HDFC Bank Limited (IN:HDFCBANK)
:HDFCBANK
HDFCBANK Stock Chart & Stats
₹834.00
-₹31.95(-1.89%)
At close: 4:00 PM EST
₹834.00
-₹31.95(-1.89%)
Day’s Range― - ―
52-Week Range₹740.95 - ₹1,020.35
Previous CloseN/A
Volume13.73M
Average Volume (3M)788.48K
Market Cap
₹12.03T
Enterprise Value₹16.28T
Total Cash (Recent Filing)₹1.77T
Total Debt (Recent Filing)₹6.00T
Price to Earnings (P/E)19.2
Beta0.92
Next Earnings
Apr 20, 2026EPS Estimate
11.78Next Dividend Ex-DateN/A
Dividend Yield1.1%
Share Statistics
EPS (TTM)12.10
Shares Outstanding15,391,982,000
10 Day Avg. Volume1,030,275
30 Day Avg. Volume788,482
Financial Highlights & Ratios
PEG Ratio-46.91
Price to Book (P/B)2.58
Price to Sales (P/S)2.86
P/FCF Ratio11.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,083.33Price Target Upside29.90% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)48.49
Revenue Forecast (FY)₹1.93T
Bulls Say, Bears Say
Bulls Say
Sustained Revenue & ProfitabilityHDFC Bank's multi-year revenue expansion and healthy gross/net margins reflect durable core profitability driven by scale in retail and corporate lending, efficient cost management, and diversified fee income. This revenue and margin base supports sustained earnings generation and reinvestment capacity over a 2–6 month horizon and beyond.
Solid Capital & Leverage PositionThe bank's moderate leverage and improving ROE point to a resilient balance sheet able to absorb losses and support lending growth. A strong equity ratio and disciplined capital metrics underpin regulatory compliance and strategic flexibility for branch expansion, product investments, and buffer against cyclical stress.
Deep Retail Franchise & LiquidityA large, granular retail deposit base, wide branch network, and comfortable LCR create durable funding advantages and lower funding cost volatility. High customer reach and steady liability acquisition improve deposit stickiness and support long-term loan growth targets while cushioning liquidity shocks or market stress.
Bears Say
Volatile Cash FlowIntermittent negative operating cash flow and falling free cash flow reduce internal funding available for growth and capital returns. Persisting volatility can force reliance on wholesale funding or slower branch/product rollouts, constraining execution of strategic loan growth plans and increasing sensitivity to funding cost swings.
LDR Reduction Timing RiskManagement's need to materially accelerate deposit growth to hit LDR targets introduces execution risk; failure would keep reliance on higher-cost borrowings. The timing sensitivity to seasonality and market conditions could pressure margins and funding mix over the medium term if deposit traction lags peers or macro liquidity tightens.
Stagnant Margins Post-MergerProlonged margin stagnation suggests structural limits on net interest income expansion absent sustained CASA improvement or lower cost of funds. If competitive pricing and slower cost-of-funds decline persist, margin recovery timelines could extend, constraining long-term profitability despite volume growth and operational scale.
HDFC Bank Limited News
HDFCBANK FAQ
What was HDFC Bank Limited’s price range in the past 12 months?
HDFC Bank Limited lowest stock price was ₹740.95 and its highest was ₹1020.35 in the past 12 months.
What is HDFC Bank Limited’s market cap?
HDFC Bank Limited’s market cap is ₹12.03T.
When is HDFC Bank Limited’s upcoming earnings report date?
HDFC Bank Limited’s upcoming earnings report date is Apr 20, 2026 which is in 24 days.
How were HDFC Bank Limited’s earnings last quarter?
HDFC Bank Limited released its earnings results on Jan 17, 2026. The company reported ₹12.1 earnings per share for the quarter, beating the consensus estimate of ₹11.962 by ₹0.138.
Is HDFC Bank Limited overvalued?
According to Wall Street analysts HDFC Bank Limited’s price is currently Undervalued.
Does HDFC Bank Limited pay dividends?
HDFC Bank Limited pays a Notavailable dividend of ₹2.5 which represents an annual dividend yield of 1.1%. See more information on HDFC Bank Limited dividends here
What is HDFC Bank Limited’s EPS estimate?
HDFC Bank Limited’s EPS estimate is 11.78.
How many shares outstanding does HDFC Bank Limited have?
HDFC Bank Limited has 15,391,982,000 shares outstanding.
What happened to HDFC Bank Limited’s price movement after its last earnings report?
HDFC Bank Limited reported an EPS of ₹12.1 in its last earnings report, beating expectations of ₹11.962. Following the earnings report the stock price went up 1.42%.
Which hedge fund is a major shareholder of HDFC Bank Limited?
Currently, no hedge funds are holding shares in IN:HDFCBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
HDFC Bank Limited
HDFC Bank Limited provides various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong, and Dubai. It operates in Treasury, Retail Banking, Wholesale Banking, Other Banking Business, and Unallocated segments. The company accepts savings, salary, current, rural, public provident fund, pension, and Demat accounts; fixed and recurring deposits; and safe deposit lockers; as well as offshore accounts and deposits, overdrafts against fixed deposits, and sweep-in facilities. It also provides personal, home, car, two wheeler, business, educational, gold, consumer, and rural loans; loans against properties, securities, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment and commercial vehicle finance, dealer finance, and term and professional loans. The company offers credit, debit, prepaid, and forex cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; insurance and investment products. It provides short term finance, bill discounting, structured finance, export credit, loan syndication, and documents collection services; online and wholesale, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; and channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services, as well as financial solutions for supply chain partners and agricultural customers. As of March 31, 2022, the company had 21,683 banking outlets; 6,342 branches; and 18,130 automated teller machines in 3,188 cities/towns. HDFC Bank Limited was incorporated in 1994 and is based in Mumbai, India.
HDFCBANK Stock 12 Month Forecast
Average Price Target
₹1,083.33
▲(29.90% Upside)
Technical Analysis
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