HDFC Bank Limited (IN:HDFCBANK)
:HDFCBANK
Want to see IN:HDFCBANK full AI Analyst Report?
HDFCBANK Stock Chart & Stats
₹799.90
-₹31.95(-1.89%)
At close: 4:00 PM EST
₹799.90
-₹31.95(-1.89%)
Day’s Range― - ―
52-Week Range₹726.75 - ₹1,020.35
Previous CloseN/A
Volume13.73M
Average Volume (3M)788.48K
Market Cap
₹12.08T
Enterprise Value₹14.85T
Total Cash (Recent Filing)₹1.77T
Total Debt (Recent Filing)₹6.00T
Price to Earnings (P/E)14.8
Beta0.96
Next Earnings
Jul 20, 2026EPS Estimate
12.09Next Dividend Ex-DateN/A
Dividend Yield1.1%
Share Statistics
EPS (TTM)12.50
Shares Outstanding15,393,368,000
10 Day Avg. Volume1,030,275
30 Day Avg. Volume788,482
Financial Highlights & Ratios
PEG Ratio1.48
Price to Book (P/B)1.92
Price to Sales (P/S)2.27
P/FCF Ratio6.86
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,036.00Price Target Upside29.52% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)54.45
Revenue Forecast (FY)₹2.06T
Bulls Say, Bears Say
Bulls Say
Cash GenerationConsistent operating and free cash flow (FCL ~0.9–1.0x net income) underpins earnings quality and funds investments, dividends, and provisioning without reliance on volatile market financing. Durable cash conversion strengthens capacity to fund loan growth, tech spend and buffers through cycles.
Market Leadership & Distribution ScaleLarge retail base, extensive branch/digital reach and leading market shares in cards and trade create durable deposit funding, cross-sell advantages and lower incremental acquisition costs. Scale supports persistent revenue streams and competitive moats across retail, MSME and corporate segments.
Strong Capital And Asset QualityRobust CET1/total capital and low reported GNPA, plus an explicit provisioning buffer, give the bank capacity to sustain lending and absorb shocks. This structural cushion supports prudent growth, regulatory compliance and investor confidence over the medium term.
Bears Say
NIM Compression & Funding TransmissionIncomplete pass-through to deposit rates and faster asset repricing have compressed margins, a structural earnings headwind until transmission completes. Sustained NIM pressure lowers NII per loan and constrains ROA and profit conversion even as volumes grow.
Elevated Leverage Spike In 2024A material rise in leverage increases sensitivity to credit shocks and market stresses; although capital remains strong today, higher debt levels can limit strategic flexibility, raise funding costs in stress, and magnify P&L impacts if asset quality weakens.
Governance / Legal Overhang (Dubai Branch)Ongoing legal and governance reviews create reputational and regulatory uncertainty that can restrict strategic activity, invite compliance costs or enforcement outcomes, and divert management focus. This overhang may persist until reviews conclude, affecting execution and risk appetite.
HDFC Bank Limited News
HDFCBANK FAQ
What was HDFC Bank Limited’s price range in the past 12 months?
HDFC Bank Limited lowest stock price was ₹726.75 and its highest was ₹1020.35 in the past 12 months.
What is HDFC Bank Limited’s market cap?
HDFC Bank Limited’s market cap is ₹12.08T.
When is HDFC Bank Limited’s upcoming earnings report date?
HDFC Bank Limited’s upcoming earnings report date is Jul 20, 2026 which is in 85 days.
How were HDFC Bank Limited’s earnings last quarter?
HDFC Bank Limited released its earnings results on Apr 18, 2026. The company reported ₹12.5 earnings per share for the quarter, beating the consensus estimate of ₹12.433 by ₹0.067.
Is HDFC Bank Limited overvalued?
According to Wall Street analysts HDFC Bank Limited’s price is currently Undervalued.
Does HDFC Bank Limited pay dividends?
HDFC Bank Limited pays a Notavailable dividend of ₹2.5 which represents an annual dividend yield of 1.1%. See more information on HDFC Bank Limited dividends here
What is HDFC Bank Limited’s EPS estimate?
HDFC Bank Limited’s EPS estimate is 12.09.
How many shares outstanding does HDFC Bank Limited have?
HDFC Bank Limited has 15,393,368,000 shares outstanding.
What happened to HDFC Bank Limited’s price movement after its last earnings report?
HDFC Bank Limited reported an EPS of ₹12.5 in its last earnings report, beating expectations of ₹12.433. Following the earnings report the stock price went up 1.42%.
Which hedge fund is a major shareholder of HDFC Bank Limited?
Currently, no hedge funds are holding shares in IN:HDFCBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
HDFC Bank Limited
HDFC Bank Limited provides various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong, and Dubai. It operates in Treasury, Retail Banking, Wholesale Banking, Other Banking Business, and Unallocated segments. The company accepts savings, salary, current, rural, public provident fund, pension, and Demat accounts; fixed and recurring deposits; and safe deposit lockers; as well as offshore accounts and deposits, overdrafts against fixed deposits, and sweep-in facilities. It also provides personal, home, car, two wheeler, business, educational, gold, consumer, and rural loans; loans against properties, securities, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment and commercial vehicle finance, dealer finance, and term and professional loans. The company offers credit, debit, prepaid, and forex cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; insurance and investment products. It provides short term finance, bill discounting, structured finance, export credit, loan syndication, and documents collection services; online and wholesale, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; and channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services, as well as financial solutions for supply chain partners and agricultural customers. As of March 31, 2022, the company had 21,683 banking outlets; 6,342 branches; and 18,130 automated teller machines in 3,188 cities/towns. HDFC Bank Limited was incorporated in 1994 and is based in Mumbai, India.
HDFCBANK Stock 12 Month Forecast
Average Price Target
₹1,036.00
▲(29.52% Upside)
Technical Analysis
Axis Bank Limited
―
Bank of Baroda
―
ICICI Bank Limited
―
Punjab National Bank
―
State Bank of India
―