First Community Bancshares (FCBC)

NASDAQ:FCBC

FCBC

First Community Bancshares

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First Community Bancshares (FCBC) Price & Analysis

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FCBC Stock Chart & Stats

$36.27

-$0.06(-0.15%)

At close: Jan 08 4:00 PM EST

$36.27

-$0.06(-0.15%)

Day’s Range― - ―

52-Week Range$31.21 - $45.10

Previous CloseN/A

Volume9.30K

Average Volume (3M)36.65K

Market Cap

$823.47M

Enterprise Value$209.18M

Total Cash (Recent Filing)$644.93M

Total Debt (Recent Filing)$1.21M

Price to Earnings (P/E)16.3

Beta0.69

Next Earnings

Jul 28, 2026

EPS Estimate

0.76

Next Dividend Ex-DateN/A

Dividend Yield9.26%

Share Statistics

EPS (TTM)2.66

Shares Outstanding19,075,027

10 Day Avg. Volume35,346

30 Day Avg. Volume36,653

Financial Highlights & Ratios

PEG Ratio-2.37

Price to Book (P/B)1.23

Price to Sales (P/S)3.33

P/FCF Ratio10.29

Enterprise Value/Market Cap0.25

Enterprise Value/Revenue1.21

Enterprise Value/Gross Profit1.35

Enterprise Value/Ebitda3.10

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)2.91

Revenue Forecast (FY)$184.30M

Bulls Say, Bears Say

Bulls Say

Conservative Balance Sheet And Growing EquityExtremely low reported debt and equity growth (from ~$428M to ~$501M) materially reduce financial risk and enhance flexibility. This conservatism supports lending capacity, credit quality through downturns, and the ability to absorb losses without relying on costly external funding.

Consistent Revenue Expansion (2021–2025)Sustained top-line growth across multiple years reflects durable demand for core banking products and an expanding franchise. Steady revenue provides a stable base for net interest income, supports scale in fee businesses, and underpins long-term profitability and reinvestment capacity.

Dependable Cash GenerationImproving operating cash flow and close FCF-to-net-income conversion demonstrate earnings quality and internal funding ability. Reliable cash generation supports dividends, loan growth and capital allocation without heavy external financing, bolstering long-term financial resilience.

Bears Say

Uneven Earnings And Cash-flow MomentumEarnings momentum has softened and free cash flow showed a decline in 2024 before rebounding in 2025. This variability complicates multi-year capital planning, may constrain discretionary investments, and signals sensitivity to credit cycles or rate shifts that can persist over months.

ROE Has Drifted Down From Prior HighsWhile ROE remains respectable, its decline from earlier peak levels indicates reduced efficiency in converting equity to profit. Sustained lower ROE pressures long-term shareholder returns and requires higher growth or margin improvements to restore prior profitability profiles.

Concentration In Net Interest IncomeReliance on net interest margin exposes earnings to interest-rate cycles, deposit repricing and credit-quality swings. Limited diversification into material non-banking revenue makes results structurally sensitive to macro rate moves and regional deposit competition over the medium term.

First Community Bancshares News

First Community Bancshares Gains From Bearing Insurance Stake Sale

The latest announcement is out from First Community Bancshares ( ($FCBC) ). On May 1, 2026, Bearing Insurance...

4d ago

FCBC

First Community Bancshares Shareholders Back Directors and Proposals

An update from First Community Bancshares ( ($FCBC) ) is now available. On April 28, 2026, First Community...

6d ago

FCBC

FCBC Earnings this Week: How Will it Perform?

First Community Bancshares (FCBC) is scheduled to report 1st quarter earnings on 04/28/2026. Regarding Q1 estimates, Wall Street...

10d ago

FCBC

First Community Bancshares Completes Merger With Hometown Bancshares

First Community Bancshares ( ($FCBC) ) has issued an update. On January 23, 2026, First Community Bankshares, Inc....

3M ago

FCBC

First Community Bancshares (FCBC) Q4 Earnings Cheat Sheet

First Community Bancshares (FCBC) is scheduled to report 4th quarter earnings on 01/27/2026. Regarding Q4 estimates, Wall Street...

3M ago

FCBC

First Community Bancshares Secures Final Approval for Merger

First Community Bancshares ( ($FCBC) ) has shared an update. On December 30, 2025, First Community Bankshares, Inc....

4M ago

FCBC

First Community Bancshares shareholders approve Hometown merger plan

The latest update is out from First Community Bancshares ( ($FCBC) ). On December 18, 2025, Hometown Bancshares,...

5M ago

FCBC

First Community Bancshares Announces Special Cash Dividend

First Community Bancshares ( ($FCBC) ) has provided an update. On December 16, 2025, First Community Bankshares announced...

5M ago

FCBC

First Community announces special cash dividend of $1.00 per share

First Community (FCBC) Bankshares reported its Board of Directors declared a special cash dividend to common shareholders of...

5M ago

FCBC

First Community Bancshares Merger Approved by Shareholders

First Community Bancshares ( ($FCBC) ) has shared an announcement. On December 2, 2025, Hometown Bancshares, Inc. shareholders...

5M ago

FCBC

First Community Bancshares Gains Federal Approval for Merger

First Community Bancshares ( ($FCBC) ) has provided an update. First Community Bankshares, Inc. received regulatory approval from...

6M ago

FCBC

First Community announces acquisition of Hometown Bancshares

First Community (FCBC) Bankshares and Hometown Bancshares jointly announced today their entry into an Agreement and Plan of...

10M ago

FCBC

First Community reports Q3 EPS 68c, one estimate 70c

Reports Q3 net income of $13.03 M for the third quarter of 2024, was a decrease of $1.61...

2y ago

FCBC

First Community reports Q2 adjusted EPS 79c, consensus 59c

Reports Q2 net charge-offs 0.16%. Reports Q2 tangible book value per share $19.20. The company said, “The provision...

2y ago

FCBC

FCBC FAQ

What was First Community Bancshares’s price range in the past 12 months?

First Community Bancshares lowest stock price was $31.21 and its highest was $45.10 in the past 12 months.

What is First Community Bancshares’s market cap?

First Community Bancshares’s market cap is $823.47M.

When is First Community Bancshares’s upcoming earnings report date?

First Community Bancshares’s upcoming earnings report date is Jul 28, 2026 which is in 84 days.

How were First Community Bancshares’s earnings last quarter?

First Community Bancshares released its earnings results on Apr 28, 2026. The company reported $0.73 earnings per share for the quarter, beating the consensus estimate of $0.72 by $0.01.

Is First Community Bancshares overvalued?

According to Wall Street analysts First Community Bancshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does First Community Bancshares pay dividends?

First Community Bancshares pays a Quarterly dividend of $0.31 which represents an annual dividend yield of 9.26%. See more information on First Community Bancshares dividends here

What is First Community Bancshares’s EPS estimate?

First Community Bancshares’s EPS estimate is 0.76.

How many shares outstanding does First Community Bancshares have?

First Community Bancshares has 19,075,027 shares outstanding.

What happened to First Community Bancshares’s price movement after its last earnings report?

First Community Bancshares reported an EPS of $0.73 in its last earnings report, beating expectations of $0.72. Following the earnings report the stock price went down -2.583%.

Which hedge fund is a major shareholder of First Community Bancshares?

Currently, no hedge funds are holding shares in FCBC

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

First Community Bancshares Stock Smart Score

Neutral

Fundamentals

Return on Equity

9.63%

Trailing 12-Months

Asset Growth

12.99%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

First Community Bancshares

First Community Bancshares (FCBC) is a financial holding company headquartered in Bluefield, West Virginia. The company operates through its wholly-owned banking subsidiary, First Community Bank, and provides a range of banking and financial services to individuals and businesses. FCBC's core offerings include personal and commercial banking, mortgage lending, and wealth management services, primarily serving customers in West Virginia, Virginia, and Tennessee.