Muthoot Microfin Ltd (IN:MUTHOOTMF)
:MUTHOOTMF
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MUTHOOTMF Stock Chart & Stats
₹180.60
₹1.46(0.84%)
At close: 4:00 PM EST
₹180.60
₹1.46(0.84%)
Day’s Range― - ―
52-Week Range₹124.25 - ₹218.75
Previous CloseN/A
Volume335.06K
Average Volume (3M)30.94K
Market Cap
₹30.35B
Enterprise Value₹116.04B
Total Cash (Recent Filing)₹11.41B
Total Debt (Recent Filing)₹97.07B
Price to Earnings (P/E)24.6
Beta1.18
Next Earnings
Aug 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-10.98
Shares Outstanding170,492,170
10 Day Avg. Volume83,998
30 Day Avg. Volume30,940
Financial Highlights & Ratios
PEG Ratio-0.17
Price to Book (P/B)0.85
Price to Sales (P/S)2.39
P/FCF Ratio3.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)23.6
Revenue Forecast (FY)₹18.86B
Bulls Say, Bears Say
Bulls Say
Resilient Microfinance Business ModelMuthoot Microfin's JLG-focused, branch-led microcredit model targets low-income women, creating durable customer relationships and high collection discipline via group liability. This business design supports predictable repayment mechanics and deep local distribution that remains relevant across credit cycles.
Material Improvement In Cash GenerationThe recent shift to positive operating cash flow and free cash flow close to reported earnings signals improved collection and working-capital control. Sustained cash conversion strengthens funding flexibility, reduces near-term refinancing need, and supports internal funding of growth or deleveraging over the medium term.
Balance Sheet Supports ScaleAn expanding equity base and a balance sheet sized for scale allow the company to serve a larger borrower base and absorb localized shocks. Scale benefits distribution economics and product penetration, enabling longer-term margin improvement if credit performance stabilizes.
Bears Say
High And Persistent LeverageStructurally elevated debt-to-equity constrains financial flexibility in an NBFC where access to market funding matters. High leverage raises refinancing and interest-rate sensitivity, amplifying stress from liquidity tightening and limiting capacity to absorb credit deterioration without fresh capital.
Volatile Revenue And EarningsLarge swings in topline and profits indicate unstable origination, portfolio seasoning or recognition patterns. This volatility undermines predictability for underwriting, capital planning and investor confidence, and raises the odds of periodic earnings shocks that affect long-term strategic execution.
Uneven Returns And Historical Cashflow InstabilityInconsistent ROE and prior negative operating cash flows show earnings quality and cash generation have been unstable. This pattern can force equity raises or higher-cost borrowing, constrain reinvestment, and weaken lender confidence—structural risks for a leveraged microfinance player dependent on steady collections.
Muthoot Microfin Ltd News
MUTHOOTMF FAQ
What was Muthoot Microfin Ltd’s price range in the past 12 months?
Muthoot Microfin Ltd lowest stock price was ₹124.25 and its highest was ₹218.75 in the past 12 months.
What is Muthoot Microfin Ltd’s market cap?
Muthoot Microfin Ltd’s market cap is ₹30.35B.
When is Muthoot Microfin Ltd’s upcoming earnings report date?
Muthoot Microfin Ltd’s upcoming earnings report date is Aug 07, 2026 which is in 79 days.
How were Muthoot Microfin Ltd’s earnings last quarter?
Muthoot Microfin Ltd released its earnings results on May 06, 2026. The company reported ₹4.24 earnings per share for the quarter, beating the consensus estimate of N/A by ₹4.24.
Is Muthoot Microfin Ltd overvalued?
According to Wall Street analysts Muthoot Microfin Ltd’s price is currently Overvalued.
Does Muthoot Microfin Ltd pay dividends?
Muthoot Microfin Ltd does not currently pay dividends.
What is Muthoot Microfin Ltd’s EPS estimate?
Muthoot Microfin Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Muthoot Microfin Ltd have?
Muthoot Microfin Ltd has 170,492,170 shares outstanding.
What happened to Muthoot Microfin Ltd’s price movement after its last earnings report?
Muthoot Microfin Ltd reported an EPS of ₹4.24 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.257%.
Which hedge fund is a major shareholder of Muthoot Microfin Ltd?
Currently, no hedge funds are holding shares in IN:MUTHOOTMF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Muthoot Microfin Ltd
Muthoot Microfin Limited, a non-deposit taking non-banking financial company, provides micro loans to women entrepreneurs in rural regions of India. The company offers income generating, Pragathi, and individual loans; mobile phones, solar lighting product, and household appliances product loans; sanitation improvement loans; gold loans; and Muthoot Small & Growing Business loans. It also provides value-added services, including wellness combo and property insurance. The company was formerly known as Panchratna Securities Limited and changed its name to Muthoot Microfin Limited in October 2012. Muthoot Microfin Limited was incorporated in 1992 and is based in Kochi, India. Muthoot Microfin Limited operates as a subsidiary of Muthoot Fincorp Limited.
Technical Analysis
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