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State Bank of India (IN:SBIN)
:SBIN
India Market
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State Bank of India (SBIN) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 30, 2026
Before Open (Confirmed)
Period Ending
2026 (Q3)
Consensus EPS Forecast
18.3
Last Year’s EPS
18.93
Same Quarter Last Year
Moderate Buy
Based on 11 Analysts Ratings

Earnings Call Summary

Q2 2026
Earnings Call Date:Nov 04, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call highlighted SBI's strategic achievements in capital raise, credit growth, and digital banking innovations. However, concerns about treasury income, market valuation, and deposit growth tempered the overall outlook. The bank's future strategies and market conditions will be pivotal in addressing these challenges.
Company Guidance
In the recent earnings call for the State Bank of India (SBI), significant emphasis was placed on the bank's financial performance and strategic initiatives for the second quarter of the fiscal year 2026. The bank reported an improvement in its domestic Net Interest Margins (NIMs), which increased by 7 basis points quarter-on-quarter to 3.09%, attributed to repricing of deposits and operational efficiencies. SBI also highlighted its robust credit growth, with a year-on-year increase of 11.5%, though deposit growth remained slower at 9.5%. The bank successfully raised INR 25,000 crores through a qualified institutional placement, a record-setting move in India, and aims to sustain its growth trajectory by expanding its CASA deposits, which stand at INR 21 lakh crores with a CASA ratio of 39.63%. Furthermore, SBI's strategic focus includes enhancing digital capabilities with initiatives like Project Saral and the upcoming YONO 2.0 platform to streamline operations and enhance customer service. The bank remains optimistic about maintaining its competitive edge and achieving superior Return on Equity (ROE) as it leverages its scale, discipline, and customer trust.
Record Equity Capital Raise
The bank raised INR 25,000 crores of equity capital through a qualified institutional placement, which was oversubscribed 4.5x with significant interest from both domestic and foreign institutional investors.
Strong Credit Growth
SBI achieved a credit growth of 7.1% with a pipeline of INR 7 lakh crores, indicating robust growth potential in corporate credit for the upcoming quarters.
Improved Net Interest Margins
Domestic NIMs improved by 7 basis points quarter-on-quarter to 3.09%, driven by repricing of deposits and operating leverage.
Significant Fee Income Growth
Fee income grew by over 20%, supported by debit card interchange fees, processing charges, and government business, showcasing stable income streams.
Expansion and Innovation in Digital Banking
SBI announced the upcoming launch of YONO 2.0, a major upgrade to its digital banking platform, and the implementation of Tab Banking for customer onboarding.

State Bank of India (IN:SBIN) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

IN:SBIN Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 30, 2026
2026 (Q3)
18.30 / -
18.93
Nov 04, 2025
2026 (Q2)
19.29 / 22.00
20.547.11% (+1.46)
Aug 08, 2025
2026 (Q1)
18.31 / 21.47
19.0912.47% (+2.38)
May 03, 2025
2025 (Q4)
20.07 / 20.89
23.19-9.92% (-2.30)
Feb 06, 2025
2025 (Q3)
17.89 / 18.93
10.383.79% (+8.63)
Nov 08, 2024
2025 (Q2)
17.16 / 20.54
16.127.58% (+4.44)
Aug 03, 2024
2025 (Q1)
18.84 / 19.09
18.91.01% (+0.19)
May 09, 2024
2024 (Q4)
21.22 / 23.19
18.7123.94% (+4.48)
Feb 03, 2024
2024 (Q3)
14.40 / 10.30
15.904-35.24% (-5.60)
Nov 04, 2023
2024 (Q2)
15.95 / 16.10
14.98.05% (+1.20)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

IN:SBIN Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Nov 04, 2025
₹950.25₹957.05+0.72%
Aug 08, 2025
₹805.25₹804.55-0.09%
Feb 06, 2025
₹751.02₹737.54-1.79%
Nov 08, 2024
₹842.34₹826.65-1.86%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does State Bank of India (IN:SBIN) report earnings?
State Bank of India (IN:SBIN) is schdueled to report earning on Jan 30, 2026, Before Open (Confirmed).
    What is State Bank of India (IN:SBIN) earnings time?
    State Bank of India (IN:SBIN) earnings time is at Jan 30, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is the P/E ratio of State Bank of India stock?
          The P/E ratio of State Bank of India is N/A.
            What is IN:SBIN EPS forecast?
            IN:SBIN EPS forecast for the fiscal quarter 2026 (Q3) is 18.3.
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