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Total Valuation
First Financial Indiana has a market cap or net worth of $920.91M. The enterprise value is $1.33B.
Market Cap$920.91M
Enterprise Value$1.33B
Share Statistics
First Financial Indiana has 11,891,896 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding11,891,896
Owned by Insiders0.93%
Owned by Institutions17.22%
Financial Efficiency
First Financial Indiana’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 6.57%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)6.57%
Return on Capital Employed (ROCE)0.11
Revenue Per Employee345.08K
Profits Per Employee83.73K
Employee Count946
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of First Financial Indiana is 11.4. First Financial Indiana’s PEG ratio is 0.13.
PE Ratio11.4
PS Ratio2.19
PB Ratio1.10
Price to Fair Value1.10
Price to FCF8.29
Price to Operating Cash Flow10.00
PEG Ratio0.13
Income Statement
In the last 12 months, First Financial Indiana had revenue of 326.44M and earned 79.21M in profits. Earnings per share was 6.68.
Revenue326.44M
Gross Profit253.59M
Operating Income99.36M
Pretax Income99.36M
Net Income79.21M
EBITDA108.46M
Earnings Per Share (EPS)6.68
Cash Flow
In the last 12 months, operating cash flow was 91.97M and capital expenditures -1.32M, giving a free cash flow of 90.65M billion.
Operating Cash Flow91.97M
Free Cash Flow90.65M
Free Cash Flow per Share7.62
Dividends & Yields
First Financial Indiana pays an annual dividend of $0.56, resulting in a dividend yield of 3.19%
Dividend Per Share$0.56
Dividend Yield3.19%
Payout Ratio32.69%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.88
52-Week Price Change44.93%
50-Day Moving Average69.73
200-Day Moving Average62.36
Relative Strength Index (RSI)73.66
Average Volume (3m)88.92K
Important Dates
First Financial Indiana upcoming earnings date is Jul 28, 2026, Before Open (Confirmed).
Last Earnings DateApr 28, 2026
Next Earnings DateJul 28, 2026
Ex-Dividend Date―
Financial Position
First Financial Indiana as a current ratio of 0.18, with Debt / Equity ratio of 85.24%
Current Ratio0.18
Quick Ratio0.18
Debt to Market Cap0.67
Net Debt to EBITDA3.23
Interest Coverage Ratio1.31
Taxes
In the past 12 months, First Financial Indiana has paid 20.15M in taxes.
Income Tax20.15M
Effective Tax Rate0.20
Enterprise Valuation
First Financial Indiana EV to EBITDA ratio is 9.83, with an EV/FCF ratio of 12.34.
EV to Sales3.27
EV to EBITDA9.83
EV to Free Cash Flow12.34
EV to Operating Cash Flow11.80
Balance Sheet
First Financial Indiana has $96.89M in cash and marketable securities with $558.54M in debt, giving a net cash position of -$461.65M billion.
Cash & Marketable Securities$96.89M
Total Debt$558.54M
Net Cash-$461.65M
Net Cash Per Share-$38.82
Tangible Book Value Per Share$45.25
Margins
Gross margin is 77.91%, with operating margin of 30.44%, and net profit margin of 24.26%.
Gross Margin77.91%
Operating Margin30.44%
Pretax Margin30.44%
Net Profit Margin24.26%
EBITDA Margin33.22%
EBIT Margin30.44%
Analyst Forecast
The average price target for First Financial Indiana is $70.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$70.00
Price Target Upside3.69% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast9.58%
EPS Growth Forecast46.74%