Great Southern Bancorp (GSBC)
NASDAQ:GSBC
Want to see GSBC full AI Analyst Report?
GSBC Stock Chart & Stats
$68.29
-$0.05(-0.08%)
At close: 4:00 PM EST
$68.29
-$0.05(-0.08%)
Day’s Range― - ―
52-Week Range$53.76 - $76.92
Previous CloseN/A
Volume15.85K
Average Volume (3M)38.85K
Market Cap
$826.36M
Enterprise Value$1.21B
Total Cash (Recent Filing)$101.41M
Total Debt (Recent Filing)$533.63M
Price to Earnings (P/E)11.7
Beta0.72
Next Earnings
Jul 22, 2026EPS Estimate
1.36Next Dividend Ex-DateN/A
Dividend Yield2.48%
Share Statistics
EPS (TTM)6.32
Shares Outstanding10,893,203
10 Day Avg. Volume44,382
30 Day Avg. Volume38,848
Financial Highlights & Ratios
PEG Ratio0.55
Price to Book (P/B)1.10
Price to Sales (P/S)2.04
P/FCF Ratio10.59
Enterprise Value/Market Cap1.47
Enterprise Value/Revenue3.70
Enterprise Value/Gross Profit5.46
Enterprise Value/Ebitda14.14
Forecast
1Y Price Target
$65.00Price Target Upside-4.82% Downside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)5.24
Revenue Forecast (FY)$220.57M
Bulls Say, Bears Say
Bulls Say
Strong Profitability And Cash ConversionSustained TTM net margin near 21.7% alongside free cash flow covering ~87% of net income shows durable core profitability and cash generation. This supports dividends, buybacks and reinvestment capacity, giving the bank financial resilience through cyclical pressures.
Low Credit Losses And Strong Asset QualityVery low NPAs (0.18% of assets), minimal charge-offs and small net recoveries reflect disciplined underwriting and proactive credit management. Low credit volatility reduces provisioning swings and supports more predictable capital retention and lending capacity over the medium term.
Disciplined Capital Returns And Governance SupportActive buybacks alongside a long dividend streak signal consistent capital-return policy and management commitment to shareholder distributions. Combined with shareholder approval of compensation frameworks, this demonstrates governance alignment that supports retention and disciplined capital allocation.
Bears Say
Rising Leverage Reduces FlexibilityA material increase in leverage (debt-to-equity ~0.84) meaningfully reduces balance-sheet flexibility. Higher debt raises funding pressure and downside risk, constraining capacity for stress absorption, opportunistic lending or extra capital returns if conditions deteriorate.
Net Interest Income Weakness And Earnings VolatilityA decline in net interest income driven by a terminated swap and weaker variable-rate loan yields shows interest-earning volatility. Management also noted sporadic one-time interest recoveries, indicating some earnings are dependent on nonrecurring items, which weakens predictability.
Planned Multi-quarter IT And Security SpendingCommitted multi-quarter investments in IT, data security and customer systems (~$2.4M–$3.0M annualized when ramped) will structurally raise noninterest expense and pressure the efficiency ratio, limiting near-term margin expansion and free cash flow available for other uses.
Great Southern Bancorp News
GSBC FAQ
What was Great Southern Bancorp’s price range in the past 12 months?
Great Southern Bancorp lowest stock price was $53.76 and its highest was $76.92 in the past 12 months.
What is Great Southern Bancorp’s market cap?
Great Southern Bancorp’s market cap is $826.36M.
When is Great Southern Bancorp’s upcoming earnings report date?
Great Southern Bancorp’s upcoming earnings report date is Jul 22, 2026 which is in 37 days.
How were Great Southern Bancorp’s earnings last quarter?
Great Southern Bancorp released its earnings results on Apr 15, 2026. The company reported $1.58 earnings per share for the quarter, beating the consensus estimate of $1.29 by $0.29.
Is Great Southern Bancorp overvalued?
According to Wall Street analysts Great Southern Bancorp’s price is currently Overvalued.
Does Great Southern Bancorp pay dividends?
Great Southern Bancorp pays a Quarterly dividend of $0.43 which represents an annual dividend yield of 2.48%. See more information on Great Southern Bancorp dividends here
What is Great Southern Bancorp’s EPS estimate?
Great Southern Bancorp’s EPS estimate is 1.36.
How many shares outstanding does Great Southern Bancorp have?
Great Southern Bancorp has 10,893,203 shares outstanding.
What happened to Great Southern Bancorp’s price movement after its last earnings report?
Great Southern Bancorp reported an EPS of $1.58 in its last earnings report, beating expectations of $1.29. Following the earnings report the stock price went down -1.021%.
Which hedge fund is a major shareholder of Great Southern Bancorp?
Currently, no hedge funds are holding shares in GSBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Great Southern Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$65.00 (-4.82% Downside)
$65.00 (-4.82% Downside)
Hedge Fund Trend
Increased
By 42.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.9M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-0.68%
12-Months-Change
Fundamentals
Return on Equity
11.29%
Trailing 12-Months
Asset Growth
-5.11%
Trailing 12-Months
Company Description
Great Southern Bancorp
Great Southern Bancorp, Inc. functions as the bank holding company for Great Southern Bank, delivering a wide array of financial services across the United States. For depositors, the institution offers various account types, including standard savings, checking, and money market accounts. Its certificate products encompass fixed-rate certificates with diverse maturities, certificates of deposit (CDs), and brokered certificates, alongside individual retirement accounts (IRAs). The company's loan portfolio is extensive, featuring residential and commercial real estate loans, construction financing, and commercial business loans. It also provides consumer credit, ranging from unsecured personal loans to secured options such as automobile loans, boat loans, home equity loans, and loans backed by savings deposits. Beyond its core banking activities, Great Southern Bancorp also offers insurance and merchant banking services. As of December 31, 2021, the company maintained a significant operational footprint, with 93 retail banking centers and roughly 200 automated teller machines situated across Missouri, Iowa, Minnesota, Kansas, Nebraska, and Arkansas. Additionally, it operated seven loan production offices—six focusing on commercial lending and one on mortgages—in key metropolitan areas like Atlanta, Chicago, Dallas, Denver, Omaha, Nebraska, Phoenix, Tulsa, Oklahoma, and Springfield, Missouri. Established in 1923, the company's primary offices are located in Springfield, Missouri.
GSBC Company Deck
GSBC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a generally resilient quarter: modest net income and EPS growth, an improved net interest margin, quarter-over-quarter loan growth, solid capital levels, low absolute nonperforming assets, and continued discipline on credit and funding. Offsetting these positives were a ~2% decline in net interest income (driven by a terminated swap and lower variable-rate loan income), a small decline in deposits amid competitive funding markets, some increase in NPAs (though still low), and expected incremental expense from multi-quarter IT and security projects. Management emphasized measured loan originations, expense control and capital deployment via buybacks/dividends, but also noted reliance on some sporadic nonrecurring items and ongoing uncertainty in prepayment trends.View all GSBC earnings summariesGSBC Stock 12 Month Forecast
Average Price Target
$65.00
▼(-4.82% Downside)
Technical Analysis
Mid Penn Bancorp
―
TrustCo Bank
―
Hometrust Bancshares
―
Business First Bancshares
―
Five Star
―
Ownership Overview
20.03% Insiders
13.76% Mutual Funds
5.69% Other Institutional Investors
44.16% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---