IIFL Finance Limited (IN:IIFL)
:IIFL
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IIFL Stock Chart & Stats
₹505.00
₹13.20(3.13%)
At close: 4:00 PM EST
₹505.00
₹13.20(3.13%)
Day’s Range― - ―
52-Week Range₹401.60 - ₹674.95
Previous CloseN/A
Volume3.15M
Average Volume (3M)65.98K
Market Cap
₹197.74B
Enterprise Value₹830.55B
Total Cash (Recent Filing)₹63.73B
Total Debt (Recent Filing)₹696.98B
Price to Earnings (P/E)7.8
Beta1.48
Next Earnings
Jul 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)39.07
Shares Outstanding425,289,580
10 Day Avg. Volume103,076
30 Day Avg. Volume65,980
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)1.31
Price to Sales (P/S)1.37
P/FCF Ratio15.77
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹520.00Price Target Upside2.97% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)59.38
Revenue Forecast (FY)₹93.22B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained high reported revenue growth (34.6% in the pack) and revenue expansion through 2021–2026 indicate durable loan-book growth and improved market penetration in retail/SME segments. Strong top-line traction supports scale economics and the potential to absorb operating costs over the medium term.
Profitability ReboundA sharp earnings rebound in 2026 reflects improved underwriting, pricing or operating leverage and produces internal capital to support growth or buffers. Durable improvement in net income helps rebuild reserves and reduces near-term reliance on external funding if sustained across the next few quarters.
Secured Retail Lending FranchiseA focus on secured products (gold, property-backed) and a branch-led distribution augmented by digital channels provides structural credit-loss mitigation and diversified origination. Collateralised lending and multi-channel reach strengthen long-term resilience versus pure unsecured lenders.
Bears Say
Elevated LeverageVery high leverage (multi-year 4–6x D/E and rising total debt) constrains financial flexibility, magnifies earnings volatility from funding-cost shifts, and raises refinancing and solvency risk if credit conditions tighten. Capital buffers are thinner relative to cyclic downturns.
Inconsistent Cash GenerationHistoric negative operating and free cash flows through multiple years indicate weak cash conversion and dependence on external financing for growth. Although 2026 turned positive, the prior pattern suggests cash generation is sensitive to working-capital and loan-book dynamics, limiting durable liquidity.
Margin / Earnings VolatilityDocumented margin and earnings swings through the cycle raise forecasting and capital-planning risk for a lender. Volatility implies spikes in credit costs or product-mix shifts can quickly erode profits, making sustained margin expansion uncertain absent clearer structural changes.
IIFL Finance Limited News
IIFL FAQ
What was IIFL Finance Limited’s price range in the past 12 months?
IIFL Finance Limited lowest stock price was ₹401.60 and its highest was ₹674.95 in the past 12 months.
What is IIFL Finance Limited’s market cap?
IIFL Finance Limited’s market cap is ₹197.74B.
When is IIFL Finance Limited’s upcoming earnings report date?
IIFL Finance Limited’s upcoming earnings report date is Jul 29, 2026 which is in 69 days.
How were IIFL Finance Limited’s earnings last quarter?
IIFL Finance Limited released its earnings results on Apr 29, 2026. The company reported ₹13.8 earnings per share for the quarter, beating the consensus estimate of N/A by ₹13.8.
Is IIFL Finance Limited overvalued?
According to Wall Street analysts IIFL Finance Limited’s price is currently Undervalued.
Does IIFL Finance Limited pay dividends?
IIFL Finance Limited pays a Annually dividend of ₹3.885 which represents an annual dividend yield of N/A. See more information on IIFL Finance Limited dividends here
What is IIFL Finance Limited’s EPS estimate?
IIFL Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does IIFL Finance Limited have?
IIFL Finance Limited has 425,289,580 shares outstanding.
What happened to IIFL Finance Limited’s price movement after its last earnings report?
IIFL Finance Limited reported an EPS of ₹13.8 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.812%.
Which hedge fund is a major shareholder of IIFL Finance Limited?
Currently, no hedge funds are holding shares in IN:IIFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
IIFL Finance Limited
IIFL Finance Limited provides various financial products and services in India and internationally. It offers home, personal, and gold loans; business loans, including loans against property, medium and small enterprise financing, micro finance, developer and construction finance, real estate finance, and capital market finance; and digital finance. The company also provides wealth and asset management services; and demat account, futures and options, and commodity trading services. It serves retail and corporate customers. The company was formerly known as IIFL Holdings Limited and changed its name to IIFL Finance Limited in May 2019. IIFL Finance Limited was incorporated in 1995 and is based in Mumbai, India.
IIFL Stock 12 Month Forecast
Average Price Target
₹520.00
▲(2.97% Upside)
Technical Analysis
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