Education
About Us
Working with TipRanks
Follow Us
Trustco Bank Corp NY (TRST)
NASDAQ:TRST
Total Valuation
TrustCo Bank has a market cap or net worth of $807.52M. The enterprise value is $949.79M.
Market Cap$807.52M
Enterprise Value$949.79M
Share Statistics
TrustCo Bank has 18,424,019 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding18,424,019
Owned by Insiders3.10%
Owned by Institutions17.07%
Financial Efficiency
TrustCo Bank’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is -7.34%.
Return on Equity (ROE)0.09
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-7.34%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee376.13K
Profits Per Employee82.62K
Employee Count740
Asset Turnover0.04
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of TrustCo Bank is 12.4. TrustCo Bank’s PEG ratio is 0.47.
PE Ratio12.4
PS Ratio2.71
PB Ratio1.10
Price to Fair Value1.10
Price to FCF0.00
Price to Operating Cash Flow19.47
PEG Ratio0.47
Income Statement
In the last 12 months, TrustCo Bank had revenue of 278.33M and earned 61.14M in profits. Earnings per share was 3.25.
Revenue278.33M
Gross Profit186.72M
Operating Income81.21M
Pretax Income80.81M
Net Income61.14M
EBITDA89.75M
Earnings Per Share (EPS)3.25
Cash Flow
In the last 12 months, operating cash flow was 41.13M and capital expenditures -9.48M, giving a free cash flow of 31.65M billion.
Operating Cash Flow41.13M
Free Cash Flow31.65M
Free Cash Flow per Share1.72
Dividends & Yields
TrustCo Bank pays an annual dividend of $0.38, resulting in a dividend yield of 3.48%
Dividend Per Share$0.38
Dividend Yield3.48%
Payout Ratio49.50%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.76
52-Week Price Change51.67%
50-Day Moving Average43.38
200-Day Moving Average37.85
Relative Strength Index (RSI)48.34
Average Volume (3m)121.08K
Important Dates
TrustCo Bank upcoming earnings date is Apr 27, 2026, After Close (Confirmed).
Last Earnings DateJan 21, 2026
Next Earnings DateApr 27, 2026
Ex-Dividend Date―
Financial Position
TrustCo Bank as a current ratio of 0.26, with Debt / Equity ratio of 28.09%
Current Ratio0.26
Quick Ratio0.26
Debt to Market Cap0.21
Net Debt to EBITDA1.59
Interest Coverage Ratio0.90
Taxes
In the past 12 months, TrustCo Bank has paid 19.68M in taxes.
Income Tax19.68M
Effective Tax Rate0.24
Enterprise Valuation
TrustCo Bank EV to EBITDA ratio is 10.00, with an EV/FCF ratio of 0.00.
EV to Sales3.22
EV to EBITDA10.00
EV to Free Cash Flow0.00
EV to Operating Cash Flow0.00
Balance Sheet
TrustCo Bank has $360.99M in cash and marketable securities with $192.84M in debt, giving a net cash position of $168.15M billion.
Cash & Marketable Securities$360.99M
Total Debt$192.84M
Net Cash$168.15M
Net Cash Per Share$9.13
Tangible Book Value Per Share$37.57
Margins
Gross margin is 67.08%, with operating margin of 29.18%, and net profit margin of 21.97%.
Gross Margin67.08%
Operating Margin29.18%
Pretax Margin29.04%
Net Profit Margin21.97%
EBITDA Margin32.25%
EBIT Margin29.18%
Analyst Forecast
The average price target for TrustCo Bank is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast5.75%
EPS Growth Forecast20.52%