Aadhar Housing Finance Ltd (IN:AADHARHFC)
:AADHARHFC
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AADHARHFC Stock Chart & Stats
₹477.90
-₹1.55(-0.37%)
At close: 4:00 PM EST
₹477.90
-₹1.55(-0.37%)
Day’s Range― - ―
52-Week Range₹424.20 - ₹547.75
Previous CloseN/A
Volume21.57K
Average Volume (3M)26.91K
Market Cap
₹201.73B
Enterprise Value₹384.29B
Total Cash (Recent Filing)₹17.87B
Total Debt (Recent Filing)₹175.45B
Price to Earnings (P/E)15.7
Beta0.87
Next Earnings
Aug 12, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)11.88
Shares Outstanding435,703,700
10 Day Avg. Volume15,268
30 Day Avg. Volume26,909
Financial Highlights & Ratios
PEG Ratio0.98
Price to Book (P/B)2.58
Price to Sales (P/S)5.28
P/FCF Ratio11.79
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)30.93
Revenue Forecast (FY)₹27.49B
Bulls Say, Bears Say
Bulls Say
Multi-year Revenue And Net Income GrowthConsistent multi-year top-line and bottom-line expansion shows durable demand for its retail housing loans and effective scale-up of the lending franchise. Growing revenues and net income provide structural earnings power to fund branch growth and sustain loan origination over 2–6 months and beyond.
High, Stable Net MarginsSustained ~28–32% net margins indicate a strong net interest spread and disciplined operating model for a housing finance company. Persistent margins support internal capital generation and cushion earnings against moderate margin compression, strengthening long-term profitability resilience.
FY2026 Cash-flow Recovery To PositiveA material swing to positive operating and free cash flow that roughly matches net income signals improved cash conversion and the potential to self-fund growth or reduce reliance on external funding. If sustained, this enhances balance-sheet flexibility and long-term funding resilience.
Bears Say
Elevated Leverage (high Debt-to-equity)Materially high leverage increases sensitivity to rising funding costs or liquidity shocks and limits financial flexibility. For a mortgage lender, elevated debt-to-equity ratios raise refinancing and interest-expense risk, constraining capital actions and making earnings more cyclical over medium term.
Inconsistent Historical Cash-flow GenerationSharp year-to-year volatility in cash flows reduces confidence in recurring free cash generation. Reliance on balance-sheet funding during negative cash years raises funding cost and liquidity risk, making capital planning and dividend or buyback policies less predictable over a 2–6 month horizon.
Sensitivity To Funding Costs And Credit CyclesAs a debt-funded housing finance business, earnings and margins depend on stable funding spreads and credit performance. Elevated leverage plus retail mortgage exposure means adverse rate moves or credit deterioration could compress spreads and raise provisioning, pressuring returns over the medium term.
Aadhar Housing Finance Ltd News
AADHARHFC FAQ
What was Aadhar Housing Finance Ltd’s price range in the past 12 months?
Aadhar Housing Finance Ltd lowest stock price was ₹424.20 and its highest was ₹547.75 in the past 12 months.
What is Aadhar Housing Finance Ltd’s market cap?
Aadhar Housing Finance Ltd’s market cap is ₹201.73B.
When is Aadhar Housing Finance Ltd’s upcoming earnings report date?
Aadhar Housing Finance Ltd’s upcoming earnings report date is Aug 12, 2026 which is in 83 days.
How were Aadhar Housing Finance Ltd’s earnings last quarter?
Aadhar Housing Finance Ltd released its earnings results on May 05, 2026. The company reported ₹7.16 earnings per share for the quarter, beating the consensus estimate of N/A by ₹7.16.
Is Aadhar Housing Finance Ltd overvalued?
According to Wall Street analysts Aadhar Housing Finance Ltd’s price is currently Overvalued.
Does Aadhar Housing Finance Ltd pay dividends?
Aadhar Housing Finance Ltd does not currently pay dividends.
What is Aadhar Housing Finance Ltd’s EPS estimate?
Aadhar Housing Finance Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Aadhar Housing Finance Ltd have?
Aadhar Housing Finance Ltd has 435,703,700 shares outstanding.
What happened to Aadhar Housing Finance Ltd’s price movement after its last earnings report?
Aadhar Housing Finance Ltd reported an EPS of ₹7.16 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 3.423%.
Which hedge fund is a major shareholder of Aadhar Housing Finance Ltd?
Currently, no hedge funds are holding shares in IN:AADHARHFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Aadhar Housing Finance Ltd
Aadhar Housing Finance Limited, a housing finance company, engages in the housing finance business in India. The company offers loans for residential property; plot purchase and construction; home improvement and extension loans; commercial property construction and acquisition; and loans against residential properties. It also provides loans against property; and other property related service. The company serves individuals, companies, corporations, societies, and association of persons. The company was formerly known as DHFL Vysya Housing Finance Limited and changed its name to Aadhar Housing Finance Limited in August 2017. The company was incorporated in 1990 and is based in Mumbai, India. Aadhar Housing Finance Limited is a subsidiary of Bcp Topco VII Pte. Ltd.
Technical Analysis
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