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MASFIN Stock Chart & Stats
₹325.25
-₹1.60(-0.61%)
At close: 4:00 PM EST
₹325.25
-₹1.60(-0.61%)
Day’s Range― - ―
52-Week Range₹276.00 - ₹358.40
Previous CloseN/A
Volume95.61K
Average Volume (3M)7.18K
Market Cap
₹58.45B
Enterprise Value₹157.61B
Total Cash (Recent Filing)₹16.73B
Total Debt (Recent Filing)₹99.10B
Price to Earnings (P/E)15.5
Beta0.89
Next Earnings
Aug 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.43%
Share Statistics
EPS (TTM)18.23
Shares Outstanding181,453,380
10 Day Avg. Volume5,624
30 Day Avg. Volume7,181
Financial Highlights & Ratios
PEG Ratio0.84
Price to Book (P/B)1.79
Price to Sales (P/S)3.02
P/FCF Ratio-2.83
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)24.62
Revenue Forecast (FY)₹12.77B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthConsistent multi-year revenue growth and a 17.6% increase in the latest year reflect durable loan-book expansion and market share gains in retail lending. Sustained top-line growth supports scale economies, stronger fee income potential, and long-term capacity to invest in distribution and underwriting.
Robust Reported ProfitabilityPersistently high net margins (mid-20s) indicate effective pricing and underwriting in secured retail lending. This level of profitability supports solid returns on equity and provides a structural cushion to absorb moderate credit costs, underpinning longer-term earnings resilience if margins hold.
Asset-backed, Retail-focused Lending ModelA focused, collateralized business (two-wheeler and small asset finance) reduces unsecured credit risk and aligns cash flows to tangible assets. The niche, dealer-partner distribution model is structurally advantaged in emerging-market transport finance, supporting persistent origination capacity and portfolio recoverability.
Bears Say
Persistent Negative Operating Cash FlowRecurrent negative operating and free cash flows of material magnitude reflect cash absorption from rapid loan-book growth. Over 2-6 months this elevates reliance on external funding, constrains liquidity buffers, and increases refinancing and working-capital risk if capital markets or funding spreads tighten.
Elevated Leverage And Rising Total DebtHigh and growing leverage materially increases sensitivity to funding-cost swings and adverse credit cycles. A debt-to-equity range near 3.5–4.2 reduces balance-sheet flexibility, raises refinancing needs, and can amplify earnings volatility from interest-rate or provisioning changes over the medium term.
Gross Margin CompressionA marked drop in gross margin signals rising funding costs, pricing pressure, or mix shifts as the book scales. Continued margin compression would erode the company’s profitability cushion, requiring higher volumes, tighter cost control, or repricing to sustain ROE and cover rising credit/funding expenses over coming months.
MAS Financial Services Ltd. News
MASFIN FAQ
What was MAS Financial Services Ltd.’s price range in the past 12 months?
MAS Financial Services Ltd. lowest stock price was ₹276.00 and its highest was ₹358.40 in the past 12 months.
What is MAS Financial Services Ltd.’s market cap?
MAS Financial Services Ltd.’s market cap is ₹58.45B.
When is MAS Financial Services Ltd.’s upcoming earnings report date?
MAS Financial Services Ltd.’s upcoming earnings report date is Aug 05, 2026 which is in 32 days.
How were MAS Financial Services Ltd.’s earnings last quarter?
MAS Financial Services Ltd. released its earnings results on Apr 29, 2026. The company reported ₹5.5 earnings per share for the quarter, beating the consensus estimate of ₹5.4 by ₹0.1.
Is MAS Financial Services Ltd. overvalued?
According to Wall Street analysts MAS Financial Services Ltd.’s price is currently Overvalued.
Does MAS Financial Services Ltd. pay dividends?
MAS Financial Services Ltd. pays a Semiannually dividend of ₹1.25 which represents an annual dividend yield of 0.43%. See more information on MAS Financial Services Ltd. dividends here
What is MAS Financial Services Ltd.’s EPS estimate?
MAS Financial Services Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does MAS Financial Services Ltd. have?
MAS Financial Services Ltd. has 181,453,380 shares outstanding.
What happened to MAS Financial Services Ltd.’s price movement after its last earnings report?
MAS Financial Services Ltd. reported an EPS of ₹5.5 in its last earnings report, beating expectations of ₹5.4. Following the earnings report the stock price went up 2.286%.
Which hedge fund is a major shareholder of MAS Financial Services Ltd.?
Currently, no hedge funds are holding shares in IN:MASFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
MAS Financial Services Ltd.
MAS Financial Services Limited operates as an Indian non-banking financial corporation, specializing in the provision of retail financing solutions. Its comprehensive product portfolio includes financial assistance for micro and small-to-medium enterprises, along with loans for two-wheelers, commercial vehicles, salaried individuals, pre-owned cars, and agricultural tractors. Additionally, it extends housing finance and provides credit facilities to other microfinance institutions and non-banking financial entities. By March 31, 2022, the company had established a significant operational footprint, reaching around 4,438 customer touchpoints via its 125 branches spread across various urban and semi-urban centers in Gujarat, Maharashtra, Rajasthan, Madhya Pradesh, Tamil Nadu, Karnataka, and the Delhi National Capital Region. MAS Financial Services primarily caters to individuals in the low- and middle-income brackets, alongside micro, small, and medium-sized businesses. Founded in 1995, MAS Financial Services Limited is headquartered in Ahmedabad, India.
Technical Analysis
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