New India Assurance Co. Ltd. (IN:NIACL)
:NIACL
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NIACL Stock Chart & Stats
₹157.00
-₹3.43(-1.73%)
At close: 4:00 PM EST
₹157.00
-₹3.43(-1.73%)
Day’s Range― - ―
52-Week Range₹116.95 - ₹214.75
Previous CloseN/A
Volume469.34K
Average Volume (3M)49.59K
Market Cap
₹251.81B
Enterprise Value₹66.53B
Total Cash (Recent Filing)₹154.49B
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)18.7
Beta1.77
Next Earnings
Aug 12, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.18%
Share Statistics
EPS (TTM)7.06
Shares Outstanding1,648,000,000
10 Day Avg. Volume33,983
30 Day Avg. Volume49,594
Financial Highlights & Ratios
PEG Ratio0.38
Price to Book (P/B)0.51
Price to Sales (P/S)0.38
P/FCF Ratio23.12
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹175.00Price Target Upside11.46% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)8
Revenue Forecast (FY)₹516.97B
Bulls Say, Bears Say
Bulls Say
Debt-free Balance SheetA zero-debt capital structure gives durable financial flexibility: it lowers bankruptcy risk, preserves capacity to increase underwriting or reinsurance after losses, and allows management to deploy cash or capital for growth or reserve strengthening without near-term refinancing pressures.
Stable Premium GrowthPositive top-line growth indicates continued premium expansion across diversified non-life lines. Sustained premium growth supports scale benefits in underwriting, helps spread fixed operating costs, and underpins long-term investment of the insurance float even if margins remain compressed.
Improving ReturnsAn improving ROE signals better combined underwriting and investment outcomes versus prior years. If sustained, higher returns enhance internal capital generation, reduce reliance on external capital, and give management more scope to price competitively or invest in distribution and technology.
Bears Say
Thin, Volatile ProfitabilityPersistently thin net and operating margins limit the firm's buffer against underwriting shocks and catastrophes. Volatile profitability reduces earnings predictability, constrains retained earnings growth, and can force reactive premium increases that may hurt market share over time.
Uneven Cash GenerationMulti-year negative operating and free cash flow until a single-year recovery raises concern about cash-conversion reliability. Inconsistent cash generation hampers the insurer's ability to fund claims, invest the float conservatively, pay steady dividends, or support growth without tapping reserves or altering investment strategy.
Modest Returns Relative To PeersSubdued and inconsistent returns on equity limit internal capital accumulation and strategic flexibility. Over the medium term this can restrict investments in distribution, technology, or product innovation, making it harder to sustain competitive position against higher-return peers.
New India Assurance Co. Ltd. News
NIACL FAQ
What was New India Assurance Co. Ltd.’s price range in the past 12 months?
New India Assurance Co. Ltd. lowest stock price was ₹116.95 and its highest was ₹214.75 in the past 12 months.
What is New India Assurance Co. Ltd.’s market cap?
New India Assurance Co. Ltd.’s market cap is ₹251.81B.
When is New India Assurance Co. Ltd.’s upcoming earnings report date?
New India Assurance Co. Ltd.’s upcoming earnings report date is Aug 12, 2026 which is in 57 days.
How were New India Assurance Co. Ltd.’s earnings last quarter?
New India Assurance Co. Ltd. released its earnings results on May 11, 2026. The company reported ₹3.51 earnings per share for the quarter, beating the consensus estimate of N/A by ₹3.51.
Is New India Assurance Co. Ltd. overvalued?
According to Wall Street analysts New India Assurance Co. Ltd.’s price is currently Undervalued.
Does New India Assurance Co. Ltd. pay dividends?
New India Assurance Co. Ltd. pays a Annually dividend of ₹1.5 which represents an annual dividend yield of 1.18%. See more information on New India Assurance Co. Ltd. dividends here
What is New India Assurance Co. Ltd.’s EPS estimate?
New India Assurance Co. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does New India Assurance Co. Ltd. have?
New India Assurance Co. Ltd. has 1,648,000,000 shares outstanding.
What happened to New India Assurance Co. Ltd.’s price movement after its last earnings report?
New India Assurance Co. Ltd. reported an EPS of ₹3.51 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.671%.
Which hedge fund is a major shareholder of New India Assurance Co. Ltd.?
Currently, no hedge funds are holding shares in IN:NIACL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
New India Assurance Co. Ltd.
The New India Assurance Company Limited, operating with its subsidiaries, functions as a global general insurance provider, serving markets both within India and internationally. Its extensive portfolio encompasses a broad spectrum of insurance products, including marine (cargo and hull), motor, health, travel, and home and contents coverage. The company also offers tailored solutions for businesses and SMEs, alongside a variety of personal, industrial, and rural insurance policies. Specialized offerings further include machinery, aviation, engineering, liability, fire, burglary, crop, and personal accident insurance, complementing its comprehensive property protection plans. Additionally, it provides reinsurance services. Established in 1919, the company's headquarters are located in Mumbai, India.
NIACL Stock 12 Month Forecast
Average Price Target
₹175.00
▲(11.46% Upside)
Technical Analysis
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