First Financial Corporation Indiana (THFF)
NASDAQ:THFF
THFF Stock Chart & Stats
$66.85
$0.00(0.00%)
At close: 4:00 PM EST
$66.85
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$42.05 - $69.21
Previous CloseN/A
Volume5.57K
Average Volume (3M)58.63K
Market Cap
$794.97M
Enterprise Value$1.15B
Total Cash (Recent Filing)$1.28B
Total Debt (Recent Filing)$480.68M
Price to Earnings (P/E)8.3
Beta0.92
Next Earnings
Apr 28, 2026EPS Estimate
1.64Next Dividend Ex-DateN/A
Dividend Yield3.19%
Share Statistics
EPS (TTM)1.81
Shares Outstanding11,891,896
10 Day Avg. Volume83,366
30 Day Avg. Volume58,631
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.10
Price to Sales (P/S)2.19
P/FCF Ratio8.40
Enterprise Value/Market Cap1.44
Enterprise Value/Revenue3.51
Enterprise Value/Gross Profit4.52
Enterprise Value/Ebitda10.56
Forecast
1Y Price Target
$68.00Price Target Upside1.72% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)7.21
Revenue Forecast (FY)$293.06M
Bulls Say, Bears Say
Bulls Say
Capital Strength & Shareholder ReturnsManagement emphasizes strong capital ratios, tangible book growth and active capital returns (dividends and buybacks). Durable capital and a track record of returning excess capital support loss absorption, strategic optionality, and sustained shareholder distributions over the medium term.
Improving Profitability And Cash ConversionA materially higher net margin and stronger free cash flow conversion indicate improved core earnings power and cash generation. Sustained margin expansion and 1.0x FCF-to-net income provide a durable foundation for funding operations, capital returns, and selective growth without overreliance on external funding.
Diversified Loan Mix With Solid Credit QualityA commercial-heavy loan book supplemented by secured consumer exposure (indirect auto, HELOC) and low delinquencies supports stable net interest income and limits credit volatility. Geographic diversification across Midwest/Southeast adds resilience to localized economic swings over the medium term.
Bears Say
Rising LeverageThe sharp increase in leverage reduces financial flexibility and raises downside risk in stressed conditions. Higher debt amplifies earnings sensitivity to funding costs and credit losses, constraining capital deployment and increasing the importance of sustaining profitability and loan performance.
Recent Revenue ContractionA year-over-year revenue decline interrupts prior growth momentum. Persistent top-line weakness would limit scalability of fixed-cost absorption and could compress long-term margins unless offset by renewed loan growth, increased fee income, or structural improvements in deposit funding.
Uneven Cash-flow HistoryVariable free cash flow across recent years makes forecasting capital returns and funding for acquisitions more uncertain. This volatility could force conservative capital policies or increase reliance on debt in weaker years, limiting strategic flexibility and amplifying execution risk.
First Financial Indiana News
THFF FAQ
What was First Financial Corporation Indiana’s price range in the past 12 months?
First Financial Corporation Indiana lowest stock price was $42.05 and its highest was $69.21 in the past 12 months.
What is First Financial Corporation Indiana’s market cap?
First Financial Corporation Indiana’s market cap is $794.97M.
When is First Financial Corporation Indiana’s upcoming earnings report date?
First Financial Corporation Indiana’s upcoming earnings report date is Apr 28, 2026 which is in 15 days.
How were First Financial Corporation Indiana’s earnings last quarter?
First Financial Corporation Indiana released its earnings results on Feb 03, 2026. The company reported $1.81 earnings per share for the quarter, beating the consensus estimate of $1.715 by $0.095.
Is First Financial Corporation Indiana overvalued?
According to Wall Street analysts First Financial Corporation Indiana’s price is currently Undervalued.
Does First Financial Corporation Indiana pay dividends?
First Financial Corporation Indiana pays a Quarterly dividend of $0.51 which represents an annual dividend yield of 3.19%. See more information on First Financial Corporation Indiana dividends here
What is First Financial Corporation Indiana’s EPS estimate?
First Financial Corporation Indiana’s EPS estimate is 1.64.
How many shares outstanding does First Financial Corporation Indiana have?
First Financial Corporation Indiana has 11,891,896 shares outstanding.
What happened to First Financial Corporation Indiana’s price movement after its last earnings report?
First Financial Corporation Indiana reported an EPS of $1.81 in its last earnings report, beating expectations of $1.715. Following the earnings report the stock price went up 1.214%.
Which hedge fund is a major shareholder of First Financial Corporation Indiana?
Currently, no hedge funds are holding shares in THFF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Financial Indiana Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$68.00 (1.72% Upside)
$68.00 (1.72% Upside)
Blogger Sentiment
Bullish
THFF Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 1.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $142.7K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
34.54%
12-Months-Change
Fundamentals
Return on Equity
13.02%
Trailing 12-Months
Asset Growth
3.52%
Trailing 12-Months
Company Description
First Financial Corporation Indiana
First Financial Corporation, through its subsidiaries, provides various financial services. It offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits. The company also provides commercial loans primarily to expand a business or finance asset purchases; residential real estate and residential real estate construction loans; and home equity loans and lines, secured loans, and cash/CD secured and unsecured loans. In addition, it offers lease financing, trust account, depositor, and insurance services. The company operates 78 branches in west-central Indiana, east-central Illinois, western Kentucky, and middle and western Tennessee. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.
THFF Stock 12 Month Forecast
Average Price Target
$68.00
▲(1.72% Upside)
Technical Analysis
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Ownership Overview
1.01% Insiders
21.98% Mutual Funds
18.65% Other Institutional Investors
37.92% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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