IIFL Finance Limited (IN:IIFL)
:IIFL
IIFL Stock Chart & Stats
₹505.00
₹13.20(3.13%)
At close: 4:00 PM EST
₹505.00
₹13.20(3.13%)
Day’s Range― - ―
52-Week Range₹305.55 - ₹674.95
Previous CloseN/A
Volume3.15M
Average Volume (3M)65.98K
Market Cap
₹190.25B
Enterprise Value₹753.71B
Total Cash (Recent Filing)₹52.82B
Total Debt (Recent Filing)₹616.50B
Price to Earnings (P/E)14.0
Beta1.51
Next Earnings
Apr 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)10.92
Shares Outstanding425,289,580
10 Day Avg. Volume103,076
30 Day Avg. Volume65,980
Financial Highlights & Ratios
PEG Ratio-0.46
Price to Book (P/B)1.14
Price to Sales (P/S)1.42
P/FCF Ratio-2.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)55.6
Revenue Forecast (FY)₹92.46B
Bulls Say, Bears Say
Bulls Say
Secured Retail Lending ModelIIFL’s focus on secured retail and SME lending (gold loans, loans against property) plus a branch-led plus digital distribution creates durable credit protection and diversified origination. Collateral-backed loans reduce long-run loss severity and support stable net interest income over economic cycles.
Consistent Revenue GrowthThe company has delivered persistent top-line growth, supported by expanding loan volumes and healthy gross margins. Sustainable revenue expansion helps amortize fixed branch costs, underpinning long-term operating leverage and resilience in earnings generation if asset quality holds.
Stable Equity BaseA growing equity base provides a buffer against credit losses and supports regulatory capital needs for an NBFC. This stability enhances funding access and enables measured balance sheet growth without immediate dilution, supporting medium-term expansion and risk-bearing capacity.
Bears Say
High LeverageSignificant leverage increases refinancing and interest-rate vulnerability for a lending franchise. In tighter funding markets or rising rates, higher debt amplifies funding costs and squeezes spreads, constraining margin stability and limiting capital flexibility over the next several quarters.
Weak Cash GenerationPersistent negative operating and free cash flows indicate cash conversion issues despite accounting profits. This limits the firm’s ability to self-fund growth, repay liabilities, or build liquidity buffers, raising structural refinancing and liquidity risks absent improved cash collection or funding diversification.
Margin CompressionDeclining operating and net margins reflect deteriorating operating efficiency or rising credit/funding costs. If sustained, margin compression erodes core profitability, reduces internal capital generation and can force higher risk-taking or cost cuts that impair long-term franchise value.
IIFL Finance Limited News
IIFL FAQ
What was IIFL Finance Limited’s price range in the past 12 months?
IIFL Finance Limited lowest stock price was ₹305.55 and its highest was ₹674.95 in the past 12 months.
What is IIFL Finance Limited’s market cap?
IIFL Finance Limited’s market cap is ₹190.25B.
When is IIFL Finance Limited’s upcoming earnings report date?
IIFL Finance Limited’s upcoming earnings report date is Apr 23, 2026 which is in 14 days.
How were IIFL Finance Limited’s earnings last quarter?
IIFL Finance Limited released its earnings results on Jan 22, 2026. The company reported ₹10.92 earnings per share for the quarter, beating the consensus estimate of N/A by ₹10.92.
Is IIFL Finance Limited overvalued?
According to Wall Street analysts IIFL Finance Limited’s price is currently Overvalued.
Does IIFL Finance Limited pay dividends?
IIFL Finance Limited pays a Annually dividend of ₹3.885 which represents an annual dividend yield of N/A. See more information on IIFL Finance Limited dividends here
What is IIFL Finance Limited’s EPS estimate?
IIFL Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does IIFL Finance Limited have?
IIFL Finance Limited has 425,289,580 shares outstanding.
What happened to IIFL Finance Limited’s price movement after its last earnings report?
IIFL Finance Limited reported an EPS of ₹10.92 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -13.152%.
Which hedge fund is a major shareholder of IIFL Finance Limited?
Currently, no hedge funds are holding shares in IN:IIFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
IIFL Finance Limited
IIFL Finance Limited provides various financial products and services in India and internationally. It offers home, personal, and gold loans; business loans, including loans against property, medium and small enterprise financing, micro finance, developer and construction finance, real estate finance, and capital market finance; and digital finance. The company also provides wealth and asset management services; and demat account, futures and options, and commodity trading services. It serves retail and corporate customers. The company was formerly known as IIFL Holdings Limited and changed its name to IIFL Finance Limited in May 2019. IIFL Finance Limited was incorporated in 1995 and is based in Mumbai, India.
Technical Analysis
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