SBFC Finance Limited (IN:SBFC)
:SBFC
SBFC Stock Chart & Stats
₹103.10
-₹1.75(-1.93%)
At close: 4:00 PM EST
₹103.10
-₹1.75(-1.93%)
Day’s Range― - ―
52-Week Range₹79.61 - ₹123.00
Previous CloseN/A
Volume890.59K
Average Volume (3M)117.55K
Market Cap
₹92.09B
Enterprise Value₹146.34B
Total Cash (Recent Filing)₹4.93B
Total Debt (Recent Filing)₹61.76B
Price to Earnings (P/E)24.2
Beta0.98
Next Earnings
Apr 25, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.10
Shares Outstanding1,106,414,200
10 Day Avg. Volume114,168
30 Day Avg. Volume117,553
Financial Highlights & Ratios
PEG Ratio0.78
Price to Book (P/B)3.09
Price to Sales (P/S)7.96
P/FCF Ratio-6.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)4.14
Revenue Forecast (FY)₹11.45B
Bulls Say, Bears Say
Bulls Say
Revenue & EPS GrowthSustained high top-line and EPS growth indicates successful loan book expansion and improving core profitability. Over 2–6 months this momentum suggests scalable origination and demand in target segments, supporting durable earnings and reinvestment capacity.
Margins & Operational EfficiencyConsistently strong gross and EBITDA margins reflect disciplined underwriting, effective pricing and operational leverage. Durable margin strength provides a buffer against higher credit costs and funds investments in distribution without immediate margin erosion.
Secured Lending Focus & Branch ModelA collateral-backed loan portfolio and branch-led underwriting strengthen credit assessment and recovery prospects. Focus on underserved MSMEs is a structural market niche with limited competition from banks, supporting steady origination and customer stickiness over time.
Bears Say
Weak Cash ConversionEarnings are not translating into cash, forcing reliance on financing to fund operations and growth. Persistently negative cash conversion can constrain balance sheet flexibility, raise funding needs, and make the franchise vulnerable to tighter liquidity conditions.
Rising Liabilities / LeverageGrowing total liabilities, even with a moderate D/E, signals higher refinancing and interest burden risk. Structural increases in leverage reduce resilience to shocks, limit capital allocation choices and amplify earnings volatility if loan losses rise.
Dependence On External FundingHeavy reliance on external financing and securitisation-like activities makes the business sensitive to market funding costs and access. Over months, a tightening in wholesale funding or higher rates would elevate costs and could slow loan growth materially.
SBFC Finance Limited News
SBFC FAQ
What was SBFC Finance Limited’s price range in the past 12 months?
SBFC Finance Limited lowest stock price was ₹79.61 and its highest was ₹123.00 in the past 12 months.
What is SBFC Finance Limited’s market cap?
SBFC Finance Limited’s market cap is ₹92.09B.
When is SBFC Finance Limited’s upcoming earnings report date?
SBFC Finance Limited’s upcoming earnings report date is Apr 25, 2026 which is in 25 days.
How were SBFC Finance Limited’s earnings last quarter?
SBFC Finance Limited released its earnings results on Jan 24, 2026. The company reported ₹1.1 earnings per share for the quarter, beating the consensus estimate of ₹1 by ₹0.1.
Is SBFC Finance Limited overvalued?
According to Wall Street analysts SBFC Finance Limited’s price is currently Overvalued.
Does SBFC Finance Limited pay dividends?
SBFC Finance Limited does not currently pay dividends.
What is SBFC Finance Limited’s EPS estimate?
SBFC Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does SBFC Finance Limited have?
SBFC Finance Limited has 1,106,414,200 shares outstanding.
What happened to SBFC Finance Limited’s price movement after its last earnings report?
SBFC Finance Limited reported an EPS of ₹1.1 in its last earnings report, beating expectations of ₹1. Following the earnings report the stock price went up 3.991%.
Which hedge fund is a major shareholder of SBFC Finance Limited?
Currently, no hedge funds are holding shares in IN:SBFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
SBFC Finance Limited
SBFC Finance Limited, a financial services platform, provides financing solutions. The company offers secured MSME loans and loans against gold, as well as loan management services to third-party financial institutions, including private banks, public sector banks, foreign banks, mutual funds, and asset reconstruction companies. It serves entrepreneurs and individual customers, as well as micro, small, and medium enterprises. The company was incorporated in 2008 and is headquartered in Mumbai, India. SBFC Finance Limited operates as a subsidiary of SBFC Holdings Pte. Ltd.
Technical Analysis
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