Great Southern Bancorp (GSBC)
NASDAQ:GSBC
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GSBC Stock Chart & Stats
$68.29
-$0.05(-0.08%)
At close: 4:00 PM EST
$68.29
-$0.05(-0.08%)
Day’s Range― - ―
52-Week Range$53.60 - $70.91
Previous CloseN/A
Volume15.85K
Average Volume (3M)38.85K
Market Cap
$755.03M
Enterprise Value$1.17B
Total Cash (Recent Filing)$661.99M
Total Debt (Recent Filing)$405.17M
Price to Earnings (P/E)9.9
Beta0.72
Next Earnings
Jul 22, 2026EPS Estimate
1.36Next Dividend Ex-DateN/A
Dividend Yield2.48%
Share Statistics
EPS (TTM)1.58
Shares Outstanding10,963,133
10 Day Avg. Volume44,382
30 Day Avg. Volume38,848
Financial Highlights & Ratios
PEG Ratio0.55
Price to Book (P/B)1.10
Price to Sales (P/S)2.04
P/FCF Ratio10.59
Enterprise Value/Market Cap1.55
Enterprise Value/Revenue3.41
Enterprise Value/Gross Profit5.09
Enterprise Value/Ebitda12.53
Forecast
1Y Price Target
$65.00Price Target Upside-4.82% Downside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)5.24
Revenue Forecast (FY)$220.57M
Bulls Say, Bears Say
Bulls Say
Strong ProfitabilityGSBC's trailing margins (net ~20.6%, EBIT ~25.4%) indicate durable core profitability versus regional peers. Strong operating margins support internal capital generation, allowing the bank to fund growth, absorb moderate credit stress, and maintain shareholder returns over the next several quarters.
Low Problem LoansVery low NPAs (~0.18% of assets) and negligible charge-offs signal conservative underwriting and favorable credit hygiene. This quality of loans reduces expected credit losses, preserves capital, and provides a durable buffer against localized CRE or construction volatility across the coming 2–6 months.
Consistent Capital ReturnsOngoing buybacks and a stable quarterly dividend reflect disciplined capital allocation and management confidence in earnings sustainability. Regular repurchases and a long dividend streak support investor trust and indicate the bank can sustainably return capital while maintaining regulatory capital buffers.
Bears Say
Weak Cash GenerationA reversal to zero operating cash flow and negative free cash flow (-$16.3M) weakens earnings quality and the company's self-funding capacity. Over coming quarters this raises reliance on external funding for loan growth, tech investments, or buybacks, and reduces flexibility to absorb shocks.
Rising LeverageA material increase in debt-to-equity reduces balance-sheet flexibility and elevates funding and interest-rate risk. Higher leverage constrains the bank's capacity to withstand credit deterioration or higher funding costs and may force tougher trade-offs on growth, dividends, or buybacks over the medium term.
NII, Revenue & Funding PressureDeclining revenue and YoY NII weakness, combined with deposit outflows and planned multi-quarter IT/data-security spend, create structural pressure on margins and expense ratios. Unless offset by loan yield improvements or sustained fee growth, these trends could compress core earnings and capital generation in the next several quarters.
Great Southern Bancorp News
GSBC FAQ
What was Great Southern Bancorp’s price range in the past 12 months?
Great Southern Bancorp lowest stock price was $53.60 and its highest was $70.91 in the past 12 months.
What is Great Southern Bancorp’s market cap?
Great Southern Bancorp’s market cap is $755.03M.
When is Great Southern Bancorp’s upcoming earnings report date?
Great Southern Bancorp’s upcoming earnings report date is Jul 22, 2026 which is in 79 days.
How were Great Southern Bancorp’s earnings last quarter?
Great Southern Bancorp released its earnings results on Apr 15, 2026. The company reported $1.58 earnings per share for the quarter, beating the consensus estimate of $1.29 by $0.29.
Is Great Southern Bancorp overvalued?
According to Wall Street analysts Great Southern Bancorp’s price is currently Overvalued.
Does Great Southern Bancorp pay dividends?
Great Southern Bancorp pays a Quarterly dividend of $0.43 which represents an annual dividend yield of 2.48%. See more information on Great Southern Bancorp dividends here
What is Great Southern Bancorp’s EPS estimate?
Great Southern Bancorp’s EPS estimate is 1.36.
How many shares outstanding does Great Southern Bancorp have?
Great Southern Bancorp has 10,963,133 shares outstanding.
What happened to Great Southern Bancorp’s price movement after its last earnings report?
Great Southern Bancorp reported an EPS of $1.58 in its last earnings report, beating expectations of $1.29. Following the earnings report the stock price went down -1.021%.
Which hedge fund is a major shareholder of Great Southern Bancorp?
Currently, no hedge funds are holding shares in GSBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Great Southern Bancorp Stock Smart Score
Underperform
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10
Analyst Consensus
Hold
Average Price Target:
$65.00 (-4.82% Downside)
$65.00 (-4.82% Downside)
Insider Transactions
Sold Shares
Worth $1.0M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-0.68%
12-Months-Change
Fundamentals
Return on Equity
11.29%
Trailing 12-Months
Asset Growth
-5.11%
Trailing 12-Months
Company Description
Great Southern Bancorp
Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that offers a range of financial services in the United States. Its deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. The company's loan portfolio comprises residential and commercial real estate loans, construction loans, commercial business loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, including automobile loans, boat loans, home equity loans, loans secured by savings deposits. It also provides insurance and merchant banking services. As of December 31, 2021, the company operated 93 retail banking centers and approximately 200 automated teller machines in Missouri, Iowa, Minnesota, Kansas, Nebraska, and Arkansas; and six commercial and one mortgage loan production offices in Atlanta, Chicago, Dallas, Denver, Omaha, Nebraska, Phoenix and Tulsa, Oklahoma, Springfield, and Missouri. Great Southern Bancorp, Inc. was founded in 1923 and is headquartered in Springfield, Missouri.
GSBC Company Deck
GSBC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a generally resilient quarter: modest net income and EPS growth, an improved net interest margin, quarter-over-quarter loan growth, solid capital levels, low absolute nonperforming assets, and continued discipline on credit and funding. Offsetting these positives were a ~2% decline in net interest income (driven by a terminated swap and lower variable-rate loan income), a small decline in deposits amid competitive funding markets, some increase in NPAs (though still low), and expected incremental expense from multi-quarter IT and security projects. Management emphasized measured loan originations, expense control and capital deployment via buybacks/dividends, but also noted reliance on some sporadic nonrecurring items and ongoing uncertainty in prepayment trends.View all GSBC earnings summariesGSBC Stock 12 Month Forecast
Average Price Target
$65.00
▼(-4.82% Downside)
Technical Analysis
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Ownership Overview
19.90% Insiders
13.51% Mutual Funds
1.29% Other Institutional Investors
50.18% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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