PB Fintech Limited (IN:POLICYBZR)
:POLICYBZR
POLICYBZR Stock Chart & Stats
₹1743.35
-₹76.70(-3.69%)
At close: 4:00 PM EST
₹1743.35
-₹76.70(-3.69%)
Day’s Range― - ―
52-Week Range₹1,334.20 - ₹1,977.75
Previous CloseN/A
Volume1.75M
Average Volume (3M)42.26K
Market Cap
₹672.41B
Enterprise Value₹675.95B
Total Cash (Recent Filing)₹14.95B
Total Debt (Recent Filing)₹6.09B
Price to Earnings (P/E)111.0
Beta1.21
Next Earnings
May 27, 2026EPS Estimate
4.74Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.10
Shares Outstanding462,693,080
10 Day Avg. Volume68,518
30 Day Avg. Volume42,259
Financial Highlights & Ratios
PEG Ratio0.47
Price to Book (P/B)10.87
Price to Sales (P/S)14.04
P/FCF Ratio-249.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,750.00Price Target Upside0.38% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)23.51
Revenue Forecast (FY)₹87.71B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthA multi-year revenue ramp from 7.71B to 49.77B demonstrates durable top-line expansion and strong customer adoption of its digital insurance and credit marketplaces. This scale supports network effects, partner leverage, and long-term revenue diversification.
Conservative Capital StructureVery low leverage and an 85% equity ratio provide financial flexibility and downside protection, enabling continued investment in technology and marketing without heavy interest burdens, and reducing refinancing and solvency risk across economic cycles.
High Gross MarginA ~61% gross margin indicates attractive unit economics on distribution and platform services, allowing room to invest in customer acquisition and product development while preserving the ability to improve operating profitability as scale increases.
Bears Say
Weak Free Cash FlowNegative free cash flow in 2025 signals the company still struggles to convert accounting profits into durable cash generation. Persistent FCF deficits constrain reinvestment capacity and increase reliance on cash reserves or external funding to maintain growth initiatives.
Thin Operating ProfitabilityDespite revenue scale, a low net margin and historical losses indicate limited operating leverage and profitability fragility. Sustaining long-term returns requires continued margin expansion; otherwise earnings remain vulnerable to cost increases or lower take-rates.
Regulatory Earnings SensitivityBusiness economics depend materially on commissions and fees subject to regulatory change. Any policy limits or reforms to intermediation fees can structurally compress revenue per customer and force business-model adaptation, creating persistent regulatory risk.
PB Fintech Limited News
POLICYBZR FAQ
What was PB Fintech Limited’s price range in the past 12 months?
PB Fintech Limited lowest stock price was ₹1334.20 and its highest was ₹1977.75 in the past 12 months.
What is PB Fintech Limited’s market cap?
PB Fintech Limited’s market cap is ₹672.41B.
When is PB Fintech Limited’s upcoming earnings report date?
PB Fintech Limited’s upcoming earnings report date is May 27, 2026 which is in 42 days.
How were PB Fintech Limited’s earnings last quarter?
PB Fintech Limited released its earnings results on Feb 02, 2026. The company reported ₹4.1 earnings per share for the quarter, beating the consensus estimate of ₹3.649 by ₹0.451.
Is PB Fintech Limited overvalued?
According to Wall Street analysts PB Fintech Limited’s price is currently Undervalued.
Does PB Fintech Limited pay dividends?
PB Fintech Limited does not currently pay dividends.
What is PB Fintech Limited’s EPS estimate?
PB Fintech Limited’s EPS estimate is 4.74.
How many shares outstanding does PB Fintech Limited have?
PB Fintech Limited has 462,693,080 shares outstanding.
What happened to PB Fintech Limited’s price movement after its last earnings report?
PB Fintech Limited reported an EPS of ₹4.1 in its last earnings report, beating expectations of ₹3.649. Following the earnings report the stock price went down -5.473%.
Which hedge fund is a major shareholder of PB Fintech Limited?
Currently, no hedge funds are holding shares in IN:POLICYBZR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
PB Fintech Limited
PB Fintech Limited operates an online platform for insurance and lending products in India. It operates in two segments, Insurance Web Aggregator Services and Other Services. The company offers Policybazaar, an online platform to buy and sell insurance products, such as term, health, motor, home, and travel insurance for consumers and insurance partners; and Paisabazaar, an independent digital lending platform that enables consumers to compare, choose, and apply for personal credit products, including personal, business, and home loans, as well as credit cards and loans against property. It also provides call center and online healthcare related services; online marketing, consulting, and support services; and support services in motor vehicle claims and related assistance, as well as engages in the online, offline, and direct marketing of insurance products. The company was incorporated in 2008 and is based in Gurugram, India.
POLICYBZR Stock 12 Month Forecast
Average Price Target
₹1,750.00
▲(0.38% Upside)
Technical Analysis
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