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First Bank (FRBA)
NASDAQ:FRBA

First Bank (FRBA) Price & Analysis

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FRBA Stock Chart & Stats

$16.94
-$0.05(-0.37%)
At close: 4:00 PM EST
$16.94
-$0.05(-0.37%)

Bulls Say, Bears Say

Bulls Say
Net Interest Income GrowthThe increase in net interest income and margin expansion indicates strong core banking operations, enhancing profitability and financial stability.
Loan And Deposit GrowthRobust loan and deposit growth reflects strong customer demand and market position, supporting future revenue and interest income.
Credit Quality ImprovementImproved credit quality reduces risk and enhances the bank's ability to manage economic downturns, ensuring long-term financial health.
Bears Say
Increased LeverageHigher leverage can strain financial flexibility and increase risk, potentially impacting the bank's ability to withstand economic stress.
Cash Flow ChallengesSignificant decline in free cash flow growth suggests liquidity issues, which could affect the bank's ability to fund operations and growth.
Small Business Segment WeaknessWeakness in the small business segment could lead to increased charge-offs and affect profitability, highlighting a potential area of concern.

First Bank News

FRBA FAQ

What was First Bank’s price range in the past 12 months?
First Bank lowest stock price was $12.74 and its highest was $18.11 in the past 12 months.
    What is First Bank’s market cap?
    First Bank’s market cap is $421.25M.
      When is First Bank’s upcoming earnings report date?
      First Bank’s upcoming earnings report date is Apr 27, 2026 which is in 81 days.
        How were First Bank’s earnings last quarter?
        First Bank released its earnings results on Jan 26, 2026. The company reported $0.49 earnings per share for the quarter, the consensus estimate of $0.49 by $0.
          Is First Bank overvalued?
          According to Wall Street analysts First Bank’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does First Bank pay dividends?
            First Bank pays a Quarterly dividend of $0.06 which represents an annual dividend yield of 1.41%. See more information on First Bank dividends here
              What is First Bank’s EPS estimate?
              First Bank’s EPS estimate is 0.47.
                How many shares outstanding does First Bank have?
                First Bank has 25,134,403 shares outstanding.
                  What happened to First Bank’s price movement after its last earnings report?
                  First Bank reported an EPS of $0.49 in its last earnings report, expectations of $0.49. Following the earnings report the stock price went down -0.716%.
                    Which hedge fund is a major shareholder of First Bank?
                    Currently, no hedge funds are holding shares in FRBA
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      First Bank

                      First Bank provides various banking products and services to individuals, businesses, and governmental entities. The company accepts various deposits, including non-interest bearing demand deposits, interest bearing demand accounts, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking accounts. Its loan products include commercial and industrial loans; commercial real estate loans, such as owner-occupied, investor, construction and development, and multi-family loans; residential real estate loans comprising residential mortgages, first and second lien home equity loans, and revolving lines of credit; and consumer and other loans that include auto, personal, and traditional installment loans. The company also provides electronic banking services, including Internet and mobile banking, electronic bill payment, and banking by phone, as well as ATM and debit cards, and wire and ACH transfer services; remote deposit capture; and cash management services. As of December 31, 2021, it operated 18 full-service branches in Cinnaminson, Cranbury, Delanco, Denville, Ewing, Flemington, Hamilton, Hamilton, Lawrence, Mercerville, Pennington, Randolph, Somerset, and Williamstown counties in New Jersey, as well as Doylestown, Trevose, Warminster, and West Chester counties in Pennsylvania. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey.

                      First Bank (FRBA) Earnings & Revenues

                      FRBA Company Deck

                      FRBA Earnings Call

                      Q4 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call presented a majority of positive operational and financial developments: margin expansion, improved profitability ratios, strong full-year loan production and disciplined expense and deposit optimization. However, materially negative items were concentrated in the small business lending portfolio (elevated charge-offs/delinquency and higher reserves), a large $23 million C&I downgrade, and unusual Q4 payoff activity that temporarily reduced loans and deposits. Management has taken corrective actions on small business credit, approved shareholder-friendly capital actions (50% dividend increase and a $20 million buyback authorization), and set achievable 2026 targets (including $200 million net loan growth and continued deposit-cost reduction). On balance, the positive momentum and contained, identifiable credit issues suggest cautious optimism.View all FRBA earnings summaries

                      FRBA Stock 12 Month Forecast

                      Average Price Target

                      $20.00
                      ▲(18.06% Upside)
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<span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 8,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":12.787,"date":1711929600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 9,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":12.4,"date":1719792000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            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10,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":15.099,"date":1740787200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 8,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":14.576,"date":1743465600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 10,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n   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                      Ownership Overview

                      12.88%0.52%75.62%
                      Insiders
                      0.52% Other Institutional Investors
                      75.62% Public Companies and
                      Individual Investors

                      Options Prices

                      Currently, No data available
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