SBFC Finance Limited (IN:SBFC)
:SBFC
Want to see IN:SBFC full AI Analyst Report?
SBFC Stock Chart & Stats
₹103.10
-₹1.75(-1.93%)
At close: 4:00 PM EST
₹103.10
-₹1.75(-1.93%)
Day’s Range― - ―
52-Week Range₹79.61 - ₹123.00
Previous CloseN/A
Volume890.59K
Average Volume (3M)117.55K
Market Cap
₹104.84B
Enterprise Value₹161.79B
Total Cash (Recent Filing)₹4.93B
Total Debt (Recent Filing)₹61.76B
Price to Earnings (P/E)24.2
Beta1.11
Next Earnings
Jul 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.10
Shares Outstanding1,106,414,200
10 Day Avg. Volume114,168
30 Day Avg. Volume117,553
Financial Highlights & Ratios
PEG Ratio3.52
Price to Book (P/B)3.37
Price to Sales (P/S)28.14
P/FCF Ratio-13.76
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)5.08
Revenue Forecast (FY)₹13.78B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSBFC shows sustained multi-year top-line expansion with a strong acceleration in 2026 (≈+55% y/y). This durable demand indicates scalable origination capacity in secured MSME lending and supports medium-term revenue visibility as the branch-led model deepens penetration.
Profitability ImprovementReported net income scaled materially over several years with solid reported margins in 2024–2025. This reflects improving underwriting outcomes and operating leverage from scale, suggesting margins can sustain if credit performance and cost discipline persist across the loan book.
Balance Sheet Scale & Equity BuildRapid asset growth alongside a sizeable rise in equity provides more capital to support larger loan volumes and absorb losses. A strengthened capital base enhances funding capacity and regulatory resilience, enabling continued market share gains in secured lending segments.
Bears Say
Negative Operating Cash FlowPersistent negative operating cash flow signals that reported profits are not converting to cash. For an NBFC this raises reliance on external funding to grow, increasing liquidity and refinancing risk especially if market funding conditions tighten or cost of funds rises.
High Leverage / Funding IntensityMeaningful debt growth and historically elevated debt-to-equity indicate a funding-intensive model. High leverage amplifies sensitivity to interest rates, constrains capital flexibility, and raises vulnerability to asset-quality shocks given NBFCs' reliance on wholesale funding.
Cash-Earnings Quality MismatchThe gap between robust reported profitability and chronically negative free cash flow suggests working-capital, securitisation or collection timing issues. This weakens earnings quality and sustainability, and may mask underlying credit or collection stresses over the medium term.
SBFC Finance Limited News
SBFC FAQ
What was SBFC Finance Limited’s price range in the past 12 months?
SBFC Finance Limited lowest stock price was ₹79.61 and its highest was ₹123.00 in the past 12 months.
What is SBFC Finance Limited’s market cap?
SBFC Finance Limited’s market cap is ₹104.84B.
When is SBFC Finance Limited’s upcoming earnings report date?
SBFC Finance Limited’s upcoming earnings report date is Jul 27, 2026 which is in 90 days.
How were SBFC Finance Limited’s earnings last quarter?
SBFC Finance Limited released its earnings results on Apr 25, 2026. The company reported ₹1.1 earnings per share for the quarter, the consensus estimate of ₹1.1 by ₹0.
Is SBFC Finance Limited overvalued?
According to Wall Street analysts SBFC Finance Limited’s price is currently Overvalued.
Does SBFC Finance Limited pay dividends?
SBFC Finance Limited does not currently pay dividends.
What is SBFC Finance Limited’s EPS estimate?
SBFC Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does SBFC Finance Limited have?
SBFC Finance Limited has 1,106,414,200 shares outstanding.
What happened to SBFC Finance Limited’s price movement after its last earnings report?
SBFC Finance Limited reported an EPS of ₹1.1 in its last earnings report, expectations of ₹1.1. Following the earnings report the stock price went up 3.991%.
Which hedge fund is a major shareholder of SBFC Finance Limited?
Currently, no hedge funds are holding shares in IN:SBFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
SBFC Finance Limited
SBFC Finance Limited, a financial services platform, provides financing solutions. The company offers secured MSME loans and loans against gold, as well as loan management services to third-party financial institutions, including private banks, public sector banks, foreign banks, mutual funds, and asset reconstruction companies. It serves entrepreneurs and individual customers, as well as micro, small, and medium enterprises. The company was incorporated in 2008 and is headquartered in Mumbai, India. SBFC Finance Limited operates as a subsidiary of SBFC Holdings Pte. Ltd.
Technical Analysis
Can Fin Homes Ltd.
―
IFCI Limited
―
India Shelter Finance Corp. Ltd.
―
Religare Enterprises Limited
―
UTI Asset Management Co. Ltd.
―