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CreditAccess Grameen Ltd. (IN:CREDITACC)
:CREDITACC
Total Valuation
CreditAccess Grameen Ltd. has a market cap or net worth of ₹219.51B. The enterprise value is ₹383.62B.
Market Cap₹219.51B
Enterprise Value₹383.62B
Share Statistics
CreditAccess Grameen Ltd. has 159,878,630 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding159,878,630
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
CreditAccess Grameen Ltd.’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 7.32%.
Return on Equity (ROE)0.08
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)7.32%
Return on Capital Employed (ROCE)0.16
Revenue Per Employee2.95M
Profits Per Employee273.99K
Employee Count19,395
Asset Turnover0.21
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of CreditAccess Grameen Ltd. is 113.0. CreditAccess Grameen Ltd.’s PEG ratio is -0.46.
PE Ratio113.0
PS Ratio2.70
PB Ratio2.22
Price to Fair Value2.22
Price to FCF14.07
Price to Operating Cash Flow0.00
PEG Ratio-0.46
Income Statement
In the last 12 months, CreditAccess Grameen Ltd. had revenue of 57.27B and earned 5.31B in profits. Earnings per share was 33.32.
Revenue57.27B
Gross Profit56.64B
Operating Income26.88B
Pretax Income7.09B
Net Income5.31B
EBITDA27.50B
Earnings Per Share (EPS)33.32
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
CreditAccess Grameen Ltd. pays an annual dividend of ₹10, resulting in a dividend yield of 0.72%
Dividend Per Share₹10
Dividend Yield0.72%
Payout Ratio29.98%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.05
52-Week Price Change28.22%
50-Day Moving Average1.34K
200-Day Moving Average1.14K
Relative Strength Index (RSI)53.30
Average Volume (3m)10.79K
Important Dates
CreditAccess Grameen Ltd. upcoming earnings date is Nov 6, 2025, TBA (Confirmed).
Last Earnings DateJul 22, 2025
Next Earnings DateNov 6, 2025
Ex-Dividend DateJul 26, 2024
Financial Position
CreditAccess Grameen Ltd. as a current ratio of 1.56, with Debt / Equity ratio of 287.37%
Current Ratio1.56
Quick Ratio1.56
Debt to Market Cap1.32
Net Debt to EBITDA7.01
Interest Coverage Ratio13.58
Taxes
In the past 12 months, CreditAccess Grameen Ltd. has paid 1.77B in taxes.
Income Tax1.77B
Effective Tax Rate0.25
Enterprise Valuation
CreditAccess Grameen Ltd. EV to EBITDA ratio is 12.63, with an EV/FCF ratio of 31.62.
EV to Sales6.07
EV to EBITDA12.63
EV to Free Cash Flow31.62
EV to Operating Cash Flow30.87
Balance Sheet
CreditAccess Grameen Ltd. has ₹11.95B in cash and marketable securities with ₹201.78B in debt, giving a net cash position of -₹189.83B billion.
Cash & Marketable Securities₹11.95B
Total Debt₹201.78B
Net Cash-₹189.83B
Net Cash Per Share-₹1.19K
Tangible Book Value Per Share₹405.31
Margins
Gross margin is 54.88%, with operating margin of 46.93%, and net profit margin of 9.28%.
Gross Margin54.88%
Operating Margin46.93%
Pretax Margin12.38%
Net Profit Margin9.28%
EBITDA Margin48.01%
EBIT Margin46.93%
Analyst Forecast
The average price target for CreditAccess Grameen Ltd. is ₹1,338.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target₹1,338.00
Price Target Upside-3.09% Downside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast3.79%
EPS Growth Forecast-87.06%