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Paisalo Digital Ltd. (IN:PAISALO)
:PAISALO
PAISALO Stock Chart & Stats
₹36.36
₹0.89(1.96%)
At close: 4:00 PM EST
₹36.36
₹0.89(1.96%)
Day’s Range― - ―
52-Week Range₹29.40 - ₹41.50
Previous CloseN/A
Volume1.62M
Average Volume (3M)1.28M
Market Cap
₹31.59B
Enterprise Value₹68.27B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)12.4
Beta1.81
Next Earnings
May 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.29%
Share Statistics
EPS (TTM)0.73
Shares Outstanding909,521,850
10 Day Avg. Volume422,023
30 Day Avg. Volume1,281,578
Financial Highlights & Ratios
PEG Ratio-0.36
Price to Book (P/B)2.00
Price to Sales (P/S)4.00
P/FCF Ratio-3.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High Profitability / MarginsPaisalo’s exceptionally high gross margin and solid net margins reflect an efficient lending model with strong yield capture. Durable margins provide a buffer against funding cost volatility, support reinvestment in distribution, and underpin sustainable profitability over the medium term.
Niche Retail Lending FranchiseA focused franchise in underserved semi-urban and rural micro/SME lending gives Paisalo structural access to an underpenetrated market. The partner-assisted, network-led distribution lowers customer acquisition cost, increases local tailoring, and supports steady loan origination growth over time.
Solid Equity Base & ROEA stable equity base with positive ROE indicates effective deployment of shareholder capital and provides a capital cushion against credit losses. This supports regulatory capital requirements, potential organic growth and credibility with lenders over the medium term.
Bears Say
High Leverage / Debt RelianceHeavy reliance on borrowings increases interest-rate and refinancing exposure for this NBFC. High leverage narrows flexibility to absorb credit stress, raises funding cost sensitivity, and can constrain growth or capital allocation when markets tighten over the coming months.
Negative Operating & Free Cash FlowPersistent negative operating and free cash flow means reported profits are not converting into cash. This forces dependence on external funding for growth and working capital, elevating liquidity risk and raising the structural need to manage collections and funding mix tightly.
Moderate Revenue Growth & EPS PressureRevenue expansion is moderate while EPS has declined, indicating margin, provisioning, or cost pressures offsetting top-line gains. Over the medium term this signals challenges scaling profitability per share without stronger loan growth, tighter credit cost control, or capital infusion.
Paisalo Digital Ltd. News
PAISALO FAQ
What was Paisalo Digital Ltd.’s price range in the past 12 months?
Paisalo Digital Ltd. lowest stock price was ₹29.40 and its highest was ₹41.50 in the past 12 months.
What is Paisalo Digital Ltd.’s market cap?
Paisalo Digital Ltd.’s market cap is ₹31.59B.
When is Paisalo Digital Ltd.’s upcoming earnings report date?
Paisalo Digital Ltd.’s upcoming earnings report date is May 30, 2026 which is in 85 days.
How were Paisalo Digital Ltd.’s earnings last quarter?
Paisalo Digital Ltd. released its earnings results on Feb 06, 2026. The company reported ₹0.729 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.729.
Is Paisalo Digital Ltd. overvalued?
According to Wall Street analysts Paisalo Digital Ltd.’s price is currently Overvalued.
Does Paisalo Digital Ltd. pay dividends?
Paisalo Digital Ltd. pays a Annually dividend of ₹0.1 which represents an annual dividend yield of 0.29%. See more information on Paisalo Digital Ltd. dividends here
What is Paisalo Digital Ltd.’s EPS estimate?
Paisalo Digital Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Paisalo Digital Ltd. have?
Paisalo Digital Ltd. has 909,521,850 shares outstanding.
What happened to Paisalo Digital Ltd.’s price movement after its last earnings report?
Paisalo Digital Ltd. reported an EPS of ₹0.729 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.362%.
Which hedge fund is a major shareholder of Paisalo Digital Ltd.?
Currently, no hedge funds are holding shares in IN:PAISALO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Paisalo Digital Ltd.
Paisalo Digital Limited provides business loans, SME and MSME loans, and income generation loans for business/self-employment purpose in India. It offers income generation loans for purchasing seeds, fodder, cattle's, etc.; and Paisalo- Joint Liability Group loans for agriculture and allied sectors. The company was formerly known as S. E. Investments Limited and changed its name to Paisalo Digital Limited in January 2018. Paisalo Digital Limited was incorporated in 1992 and is headquartered in Agra, India.
Technical Analysis
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