First Financial Corporation Indiana (THFF)
NASDAQ:THFF
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THFF Stock Chart & Stats
$67.51
$0.00(0.00%)
At close: 4:00 PM EST
$67.51
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$49.70 - $70.10
Previous CloseN/A
Volume5.57K
Average Volume (3M)58.63K
Market Cap
$815.55M
Enterprise Value$1.28B
Total Cash (Recent Filing)$96.89M
Total Debt (Recent Filing)$558.54M
Price to Earnings (P/E)9.5
Beta0.93
Next Earnings
Jul 28, 2026EPS Estimate
1.81Next Dividend Ex-DateN/A
Dividend Yield3.19%
Share Statistics
EPS (TTM)6.80
Shares Outstanding11,891,896
10 Day Avg. Volume83,366
30 Day Avg. Volume58,631
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.10
Price to Sales (P/S)2.19
P/FCF Ratio8.29
Enterprise Value/Market Cap1.57
Enterprise Value/Revenue3.98
Enterprise Value/Gross Profit5.11
Enterprise Value/Ebitda13.45
Forecast
1Y Price Target
$70.00Price Target Upside3.69% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)7.2
Revenue Forecast (FY)$293.13M
Bulls Say, Bears Say
Bulls Say
Profitability & Cash GenerationHigh TTM margins and free cash flow nearly equal to net income indicate durable earnings quality and strong cash conversion. This supports internal reinvestment, dividend capacity and resilience through economic cycles, reducing reliance on external funding for core operations.
Consistent Capital ReturnsA board-authorized dividend increase underscores predictable capital allocation and management confidence in earnings stability. Regular dividend growth and referenced share repurchases signal discipline in returning excess capital, appealing to income-seeking holders and demonstrating long-term cash generation.
Regional Footprint ExpansionThe completed all-cash CedarStone deal expands geographic reach into Tennessee, increasing scale and customer access in adjacent markets. Strategic inorganic growth can enhance deposit diversity, loan origination capacity and revenue bases over the medium term if integration retains customers and cross-sells services.
Bears Say
Rising LeverageMaterial increase in leverage reduces balance-sheet flexibility and raises sensitivity to interest-rate and credit stress. Higher debt levels constrain capacity for future lending or opportunistic acquisitions and increase the potential impact of funding shocks on capital and earnings over the medium term.
Negative Revenue MomentumA TTM top-line decline undermines the sustainability of recent margin and earnings improvements. Persistent revenue weakness would limit organic growth, reduce the cushion for loan-loss provisioning variability, and could pressure long-term dividends and share-repurchase capacity if not reversed.
Weak Operating Cash Coverage Of DebtLow operating cash flow relative to debt heightens refinancing and liquidity risk, especially given rising leverage. Dependence on investment cash or external financing to meet obligations could increase funding costs and constrain capital allocation during adverse market or credit cycles.
First Financial Indiana News
THFF FAQ
What was First Financial Corporation Indiana’s price range in the past 12 months?
First Financial Corporation Indiana lowest stock price was $49.70 and its highest was $70.10 in the past 12 months.
What is First Financial Corporation Indiana’s market cap?
First Financial Corporation Indiana’s market cap is $815.55M.
When is First Financial Corporation Indiana’s upcoming earnings report date?
First Financial Corporation Indiana’s upcoming earnings report date is Jul 28, 2026 which is in 63 days.
How were First Financial Corporation Indiana’s earnings last quarter?
First Financial Corporation Indiana released its earnings results on Apr 28, 2026. The company reported $1.67 earnings per share for the quarter, beating the consensus estimate of $1.635 by $0.035.
Is First Financial Corporation Indiana overvalued?
According to Wall Street analysts First Financial Corporation Indiana’s price is currently Undervalued.
Does First Financial Corporation Indiana pay dividends?
First Financial Corporation Indiana pays a Quarterly dividend of $0.51 which represents an annual dividend yield of 3.19%. See more information on First Financial Corporation Indiana dividends here
What is First Financial Corporation Indiana’s EPS estimate?
First Financial Corporation Indiana’s EPS estimate is 1.81.
How many shares outstanding does First Financial Corporation Indiana have?
First Financial Corporation Indiana has 11,891,896 shares outstanding.
What happened to First Financial Corporation Indiana’s price movement after its last earnings report?
First Financial Corporation Indiana reported an EPS of $1.67 in its last earnings report, beating expectations of $1.635. Following the earnings report the stock price went up 0.762%.
Which hedge fund is a major shareholder of First Financial Corporation Indiana?
Currently, no hedge funds are holding shares in THFF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Financial Indiana Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$70.00 (3.69% Upside)
$70.00 (3.69% Upside)
Blogger Sentiment
Bullish
THFF Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 13.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $142.7K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
34.54%
12-Months-Change
Fundamentals
Return on Equity
12.81%
Trailing 12-Months
Asset Growth
10.44%
Trailing 12-Months
Company Description
First Financial Corporation Indiana
First Financial Corporation, through its subsidiaries, provides various financial services. It offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits. The company also provides commercial loans primarily to expand a business or finance asset purchases; residential real estate and residential real estate construction loans; and home equity loans and lines, secured loans, and cash/CD secured and unsecured loans. In addition, it offers lease financing, trust account, depositor, and insurance services. The company operates 78 branches in west-central Indiana, east-central Illinois, western Kentucky, and middle and western Tennessee. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.
THFF Stock 12 Month Forecast
Average Price Target
$70.00
▲(3.69% Upside)
Technical Analysis
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Orrstown Financial Services
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Five Star
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NB Bancorp, Inc.
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Ownership Overview
0.93% Insiders
21.83% Mutual Funds
17.22% Other Institutional Investors
39.55% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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