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Trustco Bank Corp NY (TRST)
NASDAQ:TRST
Total Valuation
TrustCo Bank has a market cap or net worth of $584.29M. The enterprise value is $717.06M.
Market Cap$584.29M
Enterprise Value$717.06M
Share Statistics
TrustCo Bank has 19,019,749 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding19,019,749
Owned by Insiders3.28%
Owned by Institutions13.35%
Financial Efficiency
TrustCo Bank’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 1.59%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)1.59%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee232.13K
Profits Per Employee65.99K
Employee Count740
Asset Turnover0.03
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of TrustCo Bank is 12.97. TrustCo Bank’s PEG ratio is 2.73.
PE Ratio12.97
PS Ratio0.00
PB Ratio0.87
Price to Fair Value0.94
Price to FCF10.45
Price to Operating Cash Flow10.03
PEG Ratio2.73
Income Statement
In the last 12 months, TrustCo Bank had revenue of 171.77M and earned 48.83M in profits. Earnings per share was 2.57.
Revenue171.77M
Gross Profit171.77M
Operating Income64.05M
Pretax Income64.05M
Net Income48.83M
EBITDA75.48M
Earnings Per Share (EPS)2.57
Cash Flow
In the last 12 months, operating cash flow was 59.44M and capital expenditures -2.34M, giving a free cash flow of 57.10M billion.
Operating Cash Flow59.44M
Free Cash Flow57.10M
Free Cash Flow per Share3.00
Dividends & Yields
TrustCo Bank pays an annual dividend of $1.44, resulting in a dividend yield of 4.63%
Dividend Per Share$1.44
Dividend Yield4.63%
Payout Ratio53.73%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.81
52-Week Price Change15.32%
50-Day Moving Average30.38
200-Day Moving Average32.31
Relative Strength Index (RSI)45.82
Average Volume (3m)80.01K
Important Dates
TrustCo Bank upcoming earnings date is Jul 28, 2025, TBA Not Confirmed.
Last Earnings DateApr 21, 2025
Next Earnings DateJul 28, 2025
Ex-Dividend DateJun 06, 2025
Financial Position
TrustCo Bank as a current ratio of 0.21, with Debt / Equity ratio of 17.53%
Current Ratio0.21
Quick Ratio0.21
Debt to Market Cap0.00
Net Debt to EBITDA-0.10
Interest Coverage Ratio0.70
Taxes
In the past 12 months, TrustCo Bank has paid 15.21M in taxes.
Income Tax15.21M
Effective Tax Rate0.24
Enterprise Valuation
TrustCo Bank EV to EBITDA ratio is 8.30, with an EV/FCF ratio of 11.48.
EV to Sales3.65
EV to EBITDA8.30
EV to Free Cash Flow11.48
EV to Operating Cash Flow10.54
Balance Sheet
TrustCo Bank has $405.55M in cash and marketable securities with $84.78M in debt, giving a net cash position of -$320.77M billion.
Cash & Marketable Securities$405.55M
Total Debt$84.78M
Net Cash-$320.77M
Net Cash Per Share-$16.86
Tangible Book Value Per Share$35.56
Margins
Gross margin is 50.80%, with operating margin of 37.29%, and net profit margin of 28.43%.
Gross Margin50.80%
Operating Margin37.29%
Pretax Margin37.29%
Net Profit Margin28.43%
EBITDA Margin43.94%
EBIT Margin37.29%
Analyst Forecast
The average price target for TrustCo Bank is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast5.63%
EPS Growth Forecast-3.82%