First Northern Community Bancorp (FNRN)
OTHER OTC:FNRN
FNRN Stock Chart & Stats
$13.42
$0.00(0.00%)
At close: 4:00 PM EST
$13.42
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$8.97 - $15.94
Previous CloseN/A
Volume500.00
Average Volume (3M)5.41K
Market Cap
$243.87M
Enterprise Value$115.41M
Total Cash (Recent Filing)$574.61M
Total Debt (Recent Filing)$5.79M
Price to Earnings (P/E)10.0
Beta-0.19
Next Earnings
Apr 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.34
Shares Outstanding15,683,051
10 Day Avg. Volume5,378
30 Day Avg. Volume5,413
Financial Highlights & Ratios
PEG Ratio0.86
Price to Book (P/B)1.00
Price to Sales (P/S)2.40
P/FCF Ratio40.83
Enterprise Value/Market Cap0.47
Enterprise Value/Revenue1.32
Enterprise Value/Gross Profit1.60
Enterprise Value/Ebitda3.94
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet / Low LeverageVery conservative leverage and a larger equity base provide durable financial flexibility. Low debt relative to equity helps absorb losses, supports continued lending through cycles, and preserves capacity for strategic actions (dividends, buybacks, or opportunistic growth) over months.
Consistent Profitability And Healthy MarginsSustained net income growth, a strengthened net interest margin and a meaningful rise in equity suggest durable earnings power. Healthy margins underpin internal capital generation, enabling reinvestment in lending, technology, and shareholder returns without immediate external funding.
Strategic Capital-market Actions (uplist Pursuit)Pursuing a Nasdaq uplist is a structural governance and visibility step that can broaden the investor base, improve liquidity, and ease future capital access. Over the medium term this supports strategic funding options and can strengthen market access for growth initiatives.
Bears Say
Material Revenue DeclineA 15.4% year-over-year revenue drop signals weakening top-line momentum. Persisting revenue erosion reduces scalability, pressures operating leverage, and forces management to rely on margin expansion or cost cuts to sustain earnings, creating execution risk over coming months.
Negative Operating & Free Cash FlowThe reversal to negative operating and free cash flow materially weakens the firm's internal funding capacity. Lower cash generation constrains organic growth, makes capital returns and buybacks contingent on financing, and raises sensitivity to loan losses or rising funding costs.
Deposit Dip And Muted Loan GrowthA decline in deposits combined with almost flat loan growth signals funding pressure and tepid credit demand. Reduced low-cost deposit funding may force reliance on pricier wholesale funding or slower balance-sheet expansion, which can compress net interest margin and limit lending momentum.
First Northern Community Bancorp News
FNRN FAQ
What was First Northern Community Bancorp’s price range in the past 12 months?
First Northern Community Bancorp lowest stock price was $8.97 and its highest was $15.94 in the past 12 months.
What is First Northern Community Bancorp’s market cap?
First Northern Community Bancorp’s market cap is $243.87M.
When is First Northern Community Bancorp’s upcoming earnings report date?
First Northern Community Bancorp’s upcoming earnings report date is Apr 23, 2026 which is in 13 days.
How were First Northern Community Bancorp’s earnings last quarter?
First Northern Community Bancorp released its earnings results on Jan 29, 2026. The company reported $0.344 earnings per share for the quarter, beating the consensus estimate of N/A by $0.344.
Is First Northern Community Bancorp overvalued?
According to Wall Street analysts First Northern Community Bancorp’s price is currently Overvalued.
Does First Northern Community Bancorp pay dividends?
First Northern Community Bancorp does not currently pay dividends.
What is First Northern Community Bancorp’s EPS estimate?
First Northern Community Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does First Northern Community Bancorp have?
First Northern Community Bancorp has 15,683,051 shares outstanding.
What happened to First Northern Community Bancorp’s price movement after its last earnings report?
First Northern Community Bancorp reported an EPS of $0.344 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.363%.
Which hedge fund is a major shareholder of First Northern Community Bancorp?
Currently, no hedge funds are holding shares in FNRN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Northern Community Bancorp Stock Smart Score
Neutral
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8
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
40.18%
12-Months-Change
Fundamentals
Return on Equity
10.57%
Trailing 12-Months
Asset Growth
0.76%
Trailing 12-Months
Company Description
First Northern Community Bancorp
First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small to medium sized businesses. The company accepts demand deposits, interest-bearing transaction deposits, savings and money market accounts, and time deposits. Its loan portfolio comprises of commercial, commercial real estate, agriculture, residential mortgage, residential construction, and consumer loans. The company also offers credit cards; investment and brokerage services; alternative investment products, and fiduciary and other financial services; and equipment leasing, merchant card processing, payroll, and international banking services through third parties. In addition, it provides issues cashier's checks, safe deposit boxes rental, and other customary banking services. The company operates eleven full-service branches located in the cities of Auburn, Davis, Dixon, Fairfield, Rancho Cordova, Roseville, Sacramento, Vacaville, West Sacramento, Winters, and Woodland; a satellite banking office inside a retirement community in the city of Davis; a residential mortgage loan office in Davis; and a commercial loan office in the Contra Costa County city of Walnut Creek. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon, California.
Technical Analysis
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Ownership Overview
Options Prices
Currently, No data available
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