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Total Valuation
Punjab National Bank has a market cap or net worth of ₹1.21T. The enterprise value is ₹2.72M.
Market Cap₹1.21T
Enterprise Value₹2.72M
Share Statistics
Punjab National Bank has 11,492,943,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding11,492,943,000
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Punjab National Bank’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 0.91%.
Return on Equity (ROE)0.12
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.91%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee14.72M
Profits Per Employee1.80M
Employee Count102,349
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Punjab National Bank is 6.6. Punjab National Bank’s PEG ratio is -2.46.
PE Ratio6.6
PS Ratio0.77
PB Ratio0.77
Price to Fair Value0.77
Price to FCF4.89
Price to Operating Cash Flow-2.59
PEG Ratio-2.46
Income Statement
In the last 12 months, Punjab National Bank had revenue of 1.51T and earned 183.93B in profits. Earnings per share was 16.00.
Revenue1.51T
Gross Profit589.11B
Operating Income284.53B
Pretax Income284.53B
Net Income183.93B
EBITDA283.63B
Earnings Per Share (EPS)16.00
Cash Flow
In the last 12 months, operating cash flow was -471.88B and capital expenditures -6.66B, giving a free cash flow of -478.54B billion.
Operating Cash Flow-471.88B
Free Cash Flow-478.54B
Free Cash Flow per Share-41.64
Dividends & Yields
Punjab National Bank pays an annual dividend of ₹3, resulting in a dividend yield of 2.4%
Dividend Per Share₹3
Dividend Yield2.4%
Payout Ratio21.19%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.39
52-Week Price Change-3.95%
50-Day Moving Average104.18
200-Day Moving Average112.53
Relative Strength Index (RSI)51.18
Average Volume (3m)998.19K
Important Dates
Punjab National Bank upcoming earnings date is Oct 22, 2026, TBA (Confirmed).
Last Earnings DateJul 18, 2026
Next Earnings DateOct 22, 2026
Ex-Dividend Date―
Financial Position
Punjab National Bank as a current ratio of 49.86, with Debt / Equity ratio of 71.72%
Current Ratio49.86
Quick Ratio49.86
Debt to Market Cap0.96
Net Debt to EBITDA2.37
Interest Coverage Ratio0.32
Taxes
In the past 12 months, Punjab National Bank has paid 99.86B in taxes.
Income Tax99.86B
Effective Tax Rate0.35
Enterprise Valuation
Punjab National Bank EV to EBITDA ratio is 6.45, with an EV/FCF ratio of 7.74.
EV to Sales1.21
EV to EBITDA6.45
EV to Free Cash Flow7.74
EV to Operating Cash Flow7.25
Balance Sheet
Punjab National Bank has ₹1.64T in cash and marketable securities with ₹1.08T in debt, giving a net cash position of ₹565.64B billion.
Cash & Marketable Securities₹1.64T
Total Debt₹1.08T
Net Cash₹565.64B
Net Cash Per Share₹49.22
Tangible Book Value Per Share₹130.59
Margins
Gross margin is 40.27%, with operating margin of 18.88%, and net profit margin of 12.21%.
Gross Margin40.27%
Operating Margin18.88%
Pretax Margin18.88%
Net Profit Margin12.21%
EBITDA Margin18.82%
EBIT Margin17.97%
Analyst Forecast
The average price target for Punjab National Bank is ₹129.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target₹129.50
Price Target Upside13.10% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast6.41%
EPS Growth Forecast-2.41%