehicles (such as cars and two-wheelers), health (with enhanced booster options), personal accident coverage, travel, home, and NRI-specific insurance. For businesses and specialized sectors, they provide solutions for marine, fire, engineering, liability, employee groups, general business operations, third-party risks, as well as unique coverage for crop, rural initiatives, cattle, adverse weather conditions, and cyber security. The company also offers reinsurance services. Serving a broad clientele that encompasses large corporations, small and medium-sized enterprises, state and central government entities, and rural communities, ICICI Lombard leverages a diverse distribution network. This includes independent agents, brokers, bancassurance partnerships, telesales teams, direct alliances, specialized motor insurance service providers, and modern online platforms. The company was founded in 2000.
ICICIGI Stock 12 Month Forecast
Average Price Target
₹2,235.00
▲(18.81% Upside)
Technical Analysis
General Insurance Corporation of India
―
Go Digit General Insurance Limited
―
HDFC Life Insurance Co. Ltd.
―
New India Assurance Co. Ltd.
―
Star Health & Allied Insurance Co. Ltd.
―