Muthoot Microfin Ltd (IN:MUTHOOTMF)
:MUTHOOTMF
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MUTHOOTMF Stock Chart & Stats
₹180.60
₹1.46(0.84%)
At close: 4:00 PM EST
₹180.60
₹1.46(0.84%)
Day’s Range― - ―
52-Week Range₹124.25 - ₹210.00
Previous CloseN/A
Volume335.06K
Average Volume (3M)30.94K
Market Cap
₹31.55B
Enterprise Value₹100.49B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹84.87B
Price to Earnings (P/E)11.8
Beta1.15
Next Earnings
May 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.73
Shares Outstanding170,492,170
10 Day Avg. Volume83,998
30 Day Avg. Volume30,940
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)0.83
Price to Sales (P/S)0.90
P/FCF Ratio1.61
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)23.6
Revenue Forecast (FY)₹18.82B
Bulls Say, Bears Say
Bulls Say
Business Model ResilienceThe JLG model and branch-led field network create durable customer relationships and disciplined group repayment mechanics. This distribution and credit approach supports steady origination, localized underwriting and collections, preserving loan book stability and revenue visibility over months.
Core Interest Income EngineA business built on recurring interest and fee income provides a predictable revenue base if lending volumes and spreads hold. Sustainable net interest margin allows earnings to scale with portfolio growth and supports long-term cash generation assuming stable credit and funding conditions.
Positive Operating MarginsPositive EBIT/EBITDA margins indicate the lending operations can generate operating profits before credit costs. This reflects efficiency in branch and field operations; improvements in credit costs or funding could convert operating strength into lasting net profitability.
Bears Say
High Financial LeverageA debt-to-equity ratio above 3 increases sensitivity to interest rate moves and market funding conditions. High leverage reduces balance sheet flexibility, raises refinancing and covenant risk, and heightens the impact of credit losses, constraining sustainable growth and capital return options.
Severe Cash Flow WeaknessVery weak free cash flow growth and low OCF-to-income indicate limited internal funding capacity. Persistent cash shortfalls increase dependence on external borrowings, elevate refinancing risk, and limit ability to reduce leverage or invest in scaling the branch network over the medium term.
Revenue And Profitability DeclineA steep revenue drop and deep net losses erode capital and shareholder returns, reflected in negative ROE. Sustained declines impair ability to scale lending, necessitate corrective actions or capital raises, and may signal structural credit stress or market share loss that hurts long-term franchise value.
Muthoot Microfin Ltd News
MUTHOOTMF FAQ
What was Muthoot Microfin Ltd’s price range in the past 12 months?
Muthoot Microfin Ltd lowest stock price was ₹124.25 and its highest was ₹210.00 in the past 12 months.
What is Muthoot Microfin Ltd’s market cap?
Muthoot Microfin Ltd’s market cap is ₹31.55B.
When is Muthoot Microfin Ltd’s upcoming earnings report date?
Muthoot Microfin Ltd’s upcoming earnings report date is May 06, 2026 which is in 8 days.
How were Muthoot Microfin Ltd’s earnings last quarter?
Muthoot Microfin Ltd released its earnings results on Feb 09, 2026. The company reported ₹3.726 earnings per share for the quarter, beating the consensus estimate of N/A by ₹3.726.
Is Muthoot Microfin Ltd overvalued?
According to Wall Street analysts Muthoot Microfin Ltd’s price is currently Overvalued.
Does Muthoot Microfin Ltd pay dividends?
Muthoot Microfin Ltd does not currently pay dividends.
What is Muthoot Microfin Ltd’s EPS estimate?
Muthoot Microfin Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Muthoot Microfin Ltd have?
Muthoot Microfin Ltd has 170,492,170 shares outstanding.
What happened to Muthoot Microfin Ltd’s price movement after its last earnings report?
Muthoot Microfin Ltd reported an EPS of ₹3.726 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.119%.
Which hedge fund is a major shareholder of Muthoot Microfin Ltd?
Currently, no hedge funds are holding shares in IN:MUTHOOTMF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Muthoot Microfin Ltd
Muthoot Microfin Limited, a non-deposit taking non-banking financial company, provides micro loans to women entrepreneurs in rural regions of India. The company offers income generating, Pragathi, and individual loans; mobile phones, solar lighting product, and household appliances product loans; sanitation improvement loans; gold loans; and Muthoot Small & Growing Business loans. It also provides value-added services, including wellness combo and property insurance. The company was formerly known as Panchratna Securities Limited and changed its name to Muthoot Microfin Limited in October 2012. Muthoot Microfin Limited was incorporated in 1992 and is based in Kochi, India. Muthoot Microfin Limited operates as a subsidiary of Muthoot Fincorp Limited.
Technical Analysis
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