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Paisalo Digital Ltd. (IN:PAISALO)
:PAISALO
PAISALO Stock Chart & Stats
₹36.36
₹0.89(1.96%)
At close: 4:00 PM EST
₹36.36
₹0.89(1.96%)
Day’s Range― - ―
52-Week Range₹29.40 - ₹41.50
Previous CloseN/A
Volume1.62M
Average Volume (3M)1.28M
Market Cap
₹30.12B
Enterprise Value₹67.36B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)12.4
Beta1.81
Next Earnings
May 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.29%
Share Statistics
EPS (TTM)0.73
Shares Outstanding909,521,850
10 Day Avg. Volume422,023
30 Day Avg. Volume1,281,578
Financial Highlights & Ratios
PEG Ratio-0.36
Price to Book (P/B)2.00
Price to Sales (P/S)4.00
P/FCF Ratio-3.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High ProfitabilityPaisalo reports very strong and persistent profitability metrics, with a gross margin at 100% and healthy net/EBIT margins. These durable margins reflect a scalable interest-spread business and efficient cost structure, supporting sustained earnings power and resilience over the next 2–6 months.
Niche Distribution ModelThe partner-assisted, network-led model targets underserved semi-urban and rural customers, creating structural access to a less-contested lending niche. This distribution approach reduces origination costs, increases reach and stickiness, and supports steady originations and customer retention over time.
Stable Equity Base And Positive ROEA solid equity base combined with positive ROE indicates the company can generate returns on shareholder capital. This structural strength supports access to capital, investor confidence and the ability to deploy equity to absorb shocks or fund targeted growth over the medium term.
Bears Say
High LeverageThe company’s substantial debt reliance increases refinancing and interest-rate vulnerability. High leverage limits financial flexibility, raises funding costs during stress periods and can constrain capital allocation, making the business more sensitive to macro and funding-cycle shocks over the medium term.
Negative Cash FlowsPersistently negative operating and free cash flows mean reported profits are not converting into cash. That structural cash-generation shortfall forces reliance on external funding for growth and servicing debt, increasing liquidity and refinancing risk and limiting self-funded expansion.
Moderate Growth & EPS DeclineTop-line growth is only moderate while EPS has declined, signaling either margin pressure, rising credit costs, or dilution. This combination suggests slower scalable expansion and potential profitability stress, which can impair reinvestment capacity and long-term earnings trajectory.
Paisalo Digital Ltd. News
PAISALO FAQ
What was Paisalo Digital Ltd.’s price range in the past 12 months?
Paisalo Digital Ltd. lowest stock price was ₹29.40 and its highest was ₹41.50 in the past 12 months.
What is Paisalo Digital Ltd.’s market cap?
Paisalo Digital Ltd.’s market cap is ₹30.12B.
When is Paisalo Digital Ltd.’s upcoming earnings report date?
Paisalo Digital Ltd.’s upcoming earnings report date is May 30, 2026 which is in 80 days.
How were Paisalo Digital Ltd.’s earnings last quarter?
Paisalo Digital Ltd. released its earnings results on Feb 06, 2026. The company reported ₹0.729 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.729.
Is Paisalo Digital Ltd. overvalued?
According to Wall Street analysts Paisalo Digital Ltd.’s price is currently Overvalued.
Does Paisalo Digital Ltd. pay dividends?
Paisalo Digital Ltd. pays a Annually dividend of ₹0.1 which represents an annual dividend yield of 0.29%. See more information on Paisalo Digital Ltd. dividends here
What is Paisalo Digital Ltd.’s EPS estimate?
Paisalo Digital Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Paisalo Digital Ltd. have?
Paisalo Digital Ltd. has 909,521,850 shares outstanding.
What happened to Paisalo Digital Ltd.’s price movement after its last earnings report?
Paisalo Digital Ltd. reported an EPS of ₹0.729 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.362%.
Which hedge fund is a major shareholder of Paisalo Digital Ltd.?
Currently, no hedge funds are holding shares in IN:PAISALO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Paisalo Digital Ltd.
Paisalo Digital Limited provides business loans, SME and MSME loans, and income generation loans for business/self-employment purpose in India. It offers income generation loans for purchasing seeds, fodder, cattle's, etc.; and Paisalo- Joint Liability Group loans for agriculture and allied sectors. The company was formerly known as S. E. Investments Limited and changed its name to Paisalo Digital Limited in January 2018. Paisalo Digital Limited was incorporated in 1992 and is headquartered in Agra, India.
Technical Analysis
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