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IIFL Finance Limited (IN:IIFL)
:IIFL
IIFL Stock Chart & Stats
₹529.30
₹13.20(3.13%)
At close: 4:00 PM EST
₹529.30
₹13.20(3.13%)
Day’s Range― - ―
52-Week Range₹280.95 - ₹674.95
Previous CloseN/A
Volume3.15M
Average Volume (3M)65.98K
Market Cap
₹225.07B
Enterprise Value₹787.69B
Total Cash (Recent Filing)₹53.62B
Total Debt (Recent Filing)₹550.27B
Price to Earnings (P/E)17.6
Beta1.72
Next Earnings
Apr 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)10.92
Shares Outstanding425,227,940
10 Day Avg. Volume103,076
30 Day Avg. Volume65,980
Financial Highlights & Ratios
PEG Ratio-0.46
Price to Book (P/B)1.14
Price to Sales (P/S)1.42
P/FCF Ratio-2.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹525.00Price Target Upside-0.81% Downside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthSustained double-digit revenue growth reflects expanding loan volumes and product uptake across segments. Over 2–6 months this supports scale benefits, improved pricing leverage potential, and greater ability to absorb shocks, underpining medium-term earnings resilience.
Diversified Product & Distribution MixA broad franchise across personal, home, business, gold loans and capital markets reduces single-segment dependence. Diversification enables cross-sell, steadier fee and interest income, and makes growth less sensitive to one market cycle, supporting durable revenue streams.
Stable Equity BaseA growing equity base and healthy equity ratio provide a capital buffer against credit losses and support regulatory capital needs. This structural strength improves long-term solvency and enables the firm to finance organic growth or withstand provisioning cycles without immediate recapitalization.
Bears Say
High LeverageElevated debt relative to equity raises funding and interest-rate sensitivity, constraining financial flexibility. Over months, leverage amplifies earnings volatility, increases refinancing risk, and can limit ability to expand the loan book or absorb credit stress without raising costly capital.
Negative Operating And Free Cash FlowPersistent negative operating and free cash flows indicate reliance on external funding to support lending and operations. Structurally, weak cash conversion heightens liquidity risk, increases funding costs, and limits capacity to self-finance growth or build reserves over the medium term.
Margin CompressionDeclining operating and net margins point to weakening operational efficiency or rising funding/credit costs. If persistent, margin pressure reduces retained earnings, limits capital accumulation for growth, and makes returns more vulnerable to higher credit costs or competitive pricing.
IIFL Finance Limited News
IIFL FAQ
What was IIFL Finance Limited’s price range in the past 12 months?
IIFL Finance Limited lowest stock price was ₹280.95 and its highest was ₹674.95 in the past 12 months.
What is IIFL Finance Limited’s market cap?
IIFL Finance Limited’s market cap is ₹225.07B.
When is IIFL Finance Limited’s upcoming earnings report date?
IIFL Finance Limited’s upcoming earnings report date is Apr 23, 2026 which is in 81 days.
How were IIFL Finance Limited’s earnings last quarter?
IIFL Finance Limited released its earnings results on Jan 22, 2026. The company reported ₹10.92 earnings per share for the quarter, beating the consensus estimate of N/A by ₹10.92.
Is IIFL Finance Limited overvalued?
According to Wall Street analysts IIFL Finance Limited’s price is currently Overvalued.
Does IIFL Finance Limited pay dividends?
IIFL Finance Limited pays a Annually dividend of ₹3.885 which represents an annual dividend yield of N/A. See more information on IIFL Finance Limited dividends here
What is IIFL Finance Limited’s EPS estimate?
IIFL Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does IIFL Finance Limited have?
IIFL Finance Limited has 425,227,940 shares outstanding.
What happened to IIFL Finance Limited’s price movement after its last earnings report?
IIFL Finance Limited reported an EPS of ₹10.92 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -13.152%.
Which hedge fund is a major shareholder of IIFL Finance Limited?
Currently, no hedge funds are holding shares in IN:IIFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
IIFL Finance Limited
IIFL Finance Limited provides various financial products and services in India and internationally. It offers home, personal, and gold loans; business loans, including loans against property, medium and small enterprise financing, micro finance, developer and construction finance, real estate finance, and capital market finance; and digital finance. The company also provides wealth and asset management services; and demat account, futures and options, and commodity trading services. It serves retail and corporate customers. The company was formerly known as IIFL Holdings Limited and changed its name to IIFL Finance Limited in May 2019. IIFL Finance Limited was incorporated in 1995 and is based in Mumbai, India.
IIFL Stock 12 Month Forecast
Average Price Target
₹525.00
▼(-0.81% Downside)
Technical Analysis
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