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First Financial Corporation Indiana (THFF)
NASDAQ:THFF
US Market

First Financial Indiana (THFF) Stock Statistics & Valuation Metrics

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Total Valuation

First Financial Indiana has a market cap or net worth of $741.38M. The enterprise value is $942.21M.
Market Cap$741.38M
Enterprise Value$942.21M

Share Statistics

First Financial Indiana has 11,850,645 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding11,850,645
Owned by Insiders6.29%
Owned by Institutions18.94%

Financial Efficiency

First Financial Indiana’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 5.62%.
Return on Equity (ROE)0.09
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)5.62%
Return on Capital Employed (ROCE)0.09
Revenue Per Employee328.19K
Profits Per Employee50.45K
Employee Count937
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of First Financial Indiana is 10.0. First Financial Indiana’s PEG ratio is -0.54.
PE Ratio10.0
PS Ratio1.77
PB Ratio0.99
Price to Fair Value0.99
Price to FCF10.06
Price to Operating Cash Flow9.14
PEG Ratio-0.54

Income Statement

In the last 12 months, First Financial Indiana had revenue of 307.51M and earned 47.27M in profits. Earnings per share was 4.00.
Revenue307.51M
Gross Profit201.59M
Operating Income57.15M
Pretax Income57.15M
Net Income47.27M
EBITDA67.10M
Earnings Per Share (EPS)4.00

Cash Flow

In the last 12 months, operating cash flow was 76.48M and capital expenditures -1.04M, giving a free cash flow of 75.44M billion.
Operating Cash Flow76.48M
Free Cash Flow75.44M
Free Cash Flow per Share6.37

Dividends & Yields

First Financial Indiana pays an annual dividend of $0.51, resulting in a dividend yield of 3.19%
Dividend Per Share$0.51
Dividend Yield3.19%
Payout Ratio32.69%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.87
52-Week Price Change37.46%
50-Day Moving Average58.04
200-Day Moving Average53.69
Relative Strength Index (RSI)56.24
Average Volume (3m)55.91K

Important Dates

First Financial Indiana upcoming earnings date is Feb 10, 2026, Before Open (Confirmed).
Last Earnings DateOct 28, 2025
Next Earnings DateFeb 10, 2026
Ex-Dividend Date

Financial Position

First Financial Indiana as a current ratio of 0.17, with Debt / Equity ratio of 29.33%
Current Ratio0.17
Quick Ratio0.17
Debt to Market Cap0.39
Net Debt to EBITDA1.81
Interest Coverage Ratio0.64

Taxes

In the past 12 months, First Financial Indiana has paid 9.88M in taxes.
Income Tax9.88M
Effective Tax Rate0.17

Enterprise Valuation

First Financial Indiana EV to EBITDA ratio is 9.94, with an EV/FCF ratio of 12.30.
EV to Sales2.17
EV to EBITDA9.94
EV to Free Cash Flow12.30
EV to Operating Cash Flow11.05

Balance Sheet

First Financial Indiana has $1.27B in cash and marketable securities with $182.52M in debt, giving a net cash position of $1.09B billion.
Cash & Marketable Securities$1.27B
Total Debt$182.52M
Net Cash$1.09B
Net Cash Per Share$92.06
Tangible Book Value Per Share$36.19

Margins

Gross margin is 19.36%, with operating margin of 18.59%, and net profit margin of 15.37%.
Gross Margin19.36%
Operating Margin18.59%
Pretax Margin18.59%
Net Profit Margin15.37%
EBITDA Margin21.82%
EBIT Margin18.59%

Analyst Forecast

The average price target for First Financial Indiana is $62.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$62.00
Price Target Upside-0.90% Downside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast16.57%
EPS Growth Forecast69.64%

Scores

Smart Score7
AI Score