Camden National Corp. (CAC)
NASDAQ:CAC
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CAC Stock Chart & Stats
$51.20
-$0.07(-0.17%)
At close: 4:00 PM EST
$51.20
-$0.07(-0.17%)
Day’s Range― - ―
52-Week Range$35.00 - $53.71
Previous CloseN/A
Volume54.10K
Average Volume (3M)75.77K
Market Cap
$891.07M
Enterprise Value$1.39B
Total Cash (Recent Filing)$62.46M
Total Debt (Recent Filing)$602.73M
Price to Earnings (P/E)11.2
Beta0.87
Next Earnings
Jul 28, 2026EPS Estimate
1.29Next Dividend Ex-DateN/A
Dividend Yield3.66%
Share Statistics
EPS (TTM)4.71
Shares Outstanding16,914,680
10 Day Avg. Volume103,617
30 Day Avg. Volume75,767
Financial Highlights & Ratios
PEG Ratio1.85
Price to Book (P/B)1.05
Price to Sales (P/S)1.99
P/FCF Ratio12.55
Enterprise Value/Market Cap1.56
Enterprise Value/Revenue3.87
Enterprise Value/Gross Profit5.92
Enterprise Value/Ebitda15.78
Forecast
1Y Price Target
$53.00Price Target Upside3.52% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)5.38
Revenue Forecast (FY)$273.03M
Bulls Say, Bears Say
Bulls Say
Strong Free Cash FlowConsistently strong free cash flow — roughly 95% of net income and +36% year-over-year — bolsters financial flexibility. This durable cash generation supports dividends, buybacks, capital rebuild, and loss absorption, enabling strategic choices without relying on volatile funding.
Excellent Asset QualityVery low nonperforming loan and charge-off metrics indicate disciplined underwriting and portfolio quality. Persistently strong credit metrics reduce provisioning volatility, preserve capital and underwriting capacity, and underpin stable net income across economic cycles.
Improving Capital And Book ValueRising tangible common equity and q/q book value growth reflect capital rebuilding post-acquisition. A stronger capital base provides regulatory cushion, funds loan growth or M&A, and sustains shareholder returns while supporting long-term balance-sheet resilience.
Bears Say
Recent Revenue DeclineA TTM revenue decline signals top-line momentum risk that can erode operating leverage and pressure earnings if sustained. Without renewed loan or fee growth, margins and return metrics may rely increasingly on cost cuts or balance-sheet mix shifts to maintain profitability.
Competitive Pricing PressureSustained competition that pressures asset yields and deposit costs threatens net interest margin durability. Even with efficiency gains, prolonged pricing compression can reduce spread income, force higher funding costs, and limit the bank’s ability to grow risk-adjusted earnings.
Technology Leadership TransitionThe planned CTO retirement creates execution risk for digital and AI initiatives that drive productivity gains. Leadership turnover during technology scaling may slow deployments, affect automation benefits, and introduce operational continuity risks if succession and execution are not seamless.
Camden National News
CAC FAQ
What was Camden National Corp.’s price range in the past 12 months?
Camden National Corp. lowest stock price was $35.00 and its highest was $53.71 in the past 12 months.
What is Camden National Corp.’s market cap?
Camden National Corp.’s market cap is $891.07M.
When is Camden National Corp.’s upcoming earnings report date?
Camden National Corp.’s upcoming earnings report date is Jul 28, 2026 which is in 43 days.
How were Camden National Corp.’s earnings last quarter?
Camden National Corp. released its earnings results on Apr 28, 2026. The company reported $1.29 earnings per share for the quarter, beating the consensus estimate of $1.247 by $0.043.
Is Camden National Corp. overvalued?
According to Wall Street analysts Camden National Corp.’s price is currently Undervalued.
Does Camden National Corp. pay dividends?
Camden National Corp. pays a Quarterly dividend of $0.42 which represents an annual dividend yield of 3.66%. See more information on Camden National Corp. dividends here
What is Camden National Corp.’s EPS estimate?
Camden National Corp.’s EPS estimate is 1.29.
How many shares outstanding does Camden National Corp. have?
Camden National Corp. has 16,914,680 shares outstanding.
What happened to Camden National Corp.’s price movement after its last earnings report?
Camden National Corp. reported an EPS of $1.29 in its last earnings report, beating expectations of $1.247. Following the earnings report the stock price went up 0.536%.
Which hedge fund is a major shareholder of Camden National Corp.?
Currently, no hedge funds are holding shares in CAC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Camden National Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$53.00 (3.52% Upside)
$53.00 (3.52% Upside)
Blogger Sentiment
Bullish
CAC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 27.2K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
8.95%
12-Months-Change
Fundamentals
Return on Equity
11.66%
Trailing 12-Months
Asset Growth
-0.05%
Trailing 12-Months
Company Description
Camden National Corp.
Camden National Corporation serves as the parent entity for Camden National Bank, providing a comprehensive range of commercial and consumer banking products and services. Its diverse clientele includes individuals, institutions, municipalities, non-profit organizations, and commercial enterprises. The company offers various deposit accounts, including checking, savings, time, and brokered deposits, as well as those processed through the Certificate of Deposit Account Registry System. Its extensive lending portfolio features commercial real estate loans for both owner-occupied and non-owner-occupied properties, along with unsecured commercial loans fully guaranteed by the U.S. Small Business Administration. Additionally, it extends loans secured by one-to-four family residences, consumer loans, and home equity loans. Beyond traditional banking, Camden National Corporation delivers brokerage and insurance services. These financial offerings encompass college, retirement, and estate planning, mutual funds, strategic asset management accounts, and both variable and fixed annuities. The corporation also provides a wide array of fiduciary, asset management, wealth management, investment management, financial planning, and trustee services. As of December 31, 2021, the company maintained 57 branches throughout Maine, a residential mortgage lending office in Braintree, Massachusetts, and two locations in New Hampshire (specifically a branch in Portsmouth and a commercial loan production office in Manchester). Its operational infrastructure also included an online digital platform for residential mortgage and small commercial loans, complemented by 66 ATMs. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.
CAC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted multiple strengths: strong profitability and capital metrics, excellent asset quality, growing wealth/AUA and operational gains from AI/automation, along with ongoing shareholder returns. Headwinds noted were seasonal softness in fees and loans, sequential NIM pressure from lower accretion, increased competition and an expected normalization of expenses in Q2. Management reiterated disciplined, organic growth and a balanced M&A posture. Overall the positives (earnings growth, capital rebuilding, asset quality and tech-enabled efficiency) materially outweigh the transitory and manageable negatives.View all CAC earnings summariesCAC Stock 12 Month Forecast
Average Price Target
$53.00
▲(3.52% Upside)
Technical Analysis
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Ownership Overview
2.49% Insiders
25.27% Mutual Funds
10.73% Other Institutional Investors
44.19% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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