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THFF Stock Chart & Stats
$77.51
$1.39(1.83%)
At close: 4:00 PM EDT
$77.51
$1.39(1.83%)
Day’s Range― - ―
52-Week Range$51.21 - $84.17
Previous Close$77.51
Volume87.91K
Average Volume (3M)123.84K
Market Cap
$940.05M
Enterprise Value$1.43K
Total Cash (Recent Filing)$1.26B
Total Debt (Recent Filing)$601.55M
Price to Earnings (P/E)11.1
Beta0.87
Next Earnings
Oct 27, 2026EPS Estimate
2.03Next Dividend Ex-DateN/A
Dividend Yield2.77%
Share Statistics
EPS (TTM)7.14
Shares Outstanding11,891,896
10 Day Avg. Volume102,841
30 Day Avg. Volume123,845
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.10
Price to Sales (P/S)2.19
P/FCF Ratio8.29
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$84.00Price Target Upside8.37% Upside
Rating ConsensusHold
Number of Analyst Covering3
EPS Forecast (FY)7.63
Revenue Forecast (FY)$294.23M
Bulls Say, Bears Say
Bulls Say
Free Cash Flow GenerationSizable and growing free cash flow that exceeds reported earnings provides durable internal funding for dividends, loan growth, and capital needs without immediate reliance on external debt. Over a 2–6 month horizon this cash conversion supports capital returns and operational flexibility.
Strong ProfitabilityHigh trailing profitability margins indicate structural earnings capacity relative to peers, supporting retained earnings and capital accumulation. Sustained margins improve the bank’s ability to absorb credit costs and fund strategic initiatives over the medium term.
Leadership ContinuityRenewed multi-year executive contracts (CEO and senior finance/credit/lending leaders) reduce execution and succession risk, preserving institutional knowledge and credit oversight. That stability supports consistent strategy and risk management across the next several quarters.
Bears Say
Rising LeverageA marked increase in leverage materially reduces financial flexibility and raises vulnerability to higher funding costs or weaker credit conditions. In a 2–6 month horizon higher debt levels constrain the bank’s ability to absorb shocks and may force conservative lending or balance-sheet actions.
Operating Cash Flow VariabilityIrregular operating cash flow creates uncertainty around sustainable capital returns and internal funding for growth. Even with strong recent TTM FCF, inconsistent OCF reduces predictability of distributions and may necessitate precautionary capital buffers in adverse scenarios.
Margin SensitivityHistorical swings in margins highlight exposure to interest-rate and credit-cycle shifts; earnings can compress quickly if loan yields, deposit costs, or charge-offs move unfavorably. This structural sensitivity requires conservative credit underwriting and NIM management.
First Financial Indiana News
THFF FAQ
What was First Financial Corporation Indiana’s price range in the past 12 months?
First Financial Corporation Indiana lowest stock price was $51.21 and its highest was $84.17 in the past 12 months.
What is First Financial Corporation Indiana’s market cap?
First Financial Corporation Indiana’s market cap is $940.05M.
When is First Financial Corporation Indiana’s upcoming earnings report date?
First Financial Corporation Indiana’s upcoming earnings report date is Oct 27, 2026 which is in 65 days.
How were First Financial Corporation Indiana’s earnings last quarter?
First Financial Corporation Indiana released its earnings results on Jul 28, 2026. The company reported $1.91 earnings per share for the quarter, beating the consensus estimate of $1.79 by $0.12.
Is First Financial Corporation Indiana overvalued?
According to Wall Street analysts First Financial Corporation Indiana’s price is currently Undervalued.
Does First Financial Corporation Indiana pay dividends?
First Financial Corporation Indiana pays a Quarterly dividend of $0.56 which represents an annual dividend yield of 2.77%. See more information on First Financial Corporation Indiana dividends here
What is First Financial Corporation Indiana’s EPS estimate?
First Financial Corporation Indiana’s EPS estimate is 2.03.
How many shares outstanding does First Financial Corporation Indiana have?
First Financial Corporation Indiana has 11,891,896 shares outstanding.
What happened to First Financial Corporation Indiana’s price movement after its last earnings report?
First Financial Corporation Indiana reported an EPS of $1.91 in its last earnings report, beating expectations of $1.79. Following the earnings report the stock price went up 2.884%.
Which hedge fund is a major shareholder of First Financial Corporation Indiana?
Currently, no hedge funds are holding shares in THFF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Financial Indiana Stock Smart Score
Neutral
1
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8
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10
Analyst Consensus
Hold
Average Price Target:
$84.00 (8.37% Upside)
$84.00 (8.37% Upside)
Blogger Sentiment
Bullish
THFF Sentiment 80%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 1.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $6.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 4.1%
Last 30 Days ▲ 1.3%
Last 30 Days ▲ 1.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
44.80%
12-Months-Change
Fundamentals
Return on Equity
2.77%
Trailing 12-Months
Asset Growth
10.27%
Trailing 12-Months
Company Description
First Financial Corporation Indiana
First Financial Corporation operates as the bank holding company for First Financial Bank N.A. that provides various financial services for individuals and businesses in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia in the United States. The company offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits; checking and savings accounts; personal and business certificates of deposit; and digital banking services. It also provides commercial loans primarily to expand a business or finance asset purchases; real estate mortgages, including residential real estate and residential real estate construction loans; home equity loans and lines, secured loans, cash/CD secured loans, and unsecured loans; mortgage refinance; personal and auto loans; and credit cards. In addition, the company offers lease financing, trust account, and depositor services; business services, including accounts receivable and payable, merchant services, fraud protection, money management, and workplace rewards; and wealth services. The company was formerly known as Terre Haute First Corporation and changed its name to First Financial Corporation in December 1984. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.
THFF Stock 12 Month Forecast
Average Price Target
$84.00
▲(8.37% Upside)
Technical Analysis
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Ownership Overview
0.93% Insiders
22.05% Mutual Funds
16.63% Other Institutional Investors
37.74% Public Companies and
Individual Investors