IIFL Finance Limited (IN:IIFL)
:IIFL
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IIFL Stock Chart & Stats
₹505.00
₹13.20(3.13%)
At close: 4:00 PM EST
₹505.00
₹13.20(3.13%)
Day’s Range― - ―
52-Week Range₹409.45 - ₹674.95
Previous CloseN/A
Volume3.15M
Average Volume (3M)65.98K
Market Cap
₹211.07B
Enterprise Value₹831.78B
Total Cash (Recent Filing)₹63.73B
Total Debt (Recent Filing)₹696.98B
Price to Earnings (P/E)12.7
Beta1.37
Next Earnings
Jul 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)39.07
Shares Outstanding425,324,980
10 Day Avg. Volume103,076
30 Day Avg. Volume65,980
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)1.31
Price to Sales (P/S)1.37
P/FCF Ratio15.77
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹520.00Price Target Upside2.97% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)59.49
Revenue Forecast (FY)₹92.80B
Bulls Say, Bears Say
Bulls Say
Earnings Rebound And Revenue RecoveryA clear rebound in 2026 with revenue growth and materially higher net income demonstrates the business can restore profitability after a down year. That recovery implies resilient loan yields, pricing power, and operational leverage that can support sustained earnings over the next several quarters.
Secured, Retail-focused Lending FranchiseA focus on secured products (gold, loans against property) plus branch-led and digital distribution provides durable risk mitigation and broad customer access. Collateral-backed lending typically reduces loss severity, supporting credit resilience and stable net interest margins over time.
Strong Historical Top-line GrowthA multi-year high revenue growth rate reflects expanding market penetration and scale in core retail lending. Sustained top-line expansion improves operating leverage, supports investment in distribution, and increases the ability to absorb credit costs while funding strategic initiatives.
Bears Say
Elevated Leverage And Growing DebtVery high debt-to-equity ratios and rising total debt leave limited balance-sheet flexibility. Increases in funding costs or tightening credit conditions could quickly pressure margins and solvency metrics, constraining strategic options and increasing refinancing risk over the medium term.
Inconsistent Cash GenerationMulti-year negative operating and free cash flow until a 2026 improvement indicates the firm's cash conversion is volatile and sensitive to loan book dynamics. This inconsistency limits internal funding for growth, weakens de-leveraging capacity, and raises dependence on external markets.
Margin And Earnings CyclicalityReported margin and earnings volatility highlight sensitivity to credit cycles, provisioning, and funding costs. That cyclicality reduces predictability of profits and makes sustained margin expansion harder to rely on, complicating capital allocation and long-term financial planning.
IIFL Finance Limited News
IIFL FAQ
What was IIFL Finance Limited’s price range in the past 12 months?
IIFL Finance Limited lowest stock price was ₹409.45 and its highest was ₹674.95 in the past 12 months.
What is IIFL Finance Limited’s market cap?
IIFL Finance Limited’s market cap is ₹211.07B.
When is IIFL Finance Limited’s upcoming earnings report date?
IIFL Finance Limited’s upcoming earnings report date is Jul 29, 2026 which is in 47 days.
How were IIFL Finance Limited’s earnings last quarter?
IIFL Finance Limited released its earnings results on Apr 29, 2026. The company reported ₹13.8 earnings per share for the quarter, beating the consensus estimate of N/A by ₹13.8.
Is IIFL Finance Limited overvalued?
According to Wall Street analysts IIFL Finance Limited’s price is currently Undervalued.
Does IIFL Finance Limited pay dividends?
IIFL Finance Limited pays a Annually dividend of ₹3.6 which represents an annual dividend yield of N/A. See more information on IIFL Finance Limited dividends here
What is IIFL Finance Limited’s EPS estimate?
IIFL Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does IIFL Finance Limited have?
IIFL Finance Limited has 425,324,980 shares outstanding.
What happened to IIFL Finance Limited’s price movement after its last earnings report?
IIFL Finance Limited reported an EPS of ₹13.8 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.812%.
Which hedge fund is a major shareholder of IIFL Finance Limited?
Currently, no hedge funds are holding shares in IN:IIFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
IIFL Finance Limited
Established in Mumbai, India, in 1995, IIFL Finance Limited operates as a comprehensive financial services firm, extending its reach across India and internationally. The company delivers a wide array of financial products, encompassing individual loans such as home, personal, and gold loans. For businesses, its portfolio includes loans against property, financing for small and medium enterprises, microfinance, specialized funding for real estate development and construction, and capital market finance, alongside digital financial solutions. Furthermore, IIFL offers wealth and asset management services, in addition to facilitating demat accounts, futures and options trading, and commodity trading. Its diverse clientele comprises both retail consumers and corporate entities. The organization adopted its current name, IIFL Finance Limited, in May 2019, having previously been known as IIFL Holdings Limited.
IIFL Stock 12 Month Forecast
Average Price Target
₹520.00
▲(2.97% Upside)
Technical Analysis
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