New India Assurance Co. Ltd. (IN:NIACL)
:NIACL
Want to see IN:NIACL full AI Analyst Report?
NIACL Stock Chart & Stats
₹157.00
-₹3.43(-1.73%)
At close: 4:00 PM EST
₹157.00
-₹3.43(-1.73%)
Day’s Range― - ―
52-Week Range₹116.95 - ₹214.75
Previous CloseN/A
Volume469.34K
Average Volume (3M)49.59K
Market Cap
₹269.45B
Enterprise Value₹75.89B
Total Cash (Recent Filing)₹154.49B
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)13.8
Beta1.66
Next Earnings
Aug 12, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.18%
Share Statistics
EPS (TTM)7.06
Shares Outstanding1,648,000,000
10 Day Avg. Volume33,983
30 Day Avg. Volume49,594
Financial Highlights & Ratios
PEG Ratio0.38
Price to Book (P/B)0.51
Price to Sales (P/S)0.39
P/FCF Ratio23.12
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹175.00Price Target Upside11.46% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)8
Revenue Forecast (FY)₹516.97B
Bulls Say, Bears Say
Bulls Say
Debt-free Balance Sheet / Low LeverageA debt-free balance sheet gives NIACL durable financial flexibility to underwrite large losses, invest the insurance float and support reserves without refinancing. Low leverage reduces insolvency risk, preserves rating resilience and enables strategic capital allocation over time.
Positive Premium Growth And Diversified PortfolioSustained premium growth and a diversified product mix across motor, health, property, marine and engineering support steady premium generation. Broad distribution across retail, commercial and intermediated channels helps spread underwriting risk and supports durable market position.
Improving ROE And EPS MomentumAn improving ROE alongside strong reported EPS growth suggests progress in underwriting discipline and investment returns. While absolute returns remain modest, the upward trend indicates better capital efficiency and a foundation for more stable long‑term earnings generation.
Bears Say
Thin And Volatile ProfitabilityLow and volatile net and operating margins limit the firm's ability to build retained earnings and absorb claim shocks. Thin profitability increases sensitivity to underwriting loss cycles and constrains reinvestment capacity, making earnings less resilient over time.
Historically Inconsistent Cash GenerationMulti-year negative operating and free cash flow until FY2026 signals inconsistent cash conversion and earnings quality. Persistent cash volatility can force asset sales or capital raises, limit dividend capacity, and reduce the firm's ability to fund claims and strategic investments reliably.
Modest Returns Versus Industry PeersDespite balance sheet strength, modest and inconsistent returns constrain internal capital generation and competitiveness. Lower ROE relative to peers limits ability to invest in distribution, technology or underwriting capabilities, hampering long‑term market share growth.
New India Assurance Co. Ltd. News
NIACL FAQ
What was New India Assurance Co. Ltd.’s price range in the past 12 months?
New India Assurance Co. Ltd. lowest stock price was ₹116.95 and its highest was ₹214.75 in the past 12 months.
What is New India Assurance Co. Ltd.’s market cap?
New India Assurance Co. Ltd.’s market cap is ₹269.45B.
When is New India Assurance Co. Ltd.’s upcoming earnings report date?
New India Assurance Co. Ltd.’s upcoming earnings report date is Aug 12, 2026 which is in 83 days.
How were New India Assurance Co. Ltd.’s earnings last quarter?
New India Assurance Co. Ltd. released its earnings results on May 11, 2026. The company reported ₹3.51 earnings per share for the quarter, beating the consensus estimate of N/A by ₹3.51.
Is New India Assurance Co. Ltd. overvalued?
According to Wall Street analysts New India Assurance Co. Ltd.’s price is currently Undervalued.
Does New India Assurance Co. Ltd. pay dividends?
New India Assurance Co. Ltd. pays a Annually dividend of ₹1.8 which represents an annual dividend yield of 1.18%. See more information on New India Assurance Co. Ltd. dividends here
What is New India Assurance Co. Ltd.’s EPS estimate?
New India Assurance Co. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does New India Assurance Co. Ltd. have?
New India Assurance Co. Ltd. has 1,648,000,000 shares outstanding.
What happened to New India Assurance Co. Ltd.’s price movement after its last earnings report?
New India Assurance Co. Ltd. reported an EPS of ₹3.51 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.671%.
Which hedge fund is a major shareholder of New India Assurance Co. Ltd.?
Currently, no hedge funds are holding shares in IN:NIACL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
New India Assurance Co. Ltd.
The New India Assurance Company Limited, together with its subsidiaries, operates as a general insurance company in India and internationally. The company provides marine cargo and hull, motor, health, travel, home and contents, customized business and SME products, other personal, industrial, rural, machinery, aviation, engineering, liability, fire and burglary, crop, personal accident, and property insurance products. It also offers reinsurance products. The company was incorporated in 1919 and is headquartered in Mumbai, India.
NIACL Stock 12 Month Forecast
Average Price Target
₹175.00
▲(11.46% Upside)
Technical Analysis
Go Digit General Insurance Limited
―
ICICI Lombard General Insurance Co. Ltd.
―
Star Health & Allied Insurance Co. Ltd.
―