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TrustCo Bank Corp NY (TRST)
:TRST
Earnings Data
Report Date
Jan 26, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
―Last Year’s EPS
0.59Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
TrustCo Bank Corp NY demonstrated strong financial performance with substantial increases in net income and loan growth, alongside improved credit quality and an active stock repurchase program. While there were minor concerns regarding equity ratios and non-performing loans, the overall performance and strategic initiatives indicate a positive outlook.Company Guidance
Strong Financial Performance
TrustCo Bank Corp NY reported a third-quarter net income of $16.3 million, marking an increase of 26.3% over the prior year quarter. Return on average assets increased by 21.4%, and return on average equity grew by 20%.
Loan and Deposit Growth
Average loans for the quarter grew by 2.5% or $125.9 million to an all-time high of $5.2 billion, with significant increases in home equity credit lines (15.7%) and commercial loans (12.4%). Total deposits increased by $217 million compared to the prior year quarter.
Credit Quality Improvement
Nonperforming loans declined to $18.5 million from $19.4 million in the previous year, and the coverage ratio increased to over 280%, up 9% from the third quarter last year.
Stock Repurchase Program
The company repurchased 298,000 shares during the quarter, with a total of 467,000 shares repurchased year to date, demonstrating strong confidence in the company's value.
TRST Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
TRST Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 21, 2025 | $36.21 | $36.92 | +1.96% |
Jul 21, 2025 | $34.94 | $35.39 | +1.29% |
Apr 21, 2025 | $27.84 | $29.22 | +4.96% |
Jan 21, 2025 | $31.47 | $30.54 | -2.96% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does TrustCo Bank Corp NY (TRST) report earnings?
TrustCo Bank Corp NY (TRST) is schdueled to report earning on Jan 26, 2026, After Close (Confirmed).
What is TrustCo Bank Corp NY (TRST) earnings time?
TrustCo Bank Corp NY (TRST) earnings time is at Jan 26, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is TRST EPS forecast?
Currently, no data Available