GBank Financial Holdings (GBFH)
NASDAQ:GBFH
Want to see GBFH full AI Analyst Report?
GBFH Stock Chart & Stats
$30.43
$0.30(0.78%)
At close: 4:00 PM EST
$30.43
$0.30(0.78%)
Day’s Range― - ―
52-Week Range$23.87 - $44.00
Previous CloseN/A
Volume3.36K
Average Volume (3M)53.79K
Market Cap
$466.96M
Enterprise Value$462.01M
Total Cash (Recent Filing)$4.96M
Total Debt (Recent Filing)$35.90M
Price to Earnings (P/E)26.2
Beta1.08
Next Earnings
Aug 04, 2026EPS Estimate
0.48Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.24
Shares Outstanding14,470,352
10 Day Avg. Volume56,598
30 Day Avg. Volume53,786
Financial Highlights & Ratios
PEG Ratio6.53
Price to Book (P/B)2.92
Price to Sales (P/S)4.42
P/FCF Ratio0.00
Enterprise Value/Market Cap0.99
Enterprise Value/Revenue4.11
Enterprise Value/Gross Profit6.46
Enterprise Value/Ebitda16.51
Forecast
1Y Price Target
$35.00Price Target Upside15.02% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)2.06
Revenue Forecast (FY)$90.60M
Bulls Say, Bears Say
Bulls Say
Robust Balance Sheet & Lower LeverageMaterial deleveraging and a 13.25% ROE improve capital resilience and regulatory headroom. A stronger equity base reduces insolvency risk and supports lending, product rollouts and partnership capital needs over the next several quarters, enabling steadier growth and investment.
Above-peer Net Interest MarginSustained NIM advantage provides a durable earnings cushion versus peers and can offset pressure from rate cuts. Higher core margin improves net interest income stability and funds reinvestment in payments and SBA channels, supporting multi-month profitability resilience.
Established SBA Franchise With Low LossesScale in SBA originations, improving gain-on-sale economics and historically minimal charge-offs point to a risk‑managed lending franchise. Consistent SBA production generates repeatable fee income and transferable underwriting expertise that supports steady earnings over months.
Bears Say
Credit-card Fraud Disrupted Customer AcquisitionA large fraud episode halted marketing and constrained card volume growth, interrupting a key noninterest income stream. Even with fixes, rebuilding safe acquisition channels and trust is a multi-month operational challenge, risking slower revenue recovery until controls prove durable.
Third-party Platform & ACH DependenciesReliance on external platforms and processors exposed acceptance channels and cash‑flow timing to regulatory and vendor shifts. Bringing ACH in‑house and replacing lost payment rails require time and investment, creating structural execution risk to payments volume and fee trends.
Rising Operating Expense And Elevated Funding CostHigher staffing, tech and marketing expense increases operating leverage before scale benefits; coupled with relatively expensive subordinated capital, this can pressure earnings and ROE in the near term. Profit recovery depends on volume scaling and sustained margin delivery.
GBank Financial Holdings News
GBFH FAQ
What was GBank Financial Holdings’s price range in the past 12 months?
GBank Financial Holdings lowest stock price was $23.87 and its highest was $44.00 in the past 12 months.
What is GBank Financial Holdings’s market cap?
GBank Financial Holdings’s market cap is $466.96M.
When is GBank Financial Holdings’s upcoming earnings report date?
GBank Financial Holdings’s upcoming earnings report date is Aug 04, 2026 which is in 51 days.
How were GBank Financial Holdings’s earnings last quarter?
GBank Financial Holdings released its earnings results on Apr 29, 2026. The company reported $0.31 earnings per share for the quarter, missing the consensus estimate of $0.515 by -$0.205.
Is GBank Financial Holdings overvalued?
According to Wall Street analysts GBank Financial Holdings’s price is currently Undervalued.
Does GBank Financial Holdings pay dividends?
GBank Financial Holdings does not currently pay dividends.
What is GBank Financial Holdings’s EPS estimate?
GBank Financial Holdings’s EPS estimate is 0.48.
How many shares outstanding does GBank Financial Holdings have?
GBank Financial Holdings has 14,470,352 shares outstanding.
What happened to GBank Financial Holdings’s price movement after its last earnings report?
GBank Financial Holdings reported an EPS of $0.31 in its last earnings report, missing expectations of $0.515. Following the earnings report the stock price went up 4.618%.
Which hedge fund is a major shareholder of GBank Financial Holdings?
Currently, no hedge funds are holding shares in GBFH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
GBank Financial Holdings Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$35.00 (15.02% Upside)
$35.00 (15.02% Upside)
Blogger Sentiment
Bearish
GBFH Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 81.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $812.0K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-0.57%
12-Months-Change
Fundamentals
Return on Equity
11.05%
Trailing 12-Months
Asset Growth
17.13%
Trailing 12-Months
Company Description
GBank Financial Holdings
GBank Financial Holdings Inc., established in 2007 and based in Las Vegas, Nevada, serves as the holding entity for Bank of George. This financial institution delivers a comprehensive range of banking solutions and services across Nevada. Its offerings include checking accounts tailored for both individual and business clients. For savings, the company provides options such as money market accounts, certificates of deposit (CDs), and traditional savings accounts, catering to both personal and commercial needs. Additionally, GBank extends a variety of lending products, encompassing personal loans, Small Business Administration (SBA) loans, and diverse business financing. The latter category includes commercial real estate loans, lines of credit, equipment financing, term loans, funding against accounts receivable and inventory, and specialized loans for medical and professional practices. Customers also benefit from convenient online and mobile banking platforms, alongside other general account services designed for both personal and business use.
GBFH Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a mix of strong execution and clear remedy actions tied to material operational challenges. Positives include record quarterly earnings, above-peer net interest margin, improving SBA gain-on-sale economics, low historical SBA losses, licensing and early deployment of the BoltBetz PPA with a large addressable market, and meaningful improvements to fraud/KYC controls that have stopped fraud penetration in the recent relaunch period. Negatives center on the earlier credit-card fraud and application issues that forced a marketing pause and reduced transactions, ACH/vendor failures requiring in‑house remediation, regulatory/partner changes (DraftKings/FanDuel) that removed some acceptance channels, and near-term expense and capital costs tied to product and people investments. Overall, management has identified root causes and implemented technical, operational and incentive fixes; the company shows operational recovery signs and strong core financial metrics, but some execution and timing risks remain.View all GBFH earnings summariesGBFH Stock 12 Month Forecast
Average Price Target
$35.00
▲(15.02% Upside)
Technical Analysis
Arrow Financial
―
Bar Harbor Bankshares
―
Peoples Financial Services
―
Bridgewater Bancshares
―
Red River Bancshares
―
Ownership Overview
36.25% Insiders
5.69% Mutual Funds
9.39% Other Institutional Investors
42.51% Public Companies and
Individual Investors