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NIACL Stock Chart & Stats
₹173.20
-₹7.63(-4.41%)
At close: 4:00 PM EDT
₹173.20
-₹7.63(-4.41%)
Day’s Range― - ―
52-Week Range₹116.95 - ₹218.00
Previous CloseN/A
Volume2.13M
Average Volume (3M)49.59K
Market Cap
₹285.76B
Enterprise Value₹194.73K
Total Cash (Recent Filing)₹192.90B
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)37.1
Beta1.80
Next Earnings
Nov 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.87%
Share Statistics
EPS (TTM)8.58
Shares Outstanding1,648,000,000
10 Day Avg. Volume33,983
30 Day Avg. Volume49,594
Financial Highlights & Ratios
PEG Ratio0.38
Price to Book (P/B)0.51
Price to Sales (P/S)0.38
P/FCF Ratio23.12
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹175.00Price Target Upside1.04% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)9.29
Revenue Forecast (FY)₹482.92B
Bulls Say, Bears Say
Bulls Say
Debt-free Balance SheetA debt-free balance sheet gives New India Assurance durable financial flexibility to underwrite risk, maintain regulatory capital, and absorb large catastrophe losses without borrowing. This reduces refinancing risk and preserves strategic options for reinsurance, capital deployment, or rate adjustments over the next 2–6 months.
Diversified Product & Distribution FootprintA broad product mix (motor, health, property, marine, liability, specialty) and multi-channel distribution with overseas operations spreads underwriting risk and revenue sources. This structural diversification supports more stable premium flows and reduces dependency on any single line or market over coming quarters.
Positive Top-line And Profitability In FY2026Recent revenue growth alongside continued profitability shows the business can grow premiums while keeping underwriting viable. Sustained positive earnings, even if modest, indicate the core model is generating surplus and can support reserve strengthening and investment of float over the next several months.
Bears Say
Thin Underwriting MarginsNarrow underwriting and operating margins leave limited buffer against claim spikes, reserve strengthening, or adverse loss development. Sustained thin margins constrain earnings sensitivity to pricing and claims trends, making multi-quarter profitability vulnerable unless expense, pricing, or reinsurance strategies improve.
Volatile Cash GenerationLarge swings from multi-year negative operating/free cash flow to positive in FY2026 indicate inconsistent cash conversion of reported earnings. This volatility undermines ability to fund claims, invest float, or distribute surplus predictably and raises uncertainty about sustainable internal capital generation.
Modest And Inconsistent ReturnsLow and variable ROE reflects limited profitability relative to capital, reducing long-term earnings power and shareholder return potential. Consistently modest returns can constrain reinvestment, dividend capacity, and competitive positioning versus peers with stronger capital efficiency over the medium term.
New India Assurance Co. Ltd. News
NIACL FAQ
What was New India Assurance Co. Ltd.’s price range in the past 12 months?
New India Assurance Co. Ltd. lowest stock price was ₹116.95 and its highest was ₹218.00 in the past 12 months.
What is New India Assurance Co. Ltd.’s market cap?
New India Assurance Co. Ltd.’s market cap is ₹285.76B.
When is New India Assurance Co. Ltd.’s upcoming earnings report date?
New India Assurance Co. Ltd.’s upcoming earnings report date is Nov 05, 2026 which is in 94 days.
How were New India Assurance Co. Ltd.’s earnings last quarter?
New India Assurance Co. Ltd. released its earnings results on Jul 24, 2026. The company reported -₹1.472 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is New India Assurance Co. Ltd. overvalued?
According to Wall Street analysts New India Assurance Co. Ltd.’s price is currently Undervalued.
Does New India Assurance Co. Ltd. pay dividends?
New India Assurance Co. Ltd. pays a Annually dividend of ₹1.5 which represents an annual dividend yield of 0.87%. See more information on New India Assurance Co. Ltd. dividends here
What is New India Assurance Co. Ltd.’s EPS estimate?
New India Assurance Co. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does New India Assurance Co. Ltd. have?
New India Assurance Co. Ltd. has 1,648,000,000 shares outstanding.
What happened to New India Assurance Co. Ltd.’s price movement after its last earnings report?
New India Assurance Co. Ltd. reported an EPS of -₹1.472 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.058%.
Which hedge fund is a major shareholder of New India Assurance Co. Ltd.?
Currently, no hedge funds are holding shares in IN:NIACL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
New India Assurance Co. Ltd.
The New India Assurance Company Limited, operating with its subsidiaries, functions as a global general insurance provider, serving markets both within India and internationally. Its extensive portfolio encompasses a broad spectrum of insurance products, including marine (cargo and hull), motor, health, travel, and home and contents coverage. The company also offers tailored solutions for businesses and SMEs, alongside a variety of personal, industrial, and rural insurance policies. Specialized offerings further include machinery, aviation, engineering, liability, fire, burglary, crop, and personal accident insurance, complementing its comprehensive property protection plans. Additionally, it provides reinsurance services. Established in 1919, the company's headquarters are located in Mumbai, India.
NIACL Stock 12 Month Forecast
Average Price Target
₹175.00
▲(1.04% Upside)
Technical Analysis
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