State Bank of India (IN:SBIN)
:SBIN
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SBIN Stock Chart & Stats
₹1080.35
-₹7.60(-0.98%)
At close: 4:00 PM EST
₹1080.35
-₹7.60(-0.98%)
Day’s Range― - ―
52-Week Range₹779.40 - ₹1,234.80
Previous CloseN/A
Volume15.64M
Average Volume (3M)651.78K
Market Cap
₹8.89T
Enterprise Value₹12.65T
Total Cash (Recent Filing)₹4.14T
Total Debt (Recent Filing)₹6.50T
Price to Earnings (P/E)10.7
Beta0.84
Next Earnings
Jul 31, 2026EPS Estimate
18.32Next Dividend Ex-DateN/A
Dividend Yield1.64%
Share Statistics
EPS (TTM)89.74
Shares Outstanding9,230,617,000
10 Day Avg. Volume769,050
30 Day Avg. Volume651,781
Financial Highlights & Ratios
PEG Ratio2.20
Price to Book (P/B)1.50
Price to Sales (P/S)1.25
P/FCF Ratio5.77
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,210.00Price Target Upside12.00% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)90.44
Revenue Forecast (FY)₹2.70T
Bulls Say, Bears Say
Bulls Say
Market Scale And Distribution ReachSBI's scale and broad distribution (branches, ATMs, digital channels) provide durable advantages in low-cost deposit gathering, diversification across retail/corporate segments, and superior cross-sell reach. Scale supports stable NII, fee income and resilience through credit cycles.
Improving Asset Quality And Strong Capital BuffersLow GNPA/NNPA and rising provision coverage, combined with a healthy capital adequacy ratio and strong ROE, indicate sustainable credit-quality improvement and capacity to absorb shocks. This preserves lending flexibility and supports risk-adjusted growth targets over months.
Digital Traction And Diversified Fee StreamsRapid digital user growth and a large ecosystem expand low-cost deposit sourcing and transaction volumes, raising durable fee income potential and improving operating efficiency. Digital scale enhances customer stickiness and long-term cross-sell economics.
Bears Say
Meaningful Leverage And Sensitivity To Funding CostsA high and rising leverage profile increases sensitivity to deposit/wholesale funding costs and interest-rate cycles. This structural funding risk can compress margins or require higher provisioning during stress, limiting capital allocation flexibility over the medium term.
Uneven Cash Generation HistoryVolatile operating and free cash flows undermine predictability of internal funding for growth, dividends and provisioning. Persistent volatility reduces confidence in sustained cash conversion and can force reliance on market funding or balance-sheet adjustments in adverse periods.
Rapid Gold-loan Growth Raising Concentration RiskVery fast expansion in gold-backed lending increases portfolio concentration and exposure to collateral-price or borrower-behavior shifts. Even with moderate LTVs, rapid category growth heightens monitoring needs and could amplify credit volatility if macro or commodity prices turn adverse.
State Bank of India News
SBIN FAQ
What was State Bank of India’s price range in the past 12 months?
State Bank of India lowest stock price was ₹779.40 and its highest was ₹1234.80 in the past 12 months.
What is State Bank of India’s market cap?
State Bank of India’s market cap is ₹8.89T.
When is State Bank of India’s upcoming earnings report date?
State Bank of India’s upcoming earnings report date is Jul 31, 2026 which is in 75 days.
How were State Bank of India’s earnings last quarter?
State Bank of India released its earnings results on May 08, 2026. The company reported ₹21.32 earnings per share for the quarter, beating the consensus estimate of ₹20.258 by ₹1.062.
Is State Bank of India overvalued?
According to Wall Street analysts State Bank of India’s price is currently Undervalued.
Does State Bank of India pay dividends?
State Bank of India pays a Annually dividend of ₹15.9 which represents an annual dividend yield of 1.64%. See more information on State Bank of India dividends here
What is State Bank of India’s EPS estimate?
State Bank of India’s EPS estimate is 18.32.
How many shares outstanding does State Bank of India have?
State Bank of India has 9,230,617,000 shares outstanding.
What happened to State Bank of India’s price movement after its last earnings report?
State Bank of India reported an EPS of ₹21.32 in its last earnings report, beating expectations of ₹20.258. Following the earnings report the stock price went down -6.617%.
Which hedge fund is a major shareholder of State Bank of India?
Currently, no hedge funds are holding shares in IN:SBIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
State Bank of India
State Bank of India provides banking products and services to individuals, commercial enterprises, corporates, public bodies, and institutional customers in India and internationally. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business segments. It offers personal banking products and services, including current accounts, savings accounts, salary accounts, fixed and recurring deposits, and flexi and annual deposits; home, personal, auto, education, and gold loans, as well as loans against property and securities; overdrafts; mutual funds, insurance, equity trading, portfolio investment schemes, remittance services; and mobile and digital banking services. The company also provides corporate banking products and services comprising corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer and channel financing, equipment leasing, loan syndication, construction equipment loans, financing Indian firms' overseas subsidiaries or JVs, cash management, and asset-backed loans, as well as trade and service products. In addition, it offers NRI services, including accounts and deposits, remittances, investments, and loans; agricultural banking and micro-credit to agriculturists and farmers; supply chain finance, and deposits and transaction banking services for SME customers; and international banking services. Further, the company provides treasury, broking, bill payment, and MICR services; and merchant banking, advisory, securities broking, business & management consultancy, trustee business, factoring, payment, asset management, investment management, credit cards, and custody and fund accounting services. It also offers support and business correspondent services. As of March 31, 2022, the company operated 22,266 branches and 65,030 ATMs. State Bank of India was founded in 1806 and is headquartered in Mumbai, India.
SBIN Stock 12 Month Forecast
Average Price Target
₹1,210.00
▲(12.00% Upside)
Technical Analysis
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