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SATIN Stock Chart & Stats
₹149.40
₹5.99(4.02%)
At close: 4:00 PM EST
₹149.40
₹5.99(4.02%)
Day’s Range― - ―
52-Week Range₹133.50 - ₹274.20
Previous CloseN/A
Volume1.24M
Average Volume (3M)6.17K
Market Cap
₹26.34B
Enterprise Value₹102.38K
Total Cash (Recent Filing)₹22.51B
Total Debt (Recent Filing)₹109.91B
Price to Earnings (P/E)6.4
Beta0.78
Next Earnings
Oct 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)30.20
Shares Outstanding110,470,960
10 Day Avg. Volume5,100
30 Day Avg. Volume6,171
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)0.54
Price to Sales (P/S)0.49
P/FCF Ratio2.06
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)39.1
Revenue Forecast (FY)₹20.80B
Bulls Say, Bears Say
Bulls Say
Consistent Revenue ExpansionSatin has delivered multi-year top-line acceleration with large percentage gains across FY2024–FY2026. Durable revenue growth in microfinance indicates expanding borrower penetration and product take-up across branches, supporting sustainable interest income and scale economics over the medium term.
Growing Asset & Equity BaseRising assets and steadily increasing equity provide balance-sheet capacity for continued lending growth. A larger equity cushion supports regulatory capital metrics and underwriting flexibility, enabling the firm to expand loan books and absorb cyclical credit stress while funding new branch-level origination.
Improved Cash Generation (FY2026)After years of weak cash conversion, a strong operating and free cash flow readout in FY2026 signals improved earnings quality and internal funding potential. If sustained, this reduces reliance on external borrowing, supports deleveraging, and funds branch/portfolio growth without immediate funding stress.
Bears Say
High Historical LeverageHistorically elevated leverage amplifies downside risk for a credit-focused NBFC: asset-quality shocks or funding cost rises can sharply compress equity and earnings. High leverage limits strategic flexibility, increases sensitivity to liquidity cycles, and can force asset sales or tightened lending in stressed environments.
Reported Debt AnomalyA sudden FY2026 debt reporting swing to zero versus multi-year leverage introduces classification and transparency uncertainty. Without confirmation, this weakens confidence in funding profile assessment, complicates stress-testing and forecasting of interest costs, and raises governance/reporting concerns.
Volatile Cash & Earnings HistoryProlonged volatile operating cash flows and earnings swings show sensitivity to credit losses, funding mix, and cycle timing. Such volatility can force recurring external funding, constrain strategic investments, and make credit provisioning and margin sustainability harder to predict over a 2–6 month horizon.
Satin Creditcare Network Ltd News
SATIN FAQ
What was Satin Creditcare Network Ltd’s price range in the past 12 months?
Satin Creditcare Network Ltd lowest stock price was ₹133.50 and its highest was ₹274.20 in the past 12 months.
What is Satin Creditcare Network Ltd’s market cap?
Satin Creditcare Network Ltd’s market cap is ₹26.34B.
When is Satin Creditcare Network Ltd’s upcoming earnings report date?
Satin Creditcare Network Ltd’s upcoming earnings report date is Oct 23, 2026 which is in 81 days.
How were Satin Creditcare Network Ltd’s earnings last quarter?
Satin Creditcare Network Ltd released its earnings results on Jul 30, 2026. The company reported ₹11.19 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Satin Creditcare Network Ltd overvalued?
According to Wall Street analysts Satin Creditcare Network Ltd’s price is currently Overvalued.
Does Satin Creditcare Network Ltd pay dividends?
Satin Creditcare Network Ltd does not currently pay dividends.
What is Satin Creditcare Network Ltd’s EPS estimate?
Satin Creditcare Network Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Satin Creditcare Network Ltd have?
Satin Creditcare Network Ltd has 110,470,960 shares outstanding.
What happened to Satin Creditcare Network Ltd’s price movement after its last earnings report?
Satin Creditcare Network Ltd reported an EPS of ₹11.19 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.445%.
Which hedge fund is a major shareholder of Satin Creditcare Network Ltd?
Currently, no hedge funds are holding shares in IN:SATIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Satin Creditcare Network Ltd
Satin Creditcare Network Limited (SCNL) is an Indian non-banking financial institution primarily dedicated to providing microfinance services across the nation. The company extends microcredit, predominantly to economically active women in rural, semi-urban, and urban areas, for various income-generating ventures such as agriculture, transportation, trade, and manufacturing, as well as for water and sanitation facilities. Beyond microcredit, SCNL offers a diverse range of financial products, including loans for merchants, retailers, wholesalers, manufacturers, service providers, salaried individuals, self-employed professionals, and agribusinesses. It also provides financing to corporate entities and other microfinance institutions, alongside specialized loans for solar lamps, bicycles, consumer durables, and housing finance solutions. As of March 31, 2022, SCNL operated through an extensive network of 1,224 branches. Established in 1990 and headquartered in Gurugram, India, the company was originally known as Satin Leasing & Finance Private Limited until it rebranded to Satin Creditcare Network Limited in April 2000.
Technical Analysis
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