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HDFC Bank Limited (IN:HDFCBANK)
:HDFCBANK
HDFCBANK Stock Chart & Stats
₹834.00
-₹31.95(-1.89%)
At close: 4:00 PM EST
₹834.00
-₹31.95(-1.89%)
Day’s Range― - ―
52-Week Range₹812.00 - ₹1,020.35
Previous CloseN/A
Volume13.73M
Average Volume (3M)788.48K
Market Cap
₹12.94T
Enterprise Value₹17.17T
Total Cash (Recent Filing)₹1.77T
Total Debt (Recent Filing)₹6.00T
Price to Earnings (P/E)19.2
Beta0.90
Next Earnings
Apr 20, 2026EPS Estimate
11.78Next Dividend Ex-DateN/A
Dividend Yield1.1%
Share Statistics
EPS (TTM)12.10
Shares Outstanding15,390,353,000
10 Day Avg. Volume1,030,275
30 Day Avg. Volume788,482
Financial Highlights & Ratios
PEG Ratio-46.91
Price to Book (P/B)2.58
Price to Sales (P/S)2.86
P/FCF Ratio11.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,083.33Price Target Upside29.90% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)48.5
Revenue Forecast (FY)₹1.93T
Bulls Say, Bears Say
Bulls Say
Profitability & MarginsHDFC Bank’s sustained revenue expansion and improved gross/net margins reflect durable operating leverage and disciplined cost control. Strong margins across EBIT/EBITDA enable reinvestment, support return on equity and provide buffer versus cyclical credit stress, underpinning medium‑term earnings resilience.
Retail Deposit FranchiseA large, granular retail deposit base gives durable funding stability and lowers reliance on volatile wholesale funding. High customer scale supports cross‑sell, fee income growth and margin resilience, while retail mix reduces liquidity shocks and strengthens competitive advantage over mid‑sized peers.
Scale & DistributionExtensive branch footprint and strong per‑branch productivity create a durable distribution moat for deposit mobilization and retail lending. Fast breakeven on new branches supports disciplined expansion and long‑term customer acquisition economics, underpinning sustainable growth and cross‑sell potential.
Bears Say
Cash Flow VolatilityVolatile and recently negative operating cash flow constrains internal funding for loan growth, dividends and capital expenditure. Persistent free cash flow weakness increases dependence on external funding, raising refinancing risk and limiting flexibility for strategic investments over the medium term.
LDR Reduction Execution RiskAchieving the targeted loan‑to‑deposit reduction requires sustained above‑peer deposit growth and favorable liquidity cycles. Execution risk is structural: failure to accelerate granular deposits could force higher borrowings or constrain loan growth, pressuring margins and funding costs for multiple quarters.
Margins Stagnant Since MergerProlonged margin stagnation limits earnings leverage from balance‑sheet growth. Recovery depends on sustained CASA improvement, lower cost of funds and borrowing mix shifts—each subject to timing risk and competitive pricing pressure—making margin expansion uncertain over the coming 2–6 months.
HDFC Bank Limited News
HDFCBANK FAQ
What was HDFC Bank Limited’s price range in the past 12 months?
HDFC Bank Limited lowest stock price was ₹812.00 and its highest was ₹1020.35 in the past 12 months.
What is HDFC Bank Limited’s market cap?
HDFC Bank Limited’s market cap is ₹12.94T.
When is HDFC Bank Limited’s upcoming earnings report date?
HDFC Bank Limited’s upcoming earnings report date is Apr 20, 2026 which is in 33 days.
How were HDFC Bank Limited’s earnings last quarter?
HDFC Bank Limited released its earnings results on Jan 17, 2026. The company reported ₹12.1 earnings per share for the quarter, beating the consensus estimate of ₹11.962 by ₹0.138.
Is HDFC Bank Limited overvalued?
According to Wall Street analysts HDFC Bank Limited’s price is currently Undervalued.
Does HDFC Bank Limited pay dividends?
HDFC Bank Limited pays a Notavailable dividend of ₹2.5 which represents an annual dividend yield of 1.1%. See more information on HDFC Bank Limited dividends here
What is HDFC Bank Limited’s EPS estimate?
HDFC Bank Limited’s EPS estimate is 11.78.
How many shares outstanding does HDFC Bank Limited have?
HDFC Bank Limited has 15,390,353,000 shares outstanding.
What happened to HDFC Bank Limited’s price movement after its last earnings report?
HDFC Bank Limited reported an EPS of ₹12.1 in its last earnings report, beating expectations of ₹11.962. Following the earnings report the stock price went up 1.42%.
Which hedge fund is a major shareholder of HDFC Bank Limited?
Currently, no hedge funds are holding shares in IN:HDFCBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
HDFC Bank Limited
HDFC Bank Limited provides various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong, and Dubai. It operates in Treasury, Retail Banking, Wholesale Banking, Other Banking Business, and Unallocated segments. The company accepts savings, salary, current, rural, public provident fund, pension, and Demat accounts; fixed and recurring deposits; and safe deposit lockers; as well as offshore accounts and deposits, overdrafts against fixed deposits, and sweep-in facilities. It also provides personal, home, car, two wheeler, business, educational, gold, consumer, and rural loans; loans against properties, securities, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment and commercial vehicle finance, dealer finance, and term and professional loans. The company offers credit, debit, prepaid, and forex cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; insurance and investment products. It provides short term finance, bill discounting, structured finance, export credit, loan syndication, and documents collection services; online and wholesale, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; and channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services, as well as financial solutions for supply chain partners and agricultural customers. As of March 31, 2022, the company had 21,683 banking outlets; 6,342 branches; and 18,130 automated teller machines in 3,188 cities/towns. HDFC Bank Limited was incorporated in 1994 and is based in Mumbai, India.
HDFCBANK Stock 12 Month Forecast
Average Price Target
₹1,083.33
▲(29.90% Upside)
Technical Analysis
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