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NIACL Stock Chart & Stats
₹157.00
-₹3.43(-1.73%)
At close: 4:00 PM EST
₹157.00
-₹3.43(-1.73%)
Day’s Range― - ―
52-Week Range₹116.95 - ₹218.00
Previous CloseN/A
Volume469.34K
Average Volume (3M)49.59K
Market Cap
₹306.61B
Enterprise Value₹79.78B
Total Cash (Recent Filing)₹192.90B
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)21.7
Beta1.96
Next Earnings
Aug 12, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.18%
Share Statistics
EPS (TTM)8.58
Shares Outstanding1,648,000,000
10 Day Avg. Volume33,983
30 Day Avg. Volume49,594
Financial Highlights & Ratios
PEG Ratio0.38
Price to Book (P/B)0.51
Price to Sales (P/S)0.38
P/FCF Ratio23.12
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹175.00Price Target Upside11.46% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)8
Revenue Forecast (FY)₹516.97B
Bulls Say, Bears Say
Bulls Say
Balance Sheet StrengthNIACL reports no debt across all years, giving meaningful financial flexibility to absorb underwriting shocks and meet regulatory capital needs without interest burdens. A debt-free position supports stable reserve funding and reduces solvency risk over the medium term.
Diversified Underwriting & DistributionThe company underwrites motor, health, property, marine, engineering, liability and other lines and sells via branches and intermediaries. This product and channel diversification lowers concentration risk, smooths premium flows across cycles, and aids long-term revenue stability.
Improving Top-line And ROERecent revenue growth and a rising ROE indicate recovery in underwriting and investment performance. While margins remain modest, sequential improvement suggests management is stabilizing results, which can underpin more consistent earnings and capital generation over coming quarters.
Bears Say
Thin ProfitabilityMargins are thin, leaving limited buffers against claim spikes or expense increases. Persistently low operating and net margins mean even small underwriting losses or adverse reserve developments can erode earnings and pressure capital adequacy over a multi-quarter horizon.
Weak Cash ConversionMulti-year negative operating and free cash flow before a recent rebound signals uneven cash conversion of reported earnings. Such volatility reduces reinvestment capacity, complicates reserve management, and raises uncertainty about the sustainability of reported profits.
Inconsistent ReturnsROE and returns have fluctuated, with a notable dip in FY2022 and only modest recovery. Inconsistent returns hamper efficient capital allocation and suggest structural challenges in stabilizing underwriting profitability across business cycles over the medium term.
New India Assurance Co. Ltd. News
NIACL FAQ
What was New India Assurance Co. Ltd.’s price range in the past 12 months?
New India Assurance Co. Ltd. lowest stock price was ₹116.95 and its highest was ₹218.00 in the past 12 months.
What is New India Assurance Co. Ltd.’s market cap?
New India Assurance Co. Ltd.’s market cap is ₹306.61B.
When is New India Assurance Co. Ltd.’s upcoming earnings report date?
New India Assurance Co. Ltd.’s upcoming earnings report date is Aug 12, 2026 which is in 36 days.
How were New India Assurance Co. Ltd.’s earnings last quarter?
New India Assurance Co. Ltd. released its earnings results on May 11, 2026. The company reported ₹3.507 earnings per share for the quarter, beating the consensus estimate of N/A by ₹3.507.
Is New India Assurance Co. Ltd. overvalued?
According to Wall Street analysts New India Assurance Co. Ltd.’s price is currently Undervalued.
Does New India Assurance Co. Ltd. pay dividends?
New India Assurance Co. Ltd. pays a Annually dividend of ₹1.5 which represents an annual dividend yield of 1.18%. See more information on New India Assurance Co. Ltd. dividends here
What is New India Assurance Co. Ltd.’s EPS estimate?
New India Assurance Co. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does New India Assurance Co. Ltd. have?
New India Assurance Co. Ltd. has 1,648,000,000 shares outstanding.
What happened to New India Assurance Co. Ltd.’s price movement after its last earnings report?
New India Assurance Co. Ltd. reported an EPS of ₹3.507 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.671%.
Which hedge fund is a major shareholder of New India Assurance Co. Ltd.?
Currently, no hedge funds are holding shares in IN:NIACL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
New India Assurance Co. Ltd.
The New India Assurance Company Limited, operating with its subsidiaries, functions as a global general insurance provider, serving markets both within India and internationally. Its extensive portfolio encompasses a broad spectrum of insurance products, including marine (cargo and hull), motor, health, travel, and home and contents coverage. The company also offers tailored solutions for businesses and SMEs, alongside a variety of personal, industrial, and rural insurance policies. Specialized offerings further include machinery, aviation, engineering, liability, fire, burglary, crop, and personal accident insurance, complementing its comprehensive property protection plans. Additionally, it provides reinsurance services. Established in 1919, the company's headquarters are located in Mumbai, India.
NIACL Stock 12 Month Forecast
Average Price Target
₹175.00
▲(11.46% Upside)
Technical Analysis
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