TrustCo Bank (TRST) Price & Analysis

Trustco Bank Corp NY released its earnings results on Jan 21, 2026. The company reported $0.85 earnings per share for the quarter, beating the consensus estimate of N/A by $0.85.

Is Trustco Bank Corp NY overvalued?

According to Wall Street analysts Trustco Bank Corp NY’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Trustco Bank Corp NY pay dividends?

Trustco Bank Corp NY pays a Quarterly dividend of $0.38 which represents an annual dividend yield of 3.48%. See more information on Trustco Bank Corp NY dividends here

What is Trustco Bank Corp NY’s EPS estimate?

Trustco Bank Corp NY’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Trustco Bank Corp NY have?

Trustco Bank Corp NY has 18,424,019 shares outstanding.

What happened to Trustco Bank Corp NY’s price movement after its last earnings report?

Trustco Bank Corp NY reported an EPS of $0.85 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.066%.

Which hedge fund is a major shareholder of Trustco Bank Corp NY?

Currently, no hedge funds are holding shares in TRST

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

TrustCo Bank Stock Smart Score

Neutral

Fundamentals

Return on Equity

8.35%

Trailing 12-Months

Asset Growth

3.92%

Trailing 12-Months

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Company Description

Trustco Bank Corp NY

TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. The company accepts deposits; and offers loans and investments. It also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, the company serves as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. As of December 31, 2021, it operated through 147 banking offices and 163 automatic teller machines in New York, New Jersey, Vermont, Massachusetts, and Florida. The company was founded in 1902 and is headquartered in Glenville, New York.

TrustCo Bank (TRST) Earnings & Revenues

Historic Earnings Reports

TRST Earnings Call

Q4 2026

0:00 / 0:00

Earnings Call Sentiment|Positive

The call highlighted strong core earnings momentum driven by a 38% YoY net income increase, NII and margin expansion, healthy loan and deposit growth, active capital return through buybacks/dividends, and a sizable recurring wealth-management fee stream. These positives are tempered by modest increases in non-performing loans and assets, a reduction in allowance levels and coverage ratio YoY, a slight dip in the equity-to-assets ratio, planned higher recurring expense guidance for 2026, and some branch expansion challenges. On balance, the operational and revenue strength materially outweigh the measured credit and expense headwinds.View all TRST earnings summaries