MAS Financial Services Ltd. (IN:MASFIN)
:MASFIN
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MASFIN Stock Chart & Stats
₹325.25
-₹1.60(-0.61%)
At close: 4:00 PM EST
₹325.25
-₹1.60(-0.61%)
Day’s Range― - ―
52-Week Range₹276.00 - ₹358.40
Previous CloseN/A
Volume95.61K
Average Volume (3M)7.18K
Market Cap
₹56.32B
Enterprise Value₹157.13B
Total Cash (Recent Filing)₹16.73B
Total Debt (Recent Filing)₹99.10B
Price to Earnings (P/E)12.9
Beta0.80
Next Earnings
Aug 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.43%
Share Statistics
EPS (TTM)18.23
Shares Outstanding181,453,380
10 Day Avg. Volume5,624
30 Day Avg. Volume7,181
Financial Highlights & Ratios
PEG Ratio0.84
Price to Book (P/B)1.79
Price to Sales (P/S)3.02
P/FCF Ratio-2.83
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)24.73
Revenue Forecast (FY)₹12.32B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthConsistent multi-year revenue growth and a 17.6% increase in the latest year indicate durable demand for MASFIN's MSME and self‑employed lending products. A growing loan book supports stable interest income generation and scale benefits for origination and servicing over the medium term.
Robust Reported ProfitabilitySustained mid-to-high teens net margins historically show the business converts loan yields into reported profits efficiently. This profitability provides internal buffer to absorb higher credit costs and supports reinvestment in growth and operations across a 2–6 month horizon and beyond.
Scale-up With Rising EquityMaterial asset growth accompanied by rising equity shows the company is successfully scaling its balance sheet while building capital. Stronger equity base improves loss-absorption capacity and underpins continued portfolio expansion, supporting durable growth capability over months ahead.
Bears Say
Weak Cash GenerationPersistent negative operating and free cash flows imply the business relies on external funding to finance loan book growth. This structural cash deficit increases liquidity and refinancing risk and can constrain strategic flexibility if funding conditions tighten over the coming months.
High LeverageElevated leverage magnifies sensitivity to interest rate moves, credit losses and funding-market stress. With debt expanded materially, the firm faces greater refinancing and covenant pressure, reducing resilience to adverse macro or credit shocks over a 2–6 month horizon.
Margin Compression RiskA sustained decline in gross margins indicates structural pressure on spread economics, whether from higher funding costs, increased sourcing payouts, or competitive pricing. If margins remain compressed, net interest income and cover for credit costs will be strained in the medium term.
MAS Financial Services Ltd. News
MASFIN FAQ
What was MAS Financial Services Ltd.’s price range in the past 12 months?
MAS Financial Services Ltd. lowest stock price was ₹276.00 and its highest was ₹358.40 in the past 12 months.
What is MAS Financial Services Ltd.’s market cap?
MAS Financial Services Ltd.’s market cap is ₹56.32B.
When is MAS Financial Services Ltd.’s upcoming earnings report date?
MAS Financial Services Ltd.’s upcoming earnings report date is Aug 05, 2026 which is in 76 days.
How were MAS Financial Services Ltd.’s earnings last quarter?
MAS Financial Services Ltd. released its earnings results on Apr 29, 2026. The company reported ₹5.5 earnings per share for the quarter, beating the consensus estimate of ₹5.4 by ₹0.1.
Is MAS Financial Services Ltd. overvalued?
According to Wall Street analysts MAS Financial Services Ltd.’s price is currently Overvalued.
Does MAS Financial Services Ltd. pay dividends?
MAS Financial Services Ltd. pays a Semiannually dividend of ₹0.7 which represents an annual dividend yield of 0.43%. See more information on MAS Financial Services Ltd. dividends here
What is MAS Financial Services Ltd.’s EPS estimate?
MAS Financial Services Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does MAS Financial Services Ltd. have?
MAS Financial Services Ltd. has 181,453,380 shares outstanding.
What happened to MAS Financial Services Ltd.’s price movement after its last earnings report?
MAS Financial Services Ltd. reported an EPS of ₹5.5 in its last earnings report, beating expectations of ₹5.4. Following the earnings report the stock price went up 2.286%.
Which hedge fund is a major shareholder of MAS Financial Services Ltd.?
Currently, no hedge funds are holding shares in IN:MASFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
MAS Financial Services Ltd.
MAS Financial Services Limited, a non-banking finance company, provides retail financing services in India. The company offers micro enterprise, small and medium enterprise, two-wheeler, commercial vehicle, salaried personal, used car, tractor, and housing loans; and loans to micro finance institutions and non-banking financial companies. As of March 31, 2022, it operated approximately 4,438 customer locations through a network of 125 branches in cities/towns of Gujarat, Maharashtra, Rajasthan, Madhya Pradesh, Tamil Nadu, Karnataka, and Delhi NCR. The company serves low- and middle-income individuals, as well as micro, small, and medium enterprises. MAS Financial Services Limited was incorporated in 1995 and is headquartered in Ahmedabad, India.
Technical Analysis
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