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CBK Stock Chart & Stats
$33.11
$0.44(1.33%)
At close: 4:00 PM EDT
$33.11
$0.44(1.33%)
Day’s Range― - ―
52-Week Range$23.24 - $35.57
Previous Close$33.55
Volume87.48K
Average Volume (3M)118.91K
Market Cap
$469.13M
Enterprise Value$457.60
Total Cash (Recent Filing)$161.33M
Total Debt (Recent Filing)$175.82M
Price to Earnings (P/E)11.6
Beta0.42
Next Earnings
Nov 02, 2026EPS Estimate
0.74Next Dividend Ex-DateN/A
Dividend Yield0.58%
Share Statistics
EPS (TTM)2.94
Shares Outstanding13,701,269
10 Day Avg. Volume65,799
30 Day Avg. Volume118,907
Financial Highlights & Ratios
PEG Ratio0.62
Price to Book (P/B)1.19
Price to Sales (P/S)2.58
P/FCF Ratio9.65
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.93
Revenue Forecast (FY)$95.40M
Bulls Say, Bears Say
Bulls Say
ProfitabilityRising margins and higher net income (from ~$31.4M in 2024 to ~$36.9M in 2025) indicate the bank is extracting more value from its balance sheet and core lending. Durable margin expansion supports internal capital build, dividend capacity and resilience through business cycles.
Balance-sheet ResilienceMeaningful equity growth and manageable leverage improve loss-absorbing capacity and funding flexibility. A stronger capital base supports loan growth and regulatory buffers, lowering long-term funding risk and enabling strategic initiatives without immediate capital raises.
NIM And Dividend CapacityA NIM above 4% and a board-approved dividend increase reflect sustained core earnings power and prudent capital allocation. Higher NIMs structurally lift net interest income, while dividend hikes signal management confidence in recurring earnings and capital sufficiency.
Bears Say
Revenue MomentumTop-line softness reduces optionality for reinvestment and loan growth; sustained revenue declines could force trade-offs between margin preservation and business expansion. If revenue headwinds persist, profitability gains may be harder to maintain over the medium term.
Free Cash Flow VolatilityWhile FCF roughly tracks earnings, recent negative FCF growth and low coverage of obligations shrink the safety margin for dividends, buybacks or stress scenarios. Persistent volatility in cash generation can constrain strategic investments and increase refinancing risk.
Rising Debt & Early Credit SignsAn increase in total debt alongside a slight uptick in nonperforming assets and reduced allowance coverage raises the risk of higher provisioning or tighter capital if credit trends worsen. This combination can limit financial flexibility and pressure returns if losses escalate.
Commercial Bancgroup, Inc. News
CBK FAQ
What was Commercial Bancgroup, Inc.’s price range in the past 12 months?
Commercial Bancgroup, Inc. lowest stock price was $23.23 and its highest was $35.57 in the past 12 months.
What is Commercial Bancgroup, Inc.’s market cap?
Commercial Bancgroup, Inc.’s market cap is $469.13M.
When is Commercial Bancgroup, Inc.’s upcoming earnings report date?
Commercial Bancgroup, Inc.’s upcoming earnings report date is Nov 02, 2026 which is in 88 days.
How were Commercial Bancgroup, Inc.’s earnings last quarter?
Commercial Bancgroup, Inc. released its earnings results on Jul 27, 2026. The company reported $0.75 earnings per share for the quarter, beating the consensus estimate of $0.7 by $0.05.
Is Commercial Bancgroup, Inc. overvalued?
According to Wall Street analysts Commercial Bancgroup, Inc.’s price is currently Overvalued.
Does Commercial Bancgroup, Inc. pay dividends?
Commercial Bancgroup, Inc. pays a Quarterly dividend of $0.12 which represents an annual dividend yield of 0.58%. See more information on Commercial Bancgroup, Inc. dividends here
What is Commercial Bancgroup, Inc.’s EPS estimate?
Commercial Bancgroup, Inc.’s EPS estimate is 0.74.
How many shares outstanding does Commercial Bancgroup, Inc. have?
Commercial Bancgroup, Inc. has 13,701,269 shares outstanding.
What happened to Commercial Bancgroup, Inc.’s price movement after its last earnings report?
Commercial Bancgroup, Inc. reported an EPS of $0.75 in its last earnings report, beating expectations of $0.7. Following the earnings report the stock price went up 3.308%.
Which hedge fund is a major shareholder of Commercial Bancgroup, Inc.?
Currently, no hedge funds are holding shares in CBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Commercial Bancgroup, Inc. Stock Smart Score
Neutral
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Hedge Fund Trend
Decreased
By 16.1K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Fundamentals
Return on Equity
0.58%
Trailing 12-Months
Asset Growth
5.04%
Trailing 12-Months
Company Description
Commercial Bancgroup, Inc.
Commercial Bancgroup, Inc. serves as the holding company for Commercial Bank, which offers a comprehensive range of banking and financial services. These services are provided to both individual clients and corporate entities across Kentucky, North Carolina, and Tennessee. The bank's offerings include a variety of deposit accounts, such as demand deposits (checking), interest-bearing savings options, and certificates of deposit. Furthermore, the company provides diverse lending solutions, including real estate, business, and personal loans. Tracing its origins back to an incorporation in 1975, the entity was initially known as Harrogate Corporation before rebranding to Commercial Bancgroup, Inc. in April 1989. Its principal operations are based in Harrogate, Tennessee.
Technical Analysis
Ownership Overview
35.27% Insiders
10.39% Mutual Funds
4.98% Other Institutional Investors
42.93% Public Companies and
Individual Investors