SBI Life Insurance Co. Ltd. (IN:SBILIFE)
:SBILIFE
SBILIFE Stock Chart & Stats
₹1911.15
-₹14.60(-0.99%)
At close: 4:00 PM EST
₹1911.15
-₹14.60(-0.99%)
Day’s Range― - ―
52-Week Range₹1,434.00 - ₹2,132.90
Previous CloseN/A
Volume1.23M
Average Volume (3M)105.81K
Market Cap
₹1.84T
Enterprise Value₹1.82T
Total Cash (Recent Filing)₹17.34B
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)88.5
Beta0.83
Next Earnings
Apr 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.13%
Share Statistics
EPS (TTM)5.75
Shares Outstanding1,003,092,100
10 Day Avg. Volume14,572
30 Day Avg. Volume105,814
Financial Highlights & Ratios
PEG Ratio2.35
Price to Book (P/B)9.12
Price to Sales (P/S)1.34
P/FCF Ratio6.09
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹2,416.67Price Target Upside26.45% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)31.37
Revenue Forecast (FY)₹1.14T
Bulls Say, Bears Say
Bulls Say
Debt-free Balance SheetA debt-free balance sheet and materially higher equity provide durable financial flexibility for underwriting, regulatory capital, and strategic investments. This reduces refinancing risk, strengthens solvency metrics, and allows the firm to absorb underwriting or market shocks without relying on external debt.
Strong Cash GenerationVery strong and closely tracking operating and free cash flow versus accounting earnings indicates high cash conversion quality. Robust cash generation supports reserve buildup, product funding, distribution investment and shareholder returns without needing frequent external funding, enhancing long-term resilience.
Diversified Distribution And BancassuranceA broad multi-channel distribution model—notably bancassurance with SBI plus agents, brokers and digital—creates durable access to customers, reduces single-channel concentration risk, and supports consistent new business and persistency over cycles, strengthening long-term premium flows.
Bears Say
Revenue VolatilityMaterial swings in premium revenue reduce predictability of future cash flows and complicate capital planning. For life insurers, volatile inflows can force more conservative reserving or constrain product expansion, making earnings and investment planning less reliable across 2–6 month horizons and beyond.
Thin, Fluctuating MarginsConsistently thin and variable net margins leave profitability vulnerable to small changes in claims, persistency, acquisition costs or investment spreads. Given high upfront acquisition costs in life insurance, thin margins reduce the buffer against adverse underwriting or market cycles and limit reinvestment capacity.
Asset-heavy Balance SheetA very large asset base increases sensitivity to investment returns, interest-rate shifts and duration mismatches versus liabilities. Asset-heavy structures require disciplined ALM and capital management; otherwise, market or yield shocks can magnify earnings volatility and strain regulatory capital over time.
SBI Life Insurance Co. Ltd. News
SBILIFE FAQ
What was SBI Life Insurance Co. Ltd.’s price range in the past 12 months?
SBI Life Insurance Co. Ltd. lowest stock price was ₹1434.00 and its highest was ₹2132.90 in the past 12 months.
What is SBI Life Insurance Co. Ltd.’s market cap?
SBI Life Insurance Co. Ltd.’s market cap is ₹1.84T.
When is SBI Life Insurance Co. Ltd.’s upcoming earnings report date?
SBI Life Insurance Co. Ltd.’s upcoming earnings report date is Apr 23, 2026 which is in 16 days.
How were SBI Life Insurance Co. Ltd.’s earnings last quarter?
SBI Life Insurance Co. Ltd. released its earnings results on Jan 28, 2026. The company reported ₹5.751 earnings per share for the quarter, missing the consensus estimate of ₹6.94 by -₹1.189.
Is SBI Life Insurance Co. Ltd. overvalued?
According to Wall Street analysts SBI Life Insurance Co. Ltd.’s price is currently Undervalued.
Does SBI Life Insurance Co. Ltd. pay dividends?
SBI Life Insurance Co. Ltd. pays a Annually dividend of ₹2.7 which represents an annual dividend yield of 0.13%. See more information on SBI Life Insurance Co. Ltd. dividends here
What is SBI Life Insurance Co. Ltd.’s EPS estimate?
SBI Life Insurance Co. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does SBI Life Insurance Co. Ltd. have?
SBI Life Insurance Co. Ltd. has 1,003,092,100 shares outstanding.
What happened to SBI Life Insurance Co. Ltd.’s price movement after its last earnings report?
SBI Life Insurance Co. Ltd. reported an EPS of ₹5.751 in its last earnings report, missing expectations of ₹6.94. Following the earnings report the stock price went up 0.677%.
Which hedge fund is a major shareholder of SBI Life Insurance Co. Ltd.?
Currently, no hedge funds are holding shares in IN:SBILIFE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
SBI Life Insurance Co. Ltd.
SBI Life Insurance Company Limited operates as a private life insurance company in India. The company's life insurance business comprises of individual life and group business, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, group immediate annuity, unit-linked and variable insurance products, health, and micro insurance. It also provides accident and disability benefit, level term, and critical illness insurance products. The company offers its products through a multi-channel distribution network comprising individual agents, brokers, corporate agents, banca partners, and certified insurance facilitators. As of March 31, 2022, it operated approximately 35,500 partner branches. The company was incorporated in 2000 and is based in Mumbai, India. SBI Life Insurance Company Limited is a subsidiary of State Bank of India.
SBILIFE Stock 12 Month Forecast
Average Price Target
₹2,416.67
▲(26.45% Upside)
Technical Analysis
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