Commercial Bancgroup, Inc. (CBK)
NASDAQ:CBK
Want to see CBK full AI Analyst Report?
CBK Stock Chart & Stats
$24.42
--
Market closed
$24.42
--
Day’s Range― - ―
52-Week Range$23.24 - $31.67
Previous CloseN/A
VolumeN/A
Average Volume (3M)118.91K
Market Cap
$429.67M
Enterprise Value$522.00M
Total Cash (Recent Filing)$21.88M
Total Debt (Recent Filing)$118.25M
Price to Earnings (P/E)11.4
Beta0.54
Next Earnings
Nov 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.19
Shares Outstanding13,701,269
10 Day Avg. Volume65,799
30 Day Avg. Volume118,907
Financial Highlights & Ratios
PEG Ratio0.62
Price to Book (P/B)1.19
Price to Sales (P/S)2.58
P/FCF Ratio9.65
Enterprise Value/Market Cap1.21
Enterprise Value/Revenue4.04
Enterprise Value/Gross Profit5.79
Enterprise Value/Ebitda10.06
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.89
Revenue Forecast (FY)$95.40M
Bulls Say, Bears Say
Bulls Say
Profitability ImprovementSustained margin expansion and rising net income indicate that core banking operations are becoming more profitable. Higher margins provide durable earnings insulation versus cyclical revenue swings, supporting internal capital generation for lending, reserves, and shareholder returns over the medium term.
Balance-Sheet ResilienceMeaningful equity growth and a lower leverage ratio enhance loss-absorbing capacity and regulatory buffers. A stronger capital base underpins sustainable lending capacity and reduces refinancing risk, improving the bank's ability to execute strategy and return capital during multi-quarter stresses.
Formal Capital-Return PolicyInitiating recurring dividends and a buyback program reflects management's confidence in recurring cash generation and capital discipline. Coupled with an improved CRA rating, this signals stronger governance and community-bank credibility, supporting franchise stability and long-term investor alignment.
Bears Say
Revenue SoftnessA declining revenue trend undermines the sustainability of profit gains because margin improvements can be offset if top-line growth stalls. Persistent revenue weakness would limit organic expansion, reduce scalability of fixed-cost leverage, and heighten reliance on nonrecurring items or margin recovery.
Volatile Free Cash FlowInconsistent and recently negative FCF growth reduces the firm's cushion for dividends, buybacks, loan loss provisioning, or inorganic investment. Limited cash-flow coverage of obligations constrains strategic flexibility and raises risk that capital-return plans may be harder to maintain under stress.
Recent Increase In Total DebtAn uptick in total debt after prior deleveraging can erode funding optionality and raise interest-cost exposure. If revenue or cash flow weaken, higher debt levels would restrict capital allocation, elevate refinancing risk, and reduce the bank's ability to expand lending or sustain shareholder distributions.
Commercial Bancgroup, Inc. News
CBK FAQ
What was Commercial Bancgroup, Inc.’s price range in the past 12 months?
Commercial Bancgroup, Inc. lowest stock price was $23.23 and its highest was $31.67 in the past 12 months.
What is Commercial Bancgroup, Inc.’s market cap?
Commercial Bancgroup, Inc.’s market cap is $429.67M.
When is Commercial Bancgroup, Inc.’s upcoming earnings report date?
Commercial Bancgroup, Inc.’s upcoming earnings report date is Nov 02, 2026 which is in 133 days.
How were Commercial Bancgroup, Inc.’s earnings last quarter?
Commercial Bancgroup, Inc. released its earnings results on Apr 27, 2026. The company reported $0.73 earnings per share for the quarter, beating the consensus estimate of $0.68 by $0.05.
Is Commercial Bancgroup, Inc. overvalued?
According to Wall Street analysts Commercial Bancgroup, Inc.’s price is currently Overvalued.
Does Commercial Bancgroup, Inc. pay dividends?
Commercial Bancgroup, Inc. pays a N/A dividend of $0.1 which represents an annual dividend yield of N/A. See more information on Commercial Bancgroup, Inc. dividends here
What is Commercial Bancgroup, Inc.’s EPS estimate?
Commercial Bancgroup, Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Commercial Bancgroup, Inc. have?
Commercial Bancgroup, Inc. has 13,701,269 shares outstanding.
What happened to Commercial Bancgroup, Inc.’s price movement after its last earnings report?
Commercial Bancgroup, Inc. reported an EPS of $0.73 in its last earnings report, beating expectations of $0.68. Following the earnings report the stock price went up 0.241%.
Which hedge fund is a major shareholder of Commercial Bancgroup, Inc.?
Currently, no hedge funds are holding shares in CBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Commercial Bancgroup, Inc. Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Hedge Fund Trend
Decreased
By 16.1K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Fundamentals
Return on Equity
14.28%
Trailing 12-Months
Asset Growth
2.73%
Trailing 12-Months
Company Description
Commercial Bancgroup, Inc.
Commercial Bancgroup, Inc. serves as the holding company for Commercial Bank, which offers a comprehensive range of banking and financial services. These services are provided to both individual clients and corporate entities across Kentucky, North Carolina, and Tennessee. The bank's offerings include a variety of deposit accounts, such as demand deposits (checking), interest-bearing savings options, and certificates of deposit. Furthermore, the company provides diverse lending solutions, including real estate, business, and personal loans. Tracing its origins back to an incorporation in 1975, the entity was initially known as Harrogate Corporation before rebranding to Commercial Bancgroup, Inc. in April 1989. Its principal operations are based in Harrogate, Tennessee.
Technical Analysis
Ownership Overview
35.26% Insiders
10.20% Mutual Funds
28.71% Other Institutional Investors
20.65% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---