Paisalo Digital Ltd. (IN:PAISALO)
:PAISALO
PAISALO Stock Chart & Stats
₹36.36
₹0.89(1.96%)
At close: 4:00 PM EST
₹36.36
₹0.89(1.96%)
Day’s Range― - ―
52-Week Range₹29.40 - ₹41.50
Previous CloseN/A
Volume1.62M
Average Volume (3M)1.28M
Market Cap
₹32.08B
Enterprise Value₹69.31B
Total Cash (Recent Filing)₹566.72M
Total Debt (Recent Filing)₹37.61B
Price to Earnings (P/E)12.4
Beta1.61
Next Earnings
May 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.29%
Share Statistics
EPS (TTM)0.73
Shares Outstanding909,521,850
10 Day Avg. Volume422,023
30 Day Avg. Volume1,281,578
Financial Highlights & Ratios
PEG Ratio-0.36
Price to Book (P/B)2.00
Price to Sales (P/S)4.00
P/FCF Ratio-3.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)3.11
Revenue Forecast (FY)₹10.83B
Bulls Say, Bears Say
Bulls Say
High Profitability MarginsConsistently high gross and healthy net/EBIT margins indicate durable unit economics for Paisalo’s small-ticket lending. Robust margins support internal reinvestment and buffer against credit cycles, enabling sustainable profitability even if growth moderates.
Network-led, Partner DistributionA partner-assisted, network-led distribution model gives Paisalo durable reach into semi-urban and rural borrowers, lowering branch capex and enabling scalable origination. Structural distribution advantages support steady sourcing and cost-efficient scaling over months to years.
Stable Equity Base & Positive ROEA solid equity base combined with positive ROE signals effective capital use and shareholder value creation. This financial foundation supports ongoing lending activity, regulatory buffers and the ability to absorb periodic credit losses without immediate capital raises.
Bears Say
High LeverageHeavy reliance on debt increases funding risk and sensitivity to interest-rate moves. For an NBFC focused on retail lending, high leverage constrains flexibility, raises refinancing needs, and can amplify stress during liquidity squeezes, affecting growth and risk profile.
Negative Operating Cash FlowsPersistent negative operating and free cash flows mean accounting profits are not translating into liquidity. That undermines self-funded growth, forces dependence on external financing, and creates structural vulnerability if markets tighten or funding costs rise.
Moderate Revenue Growth; EPS ContractionMid-teens revenue growth with declining EPS suggests top-line expansion is modest and profitability per share is under pressure. Slower growth combined with EPS contraction limits margin of safety, making scaled growth or margin recovery more challenging absent structural change.
Paisalo Digital Ltd. News
PAISALO FAQ
What was Paisalo Digital Ltd.’s price range in the past 12 months?
Paisalo Digital Ltd. lowest stock price was ₹29.40 and its highest was ₹41.50 in the past 12 months.
What is Paisalo Digital Ltd.’s market cap?
Paisalo Digital Ltd.’s market cap is ₹32.08B.
When is Paisalo Digital Ltd.’s upcoming earnings report date?
Paisalo Digital Ltd.’s upcoming earnings report date is May 30, 2026 which is in 57 days.
How were Paisalo Digital Ltd.’s earnings last quarter?
Paisalo Digital Ltd. released its earnings results on Feb 06, 2026. The company reported ₹0.729 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.729.
Is Paisalo Digital Ltd. overvalued?
According to Wall Street analysts Paisalo Digital Ltd.’s price is currently Overvalued.
Does Paisalo Digital Ltd. pay dividends?
Paisalo Digital Ltd. pays a Annually dividend of ₹0.1 which represents an annual dividend yield of 0.29%. See more information on Paisalo Digital Ltd. dividends here
What is Paisalo Digital Ltd.’s EPS estimate?
Paisalo Digital Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Paisalo Digital Ltd. have?
Paisalo Digital Ltd. has 909,521,850 shares outstanding.
What happened to Paisalo Digital Ltd.’s price movement after its last earnings report?
Paisalo Digital Ltd. reported an EPS of ₹0.729 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.362%.
Which hedge fund is a major shareholder of Paisalo Digital Ltd.?
Currently, no hedge funds are holding shares in IN:PAISALO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Paisalo Digital Ltd.
Paisalo Digital Limited provides business loans, SME and MSME loans, and income generation loans for business/self-employment purpose in India. It offers income generation loans for purchasing seeds, fodder, cattle's, etc.; and Paisalo- Joint Liability Group loans for agriculture and allied sectors. The company was formerly known as S. E. Investments Limited and changed its name to Paisalo Digital Limited in January 2018. Paisalo Digital Limited was incorporated in 1992 and is headquartered in Agra, India.
Technical Analysis
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