PB Fintech Limited (IN:POLICYBZR)
:POLICYBZR
POLICYBZR Stock Chart & Stats
₹1743.35
-₹76.70(-3.69%)
At close: 4:00 PM EST
₹1743.35
-₹76.70(-3.69%)
Day’s Range― - ―
52-Week Range₹1,334.20 - ₹1,977.75
Previous CloseN/A
Volume1.75M
Average Volume (3M)42.26K
Market Cap
₹664.43B
Enterprise Value₹679.83B
Total Cash (Recent Filing)₹14.95B
Total Debt (Recent Filing)₹6.09B
Price to Earnings (P/E)111.0
Beta1.24
Next Earnings
May 27, 2026EPS Estimate
4.87Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.08
Shares Outstanding462,693,080
10 Day Avg. Volume68,518
30 Day Avg. Volume42,259
Financial Highlights & Ratios
PEG Ratio0.47
Price to Book (P/B)10.87
Price to Sales (P/S)14.04
P/FCF Ratio-249.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,750.00Price Target Upside0.38% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)14.42
Revenue Forecast (FY)₹67.23B
Bulls Say, Bears Say
Bulls Say
Platform & Distribution ScaleOwning two large digital marketplaces (insurance and credit) gives durable scale, repeat acquisition and cross-sell advantages. Persistent platform traffic and partner access support long-term customer lifetime value, data-driven marketing and improved conversion economics versus smaller rivals.
Balance Sheet StrengthVery low leverage and a strong equity base provide financial flexibility to fund growth, absorb shocks, and invest in product development or marketing without urgent refinancing. The improved ROE signals better capital use, supporting sustainable strategic investments.
Strong Revenue Growth & Gross MarginSustained top-line expansion with a high gross margin indicates durable unit economics in core intermediation and tech services. This combination enables reinvestment for customer acquisition and R&D while providing a structural cushion as the firm scales toward operating profitability.
Bears Say
Weak Cash Flow GenerationRecurring negative free cash flow undermines the firm's ability to self-fund expansion and increases reliance on cash reserves or external financing. If cash generation does not normalize, growth investments and margin improvements could be constrained and financial flexibility reduced.
Low Net & EBITDA MarginsDespite top-line strength, very low EBITDA and modest net margins show limited operating leverage and slow conversion of revenue to durable profits. This leaves returns vulnerable to cost inflation, heavy marketing spend, or margin pressure from partners and limits shareholder return potential.
Regulatory And Partner Dependency RiskRevenue reliance on insurer and lender commissions and third-party payout terms exposes core economics to regulatory changes and contract repricing. Structural shifts in commission regulation or partner terms could materially reduce take-rates and impair long-term revenue stability.
PB Fintech Limited News
POLICYBZR FAQ
What was PB Fintech Limited’s price range in the past 12 months?
PB Fintech Limited lowest stock price was ₹1334.20 and its highest was ₹1977.75 in the past 12 months.
What is PB Fintech Limited’s market cap?
PB Fintech Limited’s market cap is ₹664.43B.
When is PB Fintech Limited’s upcoming earnings report date?
PB Fintech Limited’s upcoming earnings report date is May 27, 2026 which is in 63 days.
How were PB Fintech Limited’s earnings last quarter?
PB Fintech Limited released its earnings results on Feb 02, 2026. The company reported ₹4.08 earnings per share for the quarter, beating the consensus estimate of ₹3.649 by ₹0.431.
Is PB Fintech Limited overvalued?
According to Wall Street analysts PB Fintech Limited’s price is currently Undervalued.
Does PB Fintech Limited pay dividends?
PB Fintech Limited does not currently pay dividends.
What is PB Fintech Limited’s EPS estimate?
PB Fintech Limited’s EPS estimate is 4.87.
How many shares outstanding does PB Fintech Limited have?
PB Fintech Limited has 462,693,080 shares outstanding.
What happened to PB Fintech Limited’s price movement after its last earnings report?
PB Fintech Limited reported an EPS of ₹4.08 in its last earnings report, beating expectations of ₹3.649. Following the earnings report the stock price went down -5.473%.
Which hedge fund is a major shareholder of PB Fintech Limited?
Currently, no hedge funds are holding shares in IN:POLICYBZR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
PB Fintech Limited
PB Fintech Limited operates an online platform for insurance and lending products in India. It operates in two segments, Insurance Web Aggregator Services and Other Services. The company offers Policybazaar, an online platform to buy and sell insurance products, such as term, health, motor, home, and travel insurance for consumers and insurance partners; and Paisabazaar, an independent digital lending platform that enables consumers to compare, choose, and apply for personal credit products, including personal, business, and home loans, as well as credit cards and loans against property. It also provides call center and online healthcare related services; online marketing, consulting, and support services; and support services in motor vehicle claims and related assistance, as well as engages in the online, offline, and direct marketing of insurance products. The company was incorporated in 2008 and is based in Gurugram, India.
POLICYBZR Stock 12 Month Forecast
Average Price Target
₹1,750.00
▲(0.38% Upside)
Technical Analysis
CRISIL Limited
―
Delhivery Limited
―
Force Motors Limited
―
IndiaMART InterMESH Ltd.
―
Nava Limited
―