PB Fintech Limited (IN:POLICYBZR)
:POLICYBZR
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POLICYBZR Stock Chart & Stats
₹1743.35
-₹76.70(-3.69%)
At close: 4:00 PM EST
₹1743.35
-₹76.70(-3.69%)
Day’s Range― - ―
52-Week Range₹1,334.20 - ₹1,977.75
Previous CloseN/A
Volume1.75M
Average Volume (3M)42.26K
Market Cap
₹781.00B
Enterprise Value₹776.49B
Total Cash (Recent Filing)₹14.95B
Total Debt (Recent Filing)₹6.09B
Price to Earnings (P/E)63.2
Beta1.07
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)N/A
Shares Outstanding462,693,080
10 Day Avg. Volume68,518
30 Day Avg. Volume42,259
Financial Highlights & Ratios
PEG Ratio1.12
Price to Book (P/B)8.97
Price to Sales (P/S)9.66
P/FCF Ratio314.42
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue Growth & Profitability TurnaroundSustained top-line scaling with net income turning positive since 2024 signals the business moving from growth-at-all-costs to profitable growth. This durable shift supports reinvestment capacity, improves internal capital allocation, and reduces reliance on external financing over the next 2–6 months and beyond.
Conservative Balance Sheet / Low LeverageVery low debt relative to equity provides financial flexibility to fund marketing, technology, or M&A without stressing liquidity. A conservative capital structure reduces refinancing risk and gives management room to absorb short-term cash volatility while pursuing durable strategic initiatives.
Scalable Digital Marketplace & Services ModelA digital distribution marketplace with adjacent technology and support services creates scalable revenue streams (commissions, renewals, tech/outsourcing). This asset-light model can leverage platform effects and improve unit economics as volumes rise, supporting margin expansion if acquisition costs are controlled.
Bears Say
Inconsistent Cash GenerationVolatile OCF/FCF indicates inconsistent cash conversion of reported profits, driven by working-capital swings or timing of collections. This undermines sustainable self-funding of growth, raises execution risk, and can force dependence on external financing during adverse periods.
Operating Profit Volatility And Earnings QualityInstability at the operating-profit level suggests core margin structure is not yet dependable; net income gains may partly reflect non-operating items or timing effects. If operating margins remain uneven, sustaining durable profitability through growth investments will be challenging.
Exposure To Partner Terms And Acquisition CostsA commission-based marketplace is structurally exposed to partner renegotiation and higher customer-acquisition costs. Adverse changes in insurer terms or rising CAC can compress margins and revenue per customer, making growth and profitability sensitivity to external counterparties.
PB Fintech Limited News
POLICYBZR FAQ
What was PB Fintech Limited’s price range in the past 12 months?
PB Fintech Limited lowest stock price was ₹1334.20 and its highest was ₹1977.75 in the past 12 months.
What is PB Fintech Limited’s market cap?
PB Fintech Limited’s market cap is ₹781.00B.
When is PB Fintech Limited’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were PB Fintech Limited’s earnings last quarter?
Currently, no data Available
Is PB Fintech Limited overvalued?
According to Wall Street analysts PB Fintech Limited’s price is currently Overvalued.
Does PB Fintech Limited pay dividends?
PB Fintech Limited does not currently pay dividends.
What is PB Fintech Limited’s EPS estimate?
PB Fintech Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does PB Fintech Limited have?
PB Fintech Limited has 462,693,080 shares outstanding.
What happened to PB Fintech Limited’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of PB Fintech Limited?
Currently, no hedge funds are holding shares in IN:POLICYBZR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
PB Fintech Limited
PB Fintech Limited operates an online platform for insurance and lending products in India. It operates in two segments, Insurance Web Aggregator Services and Other Services. The company offers Policybazaar, an online platform to buy and sell insurance products, such as term, health, motor, home, and travel insurance for consumers and insurance partners; and Paisabazaar, an independent digital lending platform that enables consumers to compare, choose, and apply for personal credit products, including personal, business, and home loans, as well as credit cards and loans against property. It also provides call center and online healthcare related services; online marketing, consulting, and support services; and support services in motor vehicle claims and related assistance, as well as engages in the online, offline, and direct marketing of insurance products. The company was incorporated in 2008 and is based in Gurugram, India.
Technical Analysis
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