ICICI Lombard General Insurance Co. Ltd. (IN:ICICIGI)
:ICICIGI
ICICIGI Stock Chart & Stats
₹1881.10
-₹24.50(-1.30%)
At close: 4:00 PM EST
₹1881.10
-₹24.50(-1.30%)
Day’s Range― - ―
52-Week Range₹1,630.00 - ₹2,074.85
Previous CloseN/A
Volume648.48K
Average Volume (3M)38.72K
Market Cap
₹890.06B
Enterprise Value₹886.56B
Total Cash (Recent Filing)₹3.52B
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)37.0
Beta0.84
Next Earnings
Apr 15, 2026EPS Estimate
10.96Next Dividend Ex-DateN/A
Dividend Yield0.69%
Share Statistics
EPS (TTM)13.14
Shares Outstanding498,495,000
10 Day Avg. Volume61,417
30 Day Avg. Volume38,722
Financial Highlights & Ratios
PEG Ratio1.19
Price to Book (P/B)6.17
Price to Sales (P/S)3.59
P/FCF Ratio97.63
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹2,171.67Price Target Upside15.45% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)65.37
Revenue Forecast (FY)₹337.88B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained ~13% revenue growth reflects expanding premium volumes and market traction across product lines. Over a multi-quarter horizon this trend supports scale economics, strengthens underwriting data pools and underwriting leverage, enabling reinvestment in distribution and claims capabilities.
Balance Sheet StrengthExtremely low leverage and a solid equity base provide financial resilience versus underwriting shocks. A 16.7% ROE demonstrates efficient capital use, enabling the firm to support growth, retain capacity for large claims, and pursue selective capital allocation without stressing solvency metrics.
Diversified Business ModelBroad product mix and multi-channel distribution reduce concentration risk and stabilize premium inflows. Bancassurance, brokers, digital and agent networks support cross-sell and sustained customer acquisition, enhancing persistency and enabling balanced retail/corporate exposure over business cycles.
Bears Say
Cash Flow PressureA decline in free cash flow growth signals weakening cash conversion despite positive FCF. Over months this can limit reinvestment in distribution, reduce buffer for adverse claims, and constrain flexibility for reinsurance pre-funding or strategic investments without altering capital plans.
Reliance On Investment IncomeHeavy dependence on investment returns to bolster earnings leaves profitability exposed to market and interest-rate cycles. If underwriting margins tighten, lower investment yields would materially compress overall returns, making underwriting performance and asset allocation critical long-term drivers.
Underwriting Volatility RiskUnderwriting outcomes hinge on claim trends, pricing adequacy and reinsurance costs. Structural shifts—higher claim severity, adverse loss development or rising reinsurance prices—can erode margins and require rate increases or capital to restore pricing, creating persistent pressure if trends reverse.
ICICI Lombard General Insurance Co. Ltd. News
ICICIGI FAQ
What was ICICI Lombard General Insurance Co. Ltd.’s price range in the past 12 months?
ICICI Lombard General Insurance Co. Ltd. lowest stock price was ₹1630.00 and its highest was ₹2074.85 in the past 12 months.
What is ICICI Lombard General Insurance Co. Ltd.’s market cap?
ICICI Lombard General Insurance Co. Ltd.’s market cap is ₹890.06B.
When is ICICI Lombard General Insurance Co. Ltd.’s upcoming earnings report date?
ICICI Lombard General Insurance Co. Ltd.’s upcoming earnings report date is Apr 15, 2026 which is in 2 days.
How were ICICI Lombard General Insurance Co. Ltd.’s earnings last quarter?
ICICI Lombard General Insurance Co. Ltd. released its earnings results on Jan 13, 2026. The company reported ₹13.14 earnings per share for the quarter, missing the consensus estimate of ₹15.087 by -₹1.947.
Is ICICI Lombard General Insurance Co. Ltd. overvalued?
According to Wall Street analysts ICICI Lombard General Insurance Co. Ltd.’s price is currently Undervalued.
Does ICICI Lombard General Insurance Co. Ltd. pay dividends?
ICICI Lombard General Insurance Co. Ltd. pays a Semiannually dividend of ₹6.5 which represents an annual dividend yield of 0.69%. See more information on ICICI Lombard General Insurance Co. Ltd. dividends here
What is ICICI Lombard General Insurance Co. Ltd.’s EPS estimate?
ICICI Lombard General Insurance Co. Ltd.’s EPS estimate is 10.96.
How many shares outstanding does ICICI Lombard General Insurance Co. Ltd. have?
ICICI Lombard General Insurance Co. Ltd. has 498,495,000 shares outstanding.
What happened to ICICI Lombard General Insurance Co. Ltd.’s price movement after its last earnings report?
ICICI Lombard General Insurance Co. Ltd. reported an EPS of ₹13.14 in its last earnings report, missing expectations of ₹15.087. Following the earnings report the stock price went down -1.15%.
Which hedge fund is a major shareholder of ICICI Lombard General Insurance Co. Ltd.?
Currently, no hedge funds are holding shares in IN:ICICIGI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
ICICI Lombard General Insurance Co. Ltd.
ICICI Lombard General Insurance Company Limited provides various general insurance products and services in India. The company primarily offers motor, car, two wheeler, health, health booster, personal accident, travel, home, marine, NRI, business, third party, crop, rural, fire, engineering, liability, employee group, cattle, weather, and cyber insurance products; and reinsurance services. It serves customers through body corporates, as well as small, micro, and medium enterprises; state and central governments, government-owned enterprises, and rural customers; and agents, brokers, bancassurance, telesales, direct alliances, motor insurance service providers, and online platforms. The company was incorporated in 2000 and is based in Mumbai, India.
ICICIGI Stock 12 Month Forecast
Average Price Target
₹2,171.67
▲(15.45% Upside)
Technical Analysis
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