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SBFC Finance Limited (IN:SBFC)
:SBFC
SBFC Stock Chart & Stats
₹103.10
-₹1.75(-1.93%)
At close: 4:00 PM EST
₹103.10
-₹1.75(-1.93%)
Day’s Range― - ―
52-Week Range₹80.61 - ₹123.00
Previous CloseN/A
Volume890.59K
Average Volume (3M)117.55K
Market Cap
₹101.07B
Enterprise Value₹159.02B
Total Cash (Recent Filing)₹7.04B
Total Debt (Recent Filing)₹52.64B
Price to Earnings (P/E)24.2
Beta1.03
Next Earnings
Apr 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.10
Shares Outstanding1,096,853,900
10 Day Avg. Volume114,168
30 Day Avg. Volume117,553
Financial Highlights & Ratios
PEG Ratio0.78
Price to Book (P/B)3.09
Price to Sales (P/S)7.96
P/FCF Ratio-6.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)4.16
Revenue Forecast (FY)₹11.42B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained ~29.5% revenue growth signals durable expansion of the lending book and strong demand from MSME and small-business clients. Over 2-6 months this underpins earnings visibility, supports scale economics, and validates the branch-led underwriting model's market traction.
Margin StrengthConsistently healthy gross and improving net margins, alongside robust EBIT/EBITDA, indicate efficient operations and disciplined pricing. Margin durability helps absorb funding cost volatility and supports sustainable profitability as the company scales its secured-lending franchise.
Balance Sheet StabilityA moderate leverage posture with an improving ROE and stable equity ratio suggests measured capital management. This balance provides capacity to grow the loan book while retaining financial flexibility and lowering the probability of capital strain over a multi-month horizon.
Bears Say
Weak Cash ConversionNegative free cash flow growth and poor conversion of earnings into operating cash highlight structural cash generation weakness. Reliance on accounting profits rather than cash can constrain internal funding for growth and raise refinancing needs over the medium term.
Rising LiabilitiesAn upward trend in total liabilities signals growing funding reliance and potential maturity or concentration risk. If liabilities rise faster than high-quality liquidity or capital, the firm becomes more exposed to funding shocks and interest-rate shifts over coming months.
Dependence On Financing ActivityLiquidity being supported primarily via financing activities indicates dependence on external markets and counterparties. This structural reliance increases refinancing and cost-of-funding risk, which can compress nets interest margins and constrain growth if market access tightens.
SBFC Finance Limited News
SBFC FAQ
What was SBFC Finance Limited’s price range in the past 12 months?
SBFC Finance Limited lowest stock price was ₹80.61 and its highest was ₹123.00 in the past 12 months.
What is SBFC Finance Limited’s market cap?
SBFC Finance Limited’s market cap is ₹101.07B.
When is SBFC Finance Limited’s upcoming earnings report date?
SBFC Finance Limited’s upcoming earnings report date is Apr 27, 2026 which is in 47 days.
How were SBFC Finance Limited’s earnings last quarter?
SBFC Finance Limited released its earnings results on Jan 24, 2026. The company reported ₹1.1 earnings per share for the quarter, beating the consensus estimate of ₹1 by ₹0.1.
Is SBFC Finance Limited overvalued?
According to Wall Street analysts SBFC Finance Limited’s price is currently Overvalued.
Does SBFC Finance Limited pay dividends?
SBFC Finance Limited does not currently pay dividends.
What is SBFC Finance Limited’s EPS estimate?
SBFC Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does SBFC Finance Limited have?
SBFC Finance Limited has 1,096,853,900 shares outstanding.
What happened to SBFC Finance Limited’s price movement after its last earnings report?
SBFC Finance Limited reported an EPS of ₹1.1 in its last earnings report, beating expectations of ₹1. Following the earnings report the stock price went up 3.991%.
Which hedge fund is a major shareholder of SBFC Finance Limited?
Currently, no hedge funds are holding shares in IN:SBFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
SBFC Finance Limited
SBFC Finance Limited, a financial services platform, provides financing solutions. The company offers secured MSME loans and loans against gold, as well as loan management services to third-party financial institutions, including private banks, public sector banks, foreign banks, mutual funds, and asset reconstruction companies. It serves entrepreneurs and individual customers, as well as micro, small, and medium enterprises. The company was incorporated in 2008 and is headquartered in Mumbai, India. SBFC Finance Limited operates as a subsidiary of SBFC Holdings Pte. Ltd.
Technical Analysis
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