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MASFIN Stock Chart & Stats
₹313.00
₹4.75(1.51%)
At close: 4:00 PM EDT
₹313.00
₹4.75(1.51%)
Day’s Range― - ―
52-Week Range₹276.00 - ₹358.40
Previous CloseN/A
Volume89.22K
Average Volume (3M)7.18K
Market Cap
₹53.19B
Enterprise Value₹144.57K
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)13.5
Beta0.86
Next Earnings
Oct 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.48%
Share Statistics
EPS (TTM)21.73
Shares Outstanding181,453,380
10 Day Avg. Volume5,624
30 Day Avg. Volume7,181
Financial Highlights & Ratios
PEG Ratio0.84
Price to Book (P/B)1.79
Price to Sales (P/S)3.02
P/FCF Ratio-2.83
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)25.01
Revenue Forecast (FY)₹12.30B
Bulls Say, Bears Say
Bulls Say
Revenue Growth & ProfitabilityConsistent multi-year revenue growth (latest year +17.6%) with solid reported profitability indicates durable demand and effective pricing/underwriting. Over 2–6 months this supports sustained earnings capacity and reinvestment potential as the retail loan book scales.
Asset-backed Retail Lending ModelA collateralized, retail-focused business (two-wheeler/small asset finance) provides structural credit mitigation versus unsecured lending. The model benefits from steady consumer demand and dealer distribution, supporting lower long-term loss rates and predictable origination flows.
Equity Build-up And Respectable ROEMaterial increase in equity alongside mid-teens ROE demonstrates capital accumulation and reasonable capital efficiency. This equity buffer supports continued loan-book expansion and provides loss-absorbing capacity, enhancing balance sheet resilience over several months.
Bears Say
Persistent Negative Cash GenerationRepeated negative operating and free cash flows reflect heavy funding needs to grow the loan book. Reliance on external financing raises refinancing and liquidity risk if market funding tightens, constraining durable self-funded growth and increasing sensitivity to interest-cost shifts.
High Leverage And Rising DebtElevated leverage and a large debt base limit financial flexibility and amplify earnings volatility from funding-cost increases. Over a multi-month horizon this magnifies exposure to rising credit costs or funding stress and raises the importance of maintaining asset quality.
Margin CompressionSubstantial decline in gross margins suggests rising funding or operating costs or pricing pressure as scale increases. Persistent margin erosion reduces the cushion against credit losses and makes profitable growth harder to sustain without higher yields or cost controls.
MAS Financial Services Ltd. News
MASFIN FAQ
What was MAS Financial Services Ltd.’s price range in the past 12 months?
MAS Financial Services Ltd. lowest stock price was ₹276.00 and its highest was ₹358.40 in the past 12 months.
What is MAS Financial Services Ltd.’s market cap?
MAS Financial Services Ltd.’s market cap is ₹53.19B.
When is MAS Financial Services Ltd.’s upcoming earnings report date?
MAS Financial Services Ltd.’s upcoming earnings report date is Oct 28, 2026 which is in 63 days.
How were MAS Financial Services Ltd.’s earnings last quarter?
MAS Financial Services Ltd. released its earnings results on Jul 29, 2026. The company reported ₹5.8 earnings per share for the quarter, beating the consensus estimate of ₹5.6 by ₹0.2.
Is MAS Financial Services Ltd. overvalued?
According to Wall Street analysts MAS Financial Services Ltd.’s price is currently Overvalued.
Does MAS Financial Services Ltd. pay dividends?
MAS Financial Services Ltd. pays a Semiannually dividend of ₹0.75 which represents an annual dividend yield of 0.48%. See more information on MAS Financial Services Ltd. dividends here
What is MAS Financial Services Ltd.’s EPS estimate?
MAS Financial Services Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does MAS Financial Services Ltd. have?
MAS Financial Services Ltd. has 181,453,380 shares outstanding.
What happened to MAS Financial Services Ltd.’s price movement after its last earnings report?
MAS Financial Services Ltd. reported an EPS of ₹5.8 in its last earnings report, beating expectations of ₹5.6. Following the earnings report the stock price went up 2.97%.
Which hedge fund is a major shareholder of MAS Financial Services Ltd.?
Currently, no hedge funds are holding shares in IN:MASFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
MAS Financial Services Ltd.
MAS Financial Services Limited operates as an Indian non-banking financial corporation, specializing in the provision of retail financing solutions. Its comprehensive product portfolio includes financial assistance for micro and small-to-medium enterprises, along with loans for two-wheelers, commercial vehicles, salaried individuals, pre-owned cars, and agricultural tractors. Additionally, it extends housing finance and provides credit facilities to other microfinance institutions and non-banking financial entities. By March 31, 2022, the company had established a significant operational footprint, reaching around 4,438 customer touchpoints via its 125 branches spread across various urban and semi-urban centers in Gujarat, Maharashtra, Rajasthan, Madhya Pradesh, Tamil Nadu, Karnataka, and the Delhi National Capital Region. MAS Financial Services primarily caters to individuals in the low- and middle-income brackets, alongside micro, small, and medium-sized businesses. Founded in 1995, MAS Financial Services Limited is headquartered in Ahmedabad, India.
Technical Analysis
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