First Community Bancshares (FCBC) Price & Analysis

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FCBC Stock Chart & Stats

$36.27

-$0.06(-0.15%)

At close: Jan 08 4:00 PM EST

$36.27

-$0.06(-0.15%)

Day’s Range― - ―

52-Week Range$31.21 - $42.15

Previous CloseN/A

Volume9.30K

Average Volume (3M)36.65K

Market Cap

$757.28M

Enterprise Value$246.25M

Total Cash (Recent Filing)$644.93M

Total Debt (Recent Filing)$1.21M

Price to Earnings (P/E)12.7

Beta0.72

Next Earnings

Apr 28, 2026

EPS Estimate

0.72

Next Dividend Ex-DateN/A

Dividend Yield9.26%

Share Statistics

EPS (TTM)0.77

Shares Outstanding19,075,027

10 Day Avg. Volume35,346

30 Day Avg. Volume36,653

Financial Highlights & Ratios

PEG Ratio-2.37

Price to Book (P/B)1.23

Price to Sales (P/S)3.33

P/FCF Ratio10.29

Enterprise Value/Market Cap0.33

Enterprise Value/Revenue1.42

Enterprise Value/Gross Profit1.58

Enterprise Value/Ebitda3.65

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)2.85

Revenue Forecast (FY)$181.70M

Bulls Say, Bears Say

Bulls Say

Conservative Balance SheetFirst Community's extremely low debt-to-equity and rising equity base materially reduce financial risk and increase capacity to originate loans, absorb economic shocks, and support dividends or opportunistic M&A. Conservative leverage provides durable capital flexibility for growth.

Steady Revenue & ProfitabilityConsistent top-line growth from 2021–2025 alongside healthy net margins indicates resilient loan and fee income generation. Durable revenue expansion and sustained profitability underpin lending capacity, internal funding for investments, and the bank's ability to maintain stakeholder returns over multiple years.

Strategic Merger GrowthThe Hometown transaction materially increases scale, low‑cost core deposits, and regional footprint, structurally boosting deposit funding and lending capacity. Expanded scale and product/technology reach improve long‑term revenue opportunities and offer potential cost efficiencies post-integration.

Bears Say

Margin & ROE PressureReturns on equity and margins have moderated from earlier highs, indicating reduced capital efficiency. Persistently lower ROE or continued margin compression would limit internal capital generation, constrain growth funded from earnings, and pressure long-term dividend and investment capacity.

Uneven Free Cash FlowWhile operating cash flow rose overall, free cash flow volatility (a 2024 dip then 2025 rebound) complicates reliable capital allocation. Inconsistent FCF increases funding uncertainty for lending, M&A, and dividends, raising execution and planning risk over multi-quarter horizons.

Merger Integration RiskManagement highlights integration execution as the key follow‑through after the Hometown deal. Poor integration could erode expected deposit cost advantages, disrupt customer retention, inflate expenses, and delay realization of scale benefits, posing structural execution risk post-close.

First Community Bancshares News

First Community Bancshares Completes Merger With Hometown Bancshares

First Community Bancshares ( ($FCBC) ) has issued an update. On January 23, 2026, First Community Bankshares, Inc....

2M ago

FCBC

First Community Bancshares (FCBC) Q4 Earnings Cheat Sheet

First Community Bancshares (FCBC) is scheduled to report 4th quarter earnings on 01/27/2026. Regarding Q4 estimates, Wall Street...

2M ago

FCBC

First Community Bancshares Secures Final Approval for Merger

First Community Bancshares ( ($FCBC) ) has shared an update. On December 30, 2025, First Community Bankshares, Inc....

3M ago

FCBC

First Community Bancshares shareholders approve Hometown merger plan

The latest update is out from First Community Bancshares ( ($FCBC) ). On December 18, 2025, Hometown Bancshares,...

3M ago

FCBC

First Community Bancshares Announces Special Cash Dividend

First Community Bancshares ( ($FCBC) ) has provided an update. On December 16, 2025, First Community Bankshares announced...

3M ago

FCBC

First Community announces special cash dividend of $1.00 per share

First Community (FCBC) Bankshares reported its Board of Directors declared a special cash dividend to common shareholders of...

3M ago

FCBC

First Community Bancshares Merger Approved by Shareholders

First Community Bancshares ( ($FCBC) ) has shared an announcement. On December 2, 2025, Hometown Bancshares, Inc. shareholders...

4M ago

FCBC

First Community Bancshares Gains Federal Approval for Merger

First Community Bancshares ( ($FCBC) ) has provided an update. First Community Bankshares, Inc. received regulatory approval from...

4M ago

FCBC

Ex-Dividend Date Nearing for These 10 Stocks – Week of November 10, 2025

This week, several dividend stocks are trading close to their 52-week lows. Here is a list of ten such stocks...

4M ago

BAH

First Community Bankshares Reports Q3 2025 Earnings

First Community Bancshares ( ($FCBC) ) has released its Q3 earnings. Here is a breakdown of the information...

5M ago

FCBC

First Community Bancshares (FCBC) Q3 Earnings Cheat Sheet

First Community Bancshares (FCBC) is scheduled to report 3rd quarter earnings on 10/28/2025. Regarding Q3 estimates, Wall Street...

5M ago

FCBC

First Community announces acquisition of Hometown Bancshares

First Community (FCBC) Bankshares and Hometown Bancshares jointly announced today their entry into an Agreement and Plan of...

8M ago

FCBC

First Community reports Q3 EPS 68c, one estimate 70c

Reports Q3 net income of $13.03 M for the third quarter of 2024, was a decrease of $1.61...

1y ago

FCBC

First Community reports Q2 adjusted EPS 79c, consensus 59c

Reports Q2 net charge-offs 0.16%. Reports Q2 tangible book value per share $19.20. The company said, “The provision...

2y ago

FCBC

FCBC FAQ

What was First Community Bancshares’s price range in the past 12 months?

First Community Bancshares lowest stock price was $31.21 and its highest was $42.15 in the past 12 months.

What is First Community Bancshares’s market cap?

First Community Bancshares’s market cap is $757.28M.

When is First Community Bancshares’s upcoming earnings report date?

First Community Bancshares’s upcoming earnings report date is Apr 28, 2026 which is in 35 days.

How were First Community Bancshares’s earnings last quarter?

First Community Bancshares released its earnings results on Jan 27, 2026. The company reported $0.77 earnings per share for the quarter, beating the consensus estimate of $0.62 by $0.15.

Is First Community Bancshares overvalued?

According to Wall Street analysts First Community Bancshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does First Community Bancshares pay dividends?

First Community Bancshares pays a Quarterly dividend of $0.31 which represents an annual dividend yield of 9.26%. See more information on First Community Bancshares dividends here

What is First Community Bancshares’s EPS estimate?

First Community Bancshares’s EPS estimate is 0.72.

How many shares outstanding does First Community Bancshares have?

First Community Bancshares has 19,075,027 shares outstanding.

What happened to First Community Bancshares’s price movement after its last earnings report?

First Community Bancshares reported an EPS of $0.77 in its last earnings report, beating expectations of $0.62. Following the earnings report the stock price went down -0.798%.

Which hedge fund is a major shareholder of First Community Bancshares?

Currently, no hedge funds are holding shares in FCBC

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

First Community Bancshares Stock Smart Score

Neutral

Fundamentals

Return on Equity

9.71%

Trailing 12-Months

Asset Growth

-0.05%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

First Community Bancshares

First Community Bancshares (FCBC) is a financial holding company headquartered in Bluefield, West Virginia. The company operates through its wholly-owned banking subsidiary, First Community Bank, and provides a range of banking and financial services to individuals and businesses. FCBC's core offerings include personal and commercial banking, mortgage lending, and wealth management services, primarily serving customers in West Virginia, Virginia, and Tennessee.