Punjab National Bank (IN:PNB)
:PNB
PNB Stock Chart & Stats
₹128.15
-₹1.14(-1.11%)
At close: 4:00 PM EST
₹128.15
-₹1.14(-1.11%)
Day’s Range― - ―
52-Week Range₹89.45 - ₹135.15
Previous CloseN/A
Volume23.42M
Average Volume (3M)998.19K
Market Cap
₹1.20T
Enterprise Value₹832.80B
Total Cash (Recent Filing)₹1.48T
Total Debt (Recent Filing)₹1.09T
Price to Earnings (P/E)6.4
Beta1.34
Next Earnings
May 13, 2026EPS Estimate
4.08Next Dividend Ex-DateN/A
Dividend Yield2.4%
Share Statistics
EPS (TTM)4.40
Shares Outstanding11,492,943,000
10 Day Avg. Volume1,527,230
30 Day Avg. Volume998,186
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)0.81
Price to Sales (P/S)0.77
P/FCF Ratio5.29
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)15.95
Revenue Forecast (FY)₹665.28B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthA ~10% revenue growth rate indicates durable top-line expansion across retail, MSME and corporate segments. Sustained revenue supports net interest income and fee diversification, enabling reinvestment in branches/digital channels and long-term lending growth without relying on one-off items.
Balance Sheet StrengthA strong equity base and manageable leverage provide resilience to credit cycles and room to absorb provisions. This structural capital strength supports regulatory compliance, underwriting capacity, and measured loan growth over months, reducing risk of forced capital actions.
Improved Cash GenerationMaterial improvement in free cash flow and operating cash conversion increases internal funding for loans, reduces dependency on expensive wholesale funding, and supports sustainable dividend/payout and provisioning. Strong cash generation enhances financial flexibility long-term.
Bears Say
Asset Utilization EfficiencyA relatively high equity ratio implies capital is conservative but may constrain return on assets and equity. Without better asset turnover or higher-yield loan mix, the bank may struggle to convert capital strength into stronger ROA/ROE, limiting shareholder return over time.
Operating Margin PressureOperating margins lag peers, suggesting cost-income or structural efficiency issues. Persistently weaker EBIT/EBITDA margins reduce scalability of profit as revenue grows and leave less buffer for credit costs, requiring sustained cost control or higher-yielding product mix to improve profitability.
Modest EPS GrowthLow single-digit EPS growth despite stronger revenue implies margins, provisions, or share dilution are constraining per-share earnings. If EPS growth remains tepid, it can limit capital returns and suggests the bank must improve margins or reduce costs to convert revenue gains into shareholder value.
Punjab National Bank News
PNB FAQ
What was Punjab National Bank’s price range in the past 12 months?
Punjab National Bank lowest stock price was ₹89.45 and its highest was ₹135.15 in the past 12 months.
What is Punjab National Bank’s market cap?
Punjab National Bank’s market cap is ₹1.20T.
When is Punjab National Bank’s upcoming earnings report date?
Punjab National Bank’s upcoming earnings report date is May 13, 2026 which is in 41 days.
How were Punjab National Bank’s earnings last quarter?
Punjab National Bank released its earnings results on Jan 19, 2026. The company reported ₹4.4 earnings per share for the quarter, beating the consensus estimate of ₹4.272 by ₹0.128.
Is Punjab National Bank overvalued?
According to Wall Street analysts Punjab National Bank’s price is currently Overvalued.
Does Punjab National Bank pay dividends?
Punjab National Bank pays a Annually dividend of ₹2.9 which represents an annual dividend yield of 2.4%. See more information on Punjab National Bank dividends here
What is Punjab National Bank’s EPS estimate?
Punjab National Bank’s EPS estimate is 4.08.
How many shares outstanding does Punjab National Bank have?
Punjab National Bank has 11,492,943,000 shares outstanding.
What happened to Punjab National Bank’s price movement after its last earnings report?
Punjab National Bank reported an EPS of ₹4.4 in its last earnings report, beating expectations of ₹4.272. Following the earnings report the stock price went down -3.249%.
Which hedge fund is a major shareholder of Punjab National Bank?
Currently, no hedge funds are holding shares in IN:PNB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Punjab National Bank
Punjab National Bank provides various banking and financial products and services in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers personal banking products and services, including saving fund accounts, current accounts, fixed deposit, and capital gain account and gold monetization schemes; housing, vehicle, education, personal, and mortgage loans; and cards. The company also provides various micro, small, and medium enterprises schemes; banking products for government customers; agricultural banking services; corporate banking products and services consisting of loans against future lease rentals, working capital financing, and term loans; EXIM finance and cash management services, as well as gold card schemes for exporters; and international banking products and services. In addition, it offers insurance services, such as life, fire, motor, marine, theft/burglary, fidelity guarantee, personal accident, health, travel, house hold goods, etc.; and depository, mutual fund, merchant banking, and application supported by blocked amount services. Further, the company provides mobile banking, SMS banking, missed call, e-statement, ATM, cash deposit machine, passbook updating machine, and electronic cheque deposit machine services, as well as debit cards. As of March 31, 2022, it operated a network of 10,098 branches in India; and 2 branches comprising 1 in Hong Kong and 1 in Dubai, as well as 2 representative offices in Bangladesh and Myanmar. The company was founded in 1895 and is headquartered in New Delhi, India.
Technical Analysis
Bank of Baroda
―
Canara Bank
―
IDBI Bank Limited
―
Indian Bank
―
Union Bank of India Limited
―