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CBK Stock Chart & Stats
$24.42
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Market closed
$24.42
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Day’s Range― - ―
52-Week Range$23.24 - $34.45
Previous CloseN/A
VolumeN/A
Average Volume (3M)118.91K
Market Cap
$452.96M
Enterprise Value$522.00M
Total Cash (Recent Filing)$21.88M
Total Debt (Recent Filing)$118.25M
Price to Earnings (P/E)11.4
Beta0.43
Next Earnings
Jul 27, 2026EPS Estimate
0.7Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.19
Shares Outstanding13,701,269
10 Day Avg. Volume65,799
30 Day Avg. Volume118,907
Financial Highlights & Ratios
PEG Ratio0.62
Price to Book (P/B)1.19
Price to Sales (P/S)2.58
P/FCF Ratio9.65
Enterprise Value/Market Cap1.15
Enterprise Value/Revenue4.04
Enterprise Value/Gross Profit5.79
Enterprise Value/Ebitda10.06
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.93
Revenue Forecast (FY)$95.40M
Bulls Say, Bears Say
Bulls Say
Improving ProfitabilitySustained margin expansion and higher net income indicate durable operating leverage and disciplined cost or asset mix management. Strong margins support internal capital formation, underpin dividend and buyback capacity, and provide a buffer versus credit or revenue shocks over the medium term.
Stronger CapitalizationMaterial equity growth and reduced leverage improve loss-absorption capacity and regulatory resilience. A thicker capital base supports measured lending growth, reduces refinancing risk, and gives management optionality for capital allocation without immediately needing external funding.
Concrete Capital Return Policy & Regulatory GainsInitiating a recurring dividend and authorizing buybacks signals management confidence in recurring cash generation and prudent capital planning. The improved CRA rating strengthens community-banking franchise value and regulatory standing, aiding long-term deposit and relationship stability.
Bears Say
Top-line SoftnessA declining revenue trend indicates pressure on core earning drivers—loan growth, spreads, or fee income. If persistent, weaker top-line limits operating leverage benefits, constrains sustainable profitability and free cash flow, and reduces room for continued shareholder distributions over months.
Volatile And Weakening Free Cash FlowUnstable or declining FCF undermines predictability of dividends and buybacks and reduces reinvestment ability. Low coverage of obligations and recent negative FCF growth mean the bank has less cushion in stress, increasing reliance on capital or external funding to maintain payouts.
Increase In Total Debt In 2025An uptick in total debt after prior leverage improvement raises funding-cost and covenant risk if rates or credit costs rise. Higher debt combined with top-line softness and cash-flow volatility could compress financial flexibility and constrain growth or shareholder return plans over the medium term.
Commercial Bancgroup, Inc. News
CBK FAQ
What was Commercial Bancgroup, Inc.’s price range in the past 12 months?
Commercial Bancgroup, Inc. lowest stock price was $23.23 and its highest was $34.45 in the past 12 months.
What is Commercial Bancgroup, Inc.’s market cap?
Commercial Bancgroup, Inc.’s market cap is $452.96M.
When is Commercial Bancgroup, Inc.’s upcoming earnings report date?
Commercial Bancgroup, Inc.’s upcoming earnings report date is Jul 27, 2026 which is in 13 days.
How were Commercial Bancgroup, Inc.’s earnings last quarter?
Commercial Bancgroup, Inc. released its earnings results on Apr 27, 2026. The company reported $0.73 earnings per share for the quarter, beating the consensus estimate of $0.68 by $0.05.
Is Commercial Bancgroup, Inc. overvalued?
According to Wall Street analysts Commercial Bancgroup, Inc.’s price is currently Overvalued.
Does Commercial Bancgroup, Inc. pay dividends?
Commercial Bancgroup, Inc. pays a N/A dividend of $0.1 which represents an annual dividend yield of N/A. See more information on Commercial Bancgroup, Inc. dividends here
What is Commercial Bancgroup, Inc.’s EPS estimate?
Commercial Bancgroup, Inc.’s EPS estimate is 0.7.
How many shares outstanding does Commercial Bancgroup, Inc. have?
Commercial Bancgroup, Inc. has 13,701,269 shares outstanding.
What happened to Commercial Bancgroup, Inc.’s price movement after its last earnings report?
Commercial Bancgroup, Inc. reported an EPS of $0.73 in its last earnings report, beating expectations of $0.68. Following the earnings report the stock price went up 0.241%.
Which hedge fund is a major shareholder of Commercial Bancgroup, Inc.?
Currently, no hedge funds are holding shares in CBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Commercial Bancgroup, Inc. Stock Smart Score
Neutral
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Fundamentals
Return on Equity
14.28%
Trailing 12-Months
Asset Growth
2.73%
Trailing 12-Months
Company Description
Commercial Bancgroup, Inc.
Commercial Bancgroup, Inc. serves as the holding company for Commercial Bank, which offers a comprehensive range of banking and financial services. These services are provided to both individual clients and corporate entities across Kentucky, North Carolina, and Tennessee. The bank's offerings include a variety of deposit accounts, such as demand deposits (checking), interest-bearing savings options, and certificates of deposit. Furthermore, the company provides diverse lending solutions, including real estate, business, and personal loans. Tracing its origins back to an incorporation in 1975, the entity was initially known as Harrogate Corporation before rebranding to Commercial Bancgroup, Inc. in April 1989. Its principal operations are based in Harrogate, Tennessee.
Technical Analysis
Ownership Overview
35.26% Insiders
10.39% Mutual Funds
1.63% Other Institutional Investors
46.35% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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