First Financial Corporation Indiana (THFF)
NASDAQ:THFF
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THFF Stock Chart & Stats
$67.51
$0.00(0.00%)
At close: 4:00 PM EST
$67.51
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$49.60 - $69.21
Previous CloseN/A
Volume5.57K
Average Volume (3M)58.63K
Market Cap
$785.94M
Enterprise Value$1.03B
Total Cash (Recent Filing)$825.32M
Total Debt (Recent Filing)$480.68M
Price to Earnings (P/E)9.5
Beta0.93
Next Earnings
Jul 28, 2026EPS Estimate
1.73Next Dividend Ex-DateN/A
Dividend Yield3.19%
Share Statistics
EPS (TTM)1.67
Shares Outstanding11,891,896
10 Day Avg. Volume83,366
30 Day Avg. Volume58,631
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.10
Price to Sales (P/S)2.19
P/FCF Ratio8.40
Enterprise Value/Market Cap1.30
Enterprise Value/Revenue3.14
Enterprise Value/Gross Profit4.04
Enterprise Value/Ebitda9.45
Forecast
1Y Price Target
$68.00Price Target Upside0.73% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)7.18
Revenue Forecast (FY)$293.13M
Bulls Say, Bears Say
Bulls Say
Improved Profitability & Cash GenerationThe company restored meaningful profitability in 2025 (net margin ~24%) while free cash flow rose ~19.8% and covered net income at ~1.0x. Durable cash conversion enhances the bank’s ability to fund dividends, buybacks and organic investment and provides a cushion versus credit cycles.
Strong Capital Position & Shareholder ReturnsManagement emphasizes robust capital ratios and tangible book growth alongside ongoing repurchases and dividend raises. A well-capitalized franchise supports regulatory resilience, funds inorganic moves or stress absorption, and sustains medium-term shareholder distributions.
Strategic M&A Expands FootprintThe CedarStone acquisition broadens First Financial’s regional footprint and client base via an all-cash deal. When integrated, the transaction can deliver scale, diversify the loan/deposit mix, and produce cost synergies—structural contributors to revenue diversification and growth.
Bears Say
Rising LeverageLeverage increased materially in 2025, reducing balance-sheet flexibility. Higher debt raises funding and interest-rate sensitivity, limits capacity for further borrowings or opportunistic investments, and amplifies downside risk if credit quality or margins deteriorate.
Top-line PressureA -4.3% revenue decline in 2025 after a period of growth signals persistent top-line headwinds. Sustained revenue weakness undermines the firm's ability to leverage fixed costs into consistent earnings growth and increases reliance on noninterest income or expense cuts to hit targets.
Variable Cash-flow PerformanceFree cash flow improved in 2025 but has been uneven, with a decline in 2024. This variability complicates capital allocation and forecasting, making it harder to confidently sustain dividends, buybacks or acquisitions through cyclical downturns without stressing liquidity or capital.
First Financial Indiana News
THFF FAQ
What was First Financial Corporation Indiana’s price range in the past 12 months?
First Financial Corporation Indiana lowest stock price was $49.60 and its highest was $69.21 in the past 12 months.
What is First Financial Corporation Indiana’s market cap?
First Financial Corporation Indiana’s market cap is $785.94M.
When is First Financial Corporation Indiana’s upcoming earnings report date?
First Financial Corporation Indiana’s upcoming earnings report date is Jul 28, 2026 which is in 86 days.
How were First Financial Corporation Indiana’s earnings last quarter?
First Financial Corporation Indiana released its earnings results on Apr 28, 2026. The company reported $1.67 earnings per share for the quarter, beating the consensus estimate of $1.635 by $0.035.
Is First Financial Corporation Indiana overvalued?
According to Wall Street analysts First Financial Corporation Indiana’s price is currently Undervalued.
Does First Financial Corporation Indiana pay dividends?
First Financial Corporation Indiana pays a Quarterly dividend of $0.51 which represents an annual dividend yield of 3.19%. See more information on First Financial Corporation Indiana dividends here
What is First Financial Corporation Indiana’s EPS estimate?
First Financial Corporation Indiana’s EPS estimate is 1.73.
How many shares outstanding does First Financial Corporation Indiana have?
First Financial Corporation Indiana has 11,891,896 shares outstanding.
What happened to First Financial Corporation Indiana’s price movement after its last earnings report?
First Financial Corporation Indiana reported an EPS of $1.67 in its last earnings report, beating expectations of $1.635. Following the earnings report the stock price went up 0.762%.
Which hedge fund is a major shareholder of First Financial Corporation Indiana?
Currently, no hedge funds are holding shares in THFF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Financial Indiana Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$68.00 (0.73% Upside)
$68.00 (0.73% Upside)
Blogger Sentiment
Bullish
THFF Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 1.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $142.7K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
34.54%
12-Months-Change
Fundamentals
Return on Equity
13.02%
Trailing 12-Months
Asset Growth
3.52%
Trailing 12-Months
Company Description
First Financial Corporation Indiana
First Financial Corporation, through its subsidiaries, provides various financial services. It offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits. The company also provides commercial loans primarily to expand a business or finance asset purchases; residential real estate and residential real estate construction loans; and home equity loans and lines, secured loans, and cash/CD secured and unsecured loans. In addition, it offers lease financing, trust account, depositor, and insurance services. The company operates 78 branches in west-central Indiana, east-central Illinois, western Kentucky, and middle and western Tennessee. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.
THFF Stock 12 Month Forecast
Average Price Target
$68.00
▲(0.73% Upside)
Technical Analysis
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Ownership Overview
0.93% Insiders
21.85% Mutual Funds
6.65% Other Institutional Investors
50.69% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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