Muthoot Microfin Ltd (MUTHOOTMF) Price & Analysis

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MUTHOOTMF Stock Chart & Stats

₹180.60

₹1.46(0.84%)

At close: Jan 08 4:00 PM EST

₹180.60

₹1.46(0.84%)

Day’s Range― - ―

52-Week Range₹118.65 - ₹210.00

Previous CloseN/A

Volume335.06K

Average Volume (3M)30.94K

Market Cap

₹24.93B

Enterprise Value₹94.25B

Total Cash (Recent Filing)₹0.00

Total Debt (Recent Filing)₹84.87B

Price to Earnings (P/E)―

Beta1.18

Next Earnings

May 11, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)3.73

Shares Outstanding170,492,170

10 Day Avg. Volume83,998

30 Day Avg. Volume30,940

Financial Highlights & Ratios

PEG Ratio0.07

Price to Book (P/B)0.83

Price to Sales (P/S)0.90

P/FCF Ratio1.61

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)11.5

Revenue Forecast (FY)₹15.72B

Bulls Say, Bears Say

Bulls Say

Focused Microfinance Model (JLG Lending)The firm's core business is focused microfinance using JLG lending to low-income women, a specialized model that builds deep customer relationships and repeat lending. This structural focus supports persistent demand and portfolio renewal opportunities over multiple cycles.

Branch-led Field Network And ScaleA branch-led field distribution and a ~6,200-employee footprint provide durable origination and collection capability. This on-the-ground infrastructure supports market penetration, localized underwriting and collection discipline that can sustain loan growth and risk monitoring over time.

Positive EBIT / EBITDA MarginsDespite headline losses, positive EBIT and EBITDA margins indicate core operating processes generate underlying profitability before provisions. That operational efficiency is a durable lever management can scale as credit conditions stabilize and top-line pressure eases.

Bears Say

High Leverage And Negative ROEA debt-to-equity ratio near 3x and negative ROE signal elevated financial risk and limited shareholder returns. High leverage reduces resilience to credit stress and raises refinancing and interest-rate exposure, constraining strategic flexibility over the medium term.

Sharp Revenue Decline And Net LossesVery steep recent revenue decline and a large negative net margin indicate structural demand or yield stress and/or elevated provisioning. Sustained top-line contraction and losses erode capital generation and make recovery dependent on reversing core business trends rather than short-term fixes.

Severe Cash-flow StrainExtremely negative FCF growth and weak operating cash conversion versus reported income point to persistent cash-generation problems. Poor cash flow limits the firm's ability to reduce leverage, invest in growth, or absorb shocks without costly external financing for months ahead.

Muthoot Microfin Ltd News

Muthoot Microfin Publishes Unaudited Q3 and Nine-Month Results in Newspapers

An announcement from Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) is now available. Muthoot Microfin Ltd has notified the...

1M ago

Muthoot Microfin Clears ₹150-Crore NCD Issue, Cancels Earlier ₹150-Crore Tranche

Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) just unveiled an update. Muthoot Microfin Limited’s Debenture Issue and Allotment Committee...

2M ago

Muthoot Microfin Reaffirms SEBI Compliance on Governance and Share Transfer Systems

Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) has issued an update. Muthoot Microfin Limited has confirmed that it remains...

2M ago

Muthoot Microfin Releases November 2025 Asset Liability Management Statement

Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) just unveiled an announcement. Muthoot Microfin Limited has released its provisional Asset...

3M ago

Muthoot Microfin Ltd Allots Rs. 75 Crore in Non-Convertible Debentures

Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) has shared an announcement. Muthoot Microfin Ltd announced the allotment of 75,000...

3M ago

Muthoot Microfin Ltd Corrects Debenture Issue Details, Confirms ₹300 Crore Issuance

An update from Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) is now available. Muthoot Microfin Ltd announced a correction...

3M ago

Muthoot Microfin Corrects Securities Issuance Disclosure

Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) has provided an announcement. Muthoot Microfin Limited has issued a corrigendum regarding...

3M ago

Muthoot Microfin Ltd Releases Q2 Financial Results

An announcement from Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) is now available. Muthoot Microfin Ltd has released its...

4M ago

Muthoot Microfin Faces Increased Trading Volume, Exchange Seeks Clarity

Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) has issued an announcement. Muthoot Microfin Limited has experienced a significant increase...

5M ago

Muthoot Microfin Ltd to Participate in Investor Conference

Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) has issued an update. Muthoot Microfin Ltd has announced its participation in...

6M ago

MUTHOOTMF FAQ

What was Muthoot Microfin Ltd’s price range in the past 12 months?

Muthoot Microfin Ltd lowest stock price was ₹118.65 and its highest was ₹210.00 in the past 12 months.

What is Muthoot Microfin Ltd’s market cap?

Muthoot Microfin Ltd’s market cap is ₹24.93B.

When is Muthoot Microfin Ltd’s upcoming earnings report date?

Muthoot Microfin Ltd’s upcoming earnings report date is May 11, 2026 which is in 55 days.

How were Muthoot Microfin Ltd’s earnings last quarter?

Muthoot Microfin Ltd released its earnings results on Feb 09, 2026. The company reported ₹3.726 earnings per share for the quarter, beating the consensus estimate of N/A by ₹3.726.

Is Muthoot Microfin Ltd overvalued?

According to Wall Street analysts Muthoot Microfin Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Muthoot Microfin Ltd pay dividends?

Muthoot Microfin Ltd does not currently pay dividends.

What is Muthoot Microfin Ltd’s EPS estimate?

Muthoot Microfin Ltd’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Muthoot Microfin Ltd have?

Muthoot Microfin Ltd has 170,492,170 shares outstanding.

What happened to Muthoot Microfin Ltd’s price movement after its last earnings report?

Muthoot Microfin Ltd reported an EPS of ₹3.726 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.119%.

Which hedge fund is a major shareholder of Muthoot Microfin Ltd?

Currently, no hedge funds are holding shares in IN:MUTHOOTMF

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Muthoot Microfin Ltd

Muthoot Microfin Limited, a non-deposit taking non-banking financial company, provides micro loans to women entrepreneurs in rural regions of India. The company offers income generating, Pragathi, and individual loans; mobile phones, solar lighting product, and household appliances product loans; sanitation improvement loans; gold loans; and Muthoot Small & Growing Business loans. It also provides value-added services, including wellness combo and property insurance. The company was formerly known as Panchratna Securities Limited and changed its name to Muthoot Microfin Limited in October 2012. Muthoot Microfin Limited was incorporated in 1992 and is based in Kochi, India. Muthoot Microfin Limited operates as a subsidiary of Muthoot Fincorp Limited.