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PAISALO Stock Chart & Stats
₹36.36
₹0.89(1.96%)
At close: 4:00 PM EST
₹36.36
₹0.89(1.96%)
Day’s Range― - ―
52-Week Range₹29.88 - ₹74.95
Previous CloseN/A
Volume1.62M
Average Volume (3M)1.28M
Market Cap
₹65.81B
Enterprise Value₹95.08B
Total Cash (Recent Filing)₹1.50B
Total Debt (Recent Filing)₹43.60B
Price to Earnings (P/E)27.7
Beta1.58
Next Earnings
Aug 10, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.29%
Share Statistics
EPS (TTM)2.62
Shares Outstanding909,521,850
10 Day Avg. Volume422,023
30 Day Avg. Volume1,281,578
Financial Highlights & Ratios
PEG Ratio0.74
Price to Book (P/B)1.70
Price to Sales (P/S)3.24
P/FCF Ratio13.97
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)3.11
Revenue Forecast (FY)₹10.83B
Bulls Say, Bears Say
Bulls Say
Strong Revenue And ProfitabilityMulti-year expansion in revenue and sustained high gross and net margins provide a durable earnings base for a lending franchise. Strong margins support provisioning buffers and reinvestment in origination, helping the company sustain loan growth and absorb credit cycles over time.
FY2026 Cash Flow RecoveryThe move to positive operating and free cash flow signals improving cash conversion, which can reduce reliance on external funding and support deleveraging. If sustained, this strengthens liquidity and the firm's ability to finance loan growth and meet funding needs internally.
Branch-led Small-ticket Lending NicheA focused, branch-and-field origination model in underbanked segments creates durable competitive advantages: deep local relationships, higher customer stickiness and specialized underwriting knowledge. Structural demand in underserved credit markets supports steady loan volume over time.
Bears Say
Rising LeverageMarked increase in debt relative to equity raises financial risk and interest burden, constraining flexibility. Higher leverage makes the company more sensitive to funding cost moves and credit tightening, increasing rollover and refinancing risk during adverse cycles.
Multi-year Weak Cash ConversionPersistent negative operating and free cash flows before FY2026 imply earnings were not translating into cash, pressuring liquidity. Long-term weak cash conversion can necessitate ongoing external funding for loan growth or distributions, increasing refinancing dependence and execution risk.
Margin And Growth Sustainability QuestionsVolatile margins and an outsized FY2026 revenue jump create uncertainty about recurring earnings power. If growth normalizes or provisions rise, net margins could compress. Reliable long-term planning is harder without consistent margin and growth trends.
Paisalo Digital Ltd. News
PAISALO FAQ
What was Paisalo Digital Ltd.’s price range in the past 12 months?
Paisalo Digital Ltd. lowest stock price was ₹29.88 and its highest was ₹74.95 in the past 12 months.
What is Paisalo Digital Ltd.’s market cap?
Paisalo Digital Ltd.’s market cap is ₹65.81B.
When is Paisalo Digital Ltd.’s upcoming earnings report date?
Paisalo Digital Ltd.’s upcoming earnings report date is Aug 10, 2026 which is in 25 days.
How were Paisalo Digital Ltd.’s earnings last quarter?
Paisalo Digital Ltd. released its earnings results on May 10, 2026. The company reported ₹0.8 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.8.
Is Paisalo Digital Ltd. overvalued?
According to Wall Street analysts Paisalo Digital Ltd.’s price is currently Overvalued.
Does Paisalo Digital Ltd. pay dividends?
Paisalo Digital Ltd. pays a Annually dividend of ₹0.1 which represents an annual dividend yield of 0.29%. See more information on Paisalo Digital Ltd. dividends here
What is Paisalo Digital Ltd.’s EPS estimate?
Paisalo Digital Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Paisalo Digital Ltd. have?
Paisalo Digital Ltd. has 909,521,850 shares outstanding.
What happened to Paisalo Digital Ltd.’s price movement after its last earnings report?
Paisalo Digital Ltd. reported an EPS of ₹0.8 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.362%.
Which hedge fund is a major shareholder of Paisalo Digital Ltd.?
Currently, no hedge funds are holding shares in IN:PAISALO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Paisalo Digital Ltd.
Paisalo Digital Limited, an Indian financial services firm, offers a variety of credit solutions. These include business loans, along with financing specifically for Small and Medium Enterprises (SMEs) and Micro, Small, and Medium Enterprises (MSMEs), all aimed at fostering entrepreneurial activities and self-employment across the country. The company also provides specialized income generation loans designed to help individuals purchase agricultural necessities like seeds, fodder, and livestock. Furthermore, Paisalo extends Joint Liability Group (JLG) loans, which are tailored to support the agricultural and related industries. Established in 1992, the company was originally named S. E. Investments Limited before officially rebranding to Paisalo Digital Limited in January 2018. Its primary operational base is situated in Agra, India.
Technical Analysis
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