IIFL Finance Limited (IN:IIFL)
:IIFL
Want to see IN:IIFL full AI Analyst Report?
IIFL Stock Chart & Stats
₹505.00
₹13.20(3.13%)
At close: 4:00 PM EST
₹505.00
₹13.20(3.13%)
Day’s Range― - ―
52-Week Range₹336.85 - ₹674.95
Previous CloseN/A
Volume3.15M
Average Volume (3M)65.98K
Market Cap
₹178.32B
Enterprise Value₹748.23B
Total Cash (Recent Filing)₹52.82B
Total Debt (Recent Filing)₹616.50B
Price to Earnings (P/E)14.0
Beta1.49
Next Earnings
Apr 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)10.92
Shares Outstanding425,289,580
10 Day Avg. Volume103,076
30 Day Avg. Volume65,980
Financial Highlights & Ratios
PEG Ratio-0.46
Price to Book (P/B)1.14
Price to Sales (P/S)1.42
P/FCF Ratio-2.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)55.6
Revenue Forecast (FY)₹92.46B
Bulls Say, Bears Say
Bulls Say
Secured Retail Lending FranchiseA portfolio weighted to secured retail products (gold loans, loans against property) plus branch-led and digital distribution supports lower loss severity and stable customer access. Collateralised lending and multi-channel origination underpin durable credit performance and steady net interest income.
Consistent Revenue Growth And Gross MarginSustained revenue growth (Fundamentals.RevenueGrowth ~22.5%) with strong gross margins indicates persistent loan demand and pricing power on core products. Stable top-line and gross margin provide a durable earnings base even if downstream operating margins fluctuate in the medium term.
Stable, Growing Equity BaseA rising shareholder equity trend strengthens capital buffers for an NBFC, enabling loan book expansion and absorbing credit shocks. Improved equity underpins regulatory capital metrics and reduces the need for immediate external capital in the 2-6 month horizon.
Bears Say
High LeverageElevated debt-to-equity leaves the firm sensitive to interest rate moves and wholesale funding stress. For a lending franchise, high leverage increases refinancing risk and limits flexibility to grow or withstand cyclical credit deterioration over the medium term.
Declining Operating And Net MarginsCompressing EBIT/EBITDA and net margins reduce internal capital generation and weaken returns on incremental loans. Sustained margin erosion constrains the company's ability to self-fund growth, build provisions, and maintain ROE across the next several quarters.
Negative Operating And Free Cash FlowPersistent negative operating and free cash flows imply reliance on external borrowings to finance asset growth. This heightens liquidity and refinancing risk for an NBFC, reducing strategic flexibility and increasing vulnerability to funding cost shocks over the coming months.
IIFL Finance Limited News
IIFL FAQ
What was IIFL Finance Limited’s price range in the past 12 months?
IIFL Finance Limited lowest stock price was ₹336.85 and its highest was ₹674.95 in the past 12 months.
What is IIFL Finance Limited’s market cap?
IIFL Finance Limited’s market cap is ₹178.32B.
When is IIFL Finance Limited’s upcoming earnings report date?
IIFL Finance Limited’s upcoming earnings report date is Apr 29, 2026 which is tomorrow.
How were IIFL Finance Limited’s earnings last quarter?
IIFL Finance Limited released its earnings results on Jan 22, 2026. The company reported ₹10.92 earnings per share for the quarter, beating the consensus estimate of N/A by ₹10.92.
Is IIFL Finance Limited overvalued?
According to Wall Street analysts IIFL Finance Limited’s price is currently Overvalued.
Does IIFL Finance Limited pay dividends?
IIFL Finance Limited pays a Annually dividend of ₹3.885 which represents an annual dividend yield of N/A. See more information on IIFL Finance Limited dividends here
What is IIFL Finance Limited’s EPS estimate?
IIFL Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does IIFL Finance Limited have?
IIFL Finance Limited has 425,289,580 shares outstanding.
What happened to IIFL Finance Limited’s price movement after its last earnings report?
IIFL Finance Limited reported an EPS of ₹10.92 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -13.152%.
Which hedge fund is a major shareholder of IIFL Finance Limited?
Currently, no hedge funds are holding shares in IN:IIFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
IIFL Finance Limited
IIFL Finance Limited provides various financial products and services in India and internationally. It offers home, personal, and gold loans; business loans, including loans against property, medium and small enterprise financing, micro finance, developer and construction finance, real estate finance, and capital market finance; and digital finance. The company also provides wealth and asset management services; and demat account, futures and options, and commodity trading services. It serves retail and corporate customers. The company was formerly known as IIFL Holdings Limited and changed its name to IIFL Finance Limited in May 2019. IIFL Finance Limited was incorporated in 1995 and is based in Mumbai, India.
Technical Analysis
Capri Global Capital Limited
―
CreditAccess Grameen Ltd.
―
Five-Star Business Finance Limited
―
IFCI Limited
―
Manappuram Finance Limited
―