Haverty (HVT) AI Stock Analysis

• Market Cap: $387.60M
• Dividend Yield: 5.42%
• Average Volume (3M): 118.99K
• Price to Earnings (P/E): 20.4
• Beta (1Y): 0.83
• Revenue Growth: -1.05%
• EPS Growth: -24.24%
• Country: US
• Employees: 2,334
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Home Improvement
• EPS (TTM): 0.32
• Shares Outstanding: 15,046,851
• 10 Day Avg. Volume: 91,511
• 30 Day Avg. Volume: 118,992
• PEG Ratio: -0.27
• Price to Book (P/B): 1.18
• Price to Sales (P/S): 0.50
• P/FCF Ratio: 13.56
• Enterprise Value/Market Cap: 1.13
• Enterprise Value/Revenue: 0.59
• Enterprise Value/Gross Profit: 0.97
• Enterprise Value/Ebitda: 9.74
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): 1.13
• Revenue Forecast (FY): $741.55M

• Rating: 73 Outperform
• Price Target: $27.00 ▲(11.80% Upside)

Haverty's overall stock score reflects strong sales growth and effective marketing strategies, as highlighted in the earnings call. The company's stable profit margins and strong cash flow generation are positive indicators. However, concerns about declining revenue growth and potential overvaluation temper the outlook.

Positive Factors

Cash Generation

A strong cash position and debt-free balance sheet provide Haverty with significant financial flexibility, enabling strategic investments and resilience against economic downturns.

Digital Engagement

Improved digital marketing strategies and AI use enhance Haverty's online presence, driving sales growth and positioning the company well in the increasingly digital retail environment.

Strategic Expansion

Planned store expansions in key markets like St. Louis, Nashville, and Houston will likely boost Haverty's market presence and long-term growth potential.

Negative Factors

Revenue Decline

A significant decline in revenue growth poses a challenge to Haverty's financial stability, potentially impacting its ability to invest in growth and maintain competitive positioning.

Tariff Impacts

Tariff-induced cost increases and supply chain uncertainties could continue to pressure Haverty's margins and operational efficiency, affecting long-term profitability.

Comparable Store Sales Decline

Declining in-store sales highlight challenges in driving foot traffic and sales growth, which could hinder Haverty's ability to capitalize on its showroom network.

Haverty Business Overview & Revenue Model

Company Description

Haverty Furniture Companies, Inc. (HVT) is a leading retailer of residential furniture and accessories in the United States. Established in 1885, the company operates through a network of showrooms primarily located in the Southeastern and Midwestern regions. Haverty offers a wide range of products, including sofas, chairs, bedroom and dining room sets, and home decor items, focusing on quality and value for customers. The company is known for its customer service and design consultation, positioning itself as a destination for consumers looking to furnish their homes.

How the Company Makes Money

Haverty generates revenue primarily through the sale of furniture and home accessories in its showrooms and online. The company's revenue model relies on direct sales to consumers, with key revenue streams including the sale of both in-stock and special order items. Haverty also offers financing options through partnerships with third-party lenders, which can contribute to additional revenue through interest and fees. Seasonal promotions and marketing campaigns help drive sales, while the company's focus on customer service enhances repeat business and customer loyalty. Overall, Haverty's earnings are bolstered by its established brand reputation and strategic location of its showrooms, which cater to diverse consumer needs.

Haverty Financial Statement Overview

Summary

Haverty's financial performance shows stable profit margins and strong cash flow generation, indicating operational efficiency. However, the significant decline in revenue growth is a major concern, potentially impacting future profitability.

Income Statement

Haverty's income statement shows a significant decline in revenue growth, with a TTM revenue drop of 74.42%. However, the company maintains stable gross and net profit margins, indicating operational efficiency. The EBIT and EBITDA margins are consistent, but the sharp revenue decline is a concern.

Balance Sheet

The balance sheet reflects a moderate debt-to-equity ratio of 0.71, suggesting manageable leverage. Return on equity has decreased over time, indicating reduced profitability from equity. The equity ratio remains stable, showing a balanced asset structure.

Cash Flow

Cash flow analysis reveals a strong free cash flow growth rate of 45.42% in the TTM period, indicating improved cash generation. The operating cash flow to net income ratio is healthy, but the free cash flow to net income ratio suggests room for improvement in cash conversion.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	741.43M	722.90M	862.13M	1.05B	1.01B	748.25M
Gross Profit	452.61M	439.08M	523.09M	604.23M	574.63M	418.99M
EBITDA	45.15M	41.47M	85.88M	134.85M	134.66M	59.91M
Net Income	8.21M	19.96M	56.32M	89.36M	90.80M	59.15M
Balance Sheet
Total Assets	651.71M	648.75M	654.13M	649.05M	686.29M	680.37M
Cash, Cash Equivalents and Short-Term Investments	130.50M	120.03M	120.64M	123.13M	166.15M	200.06M
Total Debt	211.84M	218.38M	217.75M	221.29M	230.35M	233.67M
Total Liabilities	345.68M	341.19M	345.77M	359.65M	430.32M	427.40M
Stockholders Equity	306.03M	307.56M	308.37M	289.40M	255.97M	252.97M
Cash Flow
Free Cash Flow	39.12M	26.82M	44.09M	22.60M	63.15M	119.26M
Operating Cash Flow	62.20M	58.91M	97.20M	51.02M	97.24M	130.19M
Investing Cash Flow	-23.01M	-31.63M	-53.06M	-28.32M	-34.00M	65.36M
Financing Cash Flow	-29.58M	-28.74M	-46.29M	-65.62M	-97.15M	-71.18M

Haverty Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 24.15
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HVT, the sentiment is Positive. The current price of 24.15 is above the 20-day moving average (MA) of 22.98, above the 50-day MA of 21.65, and above the 200-day MA of 20.63, indicating a bullish trend. The MACD of 0.70 indicates Negative momentum. The RSI at 60.64 is Neutral, neither overbought nor oversold. The STOCH value of 64.04 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HVT.

Haverty Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
HVT	73 Outperform	$387.60M	20.40	6.32%	5.42%	-1.05%	-24.24%
SCVL	67 Neutral	$480.12M	8.34	8.78%	3.34%	-6.22%	-22.81%
BSET	66 Neutral	$132.50M	17.08	4.70%	5.24%	-2.74%	―
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
HOFT	54 Neutral	$114.81M	―	-6.33%	8.61%	-6.46%	-1110.82%
DLTH	52 Neutral	$110.07M	―	-24.97%	―	-6.13%	-215.18%
LESL	39 Underperform	$27.87M	―	―	―	-6.63%	-904.47%

Haverty Corporate Events

Haverty Furniture Reports Strong Sales Growth in Q3 2025

Haverty Furniture Companies, Inc., established in 1885, operates as a full-service home furnishings retailer with 129 showrooms across 17 states in the Southern and Midwestern United States, offering a wide selection of quality merchandise in the middle to upper-middle price ranges.

Haverty Furniture Reports Modest Sales Growth in Q2 2025

Haverty Furniture Companies, Inc., a well-established home furnishings retailer with a history dating back to 1885, operates 129 showrooms across the Southern and Midwestern United States, offering a wide range of quality furniture in the middle to upper-middle price range.