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HDFC Bank Limited (IN:HDFCBANK)
:HDFCBANK
India Market
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HDFC Bank Limited (HDFCBANK) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Oct 18, 2025
TBA (Confirmed)
Period Ending
2026 (Q2)
Consensus EPS Forecast
10.62
Last Year’s EPS
11
Same Quarter Last Year
Based on 13 Analysts Ratings

Earnings Call Summary

Q1 2026
Earnings Call Date:Jul 19, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call demonstrated a balanced perspective with strong highlights in deposit growth, asset quality, and shareholder returns. However, challenges in loan growth, margin pressure, and fee income presented notable concerns. The bank's strategic initiatives and resilience highlight a cautiously optimistic outlook.
Company Guidance
During HDFC Bank Limited's Q1 FY '26 earnings call, the bank provided detailed guidance on its financial performance and strategic direction. The bank reported a robust 16% year-on-year growth in average deposits, although it intentionally slowed down its average advances growth to 7% last year to reduce its credit-deposit ratio from 110% to 95%. This growth rate for assets under management improved to 8% in the June quarter of FY '26. Looking forward, HDFC Bank aims to align its loan growth with the system growth rate in FY '26 and exceed it in FY '27. The guidance highlighted that approximately 70% of the bank's asset side is floating in nature, which presents a challenge in a declining rate environment due to the fixed nature of the liabilities. Nonetheless, the bank remains confident in its asset quality and expects stable margins over time. Additionally, the bank announced an interim dividend of INR 5 per share and a 1:1 bonus share issue. There was also a mention of the HDB Financial Services listing process, which concluded with the stocks being listed on July 2. Overall, HDFC Bank remains focused on customer centricity, technology, and leveraging its people as key growth enablers, despite the challenges posed by a volatile global environment.
Deposit Growth and Market Share
HDFC Bank reported a healthy 16% year-on-year growth in average deposits, continuing to gain market share despite challenging conditions.
Asset Quality and Contingent Provisions
The bank maintained a robust asset quality with retail GNPA at 82 basis points, consistent over the year. A contingent provision of INR 1,700 crores was added, enhancing financial resilience.
HDB Financial Services IPO
The successful listing of HDB Financial Services was completed, and the bank diluted some stake with stocks listed on July 2nd.
Interim Dividend and Bonus Share Issue
The Board announced an interim dividend of INR 5 per share and recommended a 1:1 bonus share issue, marking a significant reward for shareholders.
Strong Employee Growth
The bank added 4,000 employees in the quarter, primarily driven by branch openings and increased sales force.

HDFC Bank Limited (IN:HDFCBANK) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

IN:HDFCBANK Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Oct 18, 2025
2026 (Q2)
10.62 / -
11
Jul 19, 2025
2026 (Q1)
11.37 / 11.85
10.63811.39% (+1.21)
Apr 19, 2025
2025 (Q4)
11.25 / 11.50
10.855.99% (+0.65)
Jan 22, 2025
2025 (Q3)
11.08 / 10.95
10.81.39% (+0.15)
Oct 19, 2024
2025 (Q2)
10.65 / 11.00
10.514.66% (+0.49)
Jul 20, 2024
2025 (Q1)
10.52 / 10.64
10.51.31% (+0.14)
Apr 20, 2024
2024 (Q4)
12.81 / 10.85
10.80.46% (+0.05)
Jan 16, 2024
2024 (Q3)
10.32 / 10.80
11-1.82% (-0.20)
Oct 16, 2023
2024 (Q2)
10.19 / 10.51
9.5210.40% (+0.99)
Jul 17, 2023
2024 (Q1)
11.03 / 10.50
8.326.51% (+2.20)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

IN:HDFCBANK Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Jan 22, 2025
₹809.93₹821.43+1.42%
Jan 16, 2024
₹813.68₹817.13+0.42%
Oct 16, 2023
₹747.92₹744.40-0.47%
Jul 17, 2023
₹800.71₹817.25+2.07%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does HDFC Bank Limited (IN:HDFCBANK) report earnings?
HDFC Bank Limited (IN:HDFCBANK) is schdueled to report earning on Oct 18, 2025, TBA (Confirmed).
    What is HDFC Bank Limited (IN:HDFCBANK) earnings time?
    HDFC Bank Limited (IN:HDFCBANK) earnings time is at Oct 18, 2025, TBA (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is the P/E ratio of HDFC Bank Limited stock?
          The P/E ratio of HDFC Bank Limited is N/A.
            What is IN:HDFCBANK EPS forecast?
            IN:HDFCBANK EPS forecast for the fiscal quarter 2026 (Q2) is 10.62.
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