New India Assurance Co. Ltd. (IN:NIACL)
:NIACL
NIACL Stock Chart & Stats
₹157.00
-₹3.43(-1.73%)
At close: 4:00 PM EST
₹157.00
-₹3.43(-1.73%)
Day’s Range― - ―
52-Week Range₹116.95 - ₹214.75
Previous CloseN/A
Volume469.34K
Average Volume (3M)49.59K
Market Cap
₹204.85B
Enterprise Value₹50.29B
Total Cash (Recent Filing)₹154.49B
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)16.9
Beta1.45
Next Earnings
May 25, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.18%
Share Statistics
EPS (TTM)2.31
Shares Outstanding1,648,000,000
10 Day Avg. Volume33,983
30 Day Avg. Volume49,594
Financial Highlights & Ratios
PEG Ratio-3.54
Price to Book (P/B)0.59
Price to Sales (P/S)0.59
P/FCF Ratio-7.43
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)13.12
Revenue Forecast (FY)₹500.71B
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet (no Debt)No reported debt materially reduces financial leverage and solvency risk for a general insurer. Over 2–6 months this strengthens capital resilience against underwriting losses or catastrophes, preserves rating and reinsurance access, and gives flexibility to deploy equity into underwriting or investments without refinancing risk.
Diversified Product And Distribution MixA broad mix of motor, health, property, marine, engineering and other lines plus agents, brokers, bancassurance and digital channels reduces concentration risk. Geographic and channel diversification supports more stable premium flows, helps offset volatility in any single line, and sustains scale-driven underwriting capacity.
Float-driven Investment Income And Reinsurance UseThe insurer business model generates durable investment income on premium float, which can meaningfully supplement underwriting profits. Disciplined reinsurance reduces tail risk and earnings volatility, helping preserve capital and underwriting capacity over the medium term regardless of short-term premium swings.
Bears Say
Weak Cash GenerationRepeated negative operating and free cash flow despite reported net income indicates earnings-to-cash volatility. Over months this constrains the company's ability to fund claims, invest reserves, or expand underwriting without drawing on capital, reinsurance or external financing, limiting strategic flexibility.
2025 Top-line ContractionA material revenue decline in 2025 interrupts prior growth and reduces premium scale that drives underwriting margins and investment float. If persistent, this reduces long-term earnings power, weakens expense absorption and can force repricing or retrenchment in key distribution channels.
Modest Profitability And Capital EfficiencyLow net margins and ROE limit internal capital generation and indicate limited pricing or expense leverage. Over the medium term this constrains the firm's ability to grow without external capital, reduces buffer against underwriting volatility, and implies lower returns on incremental premium compared with peers.
New India Assurance Co. Ltd. News
NIACL FAQ
What was New India Assurance Co. Ltd.’s price range in the past 12 months?
New India Assurance Co. Ltd. lowest stock price was ₹116.95 and its highest was ₹214.75 in the past 12 months.
What is New India Assurance Co. Ltd.’s market cap?
New India Assurance Co. Ltd.’s market cap is ₹204.85B.
When is New India Assurance Co. Ltd.’s upcoming earnings report date?
New India Assurance Co. Ltd.’s upcoming earnings report date is May 25, 2026 which is in 47 days.
How were New India Assurance Co. Ltd.’s earnings last quarter?
New India Assurance Co. Ltd. released its earnings results on Jan 30, 2026. The company reported ₹2.306 earnings per share for the quarter, beating the consensus estimate of N/A by ₹2.306.
Is New India Assurance Co. Ltd. overvalued?
According to Wall Street analysts New India Assurance Co. Ltd.’s price is currently Overvalued.
Does New India Assurance Co. Ltd. pay dividends?
New India Assurance Co. Ltd. pays a Annually dividend of ₹1.8 which represents an annual dividend yield of 1.18%. See more information on New India Assurance Co. Ltd. dividends here
What is New India Assurance Co. Ltd.’s EPS estimate?
New India Assurance Co. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does New India Assurance Co. Ltd. have?
New India Assurance Co. Ltd. has 1,648,000,000 shares outstanding.
What happened to New India Assurance Co. Ltd.’s price movement after its last earnings report?
New India Assurance Co. Ltd. reported an EPS of ₹2.306 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.225%.
Which hedge fund is a major shareholder of New India Assurance Co. Ltd.?
Currently, no hedge funds are holding shares in IN:NIACL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
New India Assurance Co. Ltd.
The New India Assurance Company Limited, together with its subsidiaries, operates as a general insurance company in India and internationally. The company provides marine cargo and hull, motor, health, travel, home and contents, customized business and SME products, other personal, industrial, rural, machinery, aviation, engineering, liability, fire and burglary, crop, personal accident, and property insurance products. It also offers reinsurance products. The company was incorporated in 1919 and is headquartered in Mumbai, India.
Technical Analysis
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