First Northern Community Bancorp Declares 5% Stock Dividend

First Northern Community Bancorp ( (FNRN) ) has issued an update.

For the twelve months ended December 31, 2025, First Northern Community Bancorp reported net income of $21.1 million, or $1.27 per diluted share, a 5.5% increase from 2024, while fourth-quarter 2025 net income rose to $6.0 million, or $0.36 per diluted share, up 2.3% from the same period a year earlier. As of December 31, 2025, total assets edged up 1.0% to $1.91 billion and net loans rose 0.4% to $1.05 billion on the back of higher commercial lending, even as deposits dipped 1.2% to $1.68 billion; the bank’s improved net interest margin to 3.85%, stronger equity base—shareholders’ equity climbed 20.2% to $212.0 million, boosting book value per share 22.6% to $12.92—and the Board’s January 22, 2026 approval of a 5% stock dividend collectively underscored solid profitability, disciplined funding costs and an ongoing emphasis on enhancing shareholder value.

The most recent analyst rating on (FNRN) stock is a Buy with a $15.50 price target. To see the full list of analyst forecasts on First Northern Community Bancorp stock, see the FNRN Stock Forecast page.

Spark’s Take on FNRN Stock

According to Spark, TipRanks’ AI Analyst, FNRN is a Outperform.

The score is driven primarily by solid financial performance (profitable, conservatively levered, and good cash conversion) and supportive technicals (price above major moving averages with positive MACD). Valuation looks reasonable at ~10.34x earnings, while corporate updates are mildly positive but not a major catalyst; cash-flow volatility and data consistency concerns temper the overall rating.

To see Spark’s full report on FNRN stock, click here.

More about First Northern Community Bancorp

First Northern Community Bancorp, headquartered in Dixon, California, is the holding company for First Northern Bank, a community-focused financial institution that provides commercial, commercial real estate, residential mortgage and deposit services. The bank operates with a regional focus and remains well capitalized under regulatory standards, with a total risk-based capital ratio above the 10% threshold as of year-end 2025.

Average Trading Volume: 9,001

Technical Sentiment Signal: Buy

Current Market Cap: $213.5M

Find detailed analytics on FNRN stock on TipRanks’ Stock Analysis page.