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Union Bank of India Limited (IN:UNIONBANK)
:UNIONBANK
UNIONBANK Stock Chart & Stats
₹162.40
-₹1.69(-1.50%)
At close: 4:00 PM EST
₹162.40
-₹1.69(-1.50%)
Day’s Range― - ―
52-Week Range₹111.80 - ₹205.45
Previous CloseN/A
Volume11.40M
Average Volume (3M)506.26K
Market Cap
₹1.46T
Enterprise Value₹1.45T
Total Cash (Recent Filing)₹1.40T
Total Debt (Recent Filing)₹678.04B
Price to Earnings (P/E)5.8
Beta1.30
Next Earnings
May 08, 2026EPS Estimate
5.64Next Dividend Ex-DateN/A
Dividend Yield3.15%
Share Statistics
EPS (TTM)6.60
Shares Outstanding7,633,605,500
10 Day Avg. Volume279,043
30 Day Avg. Volume506,265
Financial Highlights & Ratios
PEG Ratio0.21
Price to Book (P/B)0.79
Price to Sales (P/S)0.69
P/FCF Ratio5.68
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹180.00Price Target Upside10.84% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)23.23
Revenue Forecast (FY)₹563.50B
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability TrajectoryConsistent revenue growth and robust reported margins indicate the bank's business mix and cost management are producing sustainable earnings. This strengthens the ability to fund credit growth, maintain provisioning buffers and invest in products, supporting durable earnings and cash generation.
Free Cash Flow GenerationStrong free cash flow conversion demonstrates the bank efficiently turns accounting profits into cash. That reduces reliance on external financing, supports capital expenditures, dividend capacity and provisions, and improves resilience to stress over the coming months.
Capitalization And Improved ROEA healthy equity ratio, manageable leverage and rising ROE signal stronger capital positioning and shareholder value creation. Adequate capital provides a buffer for loan losses, satisfies regulatory requirements and permits measured lending expansion without immediate capital raises.
Bears Say
Debt Levels Need MonitoringAlthough leverage is described as moderate, ongoing monitoring is required: rising wholesale funding costs or refinancing needs could erode flexibility. Moderate debt limits the bank's capacity to quickly scale assets or absorb shocks without affecting liquidity or margins.
Net Interest Margin SensitivityReliance on net interest income makes profitability structurally sensitive to interest-rate cycles, deposit competition and loan mix. Persistent deposit cost increases or squeezed spreads would compress margins unless offset by higher-fee income or faster asset repricing.
Legacy Cost Base And Branch FootprintA large workforce and broad branch/ATM network support reach but imply a higher fixed cost base versus digital-first competitors. Structural operating costs can limit efficiency gains and margin expansion unless the bank accelerates branch rationalization and digital adoption.
Union Bank of India Limited News
UNIONBANK FAQ
What was Union Bank of India Limited’s price range in the past 12 months?
Union Bank of India Limited lowest stock price was ₹111.80 and its highest was ₹205.45 in the past 12 months.
What is Union Bank of India Limited’s market cap?
Union Bank of India Limited’s market cap is ₹1.46T.
When is Union Bank of India Limited’s upcoming earnings report date?
Union Bank of India Limited’s upcoming earnings report date is May 08, 2026 which is in 63 days.
How were Union Bank of India Limited’s earnings last quarter?
Union Bank of India Limited released its earnings results on Jan 14, 2026. The company reported ₹6.6 earnings per share for the quarter, beating the consensus estimate of ₹5.392 by ₹1.208.
Is Union Bank of India Limited overvalued?
According to Wall Street analysts Union Bank of India Limited’s price is currently Undervalued.
Does Union Bank of India Limited pay dividends?
Union Bank of India Limited pays a Annually dividend of ₹4.75 which represents an annual dividend yield of 3.15%. See more information on Union Bank of India Limited dividends here
What is Union Bank of India Limited’s EPS estimate?
Union Bank of India Limited’s EPS estimate is 5.64.
How many shares outstanding does Union Bank of India Limited have?
Union Bank of India Limited has 7,633,605,500 shares outstanding.
What happened to Union Bank of India Limited’s price movement after its last earnings report?
Union Bank of India Limited reported an EPS of ₹6.6 in its last earnings report, beating expectations of ₹5.392. Following the earnings report the stock price went up 8.035%.
Which hedge fund is a major shareholder of Union Bank of India Limited?
Currently, no hedge funds are holding shares in IN:UNIONBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Union Bank of India Limited
Union Bank of India provides various banking products and services. It operates through four segments: Treasury Operations, Retail Banking Operations, Corporate and Wholesale Banking, and Other Banking Operations. The company offers savings and current accounts; term and recurring deposits; and demat and online trading accounts. It also provides retail loans, including home, vehicle, education, and personal loans; loans against the property; and loans for pensioners, as well as products and loans for micro, small, and medium enterprises. In addition, the company offers mutual funds, life, non-life, health, and general insurance products, and tax saving deposits; government saving schemes, tax collection services, pension products, and departmentalized ministries accounts; short term, long term, and other credit for agricultural/SSI/tertiary sectors; and safe deposit locker and cheque collection services. Further, it provides corporate loans comprising Covid emergency line of credit, trade finance, working capital, lines of credit, project financing, and channel finance; debt structuring/restructuring, loan syndication, structured finance, mergers and acquisition advisory, and private equity services; cash management, ECGC cover, and foreign exchange services, as well as derivatives; export and import finance services; NRI banking services; and treasury and other products, and remittance services. Additionally, the company offers app, internet, self-service, ATM, and SMS banking services; point of sale terminal and immediate payment services; and combo, debit, credit, gift, prepaid, and payroll cards. As of March 31, 2022, it operated 8,870 branches in India; 3 overseas branches at Hong Kong, Dubai, and Sydney; 1 representative office in Abu Dhabi; and 11,232 ATMs. The company was incorporated in 1919 and is headquartered in Mumbai, India.
UNIONBANK Stock 12 Month Forecast
Average Price Target
₹180.00
▲(10.84% Upside)
Technical Analysis
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