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STOCKS

First Financial Corporation Indiana (THFF)

NASDAQ:THFF

THFF

First Financial Indiana

RESEARCH TOOLSreports

First Financial Indiana (THFF) Ratios

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166 Followers

First Financial Indiana Ratios

THFF's free cash flow for Q4 2025 was $0.97. For the 2025 fiscal year, THFF's free cash flow was decreased by $ and operating cash flow was $0.38. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	4.47	4.47	0.17	0.33	0.35
Quick Ratio	4.47	4.47	0.17	0.33	0.35
Cash Ratio	0.45	0.45	0.02	0.02	0.05
Solvency Ratio	0.02	0.02	0.01	0.02	0.02
Operating Cash Flow Ratio	0.21	0.00	0.01	0.02	0.02
Short-Term Operating Cash Flow Coverage	0.21	0.00	0.32	1.28	1.11
Net Current Asset Value	$ -3.80B	$ -3.80B	$ -4.16B	$ -2.96B	$ -2.94B
Leverage Ratios
Debt-to-Assets Ratio	0.08	0.08	0.04	0.04	0.02
Debt-to-Equity Ratio	0.74	0.74	0.39	0.33	0.17
Debt-to-Capital Ratio	0.42	0.42	0.28	0.25	0.14
Long-Term Debt-to-Capital Ratio	0.22	0.22	0.05	0.17	0.02
Financial Leverage Ratio	8.84	8.84	10.13	9.19	10.50
Debt Service Coverage Ratio	0.24	0.24	0.21	0.52	0.87
Interest Coverage Ratio	1.31	1.31	0.64	1.19	4.81
Debt to Market Cap	0.63	0.67	0.39	0.34	0.14
Interest Debt Per Share	46.95	46.95	25.82	19.85	8.08
Net Debt to EBITDA	3.23	3.23	1.81	1.25	-1.51
Profitability Margins
Gross Profit Margin	77.68%	77.68%	65.56%	74.76%	92.94%
EBIT Margin	30.44%	30.44%	18.59%	26.74%	38.15%
EBITDA Margin	33.22%	33.22%	21.82%	29.15%	40.81%
Operating Profit Margin	30.44%	30.44%	18.59%	26.74%	38.15%
Pretax Profit Margin	30.44%	30.44%	18.59%	26.74%	38.15%
Net Profit Margin	24.26%	24.26%	15.37%	22.38%	30.91%
Continuous Operations Profit Margin	24.26%	24.26%	15.37%	22.38%	30.91%
Net Income Per EBT	79.72%	79.72%	82.72%	83.69%	81.03%
EBT Per EBIT	100.00%	100.00%	100.00%	100.00%	100.00%
Return on Assets (ROA)	1.38%	1.38%	0.85%	1.25%	1.43%
Return on Equity (ROE)	13.02%	12.17%	8.61%	11.49%	14.96%
Return on Capital Employed (ROCE)	1.82%	1.82%	8.73%	10.45%	15.97%
Return on Invested Capital (ROIC)	5.28%	5.28%	5.62%	7.97%	11.46%
Return on Tangible Assets	1.40%	1.40%	0.87%	1.28%	1.45%
Earnings Yield	10.41%	11.06%	8.66%	11.81%	12.64%
Efficiency Ratios
Receivables Turnover	11.76	11.76	11.42	10.90	10.81
Payables Turnover	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	4.15	4.15	3.45	4.03	3.48
Asset Turnover	0.06	0.06	0.06	0.06	0.05
Working Capital Turnover Ratio	0.31	-0.21	-0.09	-0.10	-0.09
Cash Conversion Cycle	31.04	31.04	31.97	33.49	33.78
Days of Sales Outstanding	31.04	31.04	31.97	33.49	33.78
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	0.00	0.00	0.00	0.00	0.00
Operating Cycle	31.04	31.04	31.97	33.49	33.78
Cash Flow Ratios
Operating Cash Flow Per Share	5.12	0.00	5.11	7.21	6.45
Free Cash Flow Per Share	5.12	0.00	4.59	6.66	6.34
CapEx Per Share	0.00	0.00	0.52	0.55	0.12
Free Cash Flow to Operating Cash Flow	1.00	0.00	0.90	0.92	0.98
Dividend Paid and CapEx Coverage Ratio	3.35	0.00	2.21	3.93	4.96
Capital Expenditure Coverage Ratio	0.00	0.00	9.88	13.16	55.25
Operating Cash Flow Coverage Ratio	0.13	0.00	0.28	0.49	0.98
Operating Cash Flow to Sales Ratio	0.19	0.00	0.20	0.32	0.34
Free Cash Flow Yield	7.97%	0.00%	9.94%	15.49%	13.75%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	9.61	9.04	11.54	8.47	7.91
Price-to-Sales (P/S) Ratio	2.33	2.19	1.77	1.89	2.45
Price-to-Book (P/B) Ratio	1.17	1.10	0.99	0.97	1.18
Price-to-Free Cash Flow (P/FCF) Ratio	12.55	0.00	10.06	6.46	7.27
Price-to-Operating Cash Flow Ratio	12.56	0.00	9.04	5.97	7.14
Price-to-Earnings Growth (PEG) Ratio	1.40	0.13	-0.54	-0.67	0.18
Price-to-Fair Value	1.17	1.10	0.99	0.97	1.18
Enterprise Value Multiple	10.25	9.83	9.94	7.75	4.48
Enterprise Value	1.11B	1.07B	667.25M	612.69M	420.63M
EV to EBITDA	10.25	9.83	9.94	7.75	4.48
EV to Sales	3.40	3.27	2.17	2.26	1.83
EV to Free Cash Flow	18.33	0.00	12.30	7.70	5.44
EV to Operating Cash Flow	18.33	0.00	11.05	7.12	5.34
Tangible Book Value Per Share	45.25	45.25	36.19	36.48	31.25
Shareholders’ Equity Per Share	54.91	54.91	46.48	44.23	38.92
Tax and Other Ratios
Effective Tax Rate	0.20	0.20	0.17	0.16	0.19
Revenue Per Share	27.54	27.54	26.03	22.71	18.84
Net Income Per Share	6.68	6.68	4.00	5.08	5.82
Tax Burden	0.80	0.80	0.83	0.84	0.81
Interest Burden	1.00	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.31	0.31	0.25	0.26	0.30
Stock-Based Compensation to Revenue	0.00	0.00	<0.01	<0.01	<0.01
Income Quality	0.77	0.00	1.28	1.42	1.11

Currency in USD