Camden National Corp. (CAC)
NASDAQ:CAC
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CAC Stock Chart & Stats
$49.66
-$0.07(-0.17%)
At close: 4:00 PM EST
$49.66
-$0.07(-0.17%)
Day’s Range― - ―
52-Week Range$35.00 - $52.17
Previous CloseN/A
Volume54.10K
Average Volume (3M)75.77K
Market Cap
$852.70M
Enterprise Value$1.41B
Total Cash (Recent Filing)$1.03B
Total Debt (Recent Filing)$644.29M
Price to Earnings (P/E)8.1
Beta0.88
Next Earnings
Apr 28, 2026EPS Estimate
1.25Next Dividend Ex-DateN/A
Dividend Yield3.66%
Share Statistics
EPS (TTM)1.33
Shares Outstanding16,925,330
10 Day Avg. Volume103,617
30 Day Avg. Volume75,767
Financial Highlights & Ratios
PEG Ratio1.85
Price to Book (P/B)1.05
Price to Sales (P/S)1.99
P/FCF Ratio12.27
Enterprise Value/Market Cap1.66
Enterprise Value/Revenue3.85
Enterprise Value/Gross Profit6.13
Enterprise Value/Ebitda15.44
Forecast
1Y Price Target
$50.00Price Target Upside0.68% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)5.43
Revenue Forecast (FY)$274.73M
Bulls Say, Bears Say
Bulls Say
Revenue And NIM ExpansionSustained NIM expansion and recovering revenue (2025 revenue acceleration noted) increase core net interest income durability. If funding costs continue to ease modestly as guided, the bank can sustain higher NII, supporting loan growth, reinvestment, and shareholder returns over the next several quarters.
Capital And Shareholder ReturnsAuthorized buybacks and a continuing quarterly dividend reflect excess capital and conservative regulatory positioning. Strong capital above internal targets gives flexibility to return capital while supporting lending and reserves, a durable indicator of financial strength and management discipline.
Wealth, Digital Growth And AutomationOrganic wealth growth, rising digital engagement and material automation investments increase fee income potential and lower marginal operating costs. These structural capabilities improve customer retention, diversify noninterest income, and support scalable efficiency gains over multiple quarters.
Bears Say
Weak And Volatile Operating Cash FlowA sharp, volatile decline in operating and free cash flow reduces internal funding flexibility and raises quality-of-earnings concerns. Lower cash generation can constrain organic growth, limit buybacks/dividends in stress, and increase sensitivity to funding costs and capital actions over the medium term.
Margin Step-down And Funding SensitivityMaterial margin normalization from peak levels and sensitivity to funding/yield dynamics imply lower long-run profitability and ROE. If securities yields and deposit costs remain pressured, sustaining prior margin peaks is unlikely, limiting durable return generation and capital efficiency.
CRE Loss And Loan-paydown PressureA CRE charge-off and elevated prepayments signal exposure to office-market softness and volatile loan balances. Such credit events can increase reserve needs, compress loan growth, and pressure net interest income if higher prepayment trends persist, weakening medium-term asset quality and earnings stability.
Camden National News
CAC FAQ
What was Camden National Corp.’s price range in the past 12 months?
Camden National Corp. lowest stock price was $35.00 and its highest was $52.17 in the past 12 months.
What is Camden National Corp.’s market cap?
Camden National Corp.’s market cap is $852.70M.
When is Camden National Corp.’s upcoming earnings report date?
Camden National Corp.’s upcoming earnings report date is Apr 28, 2026 which is in 10 days.
How were Camden National Corp.’s earnings last quarter?
Camden National Corp. released its earnings results on Jan 27, 2026. The company reported $1.33 earnings per share for the quarter, beating the consensus estimate of $1.32 by $0.01.
Is Camden National Corp. overvalued?
According to Wall Street analysts Camden National Corp.’s price is currently Undervalued.
Does Camden National Corp. pay dividends?
Camden National Corp. pays a Quarterly dividend of $0.42 which represents an annual dividend yield of 3.66%. See more information on Camden National Corp. dividends here
What is Camden National Corp.’s EPS estimate?
Camden National Corp.’s EPS estimate is 1.25.
How many shares outstanding does Camden National Corp. have?
Camden National Corp. has 16,925,330 shares outstanding.
What happened to Camden National Corp.’s price movement after its last earnings report?
Camden National Corp. reported an EPS of $1.33 in its last earnings report, beating expectations of $1.32. Following the earnings report the stock price went up 0.402%.
Which hedge fund is a major shareholder of Camden National Corp.?
Currently, no hedge funds are holding shares in CAC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Camden National Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$50.00 (0.68% Upside)
$50.00 (0.68% Upside)
Blogger Sentiment
Bullish
CAC Sentiment 100%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 9.6K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
8.95%
12-Months-Change
Fundamentals
Return on Equity
9.49%
Trailing 12-Months
Asset Growth
21.52%
Trailing 12-Months
Company Description
Camden National Corp.
Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. It also offers non-owner-occupied commercial estate loans, owner-occupied commercial real estate loans, unsecured fully-guaranteed commercial loans backed by the U.S. small business administration, loans secured by one-to four-family properties, and consumer and home equity loans. In addition, the company provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management, financial planning, and trustee services. As of December 31, 2021, the company had 57 branches within Maine; one residential mortgage lending office in Braintree, Massachusetts; two locations in New Hampshire, including a branch in Portsmouth and a commercial loan production office in Manchester; and an online residential mortgage and small commercial digital loan platform, as well as 66 ATMs. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.
CAC Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong, record-setting financial results, expanded margin and revenue momentum, high profitability and efficiency, solid capital and reserves, meaningful organic growth in wealth, home equity, and digital engagement, and tangible automation gains. Near-term headwinds include a Q4 loan decline driven by elevated prepayments, a $3 million CRE charge-off (with good recovery), elevated Q4 noninterest expense and seasonally boosted noninterest income that is expected to normalize in 2026, and some sensitivity to funding/yield dynamics and securities yields. On balance, the positives — including record earnings, margin expansion, robust capital and credit metrics, and multiple growth initiatives — significantly outweigh the lowlights.View all CAC earnings summariesCAC Stock 12 Month Forecast
Average Price Target
$50.00
▲(0.68% Upside)
Technical Analysis
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Ownership Overview
2.29% Insiders
25.03% Mutual Funds
9.92% Other Institutional Investors
47.43% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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