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IIFL Stock Chart & Stats
₹557.10
₹16.65(2.99%)
At close: 4:00 PM EDT
₹557.10
₹16.65(2.99%)
Day’s Range― - ―
52-Week Range₹409.45 - ₹674.95
Previous CloseN/A
Volume1.87M
Average Volume (3M)65.98K
Market Cap
₹258.91B
Enterprise Value₹925.61K
Total Cash (Recent Filing)₹63.73B
Total Debt (Recent Filing)₹696.98B
Price to Earnings (P/E)12.3
Beta1.36
Next Earnings
Oct 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.66%
Share Statistics
EPS (TTM)39.07
Shares Outstanding425,381,040
10 Day Avg. Volume103,076
30 Day Avg. Volume65,980
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)1.31
Price to Sales (P/S)1.37
P/FCF Ratio15.77
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹610.00Price Target Upside9.50% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)63.19
Revenue Forecast (FY)₹93.88B
Bulls Say, Bears Say
Bulls Say
Secured, Retail-focused Lending MixA loan book concentrated in secured products (gold, loans against property, MSME business loans) generally lowers loss severity versus unsecured lending. This collateral focus and retail orientation supports recoverability, underwriting discipline and long-term resilience across credit cycles.
Revenue And Earnings ReboundSustained top-line expansion and a material earnings rebound in 2026 indicate improving underlying demand and pricing power. Consistent revenue growth enhances scale, spreads fixed costs and supports reinvestment, making underlying earnings less fragile over a multi‑quarter horizon.
Interest-spread Based, Fee-diversified Revenue ModelA core business driven by interest spread provides a predictable income foundation while fees and recoveries add diversification. Over the medium term this mix supports margin durability when loan origination is steady and fee income cushions interest-margin swings.
Bears Say
Elevated Leverage And Rising DebtMeaningfully high leverage reduces financial flexibility and raises refinancing risk if funding costs climb. Increases in absolute debt and a thin equity buffer make capital markets or retained earnings critical for resilience during credit stress or adverse rate moves.
Weak, Inconsistent Cash GenerationRepeated negative operating and free cash flow through multiple years indicates fragile cash conversion from earnings. Such volatility constrains the ability to self-fund growth, deleverage or absorb loan losses, increasing reliance on external funding when cycles worsen.
Profitability And Collateral SensitivityEarnings have shown meaningful swings and are sensitive to credit costs and collateral valuations (gold, real estate). This structural volatility can impair margin sustainability and makes earnings vulnerable to macro shifts in collateral prices or credit conditions.
IIFL Finance Limited News
IIFL FAQ
What was IIFL Finance Limited’s price range in the past 12 months?
IIFL Finance Limited lowest stock price was ₹409.45 and its highest was ₹674.95 in the past 12 months.
What is IIFL Finance Limited’s market cap?
IIFL Finance Limited’s market cap is ₹258.91B.
When is IIFL Finance Limited’s upcoming earnings report date?
IIFL Finance Limited’s upcoming earnings report date is Oct 28, 2026 which is in 86 days.
How were IIFL Finance Limited’s earnings last quarter?
IIFL Finance Limited released its earnings results on Jul 22, 2026. The company reported ₹15.872 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is IIFL Finance Limited overvalued?
According to Wall Street analysts IIFL Finance Limited’s price is currently Undervalued.
Does IIFL Finance Limited pay dividends?
IIFL Finance Limited pays a Notavailable dividend of ₹4 which represents an annual dividend yield of 0.66%. See more information on IIFL Finance Limited dividends here
What is IIFL Finance Limited’s EPS estimate?
IIFL Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does IIFL Finance Limited have?
IIFL Finance Limited has 425,381,040 shares outstanding.
What happened to IIFL Finance Limited’s price movement after its last earnings report?
IIFL Finance Limited reported an EPS of ₹15.872 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.367%.
Which hedge fund is a major shareholder of IIFL Finance Limited?
Currently, no hedge funds are holding shares in IN:IIFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
IIFL Finance Limited
Established in Mumbai, India, in 1995, IIFL Finance Limited operates as a comprehensive financial services firm, extending its reach across India and internationally. The company delivers a wide array of financial products, encompassing individual loans such as home, personal, and gold loans. For businesses, its portfolio includes loans against property, financing for small and medium enterprises, microfinance, specialized funding for real estate development and construction, and capital market finance, alongside digital financial solutions. Furthermore, IIFL offers wealth and asset management services, in addition to facilitating demat accounts, futures and options trading, and commodity trading. Its diverse clientele comprises both retail consumers and corporate entities. The organization adopted its current name, IIFL Finance Limited, in May 2019, having previously been known as IIFL Holdings Limited.
IIFL Stock 12 Month Forecast
Average Price Target
₹610.00
▲(9.50% Upside)
Technical Analysis
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