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Paisalo Digital Ltd. (IN:PAISALO)
:PAISALO
PAISALO Stock Chart & Stats
₹36.36
₹0.89(1.96%)
At close: 4:00 PM EST
₹36.36
₹0.89(1.96%)
Day’s Range― - ―
52-Week Range₹29.40 - ₹41.50
Previous CloseN/A
Volume1.62M
Average Volume (3M)1.28M
Market Cap
₹31.07B
Enterprise Value₹67.57B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)12.4
Beta1.81
Next Earnings
May 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.29%
Share Statistics
EPS (TTM)0.73
Shares Outstanding909,521,850
10 Day Avg. Volume422,023
30 Day Avg. Volume1,281,578
Financial Highlights & Ratios
PEG Ratio-0.36
Price to Book (P/B)2.00
Price to Sales (P/S)4.00
P/FCF Ratio-3.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High Profitability MarginsConsistently high gross and healthy net margins provide a durable earnings buffer versus peers. High margins help absorb elevated credit costs, fund operating investments and maintain profitability during cycles, supporting long-term return generation and resilience.
Focused Niche Retail Lending ModelA partner-assisted, network-led model targeting underserved semi-urban and rural borrowers is structurally durable: it reduces direct competition with large banks, enables deep local distribution, builds customer stickiness and supports steady, scalable loan origination over time.
Solid Equity Base And Positive ROEA stable equity base and positive ROE indicate management has historically deployed capital profitably. This supports access to funding, underpins investor confidence and provides a cushion to sustain lending operations and strategic investments despite sector volatility.
Bears Say
Significant LeverageHigh debt dependence increases interest cost sensitivity and refinancing risk. In a credit downturn or rising rate environment, leverage amplifies losses and constrains capital flexibility, limiting ability to originate loans, absorb NPAs or pursue strategic initiatives without costly external funding.
Negative Operating And Free Cash FlowPersistent negative operating and free cash flow hinder self-funding of growth and cushion for credit stress. Long-term reliance on external financing to cover operations raises liquidity and execution risk, especially given the company's elevated leverage and cyclical credit exposures.
Moderate Revenue Growth & Declining EPSModerate top-line growth coupled with falling EPS signals challenges scaling income or margin compression from credit costs or funding expenses. Slower growth limits operating leverage benefits and makes it harder to improve return metrics without addressing cash conversion and cost of funds.
Paisalo Digital Ltd. News
PAISALO FAQ
What was Paisalo Digital Ltd.’s price range in the past 12 months?
Paisalo Digital Ltd. lowest stock price was ₹29.40 and its highest was ₹41.50 in the past 12 months.
What is Paisalo Digital Ltd.’s market cap?
Paisalo Digital Ltd.’s market cap is ₹31.07B.
When is Paisalo Digital Ltd.’s upcoming earnings report date?
Paisalo Digital Ltd.’s upcoming earnings report date is May 30, 2026 which is in 84 days.
How were Paisalo Digital Ltd.’s earnings last quarter?
Paisalo Digital Ltd. released its earnings results on Feb 06, 2026. The company reported ₹0.729 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.729.
Is Paisalo Digital Ltd. overvalued?
According to Wall Street analysts Paisalo Digital Ltd.’s price is currently Overvalued.
Does Paisalo Digital Ltd. pay dividends?
Paisalo Digital Ltd. pays a Annually dividend of ₹0.1 which represents an annual dividend yield of 0.29%. See more information on Paisalo Digital Ltd. dividends here
What is Paisalo Digital Ltd.’s EPS estimate?
Paisalo Digital Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Paisalo Digital Ltd. have?
Paisalo Digital Ltd. has 909,521,850 shares outstanding.
What happened to Paisalo Digital Ltd.’s price movement after its last earnings report?
Paisalo Digital Ltd. reported an EPS of ₹0.729 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.362%.
Which hedge fund is a major shareholder of Paisalo Digital Ltd.?
Currently, no hedge funds are holding shares in IN:PAISALO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Paisalo Digital Ltd.
Paisalo Digital Limited provides business loans, SME and MSME loans, and income generation loans for business/self-employment purpose in India. It offers income generation loans for purchasing seeds, fodder, cattle's, etc.; and Paisalo- Joint Liability Group loans for agriculture and allied sectors. The company was formerly known as S. E. Investments Limited and changed its name to Paisalo Digital Limited in January 2018. Paisalo Digital Limited was incorporated in 1992 and is headquartered in Agra, India.
Technical Analysis
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