NB Bancorp, Inc. (NBBK)
NASDAQ:NBBK
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NBBK Stock Chart & Stats
$22.50
-$0.11(-0.63%)
At close: 4:00 PM EST
$22.50
-$0.11(-0.63%)
Day’s Range― - ―
52-Week Range$15.44 - $22.86
Previous CloseN/A
Volume42.10K
Average Volume (3M)354.47K
Market Cap
$823.47M
Enterprise Value$682.88M
Total Cash (Recent Filing)$604.98M
Total Debt (Recent Filing)$189.70M
Price to Earnings (P/E)14.4
Beta0.98
Next Earnings
Jul 23, 2026EPS Estimate
0.48Next Dividend Ex-DateN/A
Dividend Yield0.67%
Share Statistics
EPS (TTM)1.38
Shares Outstanding44,706,160
10 Day Avg. Volume231,939
30 Day Avg. Volume354,468
Financial Highlights & Ratios
PEG Ratio0.64
Price to Book (P/B)0.94
Price to Sales (P/S)2.55
P/FCF Ratio14.12
Enterprise Value/Market Cap0.83
Enterprise Value/Revenue1.98
Enterprise Value/Gross Profit3.59
Enterprise Value/Ebitda8.75
Forecast
1Y Price Target
$23.00Price Target Upside2.22% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.19
Revenue Forecast (FY)$294.71M
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationConsistent and growing operating and free cash flow provide durable internal funding for loan growth, technology integration, buybacks and dividends. FCF close to net income signals earnings quality, lowers dependence on external financing, and supports multi-quarter strategic investments.
Conservative Leverage & CapitalA low debt-to-equity ratio and double-digit Tier 1 capital create a durable buffer versus credit cycles, enabling the bank to expand lending and absorb losses without urgent recapitalization. This supports sustainable growth and regulatory flexibility over the medium term.
Active Shareholder ReturnsMaterial and sustained repurchases demonstrate disciplined capital allocation and management confidence, improving per-share metrics and returning excess capital. When coupled with solid capital ratios, buybacks are a durable tool to enhance shareholder value over multiple quarters.
Bears Say
Profitability VolatilityHistorical swings in margins and net income indicate sensitivity to the rate and credit cycle and episodic one-off charges. That variability complicates medium-term earnings predictability and may require higher capital cushions or conservative provisioning that constrain returns.
Inconsistent Cash-Flow Coverage SignalsDespite strong aggregate FCF, uneven coverage metrics and occasional anomalous values suggest variability in cash conversion. That unpredictability can impede reliable dividend forecasting and capital allocation planning across economic cycles, raising execution risk.
Moderate ROE / Capital EfficiencyMid-single-digit ROE reflects modest capital efficiency relative to growth ambitions; conservative leverage helps stability but caps returns. Raising long-term shareholder returns will require higher loan spreads, fee income, or more efficient capital use without eroding capitalization.
NB Bancorp, Inc. News
NBBK FAQ
What was NB Bancorp, Inc.’s price range in the past 12 months?
NB Bancorp, Inc. lowest stock price was $15.44 and its highest was $22.86 in the past 12 months.
What is NB Bancorp, Inc.’s market cap?
NB Bancorp, Inc.’s market cap is $823.47M.
When is NB Bancorp, Inc.’s upcoming earnings report date?
NB Bancorp, Inc.’s upcoming earnings report date is Jul 23, 2026 which is in 59 days.
How were NB Bancorp, Inc.’s earnings last quarter?
NB Bancorp, Inc. released its earnings results on Apr 22, 2026. The company reported $0.38 earnings per share for the quarter, missing the consensus estimate of $0.535 by -$0.155.
Is NB Bancorp, Inc. overvalued?
According to Wall Street analysts NB Bancorp, Inc.’s price is currently Undervalued.
Does NB Bancorp, Inc. pay dividends?
NB Bancorp, Inc. pays a Quarterly dividend of $0.07 which represents an annual dividend yield of 0.67%. See more information on NB Bancorp, Inc. dividends here
What is NB Bancorp, Inc.’s EPS estimate?
NB Bancorp, Inc.’s EPS estimate is 0.48.
How many shares outstanding does NB Bancorp, Inc. have?
NB Bancorp, Inc. has 44,706,160 shares outstanding.
What happened to NB Bancorp, Inc.’s price movement after its last earnings report?
NB Bancorp, Inc. reported an EPS of $0.38 in its last earnings report, missing expectations of $0.535. Following the earnings report the stock price went down -10.676%.
Which hedge fund is a major shareholder of NB Bancorp, Inc.?
Currently, no hedge funds are holding shares in NBBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
NB Bancorp, Inc. Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$23.00 (2.22% Upside)
$23.00 (2.22% Upside)
Blogger Sentiment
Bullish
NBBK Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 398.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $669.9K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.9%
Last 30 Days ▼ 4.0%
Last 30 Days ▼ 4.0%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
18.84%
12-Months-Change
Fundamentals
Return on Equity
6.63%
Trailing 12-Months
Asset Growth
37.85%
Trailing 12-Months
Company Description
NB Bancorp, Inc.
NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in Greater Boston metropolitan area and surrounding communities in Massachusetts, eastern Connecticut, southern New Hampshire, and Rhode Island. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily, one- to four-family residential real estate, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit. It also invests in securities consisting of U.S. treasury and federal agency securities, government-sponsored residential mortgage-backed securities, municipal bonds, and corporate bonds. The company was founded in 1892 and is based in Needham, Massachusetts.
NBBK Stock 12 Month Forecast
Average Price Target
$23.00
▲(2.22% Upside)
Technical Analysis
Camden National
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First Community Bancshares
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First Financial Indiana
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Orrstown Financial Services
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Independent Bank
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Ownership Overview
5.00% Insiders
9.05% Mutual Funds
14.59% Other Institutional Investors
58.54% Public Companies and
Individual Investors