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FRBA Stock Chart & Stats
$17.98
$0.69(3.84%)
At close: 4:00 PM EDT
$17.98
$0.69(3.84%)
Day’s Range― - ―
52-Week Range$14.41 - $19.33
Previous CloseN/A
Volume54.74K
Average Volume (3M)62.62K
Market Cap
$456.94M
Enterprise Value$695.13
Total Cash (Recent Filing)$36.95M
Total Debt (Recent Filing)$276.00M
Price to Earnings (P/E)10.6
Beta0.60
Next Earnings
Oct 28, 2026EPS Estimate
0.44Next Dividend Ex-DateN/A
Dividend Yield1.81%
Share Statistics
EPS (TTM)1.72
Shares Outstanding25,134,403
10 Day Avg. Volume92,400
30 Day Avg. Volume62,617
Financial Highlights & Ratios
PEG Ratio2.26
Price to Book (P/B)0.93
Price to Sales (P/S)1.66
P/FCF Ratio6.55
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$19.67Price Target Upside9.38% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)1.57
Revenue Forecast (FY)$149.77M
Bulls Say, Bears Say
Bulls Say
Loan And Deposit GrowthStrong loan production and deposit inflows indicate expanding commercial relationships and funding capacity. The sizeable pipeline and growth in noninterest-bearing deposits can support balance-sheet expansion while reducing reliance on wholesale funding over the medium term.
Sustained Operating EfficiencyConsistent expense discipline gives First Bank a durable operating advantage as a relationship-focused community bank. A sub-60% efficiency ratio provides flexibility to absorb funding or credit-cost pressure while preserving profitability as the balance sheet grows.
Capital And Credit ImprovementSolid tangible capitalization strengthens loss-absorption capacity and supports continued lending and shareholder returns. Lower provisions, improving small-business trends, and meaningful reserve coverage suggest credit costs are becoming more manageable, although monitoring remains necessary.
Bears Say
Deposit Cost And Margin PressureIntense competition for deposits and greater use of higher-cost funding can compress the spread that drives most of the bank’s revenue. Declining acquisition accretion and repricing pressure may constrain margin expansion even if loan growth remains healthy.
Localized Asset-Quality RiskConcentrated weakness in a small-business segment and a higher-risk CRE exposure could produce additional provisions or losses if economic conditions deteriorate. Although management expects improvement and recovery, these issues remain a structural risk to earnings quality.
Cooling Profitability And Cash-Flow VolatilityLower margins versus 2021–2022 indicate reduced earnings efficiency as the balance sheet has scaled. Volatile operating cash flow and declining TTM free cash flow also make internal capital generation less predictable, limiting confidence in sustained profitability.
First Bank News
FRBA FAQ
What was First Bank’s price range in the past 12 months?
First Bank lowest stock price was $14.40 and its highest was $19.32 in the past 12 months.
What is First Bank’s market cap?
First Bank’s market cap is $456.94M.
When is First Bank’s upcoming earnings report date?
First Bank’s upcoming earnings report date is Oct 28, 2026 which is in 67 days.
How were First Bank’s earnings last quarter?
First Bank released its earnings results on Jul 23, 2026. The company reported $0.43 earnings per share for the quarter, beating the consensus estimate of $0.4 by $0.03.
Is First Bank overvalued?
According to Wall Street analysts First Bank’s price is currently Undervalued.
Does First Bank pay dividends?
First Bank pays a Quarterly dividend of $0.09 which represents an annual dividend yield of 1.81%. See more information on First Bank dividends here
What is First Bank’s EPS estimate?
First Bank’s EPS estimate is 0.44.
How many shares outstanding does First Bank have?
First Bank has 25,134,403 shares outstanding.
What happened to First Bank’s price movement after its last earnings report?
First Bank reported an EPS of $0.43 in its last earnings report, beating expectations of $0.4. Following the earnings report the stock price went up 2.798%.
Which hedge fund is a major shareholder of First Bank?
Currently, no hedge funds are holding shares in FRBA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Bank Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$19.67 (9.38% Upside)
$19.67 (9.38% Upside)
Blogger Sentiment
Bullish
FRBA Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 21.5K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
24.29%
12-Months-Change
Fundamentals
Return on Equity
1.81%
Trailing 12-Months
Asset Growth
1.69%
Trailing 12-Months
Company Description
First Bank
First Bank offers a comprehensive array of financial products and services tailored for individuals, businesses, and governmental bodies. Its diverse deposit options encompass non-interest and interest-bearing demand accounts, money market and savings accounts, certificates of deposit, and specialized commercial checking solutions. For lending needs, the bank provides commercial and industrial financing; a wide variety of commercial real estate loans, including those for owner-occupied properties, investors, construction projects, and multi-family dwellings; residential real estate loans such as mortgages, first and second lien home equity loans, and revolving credit lines; and consumer loans for vehicles, personal use, and traditional installment plans. Beyond these core offerings, the institution supports modern digital banking through internet and mobile platforms, electronic bill payment, and banking by phone. Additional services include ATM and debit card provision, wire and ACH transfers, remote deposit capture, and robust cash management solutions. As of December 31, 2021, First Bank operated 18 full-service branches situated across various counties in New Jersey (Cinnaminson, Cranbury, Delanco, Denville, Ewing, Flemington, Hamilton, Lawrence, Mercerville, Pennington, Randolph, Somerset, and Williamstown) and Pennsylvania (Doylestown, Trevose, Warminster, and West Chester). Founded in 2007, the company maintains its corporate headquarters in Hamilton, New Jersey.
FRBA Company Deck
FRBA Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized several positive trends: meaningful quarter-over-quarter loan and deposit growth, a strong origination pipeline, improved credit costs, stable-to-healthy net interest margin, declining noninterest expense, and strong capital/efficiency metrics. Offsetting items include localized asset-quality pressure in a small-business credit-score portfolio and one CRE nonaccrual, ongoing deposit pricing competition and higher-cost funding for some new dollars, elevated payoff activity that partially offsets originations, and a modest decline in noninterest income. Overall, the operational and financial momentum (loan/deposit growth, improved credit costs, efficiency) outweighs the contained headwinds.View all FRBA earnings summariesFRBA Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$19.67
▲(9.38% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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Ownership Overview
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Insiders
12.56% Mutual Funds
17.68% Other Institutional Investors
55.98% Public Companies and
Individual Investors










