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GBank Financial Holdings (GBFH)
NASDAQ:GBFH
GBFH Stock Chart & Stats
$29.05
$0.30(0.78%)
At close: 4:00 PM EST
$29.05
$0.30(0.78%)
Day’s Range― - ―
52-Week Range$27.30 - $45.00
Previous CloseN/A
Volume3.36K
Average Volume (3M)53.79K
Market Cap
$417.63M
Enterprise Value$450.35M
Total Cash (Recent Filing)$5.33M
Total Debt (Recent Filing)$38.05M
Price to Earnings (P/E)16.4
Beta0.99
Next Earnings
May 05, 2026EPS Estimate
0.53Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.52
Shares Outstanding14,376,113
10 Day Avg. Volume56,598
30 Day Avg. Volume53,786
Financial Highlights & Ratios
PEG Ratio6.53
Price to Book (P/B)2.92
Price to Sales (P/S)4.42
P/FCF Ratio0.00
Enterprise Value/Market Cap1.08
Enterprise Value/Revenue4.16
Enterprise Value/Gross Profit6.35
Enterprise Value/Ebitda14.10
Forecast
1Y Price Target
$47.00Price Target Upside61.79% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.63
Revenue Forecast (FY)$96.40M
Bulls Say, Bears Say
Bulls Say
Robust Balance Sheet & Lower LeverageMaterial deleveraging and a 13.25% ROE improve capital resilience and regulatory headroom. A stronger equity base reduces insolvency risk and supports lending, product rollouts and partnership capital needs over the next several quarters, enabling steadier growth and investment.
Above-peer Net Interest MarginSustained NIM advantage provides a durable earnings cushion versus peers and can offset pressure from rate cuts. Higher core margin improves net interest income stability and funds reinvestment in payments and SBA channels, supporting multi-month profitability resilience.
Established SBA Franchise With Low LossesScale in SBA originations, improving gain-on-sale economics and historically minimal charge-offs point to a risk‑managed lending franchise. Consistent SBA production generates repeatable fee income and transferable underwriting expertise that supports steady earnings over months.
Bears Say
Credit-card Fraud Disrupted Customer AcquisitionA large fraud episode halted marketing and constrained card volume growth, interrupting a key noninterest income stream. Even with fixes, rebuilding safe acquisition channels and trust is a multi-month operational challenge, risking slower revenue recovery until controls prove durable.
Third-party Platform & ACH DependenciesReliance on external platforms and processors exposed acceptance channels and cash‑flow timing to regulatory and vendor shifts. Bringing ACH in‑house and replacing lost payment rails require time and investment, creating structural execution risk to payments volume and fee trends.
Rising Operating Expense And Elevated Funding CostHigher staffing, tech and marketing expense increases operating leverage before scale benefits; coupled with relatively expensive subordinated capital, this can pressure earnings and ROE in the near term. Profit recovery depends on volume scaling and sustained margin delivery.
GBank Financial Holdings News
GBFH FAQ
What was GBank Financial Holdings’s price range in the past 12 months?
GBank Financial Holdings lowest stock price was $27.30 and its highest was $45.00 in the past 12 months.
What is GBank Financial Holdings’s market cap?
GBank Financial Holdings’s market cap is $417.63M.
When is GBank Financial Holdings’s upcoming earnings report date?
GBank Financial Holdings’s upcoming earnings report date is May 05, 2026 which is in 57 days.
How were GBank Financial Holdings’s earnings last quarter?
GBank Financial Holdings released its earnings results on Jan 28, 2026. The company reported $0.52 earnings per share for the quarter, beating the consensus estimate of $0.503 by $0.017.
Is GBank Financial Holdings overvalued?
According to Wall Street analysts GBank Financial Holdings’s price is currently Undervalued.
Does GBank Financial Holdings pay dividends?
GBank Financial Holdings does not currently pay dividends.
What is GBank Financial Holdings’s EPS estimate?
GBank Financial Holdings’s EPS estimate is 0.53.
How many shares outstanding does GBank Financial Holdings have?
GBank Financial Holdings has 14,376,113 shares outstanding.
What happened to GBank Financial Holdings’s price movement after its last earnings report?
GBank Financial Holdings reported an EPS of $0.52 in its last earnings report, beating expectations of $0.503. Following the earnings report the stock price went down -4.739%.
Which hedge fund is a major shareholder of GBank Financial Holdings?
Currently, no hedge funds are holding shares in GBFH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
GBank Financial Holdings Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$47.00 (61.79% Upside)
$47.00 (61.79% Upside)
Blogger Sentiment
Bearish
GBFH Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth $1.2M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-0.57%
12-Months-Change
Fundamentals
Return on Equity
13.68%
Trailing 12-Months
Asset Growth
24.18%
Trailing 12-Months
Company Description
GBank Financial Holdings
GBank Financial Holdings Inc. operates as a bank holding company for Bank of George that provides banking products and services in Nevada. The company offers business and personal checking accounts. It also provides personal saving services, including money market accounts, certificates of deposit, and personal savings accounts; and business savings, which includes business money market accounts, business certificates of deposit, and business savings accounts. In addition, it offers personal and small business administration loans; and business loans, including commercial real estate loans, business lines of credit, equipment loans, term loans, accounts receivable/inventory financing, and medical/professional loans. Further, the company provides online and mobile banking services, and other personal and business account services. GBank Financial Holdings Inc. was founded in 2007 and is based in Las Vegas, Nevada.
GBFH Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a mix of strong execution and clear remedy actions tied to material operational challenges. Positives include record quarterly earnings, above-peer net interest margin, improving SBA gain-on-sale economics, low historical SBA losses, licensing and early deployment of the BoltBetz PPA with a large addressable market, and meaningful improvements to fraud/KYC controls that have stopped fraud penetration in the recent relaunch period. Negatives center on the earlier credit-card fraud and application issues that forced a marketing pause and reduced transactions, ACH/vendor failures requiring in‑house remediation, regulatory/partner changes (DraftKings/FanDuel) that removed some acceptance channels, and near-term expense and capital costs tied to product and people investments. Overall, management has identified root causes and implemented technical, operational and incentive fixes; the company shows operational recovery signs and strong core financial metrics, but some execution and timing risks remain.View all GBFH earnings summariesGBFH Stock 12 Month Forecast
Average Price Target
$47.00
▲(61.79% Upside)
Technical Analysis
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Ownership Overview
36.11% Insiders
5.62% Mutual Funds
2.84% Other Institutional Investors
49.26% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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