Muthoot Microfin Ltd (IN:MUTHOOTMF)
:MUTHOOTMF
MUTHOOTMF Stock Chart & Stats
₹180.60
₹1.46(0.84%)
At close: 4:00 PM EST
₹180.60
₹1.46(0.84%)
Day’s Range― - ―
52-Week Range₹118.65 - ₹210.00
Previous CloseN/A
Volume335.06K
Average Volume (3M)30.94K
Market Cap
₹26.02B
Enterprise Value₹95.79B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹84.87B
Price to Earnings (P/E)19.3
Beta1.13
Next Earnings
May 11, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.73
Shares Outstanding170,492,170
10 Day Avg. Volume83,998
30 Day Avg. Volume30,940
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)0.83
Price to Sales (P/S)0.90
P/FCF Ratio1.61
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)23.1
Revenue Forecast (FY)₹18.87B
Bulls Say, Bears Say
Bulls Say
Stable Microfinance Business ModelThe JLG branch-led model targets low-income women, creating durable, repeat customer relationships and local distribution scale. Social collateral and frequent repayments support portfolio stability, making core lending volume and cash flows more predictable over many quarters.
Underlying Operational EfficiencyPositive EBIT/EBITDA margins indicate the core lending operations can generate operating profits before credit and finance costs. This operational leverage supports quicker recovery of profitability once credit losses and funding costs normalize, aiding long-term margin sustainability.
Moderate Equity Ratio Provides CushionA moderate equity ratio implies some capital buffer versus fully debt-funded peers, which can absorb losses and support regulatory capital needs. This balance helps sustain lending activity during stress and aids access to funding while rebuilding profitability.
Bears Say
High Financial LeverageA D/E of ~3x raises interest burden and refinancing risk, constraining balance sheet flexibility. For an NBFC reliant on wholesale funding, high leverage amplifies exposure to rate increases and funding squeezes, limiting sustainable loan growth and increasing capital strain.
Severe Revenue And Profitability DeteriorationA dramatic drop in revenue and a materially negative net margin reflect large portfolio stress, write-offs, or curtailed lending. Restoring lending throughput and positive net margins will likely take multiple quarters of sustained credit recovery and controlled costs.
Weak Cash GenerationSeverely negative FCF growth and low operating cash conversion undermine the company's ability to self-fund asset growth or service debt. Continued reliance on external funding increases vulnerability to tightening credit markets and raises long-term funding costs.
Muthoot Microfin Ltd News
MUTHOOTMF FAQ
What was Muthoot Microfin Ltd’s price range in the past 12 months?
Muthoot Microfin Ltd lowest stock price was ₹118.65 and its highest was ₹210.00 in the past 12 months.
What is Muthoot Microfin Ltd’s market cap?
Muthoot Microfin Ltd’s market cap is ₹26.02B.
When is Muthoot Microfin Ltd’s upcoming earnings report date?
Muthoot Microfin Ltd’s upcoming earnings report date is May 11, 2026 which is in 34 days.
How were Muthoot Microfin Ltd’s earnings last quarter?
Muthoot Microfin Ltd released its earnings results on Feb 09, 2026. The company reported ₹3.726 earnings per share for the quarter, beating the consensus estimate of N/A by ₹3.726.
Is Muthoot Microfin Ltd overvalued?
According to Wall Street analysts Muthoot Microfin Ltd’s price is currently Overvalued.
Does Muthoot Microfin Ltd pay dividends?
Muthoot Microfin Ltd does not currently pay dividends.
What is Muthoot Microfin Ltd’s EPS estimate?
Muthoot Microfin Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Muthoot Microfin Ltd have?
Muthoot Microfin Ltd has 170,492,170 shares outstanding.
What happened to Muthoot Microfin Ltd’s price movement after its last earnings report?
Muthoot Microfin Ltd reported an EPS of ₹3.726 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.119%.
Which hedge fund is a major shareholder of Muthoot Microfin Ltd?
Currently, no hedge funds are holding shares in IN:MUTHOOTMF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Muthoot Microfin Ltd
Muthoot Microfin Limited, a non-deposit taking non-banking financial company, provides micro loans to women entrepreneurs in rural regions of India. The company offers income generating, Pragathi, and individual loans; mobile phones, solar lighting product, and household appliances product loans; sanitation improvement loans; gold loans; and Muthoot Small & Growing Business loans. It also provides value-added services, including wellness combo and property insurance. The company was formerly known as Panchratna Securities Limited and changed its name to Muthoot Microfin Limited in October 2012. Muthoot Microfin Limited was incorporated in 1992 and is based in Kochi, India. Muthoot Microfin Limited operates as a subsidiary of Muthoot Fincorp Limited.
Technical Analysis
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