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IIFL Stock Chart & Stats
₹505.00
₹13.20(3.13%)
At close: 4:00 PM EST
₹505.00
₹13.20(3.13%)
Day’s Range― - ―
52-Week Range₹409.45 - ₹674.95
Previous CloseN/A
Volume3.15M
Average Volume (3M)65.98K
Market Cap
₹220.42B
Enterprise Value₹859.11B
Total Cash (Recent Filing)₹63.73B
Total Debt (Recent Filing)₹696.98B
Price to Earnings (P/E)13.3
Beta1.32
Next Earnings
Jul 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)39.07
Shares Outstanding425,324,980
10 Day Avg. Volume103,076
30 Day Avg. Volume65,980
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)1.31
Price to Sales (P/S)1.37
P/FCF Ratio15.77
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹520.00Price Target Upside2.97% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)59.49
Revenue Forecast (FY)₹92.78B
Bulls Say, Bears Say
Bulls Say
Secured Lending MixA portfolio concentrated in secured products (gold, loans against property, MSME business loans) provides structural loss-mitigation and lower loss severity versus unsecured lending. This supports more durable credit metrics and underwriting resilience across credit cycles, aiding long-term funding stability.
Revenue And Earnings ReboundSustained top-line expansion and a material net income rebound in 2026 indicate improving operating performance and pricing/scale benefits. Durable revenue growth and earnings recovery suggest the core lending franchise can regain profitability through the cycle, supporting reinvestment and capital accumulation.
Growing Asset Base And EquityAn expanding asset base alongside rising equity reflects franchise growth and retained earnings accumulation. Growth in equity cushions credit losses and supports incremental lending, increasing structural capacity to scale lending while meeting regulatory and capital adequacy requirements over the medium term.
Bears Say
Elevated LeverageDebt-to-equity of roughly 4–6x and increased 2026 borrowings leave thin capitalization buffers. High leverage amplifies earnings volatility, raises refinancing and funding-cost risk, and reduces headroom to absorb asset-quality shocks or interest-rate rises, constraining durable financial flexibility.
Inconsistent Cash GenerationMulti-year negative operating and free cash flows until 2026 signal weak cash conversion and sensitivity to loan book/working-capital dynamics. Inconsistent cash generation undermines internal funding, increases reliance on external borrowing, and makes sustained deleveraging or dividend policies harder to sustain.
Earnings And Margin CyclicalityPrior-year profitability compression followed by a sharp 2026 rebound highlights margin sensitivity to credit costs and funding conditions. This cyclicality reduces predictability of sustainable margins and complicates capital planning, making long-term earnings visibility weaker for investors and creditors.
IIFL Finance Limited News
IIFL FAQ
What was IIFL Finance Limited’s price range in the past 12 months?
IIFL Finance Limited lowest stock price was ₹409.45 and its highest was ₹674.95 in the past 12 months.
What is IIFL Finance Limited’s market cap?
IIFL Finance Limited’s market cap is ₹220.42B.
When is IIFL Finance Limited’s upcoming earnings report date?
IIFL Finance Limited’s upcoming earnings report date is Jul 29, 2026 which is in 26 days.
How were IIFL Finance Limited’s earnings last quarter?
IIFL Finance Limited released its earnings results on Apr 29, 2026. The company reported ₹13.8 earnings per share for the quarter, beating the consensus estimate of N/A by ₹13.8.
Is IIFL Finance Limited overvalued?
According to Wall Street analysts IIFL Finance Limited’s price is currently Undervalued.
Does IIFL Finance Limited pay dividends?
IIFL Finance Limited pays a Annually dividend of ₹4 which represents an annual dividend yield of N/A. See more information on IIFL Finance Limited dividends here
What is IIFL Finance Limited’s EPS estimate?
IIFL Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does IIFL Finance Limited have?
IIFL Finance Limited has 425,324,980 shares outstanding.
What happened to IIFL Finance Limited’s price movement after its last earnings report?
IIFL Finance Limited reported an EPS of ₹13.8 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.812%.
Which hedge fund is a major shareholder of IIFL Finance Limited?
Currently, no hedge funds are holding shares in IN:IIFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
IIFL Finance Limited
Established in Mumbai, India, in 1995, IIFL Finance Limited operates as a comprehensive financial services firm, extending its reach across India and internationally. The company delivers a wide array of financial products, encompassing individual loans such as home, personal, and gold loans. For businesses, its portfolio includes loans against property, financing for small and medium enterprises, microfinance, specialized funding for real estate development and construction, and capital market finance, alongside digital financial solutions. Furthermore, IIFL offers wealth and asset management services, in addition to facilitating demat accounts, futures and options trading, and commodity trading. Its diverse clientele comprises both retail consumers and corporate entities. The organization adopted its current name, IIFL Finance Limited, in May 2019, having previously been known as IIFL Holdings Limited.
IIFL Stock 12 Month Forecast
Average Price Target
₹520.00
▲(2.97% Upside)
Technical Analysis
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