First Community Bancshares (FCBC)

NASDAQ:FCBC

FCBC

First Community Bancshares

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First Community Bancshares (FCBC) Price & Analysis

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FCBC Stock Chart & Stats

$36.27

-$0.06(-0.15%)

At close: Jan 08 4:00 PM EST

$36.27

-$0.06(-0.15%)

Day’s Range― - ―

52-Week Range$31.21 - $45.10

Previous CloseN/A

Volume9.30K

Average Volume (3M)36.65K

Market Cap

$806.18M

Enterprise Value$202.45M

Total Cash (Recent Filing)$867.82M

Total Debt (Recent Filing)$3.18M

Price to Earnings (P/E)16.3

Beta0.69

Next Earnings

Jul 28, 2026

EPS Estimate

0.76

Next Dividend Ex-DateN/A

Dividend Yield9.26%

Share Statistics

EPS (TTM)2.66

Shares Outstanding18,866,730

10 Day Avg. Volume35,346

30 Day Avg. Volume36,653

Financial Highlights & Ratios

PEG Ratio-2.37

Price to Book (P/B)1.23

Price to Sales (P/S)3.33

P/FCF Ratio10.29

Enterprise Value/Market Cap0.25

Enterprise Value/Revenue1.16

Enterprise Value/Gross Profit1.29

Enterprise Value/Ebitda3.05

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)2.91

Revenue Forecast (FY)$184.30M

Bulls Say, Bears Say

Bulls Say

Conservative Balance SheetVery low leverage and a conservatively positioned balance sheet give the bank durable financial flexibility to absorb shocks, pursue selective lending or M&A, and maintain capital cushions. That structural strength supports lending capacity and credit stability over the next several quarters.

High And Stable MarginsSustainably high margins and steady return on equity indicate durable profitability from core banking operations (net interest income and fees). This margin profile provides long-term earnings resilience even if revenue growth moderates, supporting internal capital generation.

Ability To Monetize Non-core AssetsRealizing a one-time $10M pre-tax gain from selling a non-core insurance stake demonstrates disciplined capital recycling and the ability to bolster capital reserves. This structural capacity to monetize investments can finance strategic initiatives or strengthen regulatory capital over time.

Bears Say

Revenue Growth SlowdownA marked deceleration in revenue growth to near-flat TTM levels signals rising cyclicality and potential market-share stagnation. Persistently slow top-line expansion can constrain earnings upside, limit scale economies, and pressure strategic investments over the medium term.

Weakened Free Cash Flow MomentumA roughly 40% decline in TTM free cash flow and volatile operating cash flow reduce confidence in cash generation consistency. Weakening FCF limits internal funding for loan growth, dividends, or capital projects and increases reliance on careful capital allocation over coming quarters.

Moderating Returns Versus Earlier PeakROE moderation from prior peaks suggests limited near-term runway to expand profitability absent higher revenue or greater leverage. With already minimal debt, management has less scope to lift returns through leverage, making margin expansion or revenue recovery critical for improving long-term ROE.

First Community Bancshares News

First Community Bancshares Gains From Bearing Insurance Stake Sale

The latest announcement is out from First Community Bancshares ( ($FCBC) ). On May 1, 2026, Bearing Insurance...

27d ago

FCBC

First Community Bancshares Shareholders Back Directors and Proposals

An update from First Community Bancshares ( ($FCBC) ) is now available. On April 28, 2026, First Community...

28d ago

FCBC

FCBC Earnings this Week: How Will it Perform?

First Community Bancshares (FCBC) is scheduled to report 1st quarter earnings on 04/28/2026. Regarding Q1 estimates, Wall Street...

1M ago

FCBC

First Community Bancshares Completes Merger With Hometown Bancshares

First Community Bancshares ( ($FCBC) ) has issued an update. On January 23, 2026, First Community Bankshares, Inc....

4M ago

FCBC

First Community Bancshares (FCBC) Q4 Earnings Cheat Sheet

First Community Bancshares (FCBC) is scheduled to report 4th quarter earnings on 01/27/2026. Regarding Q4 estimates, Wall Street...

4M ago

FCBC

First Community Bancshares Secures Final Approval for Merger

First Community Bancshares ( ($FCBC) ) has shared an update. On December 30, 2025, First Community Bankshares, Inc....

5M ago

FCBC

First Community Bancshares shareholders approve Hometown merger plan

The latest update is out from First Community Bancshares ( ($FCBC) ). On December 18, 2025, Hometown Bancshares,...

5M ago

FCBC

First Community Bancshares Announces Special Cash Dividend

First Community Bancshares ( ($FCBC) ) has provided an update. On December 16, 2025, First Community Bankshares announced...

5M ago

FCBC

First Community announces special cash dividend of $1.00 per share

First Community (FCBC) Bankshares reported its Board of Directors declared a special cash dividend to common shareholders of...

5M ago

FCBC

First Community Bancshares Merger Approved by Shareholders

First Community Bancshares ( ($FCBC) ) has shared an announcement. On December 2, 2025, Hometown Bancshares, Inc. shareholders...

6M ago

FCBC

First Community Bancshares Gains Federal Approval for Merger

First Community Bancshares ( ($FCBC) ) has provided an update. First Community Bankshares, Inc. received regulatory approval from...

7M ago

FCBC

First Community announces acquisition of Hometown Bancshares

First Community (FCBC) Bankshares and Hometown Bancshares jointly announced today their entry into an Agreement and Plan of...

10M ago

FCBC

First Community reports Q3 EPS 68c, one estimate 70c

Reports Q3 net income of $13.03 M for the third quarter of 2024, was a decrease of $1.61...

2y ago

FCBC

First Community reports Q2 adjusted EPS 79c, consensus 59c

Reports Q2 net charge-offs 0.16%. Reports Q2 tangible book value per share $19.20. The company said, “The provision...

2y ago

FCBC

FCBC FAQ

What was First Community Bancshares’s price range in the past 12 months?

First Community Bancshares lowest stock price was $31.21 and its highest was $45.10 in the past 12 months.

What is First Community Bancshares’s market cap?

First Community Bancshares’s market cap is $806.18M.

When is First Community Bancshares’s upcoming earnings report date?

First Community Bancshares’s upcoming earnings report date is Jul 28, 2026 which is in 61 days.

How were First Community Bancshares’s earnings last quarter?

First Community Bancshares released its earnings results on Apr 28, 2026. The company reported $0.73 earnings per share for the quarter, beating the consensus estimate of $0.72 by $0.01.

Is First Community Bancshares overvalued?

According to Wall Street analysts First Community Bancshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does First Community Bancshares pay dividends?

First Community Bancshares pays a Quarterly dividend of $0.31 which represents an annual dividend yield of 9.26%. See more information on First Community Bancshares dividends here

What is First Community Bancshares’s EPS estimate?

First Community Bancshares’s EPS estimate is 0.76.

How many shares outstanding does First Community Bancshares have?

First Community Bancshares has 18,866,730 shares outstanding.

What happened to First Community Bancshares’s price movement after its last earnings report?

First Community Bancshares reported an EPS of $0.73 in its last earnings report, beating expectations of $0.72. Following the earnings report the stock price went down -2.584%.

Which hedge fund is a major shareholder of First Community Bancshares?

Currently, no hedge funds are holding shares in FCBC

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

First Community Bancshares Stock Smart Score

Neutral

Fundamentals

Return on Equity

9.63%

Trailing 12-Months

Asset Growth

12.99%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

First Community Bancshares

First Community Bancshares (FCBC) is a financial holding company headquartered in Bluefield, West Virginia. The company operates through its wholly-owned banking subsidiary, First Community Bank, and provides a range of banking and financial services to individuals and businesses. FCBC's core offerings include personal and commercial banking, mortgage lending, and wealth management services, primarily serving customers in West Virginia, Virginia, and Tennessee.