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Mid Penn Bancorp ( (MPB) ) just unveiled an announcement.
On January 21, 2026, Mid Penn Bancorp reported that fourth-quarter 2025 net income available to common shareholders rose 47% year over year to $19.4 million, or $0.84 per basic share, while full-year 2025 net income reached $56.2 million despite earnings-per-share dilution from a higher share count following the William Penn acquisition. The bank posted a sharply higher net interest margin of 3.79% in the fourth quarter, supported by improved deposit costs and loan yields, and recorded solid loan growth to $4.9 billion and deposit growth to $5.2 billion versus year-end 2024, though organic loan balances were essentially flat and organic deposits declined when excluding acquisition and planned brokered CD reductions. Efficiency metrics improved significantly, with the core efficiency ratio falling to 55.26% in the fourth quarter and tangible book value per share rising, prompting the board to declare Mid Penn’s 61st consecutive quarterly dividend of $0.22 per common share and a special dividend of $0.05 per share, both payable on February 17, 2026 to shareholders of record as of February 6, 2026.
The most recent analyst rating on (MPB) stock is a Buy with a $36.00 price target. To see the full list of analyst forecasts on Mid Penn Bancorp stock, see the MPB Stock Forecast page.
Spark’s Take on MPB Stock
According to Spark, TipRanks’ AI Analyst, MPB is a Outperform.
The score is primarily driven by solid financial health (notably low leverage and healthy profitability) and supportive valuation (moderate P/E plus dividend). Technicals are mixed and reduce the score due to weaker near-term trend signals, while recent corporate actions (acquisition completion and COO hire) provide an additional positive tailwind.
To see Spark’s full report on MPB stock, click here.
More about Mid Penn Bancorp
Mid Penn Bancorp, Inc., the parent of Mid Penn Bank and MPB Financial Services, LLC, is a Pennsylvania-based financial holding company operating in the community banking sector, offering commercial and consumer banking, lending and related financial services, with a balance sheet centered on loans and deposits across its regional footprint.
Average Trading Volume: 93,624
Technical Sentiment Signal: Buy
Current Market Cap: $747.5M
For a thorough assessment of MPB stock, go to TipRanks’ Stock Analysis page.