Satin Creditcare Network Ltd (IN:SATIN)
:SATIN
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SATIN Stock Chart & Stats
₹149.40
₹5.99(4.02%)
At close: 4:00 PM EST
₹149.40
₹5.99(4.02%)
Day’s Range― - ―
52-Week Range₹133.50 - ₹178.50
Previous CloseN/A
Volume1.24M
Average Volume (3M)6.17K
Market Cap
₹18.42B
Enterprise Value₹89.55B
Total Cash (Recent Filing)₹25.70B
Total Debt (Recent Filing)₹96.40B
Price to Earnings (P/E)5.5
Beta0.97
Next Earnings
May 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)6.54
Shares Outstanding110,470,960
10 Day Avg. Volume5,100
30 Day Avg. Volume6,171
Financial Highlights & Ratios
PEG Ratio-0.14
Price to Book (P/B)0.65
Price to Sales (P/S)0.73
P/FCF Ratio-2.82
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)33.1
Revenue Forecast (FY)₹20.15B
Bulls Say, Bears Say
Bulls Say
Niche Microfinance FocusSatin’s core model targets underserved, largely female borrowers in rural and semi-urban areas via group and individual lending. That customer niche delivers durable demand, deep distribution advantages and stickier relationships versus general retail lending, supporting steady loan origination over months.
Consistent Revenue ExpansionReported revenue growth near 10% indicates the business continues to expand its loan book and generate higher interest income. Sustained top-line growth supports scale benefits in collections and distribution, improving the company’s ability to invest in origination capabilities over a medium-term horizon.
Improved Gross Profit MarginsAn improvement in gross profit margins to the reported level reflects either a favorable product mix or lower direct costs on lending products. If maintained, higher gross margins give the firm structural room to absorb operating expenses and credit cost volatility while preserving core spread income over several quarters.
Bears Say
High And Rising LeverageDebt-to-equity rising above 3x signals heavy reliance on external funding. High leverage reduces financial flexibility, amplifies refinancing and interest-rate risks, and constrains the firm’s ability to grow the loan book or absorb credit losses without raising more capital in the coming months.
Negative Operating Cash FlowConsecutive negative operating and free cash flows show the firm is not converting earnings into cash, implying dependence on external financing for operations and growth. This structural cash generation weakness raises liquidity and sustainability concerns over the medium term.
Volatile And Weakening ProfitabilityA sharp drop in reported net margins and volatile revenue trends point to inconsistent ability to convert interest income into durable profits. Weakening profitability undermines internal capital generation, making it harder to rebuild reserves, fund growth, or reduce reliance on debt over several quarters.
Satin Creditcare Network Ltd News
SATIN FAQ
What was Satin Creditcare Network Ltd’s price range in the past 12 months?
Satin Creditcare Network Ltd lowest stock price was ₹133.50 and its highest was ₹178.50 in the past 12 months.
What is Satin Creditcare Network Ltd’s market cap?
Satin Creditcare Network Ltd’s market cap is ₹18.42B.
When is Satin Creditcare Network Ltd’s upcoming earnings report date?
Satin Creditcare Network Ltd’s upcoming earnings report date is May 05, 2026 which is in 6 days.
How were Satin Creditcare Network Ltd’s earnings last quarter?
Satin Creditcare Network Ltd released its earnings results on Jan 28, 2026. The company reported ₹6.538 earnings per share for the quarter, beating the consensus estimate of N/A by ₹6.538.
Is Satin Creditcare Network Ltd overvalued?
According to Wall Street analysts Satin Creditcare Network Ltd’s price is currently Overvalued.
Does Satin Creditcare Network Ltd pay dividends?
Satin Creditcare Network Ltd does not currently pay dividends.
What is Satin Creditcare Network Ltd’s EPS estimate?
Satin Creditcare Network Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Satin Creditcare Network Ltd have?
Satin Creditcare Network Ltd has 110,470,960 shares outstanding.
What happened to Satin Creditcare Network Ltd’s price movement after its last earnings report?
Satin Creditcare Network Ltd reported an EPS of ₹6.538 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 3.42%.
Which hedge fund is a major shareholder of Satin Creditcare Network Ltd?
Currently, no hedge funds are holding shares in IN:SATIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Satin Creditcare Network Ltd
Satin Creditcare Network Limited, a non-banking finance company, provides micro finance services in India. The company provides microcredit to economically active women in rural, semi-urban, and urban areas; loans for income generating purposes, such as agriculture, transportation, trading, and production related business activities; loans for water and sanitation facilities; and loans to merchants, retailer, wholesaler, manufacturing, service providers, salaried, self-employed professionals, and agri business. It also offers loans to self-employed professionals, and self-employed individuals/non individual entities; loans to corporate institutions and micro finance companies; financing for solar lamps, bicycles, and consumer durables; and housing finance products. As of March 31, 2022, the company operated through a network of 1,224 branches. The company was formerly known as Satin Leasing & Finance Private Limited and changed its name to Satin Creditcare Network Limited in April 2000. Satin Creditcare Network Limited was incorporated in 1990 and is headquartered in Gurugram, India.
Technical Analysis
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