Max Financial Services Limited (IN:MFSL)
:MFSL
MFSL Stock Chart & Stats
₹1677.95
-₹22.55(-2.03%)
At close: 4:00 PM EST
₹1677.95
-₹22.55(-2.03%)
Day’s Range― - ―
52-Week Range₹1,090.65 - ₹1,891.35
Previous CloseN/A
Volume194.45K
Average Volume (3M)13.30K
Market Cap
₹505.78B
Enterprise Value₹518.30B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)390.6
Beta0.76
Next Earnings
May 12, 2026EPS Estimate
7.81Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.50
Shares Outstanding345,114,780
10 Day Avg. Volume18,952
30 Day Avg. Volume13,298
Financial Highlights & Ratios
PEG Ratio-31.79
Price to Book (P/B)7.37
Price to Sales (P/S)0.84
P/FCF Ratio4.78
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)9.28
Revenue Forecast (FY)₹519.31B
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetA low debt-to-equity ratio (0.19) and healthy equity base give MFSL durable financial flexibility. Conservative leverage reduces refinancing and solvency risk through insurance cycles, enabling the holding company to support Max Life or pursue strategic capital actions without straining liquidity.
Strong Cash GenerationHigh free cash flow conversion (FCF to net income ~97%) indicates the company reliably converts accounting profits into cash. For a holding company, robust cash generation underpins capacity for dividend receipts, stake monetization or reinvestment and strengthens resilience to underwriting or market cycles.
Direct Exposure To Core Life-insurance FranchiseMFSL’s value is tied to a large life-insurance franchise offering protection, savings, retirement and investment-linked plans. This structural exposure to long-duration premium flows and distribution businesses provides steady, durable economic exposure to financial savings trends and demographic-driven demand.
Bears Say
Low Profitability MarginsVery low net margins (0.7%) imply limited distributable earnings relative to revenue. Over time this constrains MFSL’s ability to receive meaningful dividends or fund growth initiatives from operating profits, leaving its return profile dependent on the insurer improving underwriting results or investment returns.
Weak Recent EPS TrajectorySharply negative EPS growth indicates declining reported earnings power, which can reflect underwriting volatility, investment mark-to-market swings, or one-off items at the insurer. Persisting EPS declines reduce retained earnings and weaken long-term shareholder return potential unless underlying drivers reverse.
Concentrated Single-asset ExposureAs a pure holding company, MFSL’s fortunes are tightly linked to Max Life’s operating and capital decisions. This concentration limits diversification, making MFSL sensitive to regulatory changes, dividend policies, or capital needs at the insurer that can materially affect cash flows and valuation over the medium term.
Max Financial Services Limited News
MFSL FAQ
What was Max Financial Services Limited’s price range in the past 12 months?
Max Financial Services Limited lowest stock price was ₹1090.65 and its highest was ₹1891.35 in the past 12 months.
What is Max Financial Services Limited’s market cap?
Max Financial Services Limited’s market cap is ₹505.78B.
When is Max Financial Services Limited’s upcoming earnings report date?
Max Financial Services Limited’s upcoming earnings report date is May 12, 2026 which is in 37 days.
How were Max Financial Services Limited’s earnings last quarter?
Max Financial Services Limited released its earnings results on Feb 11, 2026. The company reported ₹1.501 earnings per share for the quarter, missing the consensus estimate of ₹4.511 by -₹3.01.
Is Max Financial Services Limited overvalued?
According to Wall Street analysts Max Financial Services Limited’s price is currently Overvalued.
Does Max Financial Services Limited pay dividends?
Max Financial Services Limited pays a Annually dividend of ₹1.8 which represents an annual dividend yield of N/A. See more information on Max Financial Services Limited dividends here
What is Max Financial Services Limited’s EPS estimate?
Max Financial Services Limited’s EPS estimate is 7.81.
How many shares outstanding does Max Financial Services Limited have?
Max Financial Services Limited has 345,114,780 shares outstanding.
What happened to Max Financial Services Limited’s price movement after its last earnings report?
Max Financial Services Limited reported an EPS of ₹1.501 in its last earnings report, missing expectations of ₹4.511. Following the earnings report the stock price went down -0.724%.
Which hedge fund is a major shareholder of Max Financial Services Limited?
Currently, no hedge funds are holding shares in IN:MFSL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Max Financial Services Limited
Max Financial Services Limited, through its subsidiary, provides life insurance products in India. The company operates through Life Insurance and Business Investments segments. It offers a range of participating, non-participating, and linked products covering life insurance, pension, and health benefits, including riders for individual and group segments. The company also engages in treasury investment activities; and the provision of management advisory services. Its products are distributed through individual and corporate agents, banks, brokers, and other channels. The company was formerly known as Max India Limited and changed its name to Max Financial Services Limited in January 2016. Max Financial Services Limited was founded in 1984 and is based in Noida, India.
Technical Analysis
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