CreditAccess Grameen Ltd. (IN:CREDITACC)
:CREDITACC
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Total Valuation
CreditAccess Grameen Ltd. has a market cap or net worth of ₹203.89B. The enterprise value is ₹430.52B.
Market Cap₹203.89B
Enterprise Value₹430.52B
Share Statistics
CreditAccess Grameen Ltd. has 160,232,540 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding160,232,540
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
CreditAccess Grameen Ltd.’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 6.62%.
Return on Equity (ROE)0.10
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)6.62%
Return on Capital Employed (ROCE)0.09
Revenue Per Employee3.10M
Profits Per Employee400.95K
Employee Count19,395
Asset Turnover0.19
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of CreditAccess Grameen Ltd. is 26.0. CreditAccess Grameen Ltd.’s PEG ratio is 0.52.
PE Ratio26.0
PS Ratio3.08
PB Ratio2.36
Price to Fair Value2.36
Price to FCF6.82
Price to Operating Cash Flow63.97
PEG Ratio0.52
Income Statement
In the last 12 months, CreditAccess Grameen Ltd. had revenue of 60.14B and earned 7.78B in profits. Earnings per share was 48.63.
Revenue60.14B
Gross Profit39.85B
Operating Income28.09B
Pretax Income10.33B
Net Income7.78B
EBITDA10.96B
Earnings Per Share (EPS)48.63
Cash Flow
In the last 12 months, operating cash flow was 3.16B and capital expenditures -70.60M, giving a free cash flow of 3.09B billion.
Operating Cash Flow3.16B
Free Cash Flow3.09B
Free Cash Flow per Share19.31
Dividends & Yields
CreditAccess Grameen Ltd. pays an annual dividend of ₹10, resulting in a dividend yield of 0.77%
Dividend Per Share₹10
Dividend Yield0.77%
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.14
52-Week Price Change4.93%
50-Day Moving Average1.28K
200-Day Moving Average1.31K
Relative Strength Index (RSI)42.74
Average Volume (3m)10.87K
Important Dates
CreditAccess Grameen Ltd. upcoming earnings date is Jul 23, 2026, TBA (Confirmed).
Last Earnings DateMay 8, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date―
Financial Position
CreditAccess Grameen Ltd. as a current ratio of 0.00, with Debt / Equity ratio of 301.46%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap1.28
Net Debt to EBITDA20.35
Interest Coverage Ratio0.00
Taxes
In the past 12 months, CreditAccess Grameen Ltd. has paid 2.56B in taxes.
Income Tax2.56B
Effective Tax Rate0.25
Enterprise Valuation
CreditAccess Grameen Ltd. EV to EBITDA ratio is 37.25, with an EV/FCF ratio of 15.04.
EV to Sales6.79
EV to EBITDA37.25
EV to Free Cash Flow15.04
EV to Operating Cash Flow14.96
Balance Sheet
CreditAccess Grameen Ltd. has ₹9.37B in cash and marketable securities with ₹201.03B in debt, giving a net cash position of -₹191.66B billion.
Cash & Marketable Securities₹9.37B
Total Debt₹201.03B
Net Cash-₹191.66B
Net Cash Per Share-₹1.20K
Tangible Book Value Per Share₹461.88
Margins
Gross margin is 62.84%, with operating margin of 46.70%, and net profit margin of 12.93%.
Gross Margin62.84%
Operating Margin46.70%
Pretax Margin17.18%
Net Profit Margin12.93%
EBITDA Margin18.23%
EBIT Margin17.18%
Analyst Forecast
The average price target for CreditAccess Grameen Ltd. is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast5.00%
EPS Growth Forecast45.78%