SBI Life Insurance Co. Ltd. (IN:SBILIFE)
:SBILIFE
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SBILIFE Stock Chart & Stats
₹1911.15
-₹14.60(-0.99%)
At close: 4:00 PM EST
₹1911.15
-₹14.60(-0.99%)
Day’s Range― - ―
52-Week Range₹1,663.20 - ₹2,132.90
Previous CloseN/A
Volume1.23M
Average Volume (3M)105.81K
Market Cap
₹1.77T
Enterprise Value₹1.78T
Total Cash (Recent Filing)₹17.34B
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)72.1
Beta0.94
Next Earnings
Jul 28, 2026EPS Estimate
7.26Next Dividend Ex-DateN/A
Dividend Yield0.13%
Share Statistics
EPS (TTM)8.02
Shares Outstanding1,003,092,100
10 Day Avg. Volume14,572
30 Day Avg. Volume105,814
Financial Highlights & Ratios
PEG Ratio31.59
Price to Book (P/B)9.34
Price to Sales (P/S)1.59
P/FCF Ratio5.19
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹2,433.33Price Target Upside27.32% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)31.7
Revenue Forecast (FY)₹1.14T
Bulls Say, Bears Say
Bulls Say
Debt-free Balance SheetA debt-free balance sheet provides durable financial flexibility: it lowers refinancing and default risk, supports capital allocation to growth or dividends, and gives management room to absorb underwriting losses or invest in distribution without immediate liquidity stress.
Strong Cash GenerationConsistent cash conversion means earnings largely translate into usable cash, enabling sustainable reinvestment, reserve funding and capital returns. High FCF-to-net-income reduces financing reliance and strengthens the firm's ability to withstand underwriting or market shocks over months.
Diversified Revenue EnginesMultiple durable revenue drivers (premium inflows, investment returns, ULIP fees, protection underwriting, annuity spreads and broad distribution) reduce dependence on any single source, improving resilience across cycles and supporting long-term earnings stability.
Bears Say
Thin Net MarginsNet margins in the low single digits constrain the company's ability to absorb adverse claims experience, rising acquisition or operating costs, or investment underperformance. Thin margins reduce retained earnings and limit levers for margin expansion absent product or pricing changes.
Volatile Revenue TrajectoryMaterial year-to-year revenue swings complicate earnings visibility and planning for reserves, distribution incentives and new business investment. Persistent volatility can raise customer persistency risk and make multi-quarter performance harder to predict for capital allocation.
Investment-Return Allocation RiskReliance on investment income is structurally constrained by product rules and participating policyholder allocations; when markets underperform or participating terms shift, shareholder earnings can be squeezed even if asset yields decline modestly, creating persistent earnings sensitivity.
SBI Life Insurance Co. Ltd. News
SBILIFE FAQ
What was SBI Life Insurance Co. Ltd.’s price range in the past 12 months?
SBI Life Insurance Co. Ltd. lowest stock price was ₹1663.20 and its highest was ₹2132.90 in the past 12 months.
What is SBI Life Insurance Co. Ltd.’s market cap?
SBI Life Insurance Co. Ltd.’s market cap is ₹1.77T.
When is SBI Life Insurance Co. Ltd.’s upcoming earnings report date?
SBI Life Insurance Co. Ltd.’s upcoming earnings report date is Jul 28, 2026 which is in 90 days.
How were SBI Life Insurance Co. Ltd.’s earnings last quarter?
SBI Life Insurance Co. Ltd. released its earnings results on Apr 22, 2026. The company reported ₹8.02 earnings per share for the quarter, missing the consensus estimate of ₹9.582 by -₹1.562.
Is SBI Life Insurance Co. Ltd. overvalued?
According to Wall Street analysts SBI Life Insurance Co. Ltd.’s price is currently Undervalued.
Does SBI Life Insurance Co. Ltd. pay dividends?
SBI Life Insurance Co. Ltd. pays a Annually dividend of ₹2.7 which represents an annual dividend yield of 0.13%. See more information on SBI Life Insurance Co. Ltd. dividends here
What is SBI Life Insurance Co. Ltd.’s EPS estimate?
SBI Life Insurance Co. Ltd.’s EPS estimate is 7.26.
How many shares outstanding does SBI Life Insurance Co. Ltd. have?
SBI Life Insurance Co. Ltd. has 1,003,092,100 shares outstanding.
What happened to SBI Life Insurance Co. Ltd.’s price movement after its last earnings report?
SBI Life Insurance Co. Ltd. reported an EPS of ₹8.02 in its last earnings report, missing expectations of ₹9.582. Following the earnings report the stock price went down -1.443%.
Which hedge fund is a major shareholder of SBI Life Insurance Co. Ltd.?
Currently, no hedge funds are holding shares in IN:SBILIFE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
SBI Life Insurance Co. Ltd.
SBI Life Insurance Company Limited operates as a private life insurance company in India. The company's life insurance business comprises of individual life and group business, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, group immediate annuity, unit-linked and variable insurance products, health, and micro insurance. It also provides accident and disability benefit, level term, and critical illness insurance products. The company offers its products through a multi-channel distribution network comprising individual agents, brokers, corporate agents, banca partners, and certified insurance facilitators. As of March 31, 2022, it operated approximately 35,500 partner branches. The company was incorporated in 2000 and is based in Mumbai, India. SBI Life Insurance Company Limited is a subsidiary of State Bank of India.
SBILIFE Stock 12 Month Forecast
Average Price Target
₹2,433.33
▲(27.32% Upside)
Technical Analysis
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