SBFC Finance Limited (IN:SBFC)
:SBFC
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SBFC Stock Chart & Stats
₹103.10
-₹1.75(-1.93%)
At close: 4:00 PM EST
₹103.10
-₹1.75(-1.93%)
Day’s Range― - ―
52-Week Range₹79.61 - ₹123.00
Previous CloseN/A
Volume890.59K
Average Volume (3M)117.55K
Market Cap
₹100.08B
Enterprise Value₹167.00B
Total Cash (Recent Filing)₹4.93B
Total Debt (Recent Filing)₹61.76B
Price to Earnings (P/E)18.7
Beta1.15
Next Earnings
Jul 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.69
Shares Outstanding1,106,414,200
10 Day Avg. Volume114,168
30 Day Avg. Volume117,553
Financial Highlights & Ratios
PEG Ratio0.71
Price to Book (P/B)2.46
Price to Sales (P/S)5.52
P/FCF Ratio-4.81
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)4.98
Revenue Forecast (FY)₹13.86B
Bulls Say, Bears Say
Bulls Say
Revenue And Profit GrowthSustained, multi-year top-line and net income growth demonstrates scalable demand for SBFC's lending products and evidence of operating leverage as the loan book grows. This momentum supports reinvestment in branches and underwriting capacity, strengthening franchise economics over the next several quarters.
Expanding Balance Sheet And Equity BaseRapid asset and equity growth increase the firm's capacity to originate secured loans and provide a larger capital buffer to absorb credit stress. Rising equity alongside asset expansion points to internal capital formation and supports a durable ability to scale lending without immediate capital raises.
Niche Secured MSME Lending ModelA branch-led secured lending focus to underserved MSMEs creates durable competitive advantages: collateral lowers loss severity, local underwriting builds customer relationships and data, and specialization supports stable origination flows and credit discipline across economic cycles.
Bears Say
Persistent Negative Operating Cash FlowConsistent operating and free cash flow deficits force ongoing reliance on external funding to sustain growth. For an NBFC, persistent cash burn raises refinancing and liquidity risk, constrains flexibility for capital returns and makes the business vulnerable if funding conditions tighten over the next several months.
High Funding Intensity And Rising DebtMaterial increases in borrowings raise interest expense and refinancing exposure. Even with some equity growth, elevated leverage heightens sensitivity to rate moves and credit spreads, pressuring margins and requiring consistent access to capital markets to support the lending book.
Profit Quality And Margin VolatilityReported strong margins are tempered by year-to-year volatility and occasional mismatches in operating profit metrics, which reduce confidence in earnings sustainability. This variability complicates forecasting, impacts lender and investor trust, and can constrain long-term strategic planning.
SBFC Finance Limited News
SBFC FAQ
What was SBFC Finance Limited’s price range in the past 12 months?
SBFC Finance Limited lowest stock price was ₹79.61 and its highest was ₹123.00 in the past 12 months.
What is SBFC Finance Limited’s market cap?
SBFC Finance Limited’s market cap is ₹100.08B.
When is SBFC Finance Limited’s upcoming earnings report date?
SBFC Finance Limited’s upcoming earnings report date is Jul 27, 2026 which is in 67 days.
How were SBFC Finance Limited’s earnings last quarter?
SBFC Finance Limited released its earnings results on Apr 25, 2026. The company reported ₹1.1 earnings per share for the quarter, the consensus estimate of ₹1.1 by ₹0.
Is SBFC Finance Limited overvalued?
According to Wall Street analysts SBFC Finance Limited’s price is currently Overvalued.
Does SBFC Finance Limited pay dividends?
SBFC Finance Limited does not currently pay dividends.
What is SBFC Finance Limited’s EPS estimate?
SBFC Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does SBFC Finance Limited have?
SBFC Finance Limited has 1,106,414,200 shares outstanding.
What happened to SBFC Finance Limited’s price movement after its last earnings report?
SBFC Finance Limited reported an EPS of ₹1.1 in its last earnings report, expectations of ₹1.1. Following the earnings report the stock price went up 3.991%.
Which hedge fund is a major shareholder of SBFC Finance Limited?
Currently, no hedge funds are holding shares in IN:SBFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
SBFC Finance Limited
SBFC Finance Limited, a financial services platform, provides financing solutions. The company offers secured MSME loans and loans against gold, as well as loan management services to third-party financial institutions, including private banks, public sector banks, foreign banks, mutual funds, and asset reconstruction companies. It serves entrepreneurs and individual customers, as well as micro, small, and medium enterprises. The company was incorporated in 2008 and is headquartered in Mumbai, India. SBFC Finance Limited operates as a subsidiary of SBFC Holdings Pte. Ltd.
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