First Financial Corporation Indiana (THFF)
NASDAQ:THFF
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THFF Stock Chart & Stats
$67.51
$0.00(0.00%)
At close: 4:00 PM EST
$67.51
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$49.72 - $75.50
Previous CloseN/A
Volume5.57K
Average Volume (3M)58.63K
Market Cap
$891.65M
Enterprise Value$1.28B
Total Cash (Recent Filing)$96.89M
Total Debt (Recent Filing)$558.54M
Price to Earnings (P/E)11.1
Beta0.91
Next Earnings
Jul 28, 2026EPS Estimate
1.81Next Dividend Ex-DateN/A
Dividend Yield3.19%
Share Statistics
EPS (TTM)6.80
Shares Outstanding11,891,896
10 Day Avg. Volume83,366
30 Day Avg. Volume58,631
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.10
Price to Sales (P/S)2.19
P/FCF Ratio8.29
Enterprise Value/Market Cap1.44
Enterprise Value/Revenue4.00
Enterprise Value/Gross Profit5.14
Enterprise Value/Ebitda13.53
Forecast
1Y Price Target
$70.00Price Target Upside3.69% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)7.2
Revenue Forecast (FY)$293.13M
Bulls Say, Bears Say
Bulls Say
Strong Profitability MarginsSustained high margins (TTM net ~25%, EBIT ~28%) indicate durable earnings power from core banking operations. This margin profile supports internal capital generation, funds dividends and buybacks, and provides a larger buffer against credit stress or interest-rate swings over the medium term.
High Free Cash Flow ConversionNear-full conversion of net income to free cash flow (~0.99) and sizeable TTM FCF (~$91M) signal high earnings quality and real cash generation. That cash profile supports ongoing dividends, buybacks or targeted investments while improving resilience to cyclical loan or fee volatility.
Disciplined Capital Returns And Capital RatiosManagement’s consistent dividend increases and emphasis on strong capital ratios and buybacks reflect disciplined capital allocation. This signals confidence in balance-sheet strength, supports investor returns, and suggests management prioritizes sustainable shareholder distribution alongside measured growth.
Bears Say
Rising LeverageA marked increase in leverage (debt-to-equity ~0.39 → ~0.85 TTM) meaningfully reduces financial flexibility. Higher leverage raises sensitivity to funding and credit shocks, constrains capital actions during stress, and increases the risk profile if loan losses or funding costs rise.
Revenue DeclineA TTM revenue decline following prior modest growth is a structural concern: sustained top-line weakness limits the runway for earnings expansion and forces reliance on margin improvement or noninterest income. If persistent, it pressures long-term EPS and return targets.
Weak Operating Cash Coverage Of DebtOperating cash flow covering only ~26% of debt indicates limited internal capacity to reduce leverage quickly. This raises refinancing and liquidity sensitivity, constraining strategic flexibility (M&A, buybacks) and elevating risk if funding markets tighten or credit costs increase.
First Financial Indiana News
THFF FAQ
What was First Financial Corporation Indiana’s price range in the past 12 months?
First Financial Corporation Indiana lowest stock price was $49.72 and its highest was $75.50 in the past 12 months.
What is First Financial Corporation Indiana’s market cap?
First Financial Corporation Indiana’s market cap is $891.65M.
When is First Financial Corporation Indiana’s upcoming earnings report date?
First Financial Corporation Indiana’s upcoming earnings report date is Jul 28, 2026 which is in 42 days.
How were First Financial Corporation Indiana’s earnings last quarter?
First Financial Corporation Indiana released its earnings results on Apr 28, 2026. The company reported $1.67 earnings per share for the quarter, beating the consensus estimate of $1.635 by $0.035.
Is First Financial Corporation Indiana overvalued?
According to Wall Street analysts First Financial Corporation Indiana’s price is currently Undervalued.
Does First Financial Corporation Indiana pay dividends?
First Financial Corporation Indiana pays a Quarterly dividend of $0.56 which represents an annual dividend yield of 3.19%. See more information on First Financial Corporation Indiana dividends here
What is First Financial Corporation Indiana’s EPS estimate?
First Financial Corporation Indiana’s EPS estimate is 1.81.
How many shares outstanding does First Financial Corporation Indiana have?
First Financial Corporation Indiana has 11,891,896 shares outstanding.
What happened to First Financial Corporation Indiana’s price movement after its last earnings report?
First Financial Corporation Indiana reported an EPS of $1.67 in its last earnings report, beating expectations of $1.635. Following the earnings report the stock price went up 0.762%.
Which hedge fund is a major shareholder of First Financial Corporation Indiana?
Currently, no hedge funds are holding shares in THFF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Financial Indiana Stock Smart Score
Outperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$70.00 (3.69% Upside)
$70.00 (3.69% Upside)
Blogger Sentiment
Bullish
THFF Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 13.7K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
34.54%
12-Months-Change
Fundamentals
Return on Equity
12.81%
Trailing 12-Months
Asset Growth
10.44%
Trailing 12-Months
Company Description
First Financial Corporation Indiana
First Financial Corporation, operating through its subsidiaries, delivers a wide array of financial solutions. The company manages diverse deposit accounts, including both interest-bearing and non-interest-bearing checking options, savings accounts, and various types of term deposits. Its lending activities include commercial financing for business expansion and asset purchases, along with residential real estate mortgages, which cover new construction. Additionally, it provides home equity loans and lines of credit, as well as secured and unsecured personal loans, including those collateralized by cash or certificates of deposit. Other services extend to lease financing, trust management, and insurance offerings. The corporation oversees 78 branches situated in west-central Indiana, east-central Illinois, western Kentucky, and central and western Tennessee. Founded in 1834, First Financial Corporation's headquarters are located in Terre Haute, Indiana.
THFF Stock 12 Month Forecast
Average Price Target
$70.00
▲(3.69% Upside)
Technical Analysis
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Ownership Overview
0.93% Insiders
21.72% Mutual Funds
17.22% Other Institutional Investors
39.21% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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