Mid Penn Bancorp (MPB)
NASDAQ:MPB
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MPB Stock Chart & Stats
$34.32
$0.00(0.00%)
At close: 4:00 PM EST
$34.32
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$25.82 - $35.22
Previous CloseN/A
Volume10.74K
Average Volume (3M)162.79K
Market Cap
$844.30M
Enterprise Value$830.48M
Total Cash (Recent Filing)$52.14M
Total Debt (Recent Filing)$59.38M
Price to Earnings (P/E)21.4
Beta0.78
Next Earnings
Jul 29, 2026EPS Estimate
0.93Next Dividend Ex-DateN/A
Dividend Yield2.58%
Share Statistics
EPS (TTM)0.64
Shares Outstanding25,339,110
10 Day Avg. Volume131,026
30 Day Avg. Volume162,787
Financial Highlights & Ratios
PEG Ratio-1.12
Price to Book (P/B)0.88
Price to Sales (P/S)2.20
P/FCF Ratio10.99
Enterprise Value/Market Cap0.98
Enterprise Value/Revenue2.38
Enterprise Value/Gross Profit3.75
Enterprise Value/Ebitda10.55
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)3.55
Revenue Forecast (FY)$291.35M
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet / Low LeverageVery low debt-to-equity (~0.07) and meaningful equity growth provide durable capital flexibility. This reduces refinancing and solvency risk, supports lending capacity and regulatory buffers, and allows the bank to pursue acquisitions, dividends, or buybacks without materially raising leverage.
Acquisition-driven Scale And Fee DiversificationRecent deals materially expanded assets, deposits and AUM, broadening the bank’s geographic reach and wealth-management fee base. Greater scale and diversified fee streams can improve revenue stability, cross-sell opportunities and competitive position across southeastern PA and southern NJ over multiple quarters.
Improved Net Interest Income And MarginMaterial NII growth and a higher NIM reflect stronger loan yields and a cheaper funding mix, including more noninterest-bearing deposits. Sustained margin expansion supports core profitability and cash generation, enhancing the bank’s ability to absorb costs and fund organic growth or shareholder returns.
Bears Say
Sharp Cash-flow DeteriorationNegative operating and free cash flow in 2025 breaks a multi-year pattern of positive cash conversion, weakening earnings quality. Persistent cash deficits constrain internal funding for dividends, buybacks or integration investment and may increase reliance on external financing or asset sales.
Integration Costs Hurt EfficiencyRising efficiency ratio shows higher operating expense per dollar of revenue tied to merger activity. If projected synergies are delayed or smaller than expected, persistent efficiency pressure will compress long-term margins and slow the conversion of added scale into improved returns.
Slowing Organic Revenue Growth And Middling ROEA decline in organic revenue and ROE below prior peaks suggests growth is increasingly acquisition-dependent. Without stronger organic loan or fee growth, reliance on acquisitions raises execution risk and may limit sustainable shareholder returns if integration weakens margins or increases share count.
Mid Penn Bancorp News
MPB FAQ
What was Mid Penn Bancorp’s price range in the past 12 months?
Mid Penn Bancorp lowest stock price was $25.82 and its highest was $35.22 in the past 12 months.
What is Mid Penn Bancorp’s market cap?
Mid Penn Bancorp’s market cap is $844.30M.
When is Mid Penn Bancorp’s upcoming earnings report date?
Mid Penn Bancorp’s upcoming earnings report date is Jul 29, 2026 which is in 86 days.
How were Mid Penn Bancorp’s earnings last quarter?
Mid Penn Bancorp released its earnings results on Apr 21, 2026. The company reported $0.64 earnings per share for the quarter, missing the consensus estimate of $0.8 by -$0.16.
Is Mid Penn Bancorp overvalued?
According to Wall Street analysts Mid Penn Bancorp’s price is currently Overvalued.
Does Mid Penn Bancorp pay dividends?
Mid Penn Bancorp pays a Quarterly dividend of $0.22 which represents an annual dividend yield of 2.58%. See more information on Mid Penn Bancorp dividends here
What is Mid Penn Bancorp’s EPS estimate?
Mid Penn Bancorp’s EPS estimate is 0.93.
How many shares outstanding does Mid Penn Bancorp have?
Mid Penn Bancorp has 25,339,110 shares outstanding.
What happened to Mid Penn Bancorp’s price movement after its last earnings report?
Mid Penn Bancorp reported an EPS of $0.64 in its last earnings report, missing expectations of $0.8. Following the earnings report the stock price went up 1.825%.
Which hedge fund is a major shareholder of Mid Penn Bancorp?
Currently, no hedge funds are holding shares in MPB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Mid Penn Bancorp Stock Smart Score
Neutral
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Hedge Fund Trend
Decreased
By 4.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $117.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 4.7%
Last 30 Days ▲ 2.8%
Last 30 Days ▲ 2.8%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-13.85%
12-Months-Change
Fundamentals
Return on Equity
6.26%
Trailing 12-Months
Asset Growth
25.58%
Trailing 12-Months
Company Description
Mid Penn Bancorp
Mid Penn Bancorp, Inc. operates as the bank holding company for Mid Penn Bank that provides commercial banking services to individuals, partnerships, non-profit organizations, and corporations. The company offers various time and demand deposit products, including checking accounts, savings accounts, clubs, money market deposit accounts, certificates of deposit, and IRAs. It also provides a range of loan products comprising mortgage and home equity loans, secured and unsecured commercial and consumer loans, lines of credit, construction financing, farm loans, community development loans, loans to non-profit entities, and local government loans. In addition, the company offers online banking, telephone banking, cash management, and automated teller services, as well as safe deposit boxes; and trust and wealth management services. As of December 31, 2021, it operated sixty full-service retail banking locations in Berks, Blair, Bucks, Centre, Chester, Clearfield, Cumberland, Dauphin, Fayette, Huntingdon, Lancaster, Lehigh, Luzerne, Lycoming, Montgomery, Northumberland, Perry, Schuylkill, and Westmoreland counties, Pennsylvania. The company was founded in 1868 and is headquartered in Harrisburg, Pennsylvania.
Technical Analysis
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Ownership Overview
7.34% Insiders
11.27% Mutual Funds
1.10% Other Institutional Investors
68.82% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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