Commercial Bancgroup, Inc. (CBK)
NASDAQ:CBK
CBK Stock Chart & Stats
$24.42
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Market closed
$24.42
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Day’s Range― - ―
52-Week Range$23.24 - $28.11
Previous CloseN/A
VolumeN/A
Average Volume (3M)118.91K
Market Cap
$381.49M
Enterprise Value$548.33M
Total Cash (Recent Filing)$0.00
Total Debt (Recent Filing)$166.84M
Price to Earnings (P/E)9.1
Beta0.56
Next Earnings
Apr 27, 2026EPS Estimate
0.68Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.72
Shares Outstanding13,697,986
10 Day Avg. Volume65,799
30 Day Avg. Volume118,907
Financial Highlights & Ratios
PEG Ratio0.64
Price to Book (P/B)1.19
Price to Sales (P/S)2.58
P/FCF Ratio9.65
Enterprise Value/Market Cap1.44
Enterprise Value/Revenue4.17
Enterprise Value/Gross Profit6.08
Enterprise Value/Ebitda11.14
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.85
Revenue Forecast (FY)$99.40M
Bulls Say, Bears Say
Bulls Say
Improving ProfitabilitySustained high net margins and year-over-year net income growth indicate durable earnings power. For a regional bank, elevated margins provide a stable earnings base, enabling reinvestment, capital returns, and a buffer against cyclical pressure on interest spreads.
Balance-sheet StrengthMeaningful equity growth and manageable leverage improve loss-absorption capacity and regulatory resilience. A stronger capital base supports lending flexibility, strategic investments, and the ability to sustain dividends or absorb credit shocks over the medium term.
Dividend Initiation Signals ConfidenceInitiating a recurring cash dividend is a structural shift in capital allocation that signals management confidence in ongoing cash generation and balance-sheet stability. It can attract long-term income-focused investors and discipline future capital use.
Bears Say
Softening Revenue TrendA declining top line erodes the growth runway and increases reliance on margin expansion to drive profits. If revenue weakness persists, sustaining current earnings growth and newly announced shareholder distributions could become challenging without cost cuts or renewed loan growth.
Volatile Free Cash FlowChoppy and recently negative FCF growth reduces the firm’s cushion to fund dividends, loan originations, or debt paydown. For a bank, volatile cash conversion raises the risk that capital returns or growth initiatives become constrained during stress or funding-cost increases.
Rising Total Debt In 2025An uptick in total debt, even with improved leverage metrics over time, can compress financial flexibility if growth softens. Higher debt raises interest and refinancing risk, which could curtail lending capacity or require deleveraging that weighs on long-term strategic initiatives.
Commercial Bancgroup, Inc. News
CBK FAQ
What was Commercial Bancgroup, Inc.’s price range in the past 12 months?
Commercial Bancgroup, Inc. lowest stock price was $23.23 and its highest was $28.11 in the past 12 months.
What is Commercial Bancgroup, Inc.’s market cap?
Commercial Bancgroup, Inc.’s market cap is $381.49M.
When is Commercial Bancgroup, Inc.’s upcoming earnings report date?
Commercial Bancgroup, Inc.’s upcoming earnings report date is Apr 27, 2026 which is in 13 days.
How were Commercial Bancgroup, Inc.’s earnings last quarter?
Commercial Bancgroup, Inc. released its earnings results on Jan 26, 2026. The company reported $0.72 earnings per share for the quarter, beating the consensus estimate of $0.716 by $0.004.
Is Commercial Bancgroup, Inc. overvalued?
According to Wall Street analysts Commercial Bancgroup, Inc.’s price is currently Overvalued.
Does Commercial Bancgroup, Inc. pay dividends?
Commercial Bancgroup, Inc. does not currently pay dividends.
What is Commercial Bancgroup, Inc.’s EPS estimate?
Commercial Bancgroup, Inc.’s EPS estimate is 0.68.
How many shares outstanding does Commercial Bancgroup, Inc. have?
Commercial Bancgroup, Inc. has 13,697,986 shares outstanding.
What happened to Commercial Bancgroup, Inc.’s price movement after its last earnings report?
Commercial Bancgroup, Inc. reported an EPS of $0.72 in its last earnings report, beating expectations of $0.716. Following the earnings report the stock price went down -0.158%.
Which hedge fund is a major shareholder of Commercial Bancgroup, Inc.?
Currently, no hedge funds are holding shares in CBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Commercial Bancgroup, Inc. Stock Smart Score
Neutral
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Company Description
Commercial Bancgroup, Inc.
Commercial Bancgroup, Inc. operates as the bank holding company for Commercial Bank that provides a range of banking and financial services to individual and corporate customers in Kentucky, North Carolina, and Tennessee. It accepts various deposit products, including demand deposits accounts, interest-bearing products, savings accounts, and certificates of deposit products. The company also offers real estate, commercial, and consumer loans. The company was formerly known as Harrogate Corporation and changed its name to Commercial Bancgroup, Inc. in April 1989. The company was incorporated in 1975 and is based in Harrogate, Tennessee.
Technical Analysis
Ownership Overview
71.45% Insiders
9.67% Mutual Funds
― Other Institutional Investors
14.17% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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