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SBFC Stock Chart & Stats
₹92.13
-₹1.80(-1.95%)
At close: 4:00 PM EDT
₹92.13
-₹1.80(-1.95%)
Day’s Range― - ―
52-Week Range₹79.61 - ₹123.00
Previous CloseN/A
Volume2.68M
Average Volume (3M)117.55K
Market Cap
₹99.78B
Enterprise Value₹172.94K
Total Cash (Recent Filing)₹16.64B
Total Debt (Recent Filing)₹88.58B
Price to Earnings (P/E)20.6
Beta1.13
Next Earnings
Oct 26, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.38
Shares Outstanding1,107,306,800
10 Day Avg. Volume114,168
30 Day Avg. Volume117,553
Financial Highlights & Ratios
PEG Ratio0.71
Price to Book (P/B)2.46
Price to Sales (P/S)5.52
P/FCF Ratio-4.81
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)5.03
Revenue Forecast (FY)₹13.95B
Bulls Say, Bears Say
Bulls Say
Strong Revenue And Scaled ProfitabilitySustained, multi-year revenue growth with rapidly higher net income and solid reported margins indicates the franchise is scaling. Over a 2–6 month horizon this supports durable earnings power and capacity to absorb operating variation, provided credit costs remain contained.
Secured Lending Business Model Focused On Underserved MSMEsA collateral-backed lending focus (gold, residential/commercial property) to MSMEs and semi-formal borrowers is structurally defensible. Collateral lowers loss severity, and serving underbanked niches creates competitive moat and durable demand independent of short-term market swings.
Rapid Balance-sheet Growth With Expanding Equity BaseMaterial asset and equity expansion increases lending capacity and signals investor/funder support for scale. A larger equity base improves loss-absorption capacity and supports continued growth, enabling the company to originate more secured loans over the medium term.
Bears Say
Persistent Negative Operating And Free Cash FlowOngoing cash burn forces continual external funding to support growth and loan book rolloff. This structural reliance on capital markets increases refinancing and liquidity risk, reduces margin of safety for credit stress, and constrains financial flexibility over months ahead.
Meaningful And Rising LeverageElevated debt levels heighten interest expense sensitivity and amplify refinancing risk, especially given negative cash flows. Even with some improvement in ratios, meaningful leverage constrains capital flexibility and raises vulnerability to funding cost shocks or tighter credit conditions.
Volatility And Quality Concerns In Operating Profit MetricsInconsistent operating-profit reporting and periods of mismatch weaken confidence in sustainable margin quality. When growth appears driven by balance-sheet expansion more than efficiency, earnings may prove cyclical and sensitive to provisioning and credit cycles over the medium term.
SBFC Finance Limited News
SBFC FAQ
What was SBFC Finance Limited’s price range in the past 12 months?
SBFC Finance Limited lowest stock price was ₹79.61 and its highest was ₹123.00 in the past 12 months.
What is SBFC Finance Limited’s market cap?
SBFC Finance Limited’s market cap is ₹99.78B.
When is SBFC Finance Limited’s upcoming earnings report date?
SBFC Finance Limited’s upcoming earnings report date is Oct 26, 2026 which is in 82 days.
How were SBFC Finance Limited’s earnings last quarter?
SBFC Finance Limited released its earnings results on Jul 25, 2026. The company reported ₹1.2 earnings per share for the quarter, beating the consensus estimate of ₹1.1 by ₹0.1.
Is SBFC Finance Limited overvalued?
According to Wall Street analysts SBFC Finance Limited’s price is currently Overvalued.
Does SBFC Finance Limited pay dividends?
SBFC Finance Limited does not currently pay dividends.
What is SBFC Finance Limited’s EPS estimate?
SBFC Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does SBFC Finance Limited have?
SBFC Finance Limited has 1,107,306,800 shares outstanding.
What happened to SBFC Finance Limited’s price movement after its last earnings report?
SBFC Finance Limited reported an EPS of ₹1.2 in its last earnings report, beating expectations of ₹1.1. Following the earnings report the stock price went up 3.991%.
Which hedge fund is a major shareholder of SBFC Finance Limited?
Currently, no hedge funds are holding shares in IN:SBFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
SBFC Finance Limited
SBFC Finance Limited operates as a financial services provider, delivering a range of funding solutions. The company's primary offerings include secure credit facilities for Micro, Small, and Medium Enterprises (MSMEs) and loans backed by gold. Additionally, it extends loan portfolio management expertise to various third-party financial institutions, such as private, public, and international banks, mutual funds, and asset reconstruction companies. SBFC Finance caters to a diverse clientele, including individual customers, entrepreneurs, and MSMEs. Established in 2008, the firm maintains its headquarters in Mumbai, India, and functions as a subsidiary of SBFC Holdings Pte. Ltd.
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