Union Bank of India Limited (IN:UNIONBANK)
:UNIONBANK
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UNIONBANK Stock Chart & Stats
₹162.40
-₹1.69(-1.50%)
At close: 4:00 PM EST
₹162.40
-₹1.69(-1.50%)
Day’s Range― - ―
52-Week Range₹112.70 - ₹205.45
Previous CloseN/A
Volume11.40M
Average Volume (3M)506.26K
Market Cap
₹1.35T
Enterprise Value₹1.34T
Total Cash (Recent Filing)₹1.14T
Total Debt (Recent Filing)₹691.97B
Price to Earnings (P/E)5.8
Beta1.33
Next Earnings
Jul 17, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.15%
Share Statistics
EPS (TTM)6.96
Shares Outstanding7,633,605,500
10 Day Avg. Volume279,043
30 Day Avg. Volume506,265
Financial Highlights & Ratios
PEG Ratio0.21
Price to Book (P/B)0.79
Price to Sales (P/S)0.69
P/FCF Ratio5.68
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)23.88
Revenue Forecast (FY)₹603.61B
Bulls Say, Bears Say
Bulls Say
Free Cash Flow StrengthStrong free cash flow growth gives Union Bank durable internal funding to support loan originations, absorb credit losses, fund digital investments and pay dividends without relying heavily on external capital. This cash conversion resilience supports operational flexibility over the next several months.
Healthy Balance Sheet & Improved ROEA healthy equity ratio and improving ROE indicate the bank is strengthening shareholder value while keeping leverage manageable. That capital stability helps meet regulatory requirements, underpins risk-taking capacity for sustainable loan growth, and provides a buffer against economic shocks over the medium term.
Operational ProfitabilityRobust margins and recent revenue traction point to effective cost management and profitable core banking operations. Sustainable margins create room for reinvestment in digital channels and branch services, supporting competitive positioning and consistent internal capital generation across the coming quarters.
Bears Say
Recent Revenue ContractionA material negative revenue growth metric suggests a recent contraction or volatile top-line performance. If this trend persists it could erode margins, limit internal capital formation for lending and investments, and force greater reliance on fee or treasury income to sustain profitability over several months.
Monitored Debt LevelsThe balance sheet notes that total debt still needs monitoring; sustained elevated leverage or rising funding costs would constrain strategic flexibility. Over 2-6 months, higher debt sensitivity can limit balance sheet expansion, increase provisioning pressure, and amplify margin volatility in a rising rate environment.
Large Employee Base / Cost StructureA very large workforce and branch footprint imply structurally higher fixed costs and potential bureaucracy. Without continued productivity gains or digital migration, this can pressure efficiency ratios and margins, making profitability more sensitive to revenue swings and slowing pace of structural cost improvement.
Union Bank of India Limited News
UNIONBANK FAQ
What was Union Bank of India Limited’s price range in the past 12 months?
Union Bank of India Limited lowest stock price was ₹112.70 and its highest was ₹205.45 in the past 12 months.
What is Union Bank of India Limited’s market cap?
Union Bank of India Limited’s market cap is ₹1.35T.
When is Union Bank of India Limited’s upcoming earnings report date?
Union Bank of India Limited’s upcoming earnings report date is Jul 17, 2026 which is in 82 days.
How were Union Bank of India Limited’s earnings last quarter?
Union Bank of India Limited released its earnings results on Apr 23, 2026. The company reported ₹6.964 earnings per share for the quarter, beating the consensus estimate of ₹5.4 by ₹1.564.
Is Union Bank of India Limited overvalued?
According to Wall Street analysts Union Bank of India Limited’s price is currently Overvalued.
Does Union Bank of India Limited pay dividends?
Union Bank of India Limited pays a Annually dividend of ₹4.75 which represents an annual dividend yield of 3.15%. See more information on Union Bank of India Limited dividends here
What is Union Bank of India Limited’s EPS estimate?
Union Bank of India Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Union Bank of India Limited have?
Union Bank of India Limited has 7,633,605,500 shares outstanding.
What happened to Union Bank of India Limited’s price movement after its last earnings report?
Union Bank of India Limited reported an EPS of ₹6.964 in its last earnings report, beating expectations of ₹5.4. Following the earnings report the stock price went down -7.397%.
Which hedge fund is a major shareholder of Union Bank of India Limited?
Currently, no hedge funds are holding shares in IN:UNIONBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Union Bank of India Limited
Union Bank of India provides various banking products and services. It operates through four segments: Treasury Operations, Retail Banking Operations, Corporate and Wholesale Banking, and Other Banking Operations. The company offers savings and current accounts; term and recurring deposits; and demat and online trading accounts. It also provides retail loans, including home, vehicle, education, and personal loans; loans against the property; and loans for pensioners, as well as products and loans for micro, small, and medium enterprises. In addition, the company offers mutual funds, life, non-life, health, and general insurance products, and tax saving deposits; government saving schemes, tax collection services, pension products, and departmentalized ministries accounts; short term, long term, and other credit for agricultural/SSI/tertiary sectors; and safe deposit locker and cheque collection services. Further, it provides corporate loans comprising Covid emergency line of credit, trade finance, working capital, lines of credit, project financing, and channel finance; debt structuring/restructuring, loan syndication, structured finance, mergers and acquisition advisory, and private equity services; cash management, ECGC cover, and foreign exchange services, as well as derivatives; export and import finance services; NRI banking services; and treasury and other products, and remittance services. Additionally, the company offers app, internet, self-service, ATM, and SMS banking services; point of sale terminal and immediate payment services; and combo, debit, credit, gift, prepaid, and payroll cards. As of March 31, 2022, it operated 8,870 branches in India; 3 overseas branches at Hong Kong, Dubai, and Sydney; 1 representative office in Abu Dhabi; and 11,232 ATMs. The company was incorporated in 1919 and is headquartered in Mumbai, India.
Technical Analysis
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