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Aadhar Housing Finance Ltd (IN:AADHARHFC)
:AADHARHFC
India Market
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Aadhar Housing Finance Ltd (AADHARHFC) Price & Analysis

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AADHARHFC Stock Chart & Stats

₹477.90
-₹1.55(-0.37%)
At close: 4:00 PM EST
₹477.90
-₹1.55(-0.37%)

Bulls Say, Bears Say

Bulls Say
Multi-year Revenue GrowthThe company has more than doubled top-line over four years, reflecting durable loan-book expansion and sustained origination capacity. Persistent revenue scale supports market position in semi-urban/rural housing finance and underpins long-term earnings potential even through credit cycles.
Stable High Net MarginsConsistently strong net margins indicate structural profitability from interest spreads and operating efficiency. For a retail-focused HFC, this margin stability suggests pricing power, disciplined underwriting and cost control that can sustain earnings despite gradual funding-cost movements.
Cash-flow Normalization In FY2026A meaningful swing to positive operating and free cash flow that matches net income signals improved cash conversion and reduced near-term reliance on external funding. If sustained, this materially strengthens liquidity and reinvestment capacity for growth and loan origination.
Bears Say
Elevated LeverageMaterial debt funding increases sensitivity to rising interest rates and market funding stress. High leverage limits financial flexibility, raises refinancing risk during adverse markets, and can amplify earnings volatility if margin compression or credit costs increase.
Inconsistent Historical Cash GenerationMulti-year negative operating and free cash flows before the FY2026 rebound indicate cash conversion volatility. Reliance on balance-sheet funding in weak years can pressure liquidity and constrain capital for originations or buffers against credit deterioration.
Volatility In Revenue GrowthIrregular growth patterns and a standout FY2026 make underlying organic momentum harder to forecast. Such comparability noise complicates capital planning, provisioning assumptions and confidence in sustained expansion absent clearer, repeatable drivers.

Aadhar Housing Finance Ltd News

AADHARHFC FAQ

What was Aadhar Housing Finance Ltd’s price range in the past 12 months?
Aadhar Housing Finance Ltd lowest stock price was ₹425.05 and its highest was ₹563.00 in the past 12 months.
    What is Aadhar Housing Finance Ltd’s market cap?
    Aadhar Housing Finance Ltd’s market cap is ₹217.09B.
      When is Aadhar Housing Finance Ltd’s upcoming earnings report date?
      Aadhar Housing Finance Ltd’s upcoming earnings report date is Nov 05, 2026 which is in 92 days.
        How were Aadhar Housing Finance Ltd’s earnings last quarter?
        Aadhar Housing Finance Ltd released its earnings results on Jul 31, 2026. The company reported ₹6.235 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Aadhar Housing Finance Ltd overvalued?
          According to Wall Street analysts Aadhar Housing Finance Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Aadhar Housing Finance Ltd pay dividends?
            Aadhar Housing Finance Ltd does not currently pay dividends.
            What is Aadhar Housing Finance Ltd’s EPS estimate?
            Aadhar Housing Finance Ltd’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Aadhar Housing Finance Ltd have?
            Aadhar Housing Finance Ltd has 437,337,130 shares outstanding.
              What happened to Aadhar Housing Finance Ltd’s price movement after its last earnings report?
              Aadhar Housing Finance Ltd reported an EPS of ₹6.235 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.486%.
                Which hedge fund is a major shareholder of Aadhar Housing Finance Ltd?
                Currently, no hedge funds are holding shares in IN:AADHARHFC
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  Aadhar Housing Finance Ltd

                  Aadhar Housing Finance Limited is an Indian financial institution dedicated to providing housing finance solutions. The company offers a broad spectrum of lending products, including funding for the purchase and construction of homes, financing for land acquisition and development, loans for home renovations and expansions, and credit for constructing or acquiring commercial properties. Furthermore, it extends loans secured by residential real estate and other types of property, along with various associated services. Its customer base is diverse, serving individuals, corporations, societies, and other organized groups. Established in 1990 and based in Mumbai, India, the firm operated as DHFL Vysya Housing Finance Limited until it adopted its current name in August 2017. Aadhar Housing Finance Limited functions as a subsidiary of Bcp Topco VII Pte. Ltd.

                  Aadhar Housing Finance Ltd (AADHARHFC) Earnings & Revenues

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