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State Bank of India (IN:SBIN)
:SBIN
SBIN Stock Chart & Stats
₹1198.80
-₹7.60(-0.98%)
At close: 4:00 PM EST
₹1198.80
-₹7.60(-0.98%)
Day’s Range― - ―
52-Week Range₹679.65 - ₹1,203.50
Previous CloseN/A
Volume15.64M
Average Volume (3M)651.78K
Market Cap
₹11.07T
Enterprise Value₹13.02T
Total Cash (Recent Filing)₹3.90T
Total Debt (Recent Filing)₹5.86T
Price to Earnings (P/E)13.1
Beta0.81
Next Earnings
May 15, 2026EPS Estimate
16.87Next Dividend Ex-DateN/A
Dividend Yield1.64%
Share Statistics
EPS (TTM)22.78
Shares Outstanding9,230,617,000
10 Day Avg. Volume769,050
30 Day Avg. Volume651,781
Financial Highlights & Ratios
PEG Ratio0.57
Price to Book (P/B)1.41
Price to Sales (P/S)1.06
P/FCF Ratio16.07
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,208.67Price Target Upside0.82% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Scale & Deposit FranchiseSBI’s massive deposit base and high CASA ratio provide a durable, low‑cost funding advantage that supports steady lending capacity and NIM resilience. The breadth of retail and corporate deposits underpins long‑term cross‑sell, liquidity depth and funding stability across cycles.
Capitalization & Asset QualityStrong capital buffers and materially improved asset quality provide lasting loss‑absorption capacity. Low GNPA/NNPA levels and elevated PCR reduce downside from future stress, enabling sustained lending growth without immediate capital strain.
Profitability & Cash GenerationHigh cash conversion and robust return metrics reflect durable operating profitability and effective capital deployment. Strong revenue growth plus FCF conversion supports reinvestment, provisioning flexibility and consistent dividend/strategic investment capacity over the medium term.
Bears Say
Reliance On One‑off IncomeMaterial non‑recurring items meaningfully boosted reported non‑interest income in the quarter. If such items do not recur, structural earnings growth and fee income trends could be weaker than headline profits suggest, affecting sustainable ROA and payout planning.
Treasury & Funding VolatilityMarket‑driven treasury swings and incomplete transmission of policy cuts to deposit rates expose margins to cycle risk. Persistent COF stickiness or adverse MTM movements can compress NII and make earnings more sensitive to interest‑rate cycles over the medium term.
Concentration & Provisioning Risks From Rapid Gold Loan GrowthVery rapid expansion in gold lending raises concentration and portfolio‑mix risks; if underwriting or LTVs shift, it could increase loss volatility. Management’s elevated proactive and non‑NPA provisions indicate this category and PSL/compliance demands can weigh on sustainable earnings.
State Bank of India News
SBIN FAQ
What was State Bank of India’s price range in the past 12 months?
State Bank of India lowest stock price was ₹679.65 and its highest was ₹1203.50 in the past 12 months.
What is State Bank of India’s market cap?
State Bank of India’s market cap is ₹11.07T.
When is State Bank of India’s upcoming earnings report date?
State Bank of India’s upcoming earnings report date is May 15, 2026 which is in 86 days.
How were State Bank of India’s earnings last quarter?
State Bank of India released its earnings results on Feb 07, 2026. The company reported ₹22.78 earnings per share for the quarter, beating the consensus estimate of ₹19.567 by ₹3.213.
Is State Bank of India overvalued?
According to Wall Street analysts State Bank of India’s price is currently Undervalued.
Does State Bank of India pay dividends?
State Bank of India pays a Annually dividend of ₹15.9 which represents an annual dividend yield of 1.64%. See more information on State Bank of India dividends here
What is State Bank of India’s EPS estimate?
State Bank of India’s EPS estimate is 16.87.
How many shares outstanding does State Bank of India have?
State Bank of India has 9,230,617,000 shares outstanding.
What happened to State Bank of India’s price movement after its last earnings report?
State Bank of India reported an EPS of ₹22.78 in its last earnings report, beating expectations of ₹19.567. Following the earnings report the stock price went up 0.716%.
Which hedge fund is a major shareholder of State Bank of India?
Currently, no hedge funds are holding shares in IN:SBIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
State Bank of India
State Bank of India provides banking products and services to individuals, commercial enterprises, corporates, public bodies, and institutional customers in India and internationally. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business segments. It offers personal banking products and services, including current accounts, savings accounts, salary accounts, fixed and recurring deposits, and flexi and annual deposits; home, personal, auto, education, and gold loans, as well as loans against property and securities; overdrafts; mutual funds, insurance, equity trading, portfolio investment schemes, remittance services; and mobile and digital banking services. The company also provides corporate banking products and services comprising corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer and channel financing, equipment leasing, loan syndication, construction equipment loans, financing Indian firms' overseas subsidiaries or JVs, cash management, and asset-backed loans, as well as trade and service products. In addition, it offers NRI services, including accounts and deposits, remittances, investments, and loans; agricultural banking and micro-credit to agriculturists and farmers; supply chain finance, and deposits and transaction banking services for SME customers; and international banking services. Further, the company provides treasury, broking, bill payment, and MICR services; and merchant banking, advisory, securities broking, business & management consultancy, trustee business, factoring, payment, asset management, investment management, credit cards, and custody and fund accounting services. It also offers support and business correspondent services. As of March 31, 2022, the company operated 22,266 branches and 65,030 ATMs. State Bank of India was founded in 1806 and is headquartered in Mumbai, India.
SBIN Stock 12 Month Forecast
Average Price Target
₹1,208.67
▲(0.82% Upside)
Technical Analysis
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